On a sunny morning, Lin Yao came to the real estate agency early, but she came too early, and they hadn't opened for business yet!

Lin Yao's good mood was not affected in the slightest, and she took this opportunity to visit Kyoto Garden.

Kyoto Garden is a commercial house built after 2000, and although it is a few years old, the exterior walls of the houses here are covered with tiles, so it looks much newer than the Chaoyang community.

This community is not big, there are only a few units in total, and naturally it is not like Chaoyang Community, there are large and small gardens, and a large number of fitness facilities, and the roads here are all parked with private cars, there is nothing to visit.

Lin Yao was still happy in her heart.

The house she wants to buy is the top floor, and since the landlord is leaving Hangzhou, she is in a hurry to sell it, and the price is very low.

Dingtian and Lidi (top floor and ground floor) are the types of houses that most people will not consider, and Lin Yao originally did not consider them, but the location of Kyoto Garden is close to the company, and it is also close to the foreign language school she is going to, and the most rare thing is that the price of this house is just within the range she can afford.

She came over to look at the house at the suggestion of a real estate agent, and it turned out to be a sight to behold.

The house was renovated more than a year ago, and because the landlord himself works in Shanghai, rarely lives here, and has hardly cooked with fire, it looks like brand new.

In the small living room, a set of fabric sofas with warm colors is placed to make people feel warm and comfortable. The rooms have hardwood floors in the same colour as the wooden escalator leading to the roof.

What really made her fall in love at first sight was the rooftop!

Half of the roof is the house, which has been renovated into a one-bedroom living room with a separate bathroom.

There is also half of the terrace, half of which is made into a sunroom and the other half is vacant.

In winter, she can bask in the sun here, and on summer nights, she can count the stars here.

On the vacant terrace, she could grow a lot of plants......

It's her dream home!

Buy, must buy!

Lin Yao never inked what she really wanted, and she didn't hesitate to do it!

One is in a hurry to sell, the other is eager to buy, and the real estate agent is naturally happy to see it, and they sign the contract of intent and pay the deposit on the night of the day of the viewing!

In the next few days, Lin Yao's heart has been a little fluttering.

As long as she thinks that she is about to leave the ranks of renters and have such a warm and comfortable home, her heart is so beautiful that she can't wait to announce it to the world!

However, she was just thinking about it.

After all, the house is not hers yet!

Lin Yao wants to let this property go to the owner column and change it to her own name as soon as possible!

So, the next day, today, she rushed over early in the morning to pay the down payment!

Lin Yao was anxious to make this house her own, but things didn't turn out as she wanted.

At about nine o'clock, when Lin Yao came to the real estate agency again, she was told that the transfer would have to wait for the next time.

"Why wait until next time?" Lin Yao asked in surprise, "I came here today on leave." ”

When the salesman of the real estate agency heard her question, his smile almost couldn't be maintained, "Miss Lin, that's the case, if you buy a house in full, you can go through the transfer procedures today." Since you are buying a house with a mortgage, there will be a process of loan approval, and you will not be able to close the property until the loan is approved. ”

Loans, approvals, uh......

Lin Yao almost forgot about this stubble.

Although she didn't know much about the process of buying and selling a house, she also reacted that she only paid 500,000 yuan, most of which was a loan, and it was impossible for the landlord to transfer the house to her before the loan was approved.

Lin Yao paid the down payment a little sullenly, got the landlord's receipt, and then signed a lot of contracts, power of attorney, which needs to be fingerprinted.

After signing all the documents, Lin Yao turned around his wrist, which felt a little sour because of continuous signing, and asked, "How long does it take to approve the loan?" ”

The real estate agent had a professional smile on his face again, "It's impossible to say, sometimes it will be approved in three or four days, sometimes a month, it depends on the efficiency of the bank." However, you can rest assured that we are familiar with the bank and can help you call to urge you. ”

Three or four days to a month?

Then she would have to count it on a month's basis.

As for the scene of "our company is very familiar with the bank, we can help you call and urge", Lin Yao has heard a lot and said a lot.

You can only listen to it casually, even if it is not true, in fact, how long will it be.

Lin Yao can be considered to understand, this house is not so easy to become hers.

Fortunately, she agreed with Zhang Xiang that she would live for an extra month, otherwise wouldn't she be homeless and live on the streets?

Lin Yao said sincerely: "Then please help me call more to urge, the house I rented over there is about to expire." ”

The agent said cheerfully, "No problem." ”

Lin Yao was a little excited, and when she was about to go back to the company, she suddenly heard the real estate agent say, "Miss Lin, there is one more thing that needs to be confirmed with you." ”

Lin Yao's steps froze, "What's the matter?" ”

The real estate agent still has a professional smile on his face, "You may need to know the precautions for buying and selling second-hand houses, as well as the procedures required for the transfer of ownership, as well as the related fees." ”

After saying that, he handed her a list.

Lin Yao glanced at it casually, and when she saw the contents on it clearly, her eyes gradually widened.

Income tax and deed tax on housing transfer......

as well as intermediary service fees, bank mortgage advisory service fees, appraisal fees......

These taxes and fees add up to 50,000 or 60,000 yuan!

Lin Yao knew that she had to pay taxes, and she also knew that intermediaries had to charge, but she didn't know that there would be so many!

The important thing is that she doesn't have much money after paying the down payment, what should she do?

Lin Yao was anxious, "Why didn't you say it earlier?" ”

The real estate agent hesitated: "I saw you buy a house before, so refreshing, and I thought you, uh, know these situations very well." ”

Lin Yao was stunned for a full three seconds before she understood what she meant.

She made the decision too quickly when she looked at the house, there was no bargaining at all, and she promised a down payment of 500,000 yuan very comfortably, no one would believe that she had such a small amount of belongings in total.

At the end of the day, the problem is with herself, and no one else is to blame.

Lin Yao really came and went home this time.

Not only did the house not become its own, but it was also told that there was a lot of money to be paid next!

Lin Yao couldn't help but make it difficult, if she asked Lin Yun to borrow money again, I am afraid it would be inappropriate, if she was looking for Jiang Mingshu, she was a moonlight clan, it was possible to borrow a few thousand yuan, and it was impossible to borrow tens of thousands of yuan!

Lin Yao didn't think about discussing it with her family, but at first she only planned to use the little money she had in her hand to buy a small apartment, and she didn't use any of her family, so she didn't say hello to her family.

Now suddenly said that let the family call her fifty or sixty thousand, Lao Lin and Ms. Wen must not be frightened?

Besides, with Ms. Wen's temperament, she can make a big deal in the whole village, if she knows that she really bought a house, she can't go from the head of the village to the end of the village?

It is very likely that every day, until the New Year!

She didn't mind letting Ms. Wen snort for a few days.

It's just that in this way, when she returns home for the Chinese New Year, she will become like a giant panda in the zoo and will be watched.

Although she is certainly proud to buy a house in Hangzhou with her own efforts, she does not want to be the object of onlookers.

Isn't it the old saying that you can make a fortune by making a muffled voice?

Lin Yao decided, let's keep a low profile!

The question is, where should the tens of thousands of dollars in taxes come from?

******

Lin Yao felt that worry in her heart!

When she returned to the company, it was only about ten o'clock, and Li Renhai stepped forward and asked, "Why did Director Lin ask for leave early this morning?" ”

The relationship between Lin Yao and Li Renhai is okay, but it is not to the point where there is nothing to talk about, let alone to the point where you can borrow money!

In that case, let's not mention the matter of buying a house.

Lin Yao replied casually: "It's a bit of a private matter." ”

This is what it means to not want to say more, Li Renhai is very eye-catching, and he didn't ask.

Zheng Feiyang, who was not far away, smiled, her tone was not without mockery, "I do private things during my working hours, but I still have to manage others." ”

As soon as Zheng Feiyang's words came out, Lin Yao was stunned.

Zheng Feiyang originally wouldn't have said such things, but since she went to the Canton Fair, it was like a different person, as high-profile as she could be, and as arrogant as she could be.

Lin Yao didn't understand where her confidence came from, could it be because of the more than 1,000 customer business cards she handed over to the company?

Zheng Feiyang has certainly made a certain contribution to the company.

The problem is that she is a salesman, and she has been in Lingyun for more than half a year, and she has not made any orders so far!

Others may not know, but Lin Yao and Li Renhai know the inside story: Zheng Feiyang is a flying order.

Lin Yao and Li Renhai didn't think about breaking Zheng Feiyang's trick, but they just ......

It is said that in her situation, she should be as low-key and low-key as she was before, and it is best that no one is offended.

There is rarely a real friendship between business people, and even if there is, competition is greater than friendship.

Lin Yao dared to pack the ticket, and now these people who are holding her hard, what they want to see most is how she is unlucky, how she is swept away, and then divides up the customer resources in her hands.

Besides, Lin Yao is the director of the office, and except for President Lin and Chairman Qin, no one else has the authority to care about her.

She doesn't like to use the so-called title of office director to oppress people, but she won't let others step on it if they want to!

Lin Yao said lightly: "I have something, but I asked for leave, Mr. Lin approved it, and Chairman Qin also agreed, what?" Do you have a different opinion? ”

The smile on Zheng Feiyang's face froze, "What can I say, I just can't help but say something fair." ”

"What do you mean by justice?"

Lin Yao did not show weakness, "You have been in Lingyun for eight months, and you have not made any orders so far, in this case, shouldn't you contact customers more and hurry up to place orders?" How embarrassed to stand and gossip about others? ”

She didn't say it politely.

Zheng Feiyang's face suddenly turned red, and he said curtly: "How can I not contact customers, but customers only inquire and do not place orders, what can I do?" You ask others, is it the same situation? ”

"I don't care what happens to other people, after all, no one else has questioned me for harming the company." Lin Yao raised her eyelids and glanced at her, and said meaningfully: "You care about me so much, I don't care about you, don't you feel sorry?" ”

Lin Yao's words successfully blocked Zheng Feiyang's next sentence.

Yes, Lin Yao didn't say anything about her, it was she who made a mistake and took the initiative to provoke Lin Yao.

No matter how bad Lin Yao is, she is also the director of the office, she is not as easy to bully as she seems.

Zheng Feiyang considers herself the leader of the business department, but she misses the most important point: business has always been based on performance.

Zheng Feiyang didn't really make a single order, but she really didn't have any performance in the company.

In fact, even she didn't expect that she would stay in Lingyun for so long.

She had been in several companies before, and some of them had not made achievements for a month or two, and she was fired, and the longest one had not lasted more than three months, and Lingyun, she had been there for eight months!

The same batch of salesmen who entered the company as Zheng Feiyang, everyone seemed to have made an appointment, and no one broke the record of 0.

Qin Yi and Lin Yun didn't seem to take these things too seriously.

Qin Yi's focus is more special, and Lin Yun is that since Qin Yi came to Lingyun, she has become a hands-off shopkeeper who doesn't care about anything other than paying her salary.

It's not hard to make a living in such a company.

Zheng Feiyang unknowingly became the "leader" of the business department, she didn't want to leave, especially not at this time.

She is very sure that as long as Lin Yao is not there, she will definitely become the number one in the company besides Lin Yun and Qin Yi.

At that time, those customers in Lin Yao's hands will fall into her hands, if she can master so many customer resources, she will not be as stupid as Lin Yao!

But what did Lin Yao mean by saying these words? Could it be that she is hinting at something?

How can it be?

The people in this company, except for Chairman Qin, are all stupid, and it is impossible to discover her secret!

Zheng Feiyang was at a loss, "I'm not as empty as you, my customers at the Canton Fair are waiting for my quote." ”

Lin Yao chuckled, "That's good, I wish you to break the record of 0 as soon as possible!" ”

Zheng Feiyang snorted, and she strode to her seat.

Lin Yao didn't care much about this, she had so many things to do, she didn't bother to care about them at all.

The atmosphere in the company has returned to tranquility again, and for Lin Yao, her goal has been achieved.

In the following time, neither Lin Yun nor Qin Yi came to the company.

Lin Yao thought about it, and it was not good for her, an outsider, to say anything about the matter between their husband and wife.

What's more, she can see the problem, it makes no sense that Lin Yun can't see it.

In the blink of an eye, it was another weekend, and Lin Yao's tenant Xiao Li moved out, and she was the only one left in Room 302.

Maybe it was because Zhang Xiang set the rent too high, and during this time, there were no tenants who came to see the house, which made Lin Yao feel quiet.

Lin Yao moved the sofa and small coffee table to the small room and arranged it into a reception room, so that it looked like the whole small two bedrooms became much more pleasing to the eye.

After all this, she can finally calm down and work on the questions again.

With only two months left before the exam, she has pretty much mastered the basics.

When she enrolls in November and improves again, she thinks that the possibility of passing the test at one time is still quite high.

In short, she is busy, busy......