Chapter 222 Construction Bank
Regarding the name of the bank, many people at the meeting made their own suggestions.
But Yan Shao is not very satisfied, and Yan Shao hopes that this bank can become the foundation of the official bank in the future, if it starts with the word Anhui, it will inevitably have some limitations.
Therefore, the name Yan Shao gave to the bank was 'China Construction Bank', which seems to have collided with a certain bank in later generations. However, for Yan Shao, in addition to standardizing the currency and increasing the military government's financial revenue, the most important thing for this bank is to promote the development of the economy, especially the industrial sector, so the word construction is absolutely appropriate, at least for Yan Shao.
After saying everything that should be said, Yan Shao glanced at Wu Qianqiu who was standing next to him.
"Qianqiu, how is the progress of the new Governor's Mansion?"
Hearing Yan Shao talk about the affairs of the Governor's Mansion, Li Liang and the others also turned their heads sideways, looking very concerned.
For the current Governor's Mansion, in fact, not only Yan Shao, but even Li Liang and they don't like it, after all, it is an ancient building, and it is very inconvenient to live. And now it's January, it's winter, the original company office building has air conditioning in the summer, and heating in the winter, what's here? Brazier?
As for the Governor's Mansion in Yan Shao's mouth, it was built together with his manor, and the distance from the manor was not very far.
The entire Governor's Mansion, if you want to say it, is a three-storey western-style building, which is somewhat similar to the Hubei Military Governor's Mansion, but the design is more beautiful, and the scale and area are much largerββββββ after all, the funds are sufficient. Yan Shao is a person who advocates enjoyment, and there is no need to save in this kind of place with his net worth.
The construction of the Governor's Office was carried out together with the office buildings of the ministries. For example, the Ministry of Finance, the Ministry of Military Affairs, the Ministry of Justice, and so on, are basically administrative streets. In the future, some residential buildings will be built around this street, and in many years it will become another city.
At this time, Wu Qianqiu was sitting on the side recording the content of the meeting, and when he heard Yan Shao's words, he looked at the concerned expressions on the faces of others, Wu Qianqiu first smiled secretly in his heart, and then spoke. "It's going fast. I was there just a few days ago, and according to the construction team, it will probably be completed around mid-February. The office buildings of the various ministries were also completed. After speaking, Wu Qianqiu looked at Yan Shao. As for the Governor's residence, because the requirements of the Governor and the two young ladies are relatively high, I am afraid that we will have to wait until the end of the month in February..."
Hearing this, Yan Shao nodded, after all, it was where he lived. The requirements will always be higher.
Now what Yan Shao hates more is only some living facilities in the Governor's Mansion. For example, washing and so on are too troublesome, and the heating facilities such as heating are not as big as Li Liang and their requirements, after all, he has someone to hold him every night, so he doesn't have to worry about the cold at all.
"That's okay, let them work harder..."After speaking, Yan Shao touched his chin, and then added. Tell them that the sooner the better, and if you need anything, just say it..."
"It's good..."
The other side. Hearing that they would be able to move into the new office building in the middle of next month, Li Liang and the others were also overjoyed.
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After leaving the meeting room. Yan Shao and Wu Qianqiu came to the garden in the governor's mansion side by side.
said it was a garden, but now after all, it was winter, and it was impossible for the garden to have flowers in winter, so Yan Shao and Wu Qianqiu were just sitting in the pavilion in the garden.
"By the way, Du Du..." After seeing that Yan Shao had already sat down, Wu Qianqiu took out some things from his briefcase and handed them to Yan Shao in turn.
"What are these?" Glancing at the things in his hand, Yan Shao asked a little inexplicably.
"This is about the progress of factories in various places, and it was just counted not long ago..."After speaking, Wu Qianqiu pointed to the things he handed over to Yan Shao, that is, some paper. In order to avoid continuing to rely on imported parts from abroad, didn't you contact many local gentry and have them set up some factories specializing in the supply of parts? Yesterday, a factory in Wuhu was completed and officially put into operation, and several other factories have been built..."
Yan Shao has always pursued a two-legged policy, and it is not the future generations. Later generations of capitalists were willing to outsource their work to countries with lower wages, such as China, in order to earn more profits.
As for China, which is doing better than it was in the past, has also outsourced some jobs to other countries with lower wages, such as Vietnamββββββ in fact, those developed countries are doing the same.
However, there is a big difference between it and the era when Yan Shaolai came, not to mention anything else, it is really rare to see a country with a lower wage level than China in the world. Unlike Yan Shao's era, although it cannot be compared with European and American countries, countries that are worse than China are grasping a lot.
And unlike later generations, the employment rate is a big problem in this era, and it is really unthinkable to push the jobs that you can do abroad to do yourself.
So a few months ago, I got in touch with some local gentry, and with my own reputation, let these gentry unite and raise funds to set up a sound field specializing in providing parts, anyway, now the car company has a great demand for parts, and there is no need to worry about the lack of sales after these parts are produced.
In fact, if you use locally produced parts, the cost is definitely much cheaper than importing them from the United States. This is not only a matter of freight, but also the huge difference in labor costs between the two countries.
As once said, China's per capita wage is 1 to 1.5 jiao, and the situation in Yushi is better, the lowest is 2 jiao, but child labor is not recruited.
The average salary in the United States is more than two dollars, which means that the labor cost in the United States is more than 20 times that of Yan Shao. Moreover, 2 dimes is just a practice that Yan Shao requires within his group, and it is not up to Yan Shao to manage how much wages the gentry pay to their workers, so the cost may be lower...
"Is it finally officially operational?" Hear this. Yan Shao's face was happy. "This is really good news, come, let me see..."Yan Shao said and flipped through the information.
on the profile. There are probably dozens of factories in recent times, one of which has already been put into production, and this is the factory in Wuhu that Wu Qianqiu said. Wuhu is the foundation of Yan Shao, so the influence on the local gentry is also greater than that of other places, and the support can be directly received from Yan Shao's side, so the progress of the factory is also higher than that of other places.
Although the plant has only just started production, it is able to supply more than 3,000 steering wheels and other parts every month. According to the plant manager. When the workers in the factory are more skilled, the production capacity can be increased a little more..."Seeing Yan Shao's fascination, Wu Qianqiu explained softly on the side.
Wuhu is not just one factory. In addition to the one that has been put into production, there are several that have entered the state of imminent production, and there are also several factories that are used for painting. After all, the strongest places that Yan Shao mastered were Wuhu and Dangtu.
In addition, there are also some factories in Anqing, Tongling and other places that are about to be completed, according to the date on the data. At most, it will take more than 20 days. Not even a month.
"That's good..."Nodding, Yan Shao said with a smile. As long as these factories come out, we can also gradually reduce our dependence on foreign countries..."
That's right, gradually decreasing, although the factory can indeed provide parts after it is built, but the production capacity is still poor, not to mention anything else, now the car factory can produce more than 100,000 cars a year. And when the new assembly line is put into production, the numbers will hit a staggering more than 700,000 or even more than 1 million.
Such a huge number. Obviously, it is not something that some newly established enterprises can satisfy.
Even, those dozens of factories can't even meet one-tenth of the demand, so at least for a long time in the future, Yan Shao needs to rely on foreign imports.
But it's a good start, and because of the high demand, you don't have to worry about these factories losing money. As long as these factories are profitable, the shareholders of the factories will naturally be willing to expand their investment, so that the production capacity of the factories can be increased, and then slowly, there will be no need to rely on foreign countries.
"By the way, why didn't you mention this matter in the conference room, you have to mention it here?"
"This..."After thinking about it, Wu Qianqiu spoke. After all, this is your private matter, and it is somewhat inappropriate to talk about this kind of thing in the conference room of the Governor's Mansion. β
Although both the military government and the Yushi Group are Yan Shao, on the surface, the two are separate after all, so Wu Qianqiu will wait until the meeting is over to tell him what happened in the garden.
"Indeed." Yan Shao nodded. "You're right, it's my private matter, so there's no need to talk about it in the conference room..."
To a certain extent, Yan Shao is also a person who knows his mistakes and can change themββββββ provided that you speak politely and tactfully.
So soon Yan Shao agreed with Wu Qianqiu's approach and thought that he was doing the right thing.
The matter of the group was originally Yan Shao's private matter, and there was really no need to say it in the conference roomββββββ although the current military government's finances were basically supported by this group...
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The establishment of a bank was not a secret, and there was no need to keep it secret, so it was not long before news spread in Anhui that the military government was planning to open an official bank and that it was willing to lend money to some entrepreneurs to start businesses.
After learning the news, many local gentry immediately became interested.
If it was just an ordinary bank, it would not be of much use to these gentry, but this new bank is very different from the others. The biggest difference is that in order to encourage industry, banks will offer loans with fairly low interest rates.
Industry, at the time of the Westernization Movement, was a very fashionable word, even now. It's just that for many reasons, although many people have started businesses in the past, very few have made money in the end.
However, it is different now, at least in Anhui.
Since those new industrial companies are cooperating with Yan Shao, there is almost no possibility of losing money, and this is indeed the case. After all, the number of parts required by automobile companies is extremely large, and the annual profitability is also very high, so even though the parts factories that have just started work in three shifts, the automobile companies still require them to increase production as much as possible.
So soon quite a few gentry ran out. Go to the Ministry of Civil Affairs and the Ministry of Industry to inquire about banks and loans.
Even many people from other provinces came to inquire, but when they actually started to ask, they found that things were not as simple as they thought...
Ministry of Industry of Anhui Military Government. That is, Huang Hao's department.
More than a dozen well-dressed young middle-aged people were standing in the lobby of the industrial department, asking a few staff members about the bank.
Standing opposite them, the staff looked exhausted.
The Ministry of Industry, no matter how you look at it, seems to be a very 'fat' department, but at this time there were still too few factories in China, not to mention anything else, even the lucrative cotton textile mills did not appear until 1916. It is conceivable how many 'industries' there are in Anhui...
Therefore, although Yan Shao founded Yushi Group and cooperated with many local gentry in Anhui, the work of the industrial department was a little busy. But compared to other major ministries, such as the Ministry of Military Affairs, the Ministry of Finance, and the Ministry of Justice, it is far from that.
It's also because of this relationship, so when so many people came to the door, those staff suddenly couldn't cope with it...
ββ¦β¦ Please wait a minute...", standing behind the counter. looked at the middle-aged man who was spitting in front of him. A very young staff member at the head smiled bitterly, then said to another young man next to him, and then continued to say to the middle-aged man. "I'm sorry, can you pronounce more clearly?"
No way, after all, this is an era when Mandarin is not popular, or it has not been popularized at all, and people have various accents when they speak, if they don't speak it a little clearly. It's really hard to understand.
Hearing the staff's words, the middle-aged man who seemed to have a lot of money was also stunned. Apparently no one had ever said that to him in the past. So just stunned for a while, the middle-aged man made a look of wanting to be angry.
But after all, this is not a place where he can be presumptuous, and the purpose of his coming here is not to be angry with people, so he gritted his teeth, and the middle-aged man said the problem he wanted to talk about more clearly.
"Are you asking about the loan requirements?"
Finally understood, and the staff looked at some of the others. "May I ask you about this too? If yes, please respond..."
Suddenly, many people responded. "I am..."
"Me too."
"And me..."
ββ¦β¦ I!!! β
More than a dozen people, almost half of whom wanted to ask about it.
After noticing this, the staff also breathed a sigh of relief, after all, if they could solve so many people at one time, their work would be much easier. So after a moment of silence, the young man quickly spoke.
"First of all, the loan can only be applied for after the bank is established, and secondly, there are conditions for applying for a loan."
"For example, the applicant must have certain qualifications, and the background must be innocent, and the most important thing is that the applicant must be a native of Anhui or have lived in Anhui for many years, and most of the industries are located in Anhui..."
As he spoke, the staff made a lot of requests.
Standing in front of the counter, the dozen or so people stood there listening attentively without anyone disturbing them, and after listening to all the requests, no one questioned whether there was anything wrong with them.
Because they are well aware that this kind of loan is a strange thing if there are no requirements or conditions. After all, what if someone else applies for a loan and suddenly runs away with the money? This must be something to be taken into account.
The traffic in this era was troublesome, and the scope of Yan Shao's control was limited to the territory of Anhui.
If someone really rolls up the money and then runs away to several other provinces, it will be difficult for Yan Shao to be sure of arresting them backββββββ at least not yet.
If you kill someone, it's not a problem, but if you kill someone for this kind of thing, if you cheat, no one will come to cheat, but the number of people who apply for loans will definitely be much smaller.
What's more, people don't necessarily have to flee to other provinces, they can go abroad to be at ease, in that case, even if they dispatch the special affairs bureau, it may not be nine out of ten. After all, the Special Affairs Bureau has just finished its expansion, and although there are more than 1,000 people, most of them are unusable.
It has to go through a period of training, although the professional level of the Special Affairs Bureau is not very high compared to later generations, at most it is amateur level, not professional at all, but in this era it can already be called an expert.
In the industrial department, those who want to apply for loans, after listening to the relevant things, also nod their heads one by one, and at the same time write down the content they are interested in.
After sending everyone out of the hall, several staff members in the lobby breathed a sigh of relief.
has always been idle, and it is indeed very fatal to suddenly have so many things happen.
However, at this time, they didn't know what to do, the dozen or so people in front of them were all local to Anqing, and a large number of gentry from all over the country were rushing to hear the news. At that time, I am afraid that they will have to face not just a dozen people, but hundreds or even hundreds.
After all, Anhui is also a province with a population of more than 20 million, and it is not surprising that hundreds of 11,000 capitalists interested in industry have emerged, and these industrialists can also greatly promote the level of industrialization in Anhui.
At the same time, in Nanjing, which is adjacent to Anhui, Sun Wu boarded the passenger ship with an angry face. (To be continued......)