Chapter 1103: Lu Tao was opened
At present, the interest rate of the bank's two-year loan is 5.76 percent, and the interest rate of 300 million yuan a year is 17.28 million yuan, and the total interest of two years is 34.56 million yuan.
And in the current market environment, the bank will not give a loan to this kind of project at all, Mi Lixiong and Fang Dezhao have to bear higher financing costs if they want to finance, and it is not uncommon for the interest rate to be twice as high as the bank.
One point a month, that year is twelve points, two years twenty-four points, the cost of 300 million, two years of interest alone will be 72 million, just three times that of the nouveau riche, just this Mi Lixiong and Fang Dezhao have not found a place, and when they actually give money, it is possible to deduct the interest first.
Lu Tao would have met such a kind person? made Shen Long want to get three or five billion from him to use, if Mi Lixiong and Fang Dezhao knew, they were afraid that they would try their best to get the collateral and get as much money as possible from him, and when they got it back, they would not do it and release it directly to at least double the profit, isn't this just picking up money for nothing.
Forget it, I'm too lazy to complain, I still drink bars, but as soon as Shen Long picked up the wine glass, Lu Tao found him, Lu Tao's expression was entangled, and he said, "Qiangzi, do you have plenty of money?" If you are rich, can you lend me 300 million? That's 24 million interest for two years! I'll pay you back when the project is sold. ”
Poof, you wait, wait, I'm not drunk, and I don't plan to do charity, 300 million 24 million interest for two years? I still have 2.7 points of interest on my deposit in the bank, and there is 16.2 million interest in two years, which sounds a little less than yours, but there is no risk at all.
Moreover, with such a large amount of fixed deposits, the bank has to treat me as an uncle, and the interest can be negotiated, maybe it can be 24 million in two years, why should I put you on such an unreliable project.
"This matter, Mr. Mi and Mr. Fang have already told me, Lu Tao, you know, I have always been not optimistic about this project, from a commercial point of view, it is not suitable to enter at this time." From the perspective of personal relationship, if you ask for three or five million, I will borrow it, but this is three hundred million, you really don't have such a big face.
"You can't think about it anymore? Such a good project is sure to make money! Lu Tao is also in a hurry now, otherwise he would have pulled down his face and asked Shen Long to borrow money.
"Lu Tao, hasn't the project been launched? You've also seen the sales, and you see what Milley is in a hurry! Shen Long pointed to Milai who was drinking sullen wine next to him, she was responsible for the sales of the pastoral project, the sales were not good during this time, Charlene was back, Milai could be said to have suffered double torture and was depressed.
"That's because the customer hasn't seen our existing house yet, if the house should come out, the fine decoration is done, and I guarantee that they like it as soon as they enter!" Lu Tao is not completely dead.
Isn't it your fault that the existing house has not been built? If you hadn't delayed the design plan for so long and pointed fingers at the project, the first phase of the Pastoral Project would have been capped a long time ago, and the fact that the house was not built does not mean that the client could not see what the house was like.
"Isn't the show room still there? It's all done according to the house type you designed, and the fine decoration is also your plan, all using the best materials, the best furniture and electrical appliances, how could they not see it? "Well, in fact, a lot of money should not be spent on this, the model room, in fact, there is no need to use such a good thing, electrical appliances or something to use a model to show customers a meaning, in fact, it is okay to make some furniture or something, but Lu Tao has to use really, use brand goods, Shen Long also opposed it when the plan was made, but Lu Tao insisted on doing it.
Then a few sets of model rooms were brought down, and an extra one or two million was spent, and if the money was invested in the project, at least it would be able to pay the workers an extra month or two, right? They weren't going to stop work so early.
"No matter how good the house is, it has to be built to be their own, how can the customer be confident when he sees that we have stopped work?" No matter how big the pie is, it won't be hungry.
"It's not enough to just look at the model room, you have to look at it in combination with the overall environment of the community." Lu Tao knew that he couldn't get money from Shen Long, but he refused to admit defeat.
Shen Long was speechless again, didn't our landscape demonstration area also do it? According to what you say, then all real estate projects don't need to sell off-plan houses, all of them are built, the landscape is done, and then they can be sold when customers can move in directly, but you see, the real estate project in Beijing sells houses like this? Didn't they all make a few model rooms and start selling off-plan properties? The community environment or something can be seen through the promotional video.
Lu Yaxun and Shen Long couldn't get money here, Lu Tao had to go to Xu Zhisen, he also knew these rich people, and then talked to Xu Zhisen very unpleasantly, Xu Zhisen was a vulture in the mall, with only profits in his eyes, how could he do such a thing? Give 300 million to the idyll, and then continue to let Lu Tao spoil it?
However, he is as optimistic about the prospects of real estate in Beijing as Shen Long, and thinks that as long as he survives this cold winter, and then Lu Tao does not interfere in the project like he is now, Pastoral will definitely be able to sell well, so he came up with his own plan, and he is willing to spend 1.3 billion yuan to acquire the Pastoral Project as a whole.
Mi Lixiong and Fang Dezhao's total investment is 1.5 billion, which is equivalent to a loss of 200 million, but if they don't accept it, when the loan expires, the capital chain will be broken, then there will be nothing, and now accept Xu Zhisen's plan at least to recover some funds, Xu Zhisen and Fang Dezhao are entangled.
The two of them are entangled here, and many small shareholders finally can't help it, if it weren't for Lu Tao's hard work to drag on the time and command, would the project be able to be like this? Now that the idyllic is almost over, why keep him? So they unanimously demanded that Lu Tao be fired and let him get out of the house as soon as possible.
Mi Lixiong and Fang Dezhao didn't bother too much, if we continue to do this project, it will definitely not be good to fire the children of the leaders of the Planning Bureau casually, but now the project is almost finished by him, and we will not do real estate in the future, not to mention that I heard that Lu Yaxun is also about to retire, so why keep him? Do you get paid for nothing?
So, when Lu Tao came to the company again, he received the documents of the company's board of directors, and he was fired.
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