The reason why Zhong Bai wants to take the initiative to talk about this topic in the office today is because the phenomenon of occupational diseases among employees in fertilizer factories has always existed, and it has increased in recent years.

This is not a phenomenon only in Shanping County Fertilizer Factory, but the entire Chinese industry, especially the most grassroots factories, this phenomenon is inevitable throughout the 80s until the first fifteen years of the 21st century, until the top leadership put forward the concept of environmental protection production of "lucid waters and lush mountains are invaluable assets", it will slowly begin to attract the attention of the state, and gradually alleviate.

The reason why the condolences of a difficult employee just now caused Zhong Bai's thinking is not without reason.

Especially now is the end of the year, and the production task has been specially increased, it is foreseeable that although there is a generous bonus + subsidy treatment during this time, but the physical and psychological pressure on the employees is also unprecedentedly huge.

Prevention is better than prevention, production safety is more important than Mount Tai, these words can be seen everywhere in the Huaguo factory no matter which era, but will people just take it as a slogan because of heavy work tasks, or as a member of the factory leader, should take the initiative to do something at this time, Zhong Bai chose the latter.

Increasing the number of condolences is just an immediate manifestation of the determination of the cash factory, and how to really let the workers in these dangerous positions really get what they deserve - compared to the health they pay more than others, I am afraid that more than one condolence can be solved.

Even if it is unknown how long Zhong Bai can continue to stay at the fertilizer factory in Shanping County, in addition to adhering to the guiding ideology of being in power for one day and seeking government for one day, he is also considering another issue.

In the future, if your own enterprise is established, how should this part be properly solved?

If the current situation of the fertilizer plant in Shanping County can be properly handled, then even if the new enterprise has the same hidden danger in the future, it will be much easier to deal with it by itself.

Zhong Bai recalled for a moment, and quickly thought of a method.

That is, the factory will find an insurance company to designate a new insurance item separately and purchase relevant occupational disease insurance separately.

This practice is very common in the 21st century, but it is difficult to implement now, because it takes a long time for insurance companies to set up new insurance, and after figuring out the big data of the probability of danger, they can set up a series of follow-up measures such as tiered premiums and compensation coverage, but it will take a long time.

It's only 1982, so it's probably too far ahead of its time, and it's hard for insurance companies to understand.

Zhong Bai silently vetoed this direction in his heart.

And what about the other direction?

Zhong Bai began to search carefully in his mental memory, and after a while, he really remembered a good idea.

He had in mind an internal health fund system that was commonly used in factories in Western countries!

This system has been around for a long time, at least since the Second World War, and is still used to this day.

It is a supplement to the work-related injury insurance system and a measure independent of commercial insurance for occupational diseases.

The so-called internal health fund system is a special practice for each factory to determine a post health coefficient to regularly extract a part of the company's profits according to its own actual production situation and different production links, and use it as a separate health fund for those workers who suffer from occupational diseases due to work to solve their living difficulties.

Although the explanation of the noun sounds complicated, it only takes one example to make it clear right away.

For example, if a fertilizer plant that only produces urea has only one production line, we simplify the production line to only three positions, namely: A position, which is responsible for transporting raw material ore; Position B, responsible for the use of workshop equipment production; C position, responsible for finished product management and external transportation.

So from the actual work process, we can clearly know that the risk probability of occupational diseases in these three positions is different, position A is the lowest, because they are exposed to harmless natural ores and raw materials, and position B is the most risky, because it is necessary to be exposed to compounds indoors for a long time and in a dangerous working environment, while the risk of post C is between post A and post B.

So, for every 1 ton of product sold, the factory withdraws 1% of the net profit of the product as an internal health fund, which will slowly increase over time.

Of course, the internal health fund is not only provided by the company, but also by the individual, which is also required to withdraw a part from the salary, just like medical insurance.

Occupational diseases do not appear at the beginning, but slowly appear over time, and when the real employees find that the occupational diseases have caused expensive medical expenses, the factory can withdraw the corresponding amount from the internal health fund to treat the workers.

No matter how much the cost of treatment is, the reimbursement ratio is certain, but the amount of the internal health fund withdrawn from the individual's salary, and the figures of the three positions of A/B/C are different.

To put it simply, we should follow the risk of occupational diseases in the job from low to high, and we should rank them in the order of B>C>A, then the amount of the part of the wages of workers in three different positions should be A>C>B, one in reverse order from lowest to highest.

That is, it is also a reimbursement of 1,000 yuan of medical expenses, maybe the part that post A usually pays is 100 yuan, and the part that post B pays is only 10 yuan, and the part that post C usually pays by himself in the middle of the risk probability is 50 yuan.

In this way, the interests of the B post staff are effectively protected, and they can usually pay less to the internal health fund, but receive the same reimbursement amount, precisely because the B post is the highest risk.

In factories large and small in China, this system seems to be good, but it is difficult to implement, that is, the most fundamental problem, that is: ABC three positions, why do you say which position is the most risky?

The development of internal health funds is even more detailed in Europe, and different product lines in the same factory will also design different coefficients, and they are relatively fair, so as to protect the interests of the workers themselves as much as possible.

In factories in Western countries, this piece is listed according to the statistics according to the statistics of one post after another, but now Huaguo? Sorry, there is no data for this piece.

But Zhong Bai still decided to make a suggestion to Chu Jun to implement this internal health fund system in the fertilizer factory.

Here's why...... He has enough data in his head!