Section 5 Money Bank (I)
Two months have passed in Chang'an, the depression is still the same, in addition to the orchid still working hard in the west market, I can't hear the noise of other southern and northern tones, and there are many fewer people visiting the market, looking at the mountains of goods, and the endless arrival of camel caravans, Hu Shang's face can no longer see the cheerful smile of the past, Hu Ji's clothes are wearing less and less, and the waist is twisted more and more frequently, it is a pity that the nobles and nobles are restricting their children and nephews, and they are not allowed to go to the Qinglou market.
There is no Yun Ye's part in the bargain shop now, and there is no Lao He's share, he has always followed Yun Ye's footsteps, as soon as Yun Ye took out his thirty percent of his shares, Lao He didn't even think about selling his two percent to others, Chang'an Xungui has people who take money and wait, these fifty percent are sold very much, they are all sold in half and half of them, so the price is much higher, everyone wants to find a permanent way to make money for their descendants, and the cheap shop is undoubtedly the best choice.
Buy things do not go to their own store pΓΉ to buy that is a loser, the cheap shop has everything, close to it, the goods are good, do not go outside to buy, shareholders buy things have discounts, cheaper than the outside a lot, take the goods to the end of the unified settlement, deduct from the dividends is, every day at the end of the month, there are the head of the family or the wife of the house at home waiting for the housekeeper of the cheap shop to come to the door, how much they eat in a month, how much they spend, there are detailed accounts to check, from the root to eliminate the possibility of the housekeeper at home, the standard of living of the family has risen instead of falling, and the cost has been reduced by 10%.
After the heads of the house, the ladies of the house, discovered this function. As long as you can buy something in the bargain, you are absolutely not allowed to buy it outside. As long as the consumption reaches a certain amount, the bill will be delivered to the large households at the end of the month, which has been well received by those large households.
The major shareholder of the bargain shop is a woman named Mingyue, who never cares about things, but spends five days a month walking around Chang'an City in a carriage and looking at all the shops. Then they went back to the palace with the carriage loaded with silver or gold, and they returned to the palace together, mind you. Now if the nobles of Chang'an don't know that Mingyue is the personal maid of the queen's mother, they will be ridiculed.
Outside, shops that are closely related to daily life are shrinking, and food prices have fallen to a dangerous level. At this time, the compassionate queen mother, in order to prepare some food for the disaster year, allocated a large amount of silver from the inner government to buy grain from Chang'an, whether it is wheat, beans, millet, it doesn't matter, you want it. The price exceeded the market by one percent, and the grain merchants wailed and cried, not for anything else, the mother only received the grain of the farmers, not the grain of the merchants. Farmers who were previously oppressed by grain merchants. Now carrying the burden, driving the ox cart, and without looking at the grain merchants, he sold all his surplus grain to the queen.
When the queen was riding in a small carriage covered with light veils and wandering around the granary, His Majesty the Emperor also issued a decree and ordered the state capital of the world. Except for the state capitals that have suffered disasters and need relief, all the state capitals that have not suffered disasters have purchased surplus grain from the people at a price higher than the market price, and they are not allowed to let the farmers suffer.
"Niangniang, a total of 1.73 million quintals of grain were purchased this year, and the surplus grain in Guanzhong is estimated to be here, whether it is wheat, beans, or millet, it is all first-class good grain." The official in charge of the treasury took a long poke, stabbed it into a grain tun casually, and after pulling it out, he held it to the palace maid and asked the palace maid to show it to the queen.
The poke was sent in, and the eldest grandson poured the grain in the poke into a silver plate, and flattened it with his hands to check it, the wheat grains were full and dry, twist a few and put them in his mouth to chew, it was very good, there was no mold, and there was no peculiar smell, it was indeed good food.
The eldest grandson stood up and lifted the light veil, looking at the dense granary, a little distracted, she never thought in her dream that she could buy the surplus grain of the entire Guanzhong only by relying on the inner government, there was food at home, everything was not panicked, the people did not suffer, and the other people were dead or alive in this great turmoil, who would care about him, drinking the blood of the people for so many years, how could he not spit it out.
Datang is still a huge self-sufficient big family model, there is an ordnance supervisor, and the boat bridge has a general as a supervisor, as long as the money and food are available, there is no big thing in the world.
Yun Ye said that he wanted to reshuffle the cards, he didn't know what the shuffle meant, in short, he wanted to reorganize the merchants and drive the power of the big family out of the merchants.
At the end of September, many businessmen in Chang'an who were about to hang themselves suddenly became happy, and a few days ago, those big families who were relied on as their backers began to withdraw their shares, and the withdrawal was very simple, and some shameless people also counted the dry shares as money and pulled out.
There is a master named Huang Zhien who opened a shop called Qian Zhuang, I heard that the background is strong, there are countless people with a lot of money, seeing the merchants living in fear, I can't bear to watch them die one by one, and decided to lend their money to the merchants for turnover, as long as it is a merchant in need, you can take things to mortgage, give cash money, do not delay, do not delay, I heard that the interest rate is not high, there is this good thing? It can't be a liar.
The shopkeeper of the Jinfeng Cao couldn't hold on, and the Dai family pumped the shares, regardless of whether the Cao family was dead or alive, they swept away the money used by the Jinfeng to buy goods, and also searched the Cao family's savings for many years, seeing that the Cao family really had no oil and water, so they stopped.
Now it is about to enter the winter, it is the time when the linen business of the Jinfeng is booming, seeing that when it is time to collect the linen cloth, there is no money on the counter, if it can't survive this year, the Jinfeng will go bankrupt, and his wife and children may be sentenced to slavery by the government. Now as long as someone can inject funds into the Bluestar, even if it is an evil ghost, Shopkeeper Cao will admit it.
Gritting his teeth, he said to the onlookers: "Ladies and gentlemen, the Cao family can't hold on, even if the ghost door is closed, my old Cao will also break through, and it can be regarded as exploring the way for everyone. β
The other shopkeepers who were watching all bowed down, and saw the shopkeeper Cao walking into the magnificent gate with a sad and angry face, he no longer wanted any good results from the Jinfeng, but only wanted to be able to let his wife and children escape the catastrophe, even if it was successful.
As soon as he entered the door, a man in Tsing Yi greeted him and welcomed him into a side hall, through the flower window he could see that there were many counters in the hall, and there was a bookkeeper behind each counter, several of whom were acquaintances, but now they were all dressed in Tsing Yi, sitting behind the counter and drinking tea, waiting for customers to come to the door, above the counter, full of iron wires, and a bamboo clip with some pieces of paper on it, I don't know what it was for, there was a strange thing on the table, and the boxes were all strings of beads, It is also divided into two compartments, and I don't know what it is for, the strange silence makes Lao Cao almost want to run away.
The job brought him turquoise tea, which made his heart quiet down all of a sudden, this is something only in the Yun family, he has seen it, the shopkeeper of the Ruiyuan has some dealings with the Yun family, and was given a small tube by the housekeeper of the Yun Mansion, an inch thick, half a foot long bamboo tube, since the old horse got it, he showed it to everyone once, only let him smell the taste, and did not invite everyone to drink.
This tea is never sold out, and when I hear about it, I send some to the palace and some close elders in the academy, and others don't even think about it. Ruiyuan is so blessed, the Yun family mixed a share in his family's business, this time the Yun family also withdrew the shares, but the money was not taken, and the time was enough to give the old horse three years, this dog day is a good blessing.
Lao Cao's hands were trembling excitedly, if this business belonged to the Yun family, things would not be bad, the Yun family was a well-known and kind family in Chang'an, although the temper of the Hou Ye was bigger, it was also the temper that a young high-ranking official should have, there was a name for the three evils of Chang'an, I didn't see anyone bullied, so I beat two people who didn't have long eyes, this is not a thing, from the situation of Ruiyuan, the Yun family's good name is not fake.
Huang Zhien walked into the side hall with a smile and said to Lao Cao: "Lao Cao, although we haven't seen each other, I have heard of the name of your Jinfeng. β
"Brother Huang, the younger brother is really desperate, this time the turmoil is about to drown the younger brother, and I ask Brother Huang to help, the younger brother is grateful to Dade, that is, I have been thinking about Brother Huang's kindness for eight lifetimes."
"Since Brother Cao is in a hurry, the younger brother will not say polite words, in this money village, the identity of the younger brother is the same as that of Lao Cao, you are the shopkeeper, you are not only the shopkeeper, but also the owner, the younger brother is a shopkeeper, you don't ask whose plate it is, I can only sue you, every penny here is clean money, so rest assured, if you want to borrow money, you need to have a mortgage, I don't know if Brother Cao can have a mortgage?"
The shopkeeper Cao is a businessman who doesn't understand the truth, and he has already prepared the title deed, house deed, and shop contract in the baggage, hoping to borrow enough money with these things. β
There is an account room to come over, take Lao Cao's various contracts to calculate, the dumb-eyed Lao Cao looked at his last bit of property, and prayed in his heart to be able to calculate a little more, his own land deed, the house deed is only 800 guan at most, he has long known that the success or failure of the matter depends on how much the store pΓΉ can mortgage, 800 guan is far from enough.
In the anxious waiting, Lao Cao took a sip of tea, moistened his dry lips, the tea did not taste anything, he only saw his various contracts sliding around on the iron wire very lively, and after a dense crackling sound, his things slid into Huang Zhien's hand with the iron wire, took off the things on the clip, Huang Zhien took a look, returned the contract to the shopkeeper Cao, and asked: "Brother Cao's recent situation is known, I don't know how much you plan to borrow." β
"Don't hide it from Brother Huang, the younger brother urgently needs cash to buy linen, and now it is only a few days away from the day of acquisition, if you can borrow two thousand to solve the urgent need."