Chapter 365: Life is All About Joys and Sorrows
After arriving in Zhengzhou, the four of them separated, and Song Qingtian and Qin Xiaofei decided to go to the bank to find Jiang Cheng to ask about the loan.
Regarding the loan, Song Qingtian felt that he could borrow his ideal amount, but decided to ask a professional bank staff to feel at ease.
Jiang Cheng saw Song Qingtian and a young man come to the office and received them with a smile.
"Song Qingtian, hello, do you want to do any banking business again?"
Song Qingtian said: "I came to find Manager Jiang, naturally I want to do business, but I don't know if I can do it?" ”
"Tell me what kind of business you want to do first?"
"When I come to the credit department, I naturally apply for a loan, Manager Jiang, can you apply for a loan if you see my situation?"
Song Qingtian handed over the information of the instant noodle factory in Sanchuan Town to Jiang Cheng together with the rental information of the warehouse in Nanyang City.
Jiang Cheng looked at it seriously, "How much do you want to borrow?" ”
"300,000."
Song Qingtian originally wanted to borrow 200,000 yuan, which would be better enough for the registered capital, but she wanted to say a little more, and in case she encountered other places that needed money, she would also be prepared in advance.
Jiang Cheng said: "The land lease in your Sanchuan Town is free of charge in the county seat, and it cannot be used as collateral for a loan, only the factory building can, but the factory is not worth much." This piece of land in Nanyang City is not bad, but you have only paid the rent of 50,000 yuan, and the mortgage of 300,000 yuan is not good. ”
Song Qingtian asked: "Then how much does Manager Jiang think I can borrow?" ”
Jiang Cheng thought about it seriously and said, "100,000 is okay." ”
"100,000?"
Song Qingtian's psychological gap is too big.
Originally, I thought it would be at least 200,000 yuan, but now it is less than half.
"Manager Jiang, there are no more possibilities?"
Jiang Cheng waved his hand, "I also see that you are a friend of Tong Xing and Deng Yuhua, and I will give you a bigger estimate." ”
"Nanyang City has 6,000 square meters of land."
"I saw that the area is not small, but according to the price level of land sold in prefecture-level cities, these plots are not worth much now. Moreover, we have to go to Nanyang City to inspect and evaluate, if you let someone else go, you will not be able to pay back 100,000. ”
Song Qingtian felt that this matter was really difficult to do, the registered capital was not enough, and the monthly tax revenue could not be paid, how could the development zone in the Central Plains District get it?
Jiang Cheng made a suggestion, "Song Qingtian, the items you stored in the bank safe not long ago, you would rather spend 540 yuan a year on the preservation fee, presumably they are also valuables, and you can also take them out as collateral." ”
Song Qingtian knew that Jiang Cheng was talking about the Phoenix Stone.
The price of this phoenix stone of unknown origin is very expensive, and if the price is estimated after the appraisal of the jade appraisal center, it must be enough to increase the loan of 100,000 yuan.
However, that phoenix stone, Song Qingtian felt that it could not be easily announced to the world.
In addition to worrying about attracting the covetousness of the outlaw, that phoenix stone is also related to her father's profession, in case this phoenix stone is obtained by her father's illegal means, maybe once it is known by outsiders, it will inevitably cause a big turmoil.
She smiled and said: "Manager Jiang, the thing I stored is not a valuable thing, it's just because I am often not at home when I do business, and that thing is my father's relic, and I am worried about losing it, so I stored it in the bank." ”
Jiang Cheng didn't believe it, spending 540 yuan a year just to store a relic?
Jiang Cheng is the manager of the credit department, he has seen a lot of cases of mortgage items, jewelry, jade, gold and silver antiques, and when he handled the safe deposit box business for Song Qingtian, he could see at a glance that it was a good thing.
Since Song Qingtian was unwilling to take out the mortgage, he didn't say anything.
Song Qingtian asked: "Manager Jiang, did you just say that you personally went to inspect the land in Nanyang?" ”
"Yes, business hasn't been busy lately, and you're an old acquaintance, I'll go there in person and try to give you a higher estimate."
Song Qingtian saw that Jiang Cheng was a reliable person, and left after filling out the loan application.
On the way, Qin Xiaofei asked worriedly: "What if the money is not enough?" ”
"You can't rush this matter, take your time, and wait until Jiang Cheng finishes his investigation. When I went back, I called An Jingjun and asked him to help me say more good things and try to raise the price of the land in Nanyang a little. ”
Just do it, Song Qingtian found a toll phone booth and called An Jingjun.
An Jingjun was taken aback when he heard that Song Qingtian was going to mortgage the land in Nanyang for a loan.
"On a sunny day, the city has decided to take that piece of land back into the hands of the government, I'm afraid you won't be able to mortgage it."
When Song Qingtian heard this, he couldn't help but feel a fire in his head.
"Brother Jingjun, not long ago, I didn't have this statement, saying that I was looking for a new piece of land, but I didn't say when I could find it, I was in a hurry to build a new factory, and I was doing everything possible to prepare for a piece of land in other places, and I couldn't take out a loan for the land in Nanyang? What's going on? ”
An Jingjun said: "Don't worry, this matter was just decided by the city today, and the city will definitely give you compensation if it takes back your piece of land." ”
"I paid 5 yuan in rent, and when the time comes, I will be compensated 50,000 yuan, and I have been delayed so many things, I can not be in a hurry."
"Sunny day, I have already reported your situation to the city, and the city said that it will study and study before coming up with a reasonable plan, and I will strive to give you the greatest benefit."
"But I have already submitted a loan application to the bank, and the credit manager of the People's Bank of Zhengzhou then went to investigate, which is ......"
"The manager of the credit department of the People's Bank of Zhengzhou? Do you get the land in Zhengzhou? ”
"Well, that's right, if the Central Plains District wants to establish a development zone, I plan to build a new factory in Zhengzhou."
"Qingtian, you listen to me, I told my dad about you, my dad has contacted you in the city in the past two days, he recommended you in the city, and gave you a detailed report on your development in the past six months, hoping to let the city give you approval to set up a new factory."
"Thank you Uncle An for me, Brother Jingjun, do you think Nanyang City will agree to give me a new piece of land immediately?"
An Jingjun said: "According to my thoughts, you have been commended in the city, and my father personally recommended you as the county/party secretary/secretary, I think the city will agree, so don't rush to get a loan to get land in Zhengzhou." ”
Song Qingtian thought to himself, Anyue Mountain is out, and things will definitely be much easier, but in comparison, the location of Zhengzhou's development zone is better than that of Nanyang.
At the moment, she can't pin her hopes on the land of Nanyang City, in case the land of Nanyang City needs time, and she gave up the Zhengzhou side after listening to An Jingjun's words, isn't it delayed again?
"Brother Jingjun, you let me think about it, thank you for your help, you call me if there is progress."
Song Qingtian told An Jingjun the phone number of Deng Yuhua's house.
After An Jingjun answered the phone, he sighed in his heart, this girl has a really big heart, and she went to the province to open a new factory.
Song Qingtian felt that this matter was getting more and more chaotic.
Life is a mess of hemp, and people who don't understand it will make it more and more messy.
Song Qingtian understands so vividly that people with ideals and goals must sort out this mess.
At the moment, she decided to go to see the house that Xu Shu helped rent first, so she went directly to Xu Shu, Xu Shu was busy at the time, so she asked Ji Feng, the new design manager who was familiar with Song Qingtian, to take her to see the house.
Coincidentally, the house Xu Shu was looking for was also in the Central Plains District, and it seemed not far from the open place in the Central Plains District that Yu Qingbo said.
This is a three-storey commercial building, with an area of 300 square meters underneath, the second floor is the office area, and the third floor is the accommodation area.
When Song Qingtian looked at this house, he immediately felt very satisfied, so that the first floor can be used to display samples, the second floor is office, and the third floor is the most suitable house.
Ji Feng said: "Our factory director has searched for countless homes in this place before he found it. Our factory director said that such a house is the most suitable for you to be the general distribution point. Are you satisfied? ”
"It's very satisfying, and there's nothing more satisfying than that."
There are sorrows and joys in life, and this super suitable house swept away Song Qingtian's chaotic mood at once.
At that time, the new plant will be built in the open, and the location of this house is not far from the factory, and the production, office and sales can basically be connected together.
Of course, such a suitable house is inseparable from Xu Shu's efforts, and only Xu Shu's people who do business can have such a vision to find such a house.
"Monsoon, thank you factory director, I'll invite him to dinner then."
"Our factory director said that as long as your business is doing well, we will make a lot of money, so we bother to find you a house like this, and besides, our factory director doesn't bother, and Uncle Ge will not let him go."
Song Qingtian couldn't help but laugh happily.
Later, they looked at the space on the second and third floors, the office area on the second floor was also good, and the accommodation house on the third floor seemed to be a bit much, with more than a dozen rooms.
Qin Xiaofei said: "On a sunny day, there are too many houses to live in, and when the time comes, your third uncle, Brother Tao, and you and I will come to live, and we won't be able to finish living." ”
Song Qingtian said with a smile: "When the time comes, we will still recruit people, and we are not afraid that we will not be able to live." ”
Monsoon opened his mouth: "On a sunny day, rent me a room then." ”
"Didn't your factory director give you a house to live in the factory?"
Ji Feng said: "The smell in our factory is too strong, and I feel a headache when I live in the factory. ”
At that time, the printing technology was not developed, and a lot of harmful chemical raw materials were needed, and some of the factories did have a strong taste.
Song Qingtian smiled and said, "This is no problem, if you want to come and live, just live casually." ”
Ji Feng happily agreed and gave Song Qingtian the key to the house.
Song Qingtian thought that Zhengzhou would be much better in the future, at least there was a place to live, and there was no need to live in Deng Yuhua's house to trouble her, so she immediately decided to pack up a few rooms and buy some daily necessities and bedding, so that her Qin Xiaofei would have a place to live at night.
Ji Feng said that the design drawings in the factory were almost done, and he also helped clean up the room with Song Qingtian and Qin Xiaofei.
By the end of the night, the room was almost cleaned up, and Monsoon had to go back.
Song Qingtian called out to him, "Trouble your factory director again, saying that I want to install a phone." ”
Ji Feng said with a smile: "The house is optimistic and the rent has been paid, and our factory director has taken it into account, so he is waiting for someone to install a phone for you, and it is estimated that it will be in the next two days." ”
After the house was done, Song Qingtian decided that he must overcome the difficulties and take the land in the Zhengzhou Development Zone to build a new factory, at least he must be worthy of such a suitable house rented by Xu Shu.