Up to now, I don't know what Qianyuan thinks about this matter. However, if Qianyuan can be persuaded to have an extra guarantee in the name of the royal family, there may be more people who come to take out loans.

So, Lin Huiru had an idea, adjusted his mentality and sorted out his thoughts, and said in a crisp voice, "Your Majesty, what the courtiers have done is a good thing to improve our country's national conditions, a country's strength, people's strength, financial resources, and commerce and agriculture. Now our country is top in every aspect, but the business is poor, and in some places it is really difficult to improve by handicraft, so the courtiers are willing to lend silver to people in need of emergency or business in the world, as long as they can use credit or things as collateral, after the agreed time is up, the collateral will also be returned. ”

Qianyuan was very serious when he heard her, rubbing the stubble on his chin from time to time, and the appreciation in the depths of his eyes was even more, "But I heard that I have to pay back some more when I pay it back?" ”

Lin Huiru was a little helpless, "Your Majesty, the courtiers want to help others, not charity, the interest rate already exists, and the interest rate of the courtiers is not high." You can also understand that the courtiers are still in business, but this business sells silver. Some people are short of an opportunity, some people can save their lives with this money, in the final analysis, they are still doing good deeds, when the courtiers wanted to do business, they were thinking about how good it would be to have someone to borrow a sum of money, and those who are seriously ill but have no money to see a doctor, if there is a chance, it is also a good thing to be able to survive. ”

"And what about those who have borrowed money and can't pay it back?" Qianyuan raised his eyebrows.

"Before lending this silver, the courtiers will first check whether they can afford it, if there is little silver, you can hear about this person from the mouth of others, if there is more silver, you need something of equivalent value to come and mortgage, unlike the pawnshop, I will not touch any of the things here, and I can redeem it when the time comes. In order to prevent others from taking chances, the money is divided into several installments and repaid once a month. Lin Huiru replied.

Qianyuan asked again, "What about those who are sick and want to live but can't afford to pay it back?" ”

"There are some serious diseases, and the chance of being cured with silver is not enough, if you have a few dozen taels, you can work here to repay them depending on the situation. I wouldn't have borrowed it if it wasn't possible, after all, it's still a business, not a charity. Lin Huiru deliberately added a sentence that she was not giving charity, so that Qianyuan could understand what she meant.

"Hahaha, okay, okay, I didn't expect this kind of thing. And in recent years, the treasury has been tight, and even if you think about it, you may not have the money to do it, you don't need to be afraid, I am just interested in this matter. If I also want to make some money on this, how many red envelopes can I have for you? Qianyuan asked teasingly.

Lin Huiru hurriedly refused, "Please don't do this, Your Majesty is the king of a country, and the appeal can be imagined." Not to mention whether they are all people who really need it at that time, after all, the courtiers have limited money here, and it is better to help those in need, and the adults in the court may not earn less than the courtiers. However, if His Majesty really wants to participate, there is something that the courtiers want to ask His Majesty. ”

"Say." Qianyuan took another sip of ginseng tea, and said straight in his heart that Lin Huiru was smart.

"Originally, this matter could be regarded as a private transaction, that is to say, the silver thus produced does not need to be taxed, but if Your Majesty can be sure that this loan will be implemented throughout the country, then it can be regarded as a business, and the silver obtained by the courtiers can also be paid to fill the treasury, what does Your Majesty think?" Lin Huiru secretly looked at Qianyuan, and there was a faint apprehension in his heart.

Hearing her say this, Qianyuan opened his mouth as if he was deliberately working against her, "Oh? What if I don't agree? Even said to the outside world that you are winning people's hearts like this, will anyone dare to borrow it at that time? ”

"Yes, the courtiers don't dare to deceive Your Majesty, and maybe no one will dare to do it in the open at that time, but it is difficult for Your Majesty to investigate the things behind your back, and if you want to keep an eye on it, you have to divide a lot of people to do such inconsequential things. If Your Majesty wants to save effort, it is better to help the courtiers turn this matter into the light, and you can still enjoy a lot of profits. Lin Huiru's plan in her heart is more long-term, after all, the benefits that can be brought by this can be much more, if this business is launched, even if her own silver is limited, it is difficult to guarantee that others will not want to earn this silver.

She took this matter from the emperor, and the taxes that should be paid remained unchanged, and if others wanted to do this business openly, they would have to go through her hands, and she could also draw another 10% from it, which was the best of both worlds.

"Your courage is not small, there are really not many people who dare to negotiate conditions with me like you, there is nothing bad about this matter, I can give you this grace, but I have to arrange for someone to settle the account." The ginseng tea in the bowl had already bottomed out, and Qianyuan put down the tea bowl and played with the string of valuable Buddhist beads.

Lin Huiru bowed, "No problem, but the courtiers also need a grace, that is, only my family can get the affirmation of Your Majesty in this firm, and the rest of the people will not bear it if they want to do this business, they can only go through the courtiers, of course, the taxes that should be given will also be counted in the clear account, so the best of both worlds, what does Your Majesty think?" ”

"You are already the richest man in your country, and you are really ambitious when you think about this...... That's it, I'm right. Qianyuan waved his hand, this is good for him, otherwise there will definitely be a lot of excerpts about this kind of business in the future, give this right to Lin Huiru, and if he sends someone to supervise it, it can actually be regarded as a convenience.

"Thank you, Your Majesty, the courtiers will definitely live up to Your Majesty's expectations." Lin Huiru was also happy when he received this grace, knelt on the ground and made a big gift, and he had already secretly begun to calculate how much silver he could earn in the future.

Qianyuan smiled, "Get up, you brought Tang Tang back intact this time, and even risked your life, this I should thank you well." However, the person behind this incident ......"

Seeing that Qianyuan meant something, Lin Huiru had already understood Qianyuan's thoughts. He didn't want to testify against Tang Jingyi himself, but let her forget about this family ugly, so that she could slowly collect evidence and deal with Tang Jingyi on other charges. Originally, Tang Jingyi was not favored, but he still tried his best to attack the daughter that Qianyuan liked......

Lamentable.

"The courtiers have not seen the mastermind of this matter, but the moon is dark and the wind is high and the security is lax, so there is a chance to escape with the princess." Lin Huiru replied.