The banking industry has a very long history. The Babylonian temples in 2000 BC and the Greek temples in 500 BC were already in the business of keeping gold and silver and issuing loans. In the 16th century, the first modern banks appeared in Venice, followed by banks in various European countries. With the development and prosperity of commerce in human society, the banking industry has also developed.

Gringotts' history is similar to that of Muggle banking, and it has evolved to the present day, providing vaults, exchanging currency, and issuing currency, as well as demand deposits, investments, and money lending that are owned by other banks.

Through investment and lending, Gringotts has acquired a large number of real estate and shares in many properties. These assets became Gringotts' cash cows, providing Gringotts with huge profits every year. The days after Christmas and before New Year's Day of the following year are the days when Gringotts receives dividends and takes inventory.

Under the current wave of runs, in fact, Gringotts only needs to hold on for 72 hours, when their dividends will be credited, and then coupled with the media publicity, they will be able to calmly deal with depositors who come to withdraw money.

It's just that Gringotts is short of time, and if they don't find a way to raise cash, let alone 72 hours, their cash flow will completely dry up by tea time, and they will go bankrupt because they can't pay their deposits to depositors. This has to let them first rely on killing chickens and taking eggs to pass this hurdle.

Although Gringotts is a monopoly in the wizarding world, the elves know that the wizards have a long-standing grudge against them. If they fall, the next day there will surely be flocks of vultures standing on their corpses to form new banks and absorb the nutrients from their corpses to strengthen themselves.

In order to save Gringotts, Talohill had to bring what Gringotts could sell to negotiate with Zhang's team. He had already estimated the number of Galleons in the other party's hands, and if all of them were in hand, it would theoretically allow Gringotts to barely survive until today's work, and then buy time for Gringotts to take other rescue actions.

At this time, the place where Talohill and the digging team were negotiating was no longer in the small conference room just now, and they came to a huge meeting room.

In the venue, a huge table on the rostrum was filled with all the documents such as title deeds, title deeds, and share deeds brought by Talohill.

Several staff members classified these documents by region, industry, etc., and then handed them over to professionals from various industries brought by different forces under the rostrum. These professionals estimate the value of various real estate and equity interests, then record their proposed prices and estimated yields for the rest of the staff to pass into the hands of the next person, and finally to the data processing center in the front row.

There is a whole row of computers in the data processing center, and the staff enters the details of each asset document into the system, and then enters the purchase price and estimated yield proposed by the three professionals, and finally the average value is obtained. If there is a significant deviation between the values of the three assessments, the system will remind the staff to give the document to the fourth or fifth person for evaluation.

At the end of the day, the system sorts everything into categories, arranges them in descending order of return from the highest to the lowest, and submits them to the speakers on the podium.

Talochiel's heart bleeds as he looked at the wizards and Muggles who were well-organized and methodically busy.

The negotiations did not turn out as he had anticipated.

At the beginning, Talohill planned to sell his real estate and equity to the nine people in front of him in the form of an auction based on the principle of maximizing returns, but he received nine pairs of eyes that care for mentally handicapped children.

At the insistence of the other party, he can only accept that the other party selects these assets as if he were selecting goods in a store.

He could foresee that what would be a very fierce bargain would follow.

By this time, Talohill could already see that Gringotts was caught up in a great conspiracy. Not to mention the nine people sitting in front of him drinking coffee and chatting about what to eat on Christmas Eve tonight, the more than 100 busy professionals under the rostrum alone could not be organized in a short period of time.

He had already sent his goblins back to Gringotts, and he had no choice but to continue the negotiations until Glencel's latest instructions arrived.

Among the things that Talohill brought to the table were Gringotts' possession of excellent assets covering the five continents of the world. At the same time, he also mixed it with a lot of sand.

It's just that his opponents aren't stupid either, and Talorhill sipping bitter coffee and seeing that the list of beautiful artifacts made by various goblins was thrown back to him first, and the second was a mortgage contract for the building of the Ministry of Magic in London.

Talohill originally planned to sell some of the assets with extremely attractive returns in an attempt to provoke infighting on the other side, so that he could take advantage of it.

As a result, the other party was not fooled at all, and they had already drawn their respective territories.

All Muggle-related properties were to be chosen by the Muggle Mr. Owen and the rebel representative, Mr. Rodney Sr.

The British Isles and Western Europe, with the exception of France, were divided between Mrs. Malfoy, Mr. Weasley, and Mr. Diggory.

The industries of France and Eastern Europe fell into the hands of Madame de la Court.

The industries of South and West Asia, where Mrs. Pettier picked and cherished.

The industries of Southeast Asia and Oceania all went into Mr. Scarlet's pocket.

The industries in East Asia, Central Asia and Africa were contracted by Zhang Xu.

However, the industries in North and South America have been retained, and they are ready to divide the remaining assets from other regions according to their own strength after selecting the good things in their respective regions.

According to the assessment results of professionals, they removed the non-performing assets that Gringotts had mixed in and tried to fish in troubled waters, leaving behind high-quality assets with real money.

After some selection and friendly negotiations, they put together their selection of high-quality assets, and finally made an offer to Talohill that made him jump from his chair.

Talorhill's hand holding the list of quotations shook violently, causing the stack of freshly printed A4 paper in his hand to shake.

⌸٩ (° dish °): "You are robbing!" ”

Talohill waved the list of offers in his hand and roared at the nine people across the desk.

"Mr. Talohill, please be careful." Zhang Xu said with a smile, "The benefits of robbery with a wand are not so high. ”

Talochier was almost annoyed by Zhang Xu's words.

Zhang's words are indeed right, the robbery is indeed not as fast as they robbed while they took advantage of the fire to get money. In order to achieve the effect of seizing the people, they directly cut the total price of the selected assets in half and reported them to Talochier.

"Mr. Talohill, please keep your mind at peace." Bill said, "Business negotiations, that's it." We offer you a counteroffer, and that's the negotiation. We didn't use our wands to force you to agree to our terms. ”

Then Narcissa said, "Since Mr. Talohir thinks this guy is not suitable, please offer me the price you think is appropriate." ”

Talohill gritted his teeth and offered a price that was 1.2 times the fair price of all the assets on the list.

Zhang Xu and the others all laughed after hearing this price, the goblins are really dying, and they have not yet realized the consciousness of meat on the chopping board. If it were normal times, it would be understandable for Taloxil to raise the premium a little more. But now Gringotts is already a salted fish lying on the chopping board, and if it is not saved by the determination of a strong man to break his wrist, perhaps Gringotts will not wait for the Death Eaters to come tonight, and will be demolished by angry wizards and wizards who take advantage of the fire to rob.

Zhang Xu turned around and called a staff member and ordered: "Everyone has worked hard today, you take everyone to lunch first, and then each person will give out a red envelope of one hundred Galleons, and everyone will go back to accompany their families after eating." ”

Tens of Galleons here let out their eyes without blinking, making Talorhill's eyes red. Many young wizards don't have a lot of savings, only a few tens or hundreds of Galleons, which is enough money for them to deal with almost a hundred of these young wizards.

"Don't think you can do whatever you want if you have money!" Talohill said angrily.

"I'm sorry, but it's really possible to do whatever you want with money." Zhang Xu said with a smile.