"Comrade Jia Yapeng, after discussion at our meeting, considering that we should recover the cost for the people as soon as possible and reinvest the funds in the more important construction of the country, so after discussion, the comrades agreed that as long as you buy more than 10 houses, we can give you a 9% discount. If you buy more than 100 sets, you can get a 20% discount. Buy more than 200 sets, we can give you a 7% discount! ”

"If you buy more than 500 sets, we can give you a 6% discount, if you buy more than 1000 sets, then we will give you a discount!" The leader and Jia Yapeng sat together cordially and announced the results of this morning's meeting with a smile.

"500 sets are 6% off!" Jia Yapeng's eyes lit up when he heard this, it is impossible to buy them all, but if you give a 6% discount, it doesn't seem impossible to buy 500 sets.

The price of 180,000 sets adds up to 90 million, and if you get a 6% discount, it will be 54 million. At this time, behind Jia Yapeng, after more than two months of accumulation, there is 50 million liquidity behind him. If there are 4 million more, then you can swallow 500 sets in one go.

"Brother, do you have 4 million?" Jia Yapeng asked Chen Liren behind him in a low voice.

"No!!" Chen Liren immediately shook his head frantically, damn it, Jia Yapeng will be crazy if he wants to go crazy, don't drag himself to go crazy with him!

"It seems like you can only buy 400 sets!" Jia Yapeng shook his head, 400 sets can only enjoy a 7% discount price, these are all houses that will increase dozens or even hundreds of times in the future, how can you buy more.

"Boss Jia, I think you should buy 200 sets, after all, you still have a business to run, don't give up your roots!" The leader said with a smile.

"Wait, let me think about it!" Jia Yapeng began to think in his heart, although he has an old base of 50 million, but now the company needs money in all aspects, and there are four-wheel drive projects to be opened, and he must leave at least 10 million to ensure the adequacy of working capital, so there are only 40 million that can really be used to buy a house.

If you calculate it this way, it seems that you can only buy 400 sets, but it's really a loss, such a good opportunity, if you miss it, you won't have it!

"Leader, let me ask, can I get a loan for these houses?" Jia Yapeng suddenly asked.

"Jia Yapeng, you're really crazy! I want to take out a loan to buy a house!! Before the leader could speak, Chen Liren behind him exploded, "You are really crazy, do you know how much loan you have to carry?" Do you know how high the interest rate on a loan is? The cheapest ones have an interest rate of 8.1%, did your money fall from the sky? That's it for the bank!! ”

Compared with 4.5% in 20 years, the mortgage interest rate in 90 years is indeed ridiculously high, and the mortgage interest rate is actually 8.1%, which is more than double the price.

But although the interest rate is twice as high, it is inconspicuous if it is placed on a house of no more than 1800 square meters.

Although Chen Liren on the side was very opposed, Jia Yapeng still unswervingly asked the leader again.

"Leader, I have a loan for hundreds of houses at the same time, will the bank approve it? If you can't approve it, forget it! The meaning of Jia Yapeng's words is obvious, if the bank is willing to approve this mortgage, then he plans to buy 500 units. If the bank does not approve it, then it will only be purchased within the scope of its ability.

"This ...... I'm going to ask! "Huaxia began to implement the mortgage policy as early as 88 years, and the mortgage itself is definitely no problem, but the problem is that Jia Yapeng has to get a mortgage for 500 houses in one go, which is not accurate!

So the leader called a friend of his own in the bank and told him about it, but the president of the bank patted his thigh on the spot and said, "Approval, why don't I approve it, you wait for me, you let the boss wait for me, bring someone over now, and settle the matter on the spot!" ”

The president of the bank came quite quickly, and in half an hour, he rushed over with four or five people, and began to handle the mortgage business for Jia Yapeng on the spot.

In the 90s, there was no talk of purchase restrictions, and the bank was under a lot of pressure on the task of housing loans, because loans were the most profitable.

The tasks and pressures of the country are very heavy, and there are indicators between various branches, and if the indicators are not achieved, there will be no performance, and without performance, then they can only stand aside.

So as soon as he heard that someone planned to apply for a mortgage for 500 suites, involving an amount of up to 54 million, the president of the bank took someone to kill him on the spot.

If it is other loans, the president will not be so urgent, but a little reluctant, he must send someone to carefully investigate the whole situation clearly, what if the other party is malicious to defraud the loan?

Or if the other party has no ability to repay, it will be useless to go to jail at that time.

If there are bad debts and bad debts, it doesn't fall on your own heads!

But the mortgage is different, because the mortgage first requires a 50% down payment, and secondly, the house will be bet in the hands of the bank, if the other party is really unable to repay the loan, then the house will be owned by the bank!

In fact, now everyone knows that if the house is placed there, it will definitely appreciate in a few years, so for the bank, only spend 54 million, you can get a house worth 90 million, which is definitely a profitable deal, and he even wishes that you will default and have no money to repay the loan, so that the house will fall into the hands of the bank and earn more!

Therefore, when the president heard that someone was planning to apply for a mortgage for 500 houses, where was there any reason not to be impatient, and he planned to use the fastest speed to directly complete all the procedures for the loan in front of Jia Yapeng, so that Jia Yapeng could not take out a loan if he wanted to.

"Mr. Jia, I will confirm with you now, you are planning to handle the loan business for 500 houses, right?" The president asked cautiously and expectantly.

"Not bad!" Jia Yapeng nodded.

"Okay, the total price of 500 houses is 54 million yuan, according to the national mortgage down payment maximum of 50%, are you sure you have 27 million yuan to pay for the recovery of the home loan?" The president said cautiously, "As long as you have this cash and your business monthly turnover exceeds 1 million yuan, then we can help you handle this business!" ”

"As long as 27 million!" Jia Yapeng's eyes lit up, he thought that his 40 million would be smashed into it, but he didn't expect that there would be 13 million left, and Jia Yapeng planned to agree on the spot.

But when Jia Yapeng was about to speak, his heart suddenly moved again.

No, if you don't spend your 13 million, there will be nowhere to use it in a short period of time, and you can't generate interest on a few dollars in the bank, but you will suffer a loss, if you use the 13 million to pay the down payment, you can directly pay the down payment of 740 houses in the later stage!

Wait, it seems like there's something wrong with that!