Chapter 751: Freezing
"Mr. Phyllis ......", the local branch president is very difficult, freezing the real-name account requires a lot of procedures, not that it can be frozen. First of all, you need a suitable, reasonable and legal reason, such as the account involves gang trading black money, or involves fraud and other reasons, and then according to the content of the reason, it needs to be issued from the local police department to the state investigation bureau from the lowest to the highest level of the executive order, and then it needs to be reported to the head office, and finally the head office can freeze an account after approval.
Phyllis did not have any suitable, reasonable, and lawful reasons, and second, there was no administrative order from any official department, and as for what he said about the head office's approval soon, it was all a matter that had no shadow, so how could the branch president really listen to him and freeze Du Lin's account? As the president of the western branch of the western region, he had a deeper understanding of Du Lin, who had been red and purple in the west for more than half a year, and this was a "social model" for stepping on a horse.
Not only did they save countless slave miners from the hands of the mine owners, but they also gave them freedom and the opportunity to fulfill their dreams in the Empire. In addition, a large number of farms and pastures have been opened up in the west, so that millions of people have stable job opportunities, and people in the whole west are saying that Doolin is good, and few people say that Doolin is bad. Even the die-hard church can't wait to award Durin with a medal for his good deeds for society.
Moreover, the most important thing is that Du Lin has a large amount of investment in the west, and once his account is frozen, it will inevitably cause irreparable huge losses to his business.
If it is necessary and reasonable to freeze Durin's account, he may not be affected too much. But once Doolin's matter itself could not be frozen, but he did, his future was over, and the Western Central Bank had to pay the price for his actions and compensate Dührin for all the economic losses suffered during the period when the account was frozen. With Du Lin's net worth and the scale of his business, there must be a loss of several million, maybe he can pull out tens of millions, and he will have to take responsibility for these, even if the central bank pays compensation, I am afraid his fate will be very miserable.
For the sake of a director from the head office, he rashly froze Durin's account, I'm afraid he was kicked in the head by a donkey when he went out in the morning, right?
Of course, in order not to offend Mr. Phyllis who had a little brain problem as much as possible, the branch president's statement was still relatively tactful, "According to the rules and regulations promulgated by the head office, it takes a lot of procedures to freeze an account, I can understand your urgent mood at this time, I have a proposal ......", Phyllis nodded and let him continue, the branch president lowered his head slightly and said, " Because you said that the head office will approve it soon, and I don't know the specific situation, I need you to sign a confirmation of the exercise of the power of the directors to confirm that you personally initiated the freezing of the account, what do you think?"
Phyllis slowly frowned, the proof of the exercise of the power of the governor is to ensure that when some unexpected things break out, it is too late to notify the head office, or when the matter is very complicated and cannot reach any effective conclusion in a short period of time, the central bank governor in accordance with the current best interests of the central bank, directly make a final decision required for a supporting document. A written document that certifies that all decisions are the opinion of one member of the Board of Directors and excludes the opinions of others, and that their own decisions are the final decision.
With this document, the president of the western branch did not have to bear any responsibility, and after this document was signed, he was equivalent to changing from the president to an ordinary employee, and Phyllis became the branch president with the right to make decisions on the spot. If the responsibility is to be borne in the future, it can only be borne by Phyllis alone, and no one else will be implicated, and it is natural that if Phyllis's decision brings great benefits, all the fruits of victory can only be enjoyed by Phyllis alone.
There is no doubt that the branch president is shirking his responsibilities by doing so, and without this written document, he will be jointly and severally liable, and even become the main responsible party under the operation of some people. But with this written document, even if Phyllis blew up the West, it had nothing to do with him.
The risk is definitely as small as possible, and the more people take it, the better, and Phyllis's first reaction was to refuse, he didn't want to sign this document, he didn't want to bet his future on this action. But there was no better way to curb Doolin's actions at this point, and if he called the head office to report the problem, he would first be criticized for not taking matters into account first, and for not being vigilant against competitors using such dirty methods.
Secondly, there must be a council on the head office to discuss the final decision, because Dührin is not a penniless person, he is a celebrity and has a high reputation in society. Any mistake in any targeted action will have a great negative effect on the Reichsbank.
This society is very complex, one ring after another, and people only see the huge economy of the Imperial Central Bank running rampant in the financial markets inside and outside the empire, but they do not know that they also need to face many troubles and problems. Outside the empire, the resistance from international consortia and the influence of indigenous forces are not to mention for the time being, and within the empire, there is also the competition of the Southern Commercial Bank and the pressing pace of the cabinet.
As one of the empire's largest economies, not being able to do so in the hands of the authorities, or rather the cabinet, has always been a major drawback. Since coming to power, the New Party has always wanted to merge the Imperial Central Bank into the government system, and even did not hesitate to propose the establishment of a new "Banking and Securities Department" to be in charge of the banking, securities and financial industries.
In other words, as long as the board of directors votes to pass, then the board of directors will become the imperial banking and securities department, a rotating head of the banking and securities department, and the other directors will become the top officials of each department, and even directly intervene in the management of financial businesses such as securities!
For this reason, the central bank's board of governors met 14 times in a row, but in the end it was not possible to get the cabinet to succeed, and these bankers still maintained their independent position.
It is very difficult to refuse the request of the cabinet, so the central bank tries to avoid any mistakes in major decisions as much as possible, so as not to allow the cabinet to find an opportunity to intervene in the management of the central bank. If Doolin's account is frozen without warning or reason, it is very likely that Doolin will turn an employee's "mistake" into a political storm and make the cabinet find a reason to intervene in the central bank's management. At that point, the central bank has a lot to lose.
Independent!
As well as autonomous!
At this time, Phyllis was also very hesitant, he hesitated for a while and then picked up the earpiece, this matter is not big or small, but he still needs someone to support him in the back, "Your Excellency the Chairman, is this a ......", the structure of the Council of the Imperial Bank is very simple, and it is divided into three layers. The Rotating President is the first level and is in charge of the day-to-day work of the Imperial Bank, and the President is the second level, responsible for the implementation of important plans and voting. The third layer is the board of directors, most of whom are bankers or investors who own a certain amount of shares, and they play the role of connecting the upper and lower levels, conveying the orders of the head office to the local government and cooperating with the local government.
The chairman contacted by Phyllis will become the rotating chairman in three years, and now that the market has risen, many people are talking to him.
After listening to everything Phyllis had to say, he thought about it for a while, and said on the phone, "I agree with your plan, and I will help you make peace with the council, and even if something really happens, I will try to help you out." But Mr. Phyllis, I've taken such a big risk for you, but if you can't do enough work in the west to help us realize our plans, even I won't forgive you, understand?"
Phyllis nodded repeatedly, and finally hung up the phone cautiously, and he let out a sigh of relief, glanced at the branch president standing nearby, and casually signed his name on the documents he had prepared. When the last tick was finished and he lifted the pen, he said that the pen was casually thrown on the table, and ordered with a smile, "You have heard and seen, take this document and go and freeze Durin's account." ”
At this time, there is no more advanced information processing technology, so it takes a period of time to freeze the account from the beginning of the execution of the order to the real and thorough execution. More than an hour later, when the branch president hung up the ultimatum, all of Doolin's real-name accounts were completely frozen in the entire western region, including some cities on the western periphery. Nearly 40 million money and some collections were involved, and Durin knew about it less than ten minutes after he froze his account on the western side.
"Impossible!", Du Lin said with a frown on the phone and in a very tough manner, "Is there someone who wants to make a little profit? ”
Just now, a branch called to tell Doolin that one of them had signed a contract and had successfully received an insurance payment of 85 yuan - a worker fell off while repairing a roof, broke his tibia, went to the hospital for a fracture fixation, and prescribed some medicine, a total of 85 yuan. Originally, this guy didn't know who to find to pay for the insurance money, but it happened that Doolin's people were buying these contracts, so he transferred the contract to Doolin's company and signed the agreement, and also got eighty-five yuan in compensation.
According to the requirements of the new contract, the amount of insurance compensation is inevitably related to the amount of money used for treatment services. Although it seems to be more stringent than the past three-guarantee policy, people seem to feel more at ease with many rules and regulations, and this person got a check for eighty-five yuan in front of many people to pay for the treatment of his accidental injury.
But when he went to the bank to cash it, the bank told him that the check could not be cashed for the time being.......