Not long after the sudden run this morning, the cash reserves of the unprepared Gringotts headquarters in London quickly fell below a very dangerous level.

The pride of being a goblin who controls the gold doesn't allow them to do anything to limit the amount of withdrawals.

Gringotts headquarters did their best to scrape together everything, but it was still a drop in the bucket in the face of the rapidly depleting cash flow.

In this case, the goblins had to temporarily give up the pride in their bones in order to maintain the pride on the surface.

Just when the Gringotts higher-ups were about to quietly start the idea of depositing money in the depositors' vaults, depositors began to come to Gringotts with bags with the Traceless Stretching Charm applied to them and ask for the contents of their vaults to be emptied.

However, not all vaults have owners, and it has been common for centuries for wizards or wizard families to die or become extinct before they have spent all the money inside, while their vaults and their gold coins have been preserved. As the stewards of Gringotts, the goblins quietly crack the magic on the vault door and "temporarily" "borrow" the gold coins inside, which will not cause a storm if they are not spoken.

The goblins, who were blinded by the sudden blow, had to choose this method of drinking to quench their thirst to delay time. And the fewer goblins who know about it, the better.

However, according to Murphy's Law, if there is a chance that something will go bad, no matter how small that likelihood, it will always happen.

A wizard arrives at Gringotts with a document written on ancient parchment, issued by Gringotts in the 18th century, indicating that the person in possession of the document is the rightful heir to an ancient family vault.

Such a document is usually issued by a childless shaman during his lifetime and granted to the designated heirs as his own inheritance.

Sometimes the heirs are not in a hurry to take out the inheritance, so they put it in a book or store it somewhere. Sometimes the owner does not tell the descendants about it for various reasons, and there are many stories of descendants who accidentally find the inheritance documents hidden by their ancestors and become rich overnight.

After some searching, the reception fairy at the front desk finally confirmed the authenticity and validity of this document from the pile of old papers, and found that there were more than 100 Galleons in the vault.

It's just that there was a little accident in the inheritance of this vault. According to Gringotts' headquarters, the heir to the vault disappeared shortly after graduating from Hogwarts and has not been heard from for 200 years, so Gringotts assumed that the heir was dead. So the goblins did not hesitate to "borrow" the gold coins in the vault, and at the same time, in order to keep it secret, they did not report this matter to the goblins in the front desk.

It's just that the goblins forgot that in that era, in addition to the accidental death of the wizard who had not been heard from, there was also a possibility that he had defected to the Hanoverian dynasty in England at that time.

So when Hood, who thought he had found the Golden Room out of his family's book collection, stood in front of the empty door of Vault 51 with ginger and fish cakes, the elves around her had weak legs.

In less than half an hour, the news spread across the land of England, and an even more turbulent run wave hit Gringotts.

In a lavishly decorated office at Gringotts' headquarters, Gringotts' high-ranking goblins were discussing countermeasures.

Glanchell has led Gringotts for almost half the world, and this is the first time in his career that he has encountered such a situation. Even in the hundreds of years since Gringotts was founded, there has never been such a crisis.

"Zubin, how is the mobilization of Galleons from the Continent going?" Grant Cel asked one of the elves to his right.

Zubin, Gringotts' head of Europe, had a bad look on his face and replied, "Since this summer, there has been a trend in Asia to exchange Muggle currency for Galleons, which has caused a shortage of Galleons there. For several months, we have been sending Galleons from our divisions in Europe and the Americas to Asia to maintain stability in the Asian region. The cash reserves of the European divisions are now as low as they were yesterday's in London, and if we were to siphon cash out of the other countries, the run on London would spread to the European countries, and the divisions would not be able to provide enough cash, which would be devastating to Gringotts. So the cash we can muster back now is estimated to last only an hour. ”

At this point, even Grantelle's reflexes were sluggish to realize that something was wrong, and he felt a huge net looming over Gringotts.

"Is this a conspiracy?" Grantell asked.

Gringotts, who was in charge of Asia, replied, "Since the summer, Muggles in the Far East have been in great trouble, and the wizards who live with Muggles have been implicated, so they have exchanged their Muggle currency for Galleons. ”

Grantchel frowned and continued, "Is this a conspiracy against us?" ”

"Not really." Gnison shook his head, "This was caused by Muggles, not wizards, so we didn't pay much attention to it. ”

"Do you have any clue about today's events?" Grantchel still has no idea what caused the run.

"Got it figured out." Answering the question was one of Gringotts' executives, Dessa, "Two days ago, the escalation of the commercial war between Hogsmeade and Diagon Alley led to further price reductions, which caused a large number of wizards to come and pick up Galleons for two days to go shopping. In today's Daily Prophet, there was a news story that a large number of wizards had withdrawn their gold coins from Gringotts for unknown reasons. The news concludes by saying that if more and more wizards come to take the gold coins, it is likely that Gringotts will run out of gold coins, and those who go late will face a situation where they will have no gold to withdraw. ”

"So almost all the wizards in Britain are here? They don't have the slightest faith in Gringotts? Grant Chelle walked to the window.

Looking out of the window, he could see that Diagon Alley in front of Gringotts was crowded with people. If the information of the wizarding world had been more developed, the words "the train station of the Spring Festival" would pop up in his mind.

Dessa hesitated for a moment and said, "I just asked a young wizard who had withdrawn his entire deposit. He said he had learned in Muggle studies that if a bank had insufficient reserves, when there was a run on the bank, it would fail to pay depositors' deposits, eventually causing the bank to close down, and depositors who could not withdraw their deposits would have nothing. Even if the funds are recovered later through the sale of the bank's fixed assets, etc., it may not necessarily compensate the bank for the deposits owed. So he had to get his deposit back before all the money from Gringotts was paid. ”

"Later, I asked a few other wizards who were taking the money, and they said the same thing."

"What the hell does Hogwarts teach its students?" Grantell turned around and roared, "I'm going to freeze all of the Muggle Studies professor's money in Gringotts!" ”

"Your Excellen......cy," Desa whispered, "the Muggle Studies professor at Hogwarts has emptied his two vaults, not even a single copper left. ”

Grantell was stunned and said, "So he has something to do with this incident?" ”

"His reasoning was that he was ready to leave the UK." Desa said helplessly.

"Leave him alone." Grantchel sat back in his chair, "Is there any way you can get enough gold in half an hour?" ”

"Desa, if we can let him repay part of the loan we gave to Malfoy first, we can offer preferential interest."

It's okay not to mention it, but as soon as Grantell mentioned it, Desa almost burst into tears, and he said, "I went to Malfoy today, and he said that he had given all the money to the mystery man, and that there was something we should do to talk to the mystery man." ”

At this moment, the office door opened, and a fairy with a terrible face walked in. When the goblins in the office saw his expression, their hearts suddenly fluttered.

"Talorhill, what are the conditions of those greedy vampires?" Grantchel was ready to be slaughtered.

"It's terrible, I've never had anything so bad!" Tallorhill sat down in his chair and complained, "From the Wellcombes, Smiths, Bentleys, Blacks, Longbottomons, Abbots, and the Scarlett family who escaped twenty years ago, they have also returned, plus the rebels of the wizarding world, and even those Indians, some French, and Chinese, all of whom have entrusted their Galleons to a committee of nine people to manage. ”

"What!" Startled by the news, Grantchel jumped out of his chair.

The other goblins in the office reacted similarly to him.

The goblins here know that these families cover the two main camps of the current British Wizarding World War, as well as neutral foreign powers. Bringing together so many families and forces with different positions, none of the goblins here would think that this was a simple matter. Even if someone can do it, it will need to be carried out on a year-by-year basis, and at the same time, it will have to be tacitly approved by the top leaders of both sides, including the mysterious person.

If these people do not join forces, Gringotts can make a small profit to withdraw cash from these people separately. However, when these people joined forces, Gringotts could be said to be negotiating with almost the entire wizarding world of Britain.

If you can still slowly pull the skin in normal times, but at the current crisis moment when you have to race against time, Gringotts does not do a good job of massive bleeding at the level of arterial rupture, it seems that it will not be able to pass this level.

Grantchel quickly regained his composure, and he asked, "What are their requirements?" ”

"They're going to buy the real estate that we have and the equity that we've invested in." Talohill said with a wry smile.

Grantelle leaned back in his chair and was silent for a moment. Soon, he made up his mind.

Grancelle ordered: "Talochier, you go and talk to them with the contract, as long as their demands are not too much, you can agree to them, and try to bring back the gold coins in their hands before noon." As long as Gringotts is alive, there will be other ways in the future. ”

"Dessa, you take Galleons and go to Rita Skeeter, and ask her to write a news for us right away, and tell wizards all over England, all over Europe, and all over the world that Gringotts has plenty of money so that wizards don't have to rush to get it. Then go to the Daily Prophet and get this news on the front page tomorrow. Then take that news to continental Europe, the Americas, and Asia. You can give as much as they offer, don't spend time haggling, now we lack time. ”

"Zubin, continue to draw money back from branches in other European countries. Colehan, you go to the United States right now, and also draw money back from there. Let's deal with the past first. After the news is published tomorrow, it is estimated that the form will improve somewhat. ”

"After Christmas and into the New Year, it's the annual time to take inventory, and if the situation doesn't improve, we can use this as an excuse to only open for half a day."

Grantchel gave the order, leaned back in his chair wearily, and sighed deeply.