"Lao Cao, let's still talk like this, your Jinfeng is normal, but there is no cash, as long as there is cash, it will immediately be a prosperous business, two thousand yuan is only enough for you to buy hemp materials, what are you going to do with other expenses? It's better to lend you 3,000 guan at a time, and the interest rate is 5 percent, you see how it is, and 3,000 guan doesn't need to ask you to use the house as collateral, the shop is enough. Huang Zhien looked at the number sent by the account office and said to the shopkeeper Cao.

"Really, Brother Huang, thank you, the monthly interest is one to five, this interest is very kind, little brother thank you." When the shopkeeper Cao heard Huang Zhien's words, tears came out, in the past, the best Wen Tangli in the temple was a monthly interest of one to five, but he didn't expect that Qian Zhuang didn't take advantage of the fire to rob and give the best discount.

"Lao Cao, you didn't hear clearly, it's an annual interest rate of five percent, not a seal money that eats people and doesn't spit out bones, you need to pay five percent of the interest a year, if you can't pay the principal when due, after paying the interest, you can apply for an extension, you have two chances to extend, this time you hear it clearly."

Shopkeeper Cao's throat gurgled, and the sound kept ringing, only the world and the world changed color, and only the words of annual interest were circling in his head, is this God's eyes? I can't faint, I must insist on signing the contract and then faint, what if Lao Huang's brain is confused? I'm going to be quiet, quiet.

The calm habit cultivated in the business for many years allowed Lao Cao to take over the contract word by word, word by word, yes, with the Jinfeng number as a pledge, he lent 3,000 copper coins, with an annual interest rate of 10 percent and 5, and there were two opportunities to apply for an extension, this is not a business, this is a bodhisattva.

Seals, handprints, signatures, Lao Cao pressed four or five finger prints, he couldn't wait to smear himself on the ink, okay, sign it. It's almost time to get the money, it's almost to get the money, and the ancestors bless me and let me get the money.

"Lao Cao, what are you doing according to those handprints, the contract is done, there is a scribe of the official family over there, let's leave a foundation in the official mansion. I'll have a voucher in the future. Huang Zhien looked at the mess of two contracts. I felt that Lao Cao was going crazy.

The scribe Lao Cao knew, that is, the old scribe of Chang'an County, an acquaintance, the old scribe asked after reading the contract: "Is it agreed by both parties?" Huang Zhien nodded, Lao Cao was about to become a chicken pecking rice.

The government has a backup, and Lao Cao is much more relieved. Before he could ask about the money, Huang Zhien asked him: "Lao Cao, you are going to the countryside to collect sackcloth." Naturally, copper coins are better, you see if this will work, give you a thousand pieces of gold. What do you think of a thousand pieces of silver bread and a thousand pieces of copper coins? ”

"Brother Huang is thoughtful, what else does the younger brother have to say, this is the best, copper coins and villagers trade. Silver and government transactions, gold and other merchants transactions, Qian Zhuang thoughtful, the younger brother admires it very much. ”

In order to expand his influence, Huang Zhien deliberately took Lao Cao to the silver vault, as soon as the iron door opened, Lao Cao had a feeling that he couldn't hold his urine, boxes of gold nuggets, shelves full of silver cakes, and copper coins as high as mountains made him almost breathless.

The gold has been weighed, the silver cakes have been bitten one by one, the fineness of the copper coins has also been checked one by one, and the iron horse is going to send the money to Lao Cao, and when the money is in hand, the businessman habits that Lao Cao has cultivated for many years have appeared.

"Brother Huang, this is a lot of money, if the younger brother takes this money, he may bring trouble to the family, I don't know if you can continue to keep this money here, you see how the younger brother pays the storage fee."

"Lao Cao, you are the first customer, the younger brother just wanted to let you get the money, and forgot that there is another method, called saving money, that is, the three thousand yuan, you will definitely not be able to use it for a while, it is better to continue to put it in the bank, you don't need to pay the storage fee, the money bank will give you interest every month, the annual interest is one point, give you a certificate, you can take it as you like, so you don't have to worry about causing trouble."

The shopkeeper Cao felt that his mind was not enough today, and the impact of the money village on him was wave after wave, and the great good things fell on his head, and now he let the money be kept by the family, not only did he not charge, but he also gave the money, what is the reason?

Pulled Huang Zhien aside, first made a gesture and then spoke: "Brother Huang, this is not the way to do business, now that the younger brother has also borrowed money, you will give the younger brother a thorough understanding, who did this business?" Yun family? Cheng family? Cow's house? Or did the three of them join forces together? I don't know the details, the little brother is not sure. ”

"What do you think, Yun, Cheng, and Niu dare to do this kind of business that invites people to buy people's hearts? You don't look at who the treasury guards are, and you don't understand, you have read the business scriptures for many years. ”

Lao Cao's eyes widened, he didn't dare to think about it anymore, looking back at the guards dressed in battle armor, with the knife out of the sheath and the crossbow wound, if the people of Chang'an can't even recognize the internal guards, they have a face called Chang'an people?

Lao Cao pointed to the sky with difficulty, and was slapped down by Huang Zhien: "Don't talk nonsense, this is the money from Niangniang and the prince, some time ago, the situation of the businessman was not good, the family was broken, there were countless bankrupts, the mother couldn't bear to see it, so she raised money to help these businessmen, but the mother even took out the fat powder money, and the skirt is now short enough to cover the feet, His Royal Highness the prince can't bear to let the mother suffer, so he took out the money he was ready to marry, and listened to Yunhou's idea to set up such a money bank, not to make money, I just don't want your family to be ruined. ”

If Lao Cao still had the idea of taking advantage just now, now he has no other thoughts than gratitude, so he packed up his clothes and bowed down in the direction of the palace on the ground.

Lao Cao walked out of the money village with a serious face, and said to the businessmen who came up: "We live in this peaceful and prosperous world, how lucky we are, everyone, if you need money, just go in, don't join in the fun if you don't need money, my Lao Cao uses his life to guarantee, if you need money, you will get the money you want, if you don't need money, you have to be grateful to Dade, if anyone says a royal no, my Lao Cao will fight with him." ”

After speaking, he took the carriage loaded with copper coins back to his shop, ready to show his skills, he has never been so confident as now, full of hope for the future, the withdrawal of the Dai family's shares, now let Lao Cao have a feeling of unloading a mountain.

There is a giant standing behind him, as long as he manages it well and pays taxes according to the law, there is no hurdle that cannot be passed, I have royal money in my share capital, and the fat powder money of the queen's mother, who wants to mix in and take a bite, I will work hard.

There was a cry in the money village, and Yun Ye who was lying on the bamboo chair in the backyard felt sad for a while, this is actually a sin of his own making, so that the hearts of these businessmen are floating in hell and clouds, and the power of the family is driven out of the merchants, there will inevitably be labor pains, but some can survive, some can't, there are no less than 100 people who hang themselves and throw themselves into the river, and even a family of all the old and young committed suicide by poisoning, when did they start to ignore human life?

Making money and earning a Bodhisattva, the annual interest rate is one into five, which is really not a low interest rate, but in this world where ordinary loans are three percent interest, there is indeed the qualification to be a Bodhisattva, but no one calculates, with the increase in deposits, the royal share capital will gradually withdraw, and finally it will become a giant beast that uses their money to make money, and now it is only implemented in Chang'an, and when there is capital, don't think about it, the queen and the prince will also open the money all over the Tang Dynasty, and then it will become little different from later generations.

Huang Zhien has been preparing for Qian Zhuang for more than three years, and under Yun Ye's reminder, he actually figured out a set of seemingly naïve, but effective methods, and persuaded the emperor to allow him to experiment in Chang'an.

Early this morning, he dragged Yun Ye from Yushan to Chang'an, saying that without Yun Ye in charge, he was not sure, the queen, the prince's 100,000 yuan is not a big number, I hope he can survive, as long as those businessmen don't move the money away, there will be no problem.

Qian Zhuang has been busy since sending Lao Cao away in the morning, and the merchants who heard the news flocked in, and the queue for the loan was lined up from the store to Suzaku Street.

"Yunhou, the shopkeeper told you, now you have loaned 34,350 yuan, and taken 12,370 yuan, if this continues, our money will not be enough, and the shopkeeper asks if you want to limit the loan."

"It doesn't matter, you sue the shopkeeper, no matter who it is, as long as the mortgaged thing is suitable, you will lend it to him, no matter how much, now is the peak of the businessman's money, you must give it to them, the money here is endless."

How many merchants in Chang'an need a loan? Yun Ye has calculated, no more than a thousand, even if they all take out loans, it will only be 500,000 yuan, not to mention that under the guarantee of the royal reputation, no one will take all the money away, what is the difference between putting it in the royal treasury and the treasury, if another person does this, the businessmen will not be so relieved, only if they take all the money, only the queen and the crown prince have such a summoning power.

The reputation of the eldest grandson is too valuable, and with her reputation, you can save half of the money, if the queen knows that she sells her for money in the future, will she clean herself up?

When the drum sounded to clean the street, the work was ready to close, and under the plea of the merchants in the queue, the money village distributed the number plates to them, and they will still trade according to the number plates tomorrow, so that they can rest assured that if there is no curfew, there will be many people sleeping on Suzaku Street.

The prince didn't have Yun Ye's leisurely mentality, he had been sitting in the guest room on the second floor since the morning to watch the transaction, and from Lao Cao's grateful, he heard that doing this business would be beneficial to the Li family, although the money was lent out, it didn't matter, a year later, Yun Ye said that the money would come back, and after three years, it would become a million, and ten years later, the money in the money village would be more than the household department.

He didn't dare to imagine that one day he would have more money in his hands than the treasury, what kind of scene would it be, he didn't dare to imagine, Yun Ye's words of warning also echoed in his mind, these money are not yours, they are all the people's, if your Li family doesn't want the country, you will be greedy for the money in the money village, you can guide the whereabouts of this money, and you must not take a penny of money from there, once something happens, sue you, it is much more terrible than a military disaster. Li Chengqian thought so, and decided that once the money village was stabilized, it was necessary to define the difference between the money village and the state in the form of a law, and establish a strict ban for future generations.