As the score gets higher and higher, Xue Chen's live broadcast career is also thriving.

On the ninth day of the broadcast, when Xue Chen took out Yasuo for a messy show, the popularity of the live broadcast room briefly exceeded 100,000, and then although it fell back a little, it started at least 50,000 after that, and generally remained at about 70,000.

At the same time, the fan base was also filled with 3, accumulating the first batch of irons.

For a fledgling newcomer, this achievement is already quite dazzling, and anyone with a discerning eye can see that it is only a matter of time before Xue Chen becomes a popular anchor.

It's just that just when Xue Chen put aside all his distractions and was ready to do something without distractions, a small episode occurred at home.

It was another weekend, Xue Chen slept until 10 o'clock and didn't get up, and was about to eat and start broadcasting, when a few uninvited guests suddenly came to the house.

"Mr. Xue, I'm sorry to be late, I'm really sorry that business has been too busy late." The leader was a man in a suit about 30 years old, wearing gold-rimmed glasses, carrying a black suitcase, and dressed as an insurance seller.

Xue Chen knew that someone from the lending company had come to the door.

As soon as he sat down, Xue Dingguo couldn't wait to ask: "Manager Hong, last time I went to your company, you said that the mortgage must be approved at the door, and now you are also here, you have also seen what the situation of our family is, how much loan can we get?" ”

"Rest easy, by the way, what about the title deed? Please check it again. Manager Hong took a sip of tea unhurriedly and waved his hand, "Xiao Liu Xiao Li, work." ”

As soon as these words came out, the two men who came with them directly took out a tape measure and measured it, leaving their footprints in every corner of the living room, bedroom, kitchen, and toilet from the area of the house to the interior decoration.

Seeing himself and his sister's bedroom being entered and exited by strangers at will, Xue Chen felt very uncomfortable, but since this was the approval process, he had no reason to intervene.

The whole process lasted for half an hour, and the two men finished tossing and came to Manager Hong's side for a while.

At this time, Manager Hong took out a calculator with ease: "After our actual measurement, the habitable area of your small apartment is about 50 square meters, the house is a little small, and I am honest, the decoration is a little old, according to the second-hand housing prices in the vicinity, the value of your house should be about 400,000, Mr. Xue, am I right?" ”

Xue Dingguo nodded silently.

"After evaluation, our company can provide you with a loan equivalent to 60% of the property valuation, the loan term is three or five years, if Mr. Xue you think it is okay, please come to our company as soon as possible with your personal ID card, household registration book, marriage certificate, real estate certificate and income certificate to handle the loan procedures." Manager Hong is quite proficient in business.

"Wait, what's the interest?" Xue Chen kept an eye on it.

"It's up to you to choose, if you have a five-year term, the interest rate will be lower, and the annual interest rate will be about 14.7%." Manager Hong held on to his gold-wire glasses.

"What about three years?" Xue Chen quickly calculated in his heart.

"The three-year term will be higher, 17.5%."

"You are taking advantage of the fire to rob, don't you know that usury is illegal?" Xue Chen's attitude immediately cooled down.

According to the other party, the six achievements of the real estate valuation are 240,000, if the loan is for three years, the annual interest rate is calculated at 17.5%, and the annual interest is as high as 40,0002, and the interest alone will exceed 120,000 in three years, although it is less in five years, the annual interest is also more than 30,0005, and the total interest is as high as 170,000.

The interest is close to the principal of the loan, isn't this usury?

"Children, you can't talk nonsense, our company is a legal enterprise registered with the Ministry of Industry and Commerce, and every loan under it is strictly controlled within the upper limit of the interest rate stipulated by law. Remember, this is not a joke. Manager Hong has a tone of teaching the younger generations a lesson, humorous and graceful.

"Do you know it in your own hearts, you can go, we don't need it." Xue Chen didn't bother to argue, and directly issued an eviction order.

He knows very well that what these people are best at is playing side balls and exploiting legal loopholes, and the real pit is not worth the dead.

"In that case, then we'll take our leave, it's not too early, and we're waiting to go to the next one."

Manager Hong stood up, and didn't seem to be worried about the business going yellow at all, "Mr. Xue, you can also think about this matter again, when you figure it out or if you need it in the future, please feel free to come to us, by the way, you must remember to bring all your documents when you come next time, so as not to have to make another trip." ”

After Manager Hong and the others left, only the father and son were left at home.

"Dad, are you dizzy, you actually found these people, why don't you go to the bank for a loan?" It was really hard for Xue Chen to understand how he could do such a thing with his father's experience.

He had already verified on the Internet that the annual interest rate of the bank is usually only three to four points for such a large mortgage loan, and even in the short term, it will not exceed 5%.

"I looked for it, but the bank required the house to be less than 15 years old and more than 60 square meters in size, and we couldn't meet these two standards." Xue Dingguo shook his head and sighed, sad.

Xue Chen was stunned for a moment, only then did he know that there was still this kind of inside story, no wonder his father would find a loan company, it turned out that he was already desperate.

"Dad, promise me, even if we are in trouble in the future, we must not go to those people, and all the lending companies under the guise of legality, these people are all the same, that is, they take a fancy to our family and urgently need money, and they feel that they will eat us." Xue Chen held his father's hand.

Since the rise of online lending and private lending, how many families have been separated by these lending companies, and their families have been shattered.

At this moment, Xue Chen's biggest worry was that his father's will was not strong enough to give in to these people.

"Child, Dad knows the relationship better than you, but I have already searched for all my relatives and friends, if I can't think of any other way, Dad won't either, hey......" Xue Dingguo was depressed and confused.

Since he decided to give his wife a kidney replacement operation, he has been worrying about the operation all the time, and he can't sleep at night, in less than half a month, this burly man has lost more than a dozen pounds, and now his weight has begun to be on par with his son Xue Chen.

"Dad, don't worry, I have a bank card here, the password is my birthday, and you can use the money in it first." Xue Chen took out a bank card and handed it to his father.

The championship bonus he won before, except for the cost of buying live broadcast equipment, Xue Chen didn't spend any money, and all of it was deposited into this bank card.

"Son, tell Dad, where did you get so much money?" As soon as he heard that there were nearly 100,000 yuan in the card, Xue Dingguo was shocked and hurriedly asked where he came.

"Dad, I know what you're worried about, don't worry, I got this money through hard work, from childhood to adulthood, I keep in mind the words that you and your mother taught me, believe me, your son will not go to the crooked ways, let alone do those things that violate the law and discipline."

Xue Chen truthfully told the fact that he participated in the competition and won the bonus, and it happened that Xue Tingting came back from outside at this time and became a powerful witness.

"No wonder when I go out these days, there are always neighbors who tell me that your son participated in the competition and won the championship or something, praising our old Xue family for giving birth to a good son, I am still in the clouds, it turns out that this is the case......"

Xue Dingguo realized it later.

"Dad, don't say anything, you take the money first, and give me the rest, I'm doing a live broadcast now, I'm doing a pretty good job, I'll go to the platform to sign a contract when the popularity stabilizes in a few days, presumably it shouldn't be difficult to make up enough for my mother's surgery, let's tide over the difficulties together as a family."