"Mr. Jia, have you thought about it?" The president looked at Jia Yapeng with some concern, in case Jia Yapeng said that his funds were insufficient at this time, or if he regretted it, then he would be happy.

Therefore, the president especially hopes that Jia Yapeng will agree immediately, and then complete all the formalities quickly, and it is best to start transferring money today, then he will be completely relieved.

But Jia Yapeng fell into deep thought, didn't say anything, but his expression kept changing, which made the president feel an ominous premonition.

Sure enough, after Jia Yapeng came back to his senses, he directly shook his head and said, "No, I can't get a loan for 500 houses!" ”

"......" The president instantly felt a pain in his chest, and a stream of old blood almost spurted out, and then he scolded Jia Yapeng directly in his heart, this guy, do you really think that he has a few stinky money, and he can use his dignified state-owned bank president as a monkey to play?

Just as he was about to go crazy, he heard Jia Yapeng continue, "I thought about it for a while, otherwise I would have directly applied for a loan for 1,000 houses!" ”

………………

It was quiet, and the whole conference room was silent for a moment.

"Mr. Jia, can you repeat what you just said? I can't hear it very clearly? The governor's voice trembled a little and asked.

"I said, I want to buy 1,000 houses!!" Jia Yapeng said word by word, clearly.

Jia Yapeng didn't go crazy, he did plan to buy 1,000 houses.

Because Mr. Jia calculated in his heart just now, if calculated according to the six folds, the 40 million here can pay the down payment of 740 houses, and 1,000 houses require a down payment of 54 million, Jia Yapeng's money is still a little worse.

But the problem is that this down payment is calculated at a six-percent discount.

But if Jia Yapeng buys 1,000 houses, the price meets the requirements of the extreme discount, according to the leader, 1,000 houses can be purchased directly at a 5% discount.

In this case, the actual purchase price of 1,000 houses is 90 million, and according to the calculation of 50% of the down payment, Jia Yapeng actually needs to pay a down payment of 45 million, which is completely within the scope of Mr. Jia's funds.

Although he can only have 5 million liquidity left, now the elf can still earn a few million every month, and the initial investment in the four-wheel drive vehicle is basically invested, so as long as Mr. Jia saves some money, the 5 million should be able to support the operation of the entire company.

So Jia Yapeng made up his mind and directly bought 1,000 houses in the Asian Games Village, and the entire Asian Games Village is only 3,000 units, which is equivalent to 1/3 of the houses here have fallen into the hands of Jia Yapeng, Jia Yapeng has become the largest owner of the entire Asian Games Village, and it seems that in this life, no one can surpass Jia Yapeng.

"Mr. Jia, how many years do you plan to repay this loan?" The governor asked.

"How many years is the maximum?" Jia Yapeng asked rhetorically.

"According to the regulations, we can offer you four different loans with 3-year, 5-year, 10-year, and 20-year terms, each with an interest rate of 8.1%!" The governor said.

"Then let's count it according to the 20-year period!" Jia Yapeng said without thinking.

"Xiaohu, you count!" A small follower after the president's life, this little follower immediately took out the manuscript paper and calculator, and began to calculate wildly.

Finally, he gasped and handed a note full of results to the president.

Seeing the numbers on this note, the president also took a deep breath and said.

"Okay, Mr. Jia, I have to confirm with you again, if you plan to apply for a housing loan for 1,000 houses, then you need to apply for a housing loan of 45 million yuan in our bank. If calculated according to the interest rate of 8.1% and the 20-year period, from October 1991 to September 2011, we need to pay a loan of 379,203.45 yuan every month, and the total interest paid in 20 years is 46,008,827.52. ”

It is not unreasonable for this Xiao Hu and the president to take a deep breath, according to this figure, the interest paid by Jia Yapeng in 20 years is more than 1 million yuan more than the principal, and a total of 90 million yuan of loans need to be repaid, which is simply too cheating, this is simply a waste of money!

At the same time, the president was also worried that when Jia Yapeng heard this number, he would not turn his head and give up the loan directly.

That's a big loss!

They didn't know that when Jia Yapeng saw this number, his eyebrows were about to laugh.

This loan is really cost-effective, and by 2011, the housing price in the Asian Games Village has started at 50,000 yuan, and Jia Yapeng needs to sell 9 of them in exchange for 45 million in cash, which is offset with all the mortgage interest.

And 90's 45 million loan can allow Jia Yapeng to buy 500 more houses, 9 and 500, the two numbers are put together, and a fool will feel that he has made a lot of money.

So Jia Yapeng immediately agreed without hesitation.

After repeatedly confirming that Jia Yapeng really planned to buy 1,000 houses, the steps of capital verification began, because Jia Yapeng's current company account opening bank and loan bank happened to be the Agricultural Bank of China.

Therefore, it is quite convenient to verify the capital, so that the president directly ordered his subordinates to check the money by phone, and confirmed that Jia Yapeng did have 45 million in cash.

"We also need to verify your ability to repay!" The president took a deep breath and said, "Mr. Jia, can you allow me to transfer your capital flow for half a year, because you need to repay a loan of nearly 380,000 yuan every month, so according to the regulations, in the last half a year, the monthly flow of the bank shall not be less than 1 million yuan per month." ”

"We can only approve your loan after proving that you have the ability to repay!"

"It's okay! Feel free to check it! Jia Yapeng said with a smile.

So the president gave another order, and after a while, the monthly flow of Jia Yapeng's company account was reported, and when he saw that Jia Yapeng had exceeded 10 million since June, almost every month, the president was closed again.

I can't imagine that someone can earn 10 million in a month this year, and it's really terrible!

However, in one afternoon, all the procedures were completed, and at the same time, it was said that the bank could complete the loan within half a month at the earliest.

And the leader's action was also very fast, saying that as long as the remaining loan from the bank came, he would immediately apply for a real estate certificate for Jia Yapeng, and he would not delay for a day.

Sure enough, a month later, Jia Yapeng, who was in Yuzhang at the time, received several red books of snakeskin bags, that is, real estate certificates, and owned 1,000 sets of his own real estate in the Asian Games Village in the entire imperial capital.

It should be 1008 houses to be exact.

Originally, Jia Yapeng wanted to choose the floors and apartment types with the best locations among all the houses, but the leader said that this was too troublesome, so Jia Yapeng might as well buy 1 building directly.

There are 72 houses in 1 building, and buying 14 is 1008 sets, and the leader is in charge, as long as Jia Yapeng is willing to buy 14 buildings directly, he will give Jia Yapeng the extra 8 sets directly.

In line with the attitude of not causing trouble to the leaders, Jia Yapeng gladly accepted this suggestion, so that all the 14 houses in the Asian Games Village fell into Jia Yapeng's pocket, and Jia Yapeng also became the man with the most housing area in the entire imperial capital!

After the deal was reached, whether it was the leaders of the Asian Games Village or the leaders of the Agricultural Bank of China, they were all smiling, one got the political achievements, the other got the performance, and Jia Yapeng got the future, which is an extremely cost-effective deal for anyone, and it is a real win-win!

And these three people have also reached a very good personal friendship, Jia Yapeng basically comes to visit the two leaders every year, and Jia Yapeng's own network of contacts has gradually begun to spread.

"I'm going to be by you!" Seeing that Jia Yapeng had completed all the transaction procedures, Chen Liren left in a huff.

"Hey, although this Liren kid is smart, his overall situation and vision are not as good as yours!" The leader stood beside Jia Yapeng and sighed, "Although the stock market is good, the risk is too great, whether it is for money or people, the risk is too great!" ”

"Although the house does not make money as fast as the stock market, it is better than stability!"

"Xiao Jia, this time you really made a lot of money, although you can't see it at present, but wait 10 years, by 2000, the house price here will be sold at least 6,000 square meters, and by 2020, the house price here may be able to rise to more than 10,000 square meters!"

"Although your speed of making money is slow, it is extremely stable, but I hate that I am in this position now, even if I have money, I can't let go of my hands and feet, but it is not as convenient as you as a businessman!"

"That's what the leader said!" Jia Yapeng nodded very seriously, trying not to let himself laugh.