Chapter 456 Borrowing Money
Baizhu frowned, a hundred taels a year is not too much? This can be extra for no reason, even if it is a family in the capital, without a little family background, they dare not say that they can earn a hundred taels of silver a year.
"I see, if the amount borrowed is more, there will be more silver that can be realized in that year, and now that Mrs. is the first rich man in my country, money will only give birth to more and more, which is only admirable." She's not patting on the back, it's just that Lin Huiru is too strong, and the speed at which money makes money is not a joke at all.
The speed at which she earned money was so straightforward that even Qianyuan had to pay more attention to her.
The loan shop is not doing business, and Lin Huiru didn't choose a good place, which led to no one caring after the shop opened, and even if it was posted, there were very few people who dared to come forward.
On the first day of opening, Lin Huiru didn't dare to stay at home, and sat in the store in person, but yawned for a morning, thinking that there would be more or less people in the afternoon to ask because of freshness, but until the door closed in the evening, no one entered the door, and there were many people talking and laughing.
Just as Lin Huiru was thinking carefully about what the problem was, a person ran over panting and asked in a low voice, "Do you want to collect things here?" ”
Baizhu originally wanted to send people away, Lin Huiru raised his hand to stop her, and said personally, "We are not a pawnshop here, but we can borrow silver, if the amount is small, it can be mortgaged or guaranteed by connections and reputation, but if the amount is large, it needs to be mortgaged." Do you need help? ”
The man was sweating profusely and his face turned pale, "I don't understand what you say, my mother is seriously ill, and the pharmacy must see the silver first to save people, but many pawnshops have been closed, can it be convenient here to accept my jade pendant?" ”
"Jade pendant?" Lin Huiru was a little puzzled, the clothes on this person's body were still patched, and he couldn't match such a thing as a jade pendant.
"Don't look at me like this, this jade pendant is our own family ancestor, the ancestral business is not bad, but gradually it failed, this is our family to inherit something, now my mother is seriously ill, it takes twenty taels of silver to be treated, please help." The man explained anxiously.
Lin Huiru hesitated slightly, after all, it was still the first business to open, "Your jade pendant is of average quality, twenty taels is a relatively high price, and if you are a pawnshop, you should only be able to give ten taels of silver, and you have nothing else?" ”
"No, the family is already poor in order to treat my mother's illness, whether it's ten taels or fifteen taels, I want to take medicine for my mother first." The man gritted his teeth and looked anxious, and it didn't look like he was pretending.
Lin Huiru finally relented, "Come with me, write something with me, and you can redeem this jade pendant in the future." ”
The man followed Lin Huiru into the shop a little dazedly, "Can you redeem it?" ”
"Of course it's not unconditional, how long will you be able to pay off these twenty taels?" Lin Huiru took a piece of paper with a printed template and sat down and asked.
The man grabbed his right hand with his left hand, gritted his teeth and was a little embarrassed, "Our family only farms, and the grain for a year can only be sold for thirty taels, and we have to maintain the family's income, and it may take two years to ......."
"Look at what is written on the wall, I can pay it back in twenty-four installments at most, one period is one month, that is, the total amount of silver is divided into twenty-four months to be repaid, and each month pays a little bit, that is, eight hundred and thirty-three wen a month, and the interest rate of twenty-four installments is ten taels of silver and three wen a day, and the interest of twenty-two and one month is one hundred and eighty wen, and it is all down, one tael and thirteen wen a month, and it is paid off in two years, and there is an interest of four taels and three hundred and twenty wen. If you think it's acceptable, what day is today, just pay back one or twenty-three on this day of the month. After the twenty-four period is completed, the jade pendant will be returned to you. Lin Huiru explained several times, and the man finally understood.
"Okay, I'll sign, I'll sign, and I can get the heirloom back in two years, right?" The man scribbled down his details on a piece of paper as he double-checked.
In this era, the only thing that can prove identity is citizenship. The code on it is also filled in, so that there is a note and an address, and there is no fear that this person will run away.
Seeing the man running out with twenty taels of silver in his eyes and tears in his eyes, Lin Huiru sighed helplessly, sorted out the things and vouchers and handed them to Baizhu, "Take it and store it according to the way I said, and the people around the defense are also ready?" ”
"The preparation is ready, but these twenty taels of things ......" Seeing that I have been busy for most of the day, but in order to earn more than four taels of silver in two years, Baizhu doesn't know what to say Lin Huiru.
"Ming'er will increase its publicity, I don't believe that no one is short of money at this time." Lin Huiru squinted, it stands to reason that there should still be many people who are tight on hand.
Only if there is money, the capital is the capital, and it is a prosperous capital where people are drunk and drunk, and if there is no money, in this kind of bureaucratic gathering place, it is simply a hell on earth.
After all, this is the capital, Lin Huiru didn't dare to blatantly post advertisements all over the street, not to mention that the emperor had a lot of thoughts, if it was regarded as Xu Ziqiao to win over the people, this matter would not be washed away by jumping into the Yellow River. She just said to some people, if you bring someone to apply for a loan, there will be extra red envelopes, which brought so many people to herself.
However, they borrowed money to make up for the vacancy in hand, and the total amount of money they went out was less than a hundred taels. Lin Huiru was worried about this matter, but suddenly ushered in a holy decree in the palace.
As soon as she heard Zhou Youde say that His Majesty had secretly summoned her, Lin Huiru chuckled in her heart, and a cold sweat suddenly wet a lining, and on the way to the palace, her nervous brows were never flattened, and her palms were full of cold sweat.
There was no communication, Lin Huiru was directly brought into the Heart Cultivation Hall by Zhou Youde, and there were not a few subordinates in the hall, and the only few were all sent away by Qianyuan with a wave of his hand, taking advantage of Zhou Youde's efforts to prepare tea, Qianyuan knocked on the table with his hand, "Raise your head and look at me." ”
Lin Huiru raised his head stubbornly, but his eyes were always on his toes.
"Why are you scared at this time? What is this to do, isn't it possible to repay Xuancheng when you take out a loan, and you can give a red envelope to the introducer? If I introduce you to a few, how many red envelopes can I have? From Qianyuan's tone, Lin Huiru couldn't tell whether he was happy or angry.
As soon as the words fell, Lin Huiru pounced and knelt down again, "The courtiers don't dare, Your Majesty, listen to my explanation......"
"Say, listen." Qianyuan took a sip of ginseng tea, and sat comfortably on the chair and looked at Lin Huiru.