Chapter 12: Business Opportunities

The car sales of our company in the first few months were okay, and with the development of the automobile Internet finance industry, major platforms have poured into the auto finance market.

For a time, the car has a down payment, zero down payment, low down payment, and rent. Modes such as purchase and financial leasing have rapidly blossomed in the market. Major platforms have begun to engage in vicious competition in the form of burning money to seize the market, relaxing risk control, and giving profits and rebates.

2018 is the year with the biggest impact on the automotive industry, and the impact of the auto Internet financial platform on upstream OEMs, 4S stores, and comprehensive auto trade is beyond the unimaginable scope.

Seeing that auto finance is in the limelight, some financial giants have entered the field of auto Internet finance one after another, forming an intricate auto finance industry chain.

Some financial giants who have never been engaged in the automotive industry have also joined this 'fat meat' competition, such as a platform that started with campus loans. Two partners of my company are the heads of the southwest region of the platform, so I reluctantly signed the contract with this platform.

I've always wanted to do a bullet car, and there is the aftermarket industry chain of Souche behind the bullet car, and the residual value processing ability of the car is stronger than that of other platforms.

First of all, Souche has covered tens of thousands of medium and large second-hand car dealers across the country, and has formed a deep-rooted cooperative relationship; The residual value of the bullet car can be quickly processed through the national network of used car dealers, and cashed out in time.

Secondly, Dangeche has launched the second-hand car model, and the cooperative second-hand car dealers can sell the second-hand car with a down payment of 10% through the Dangeche platform, forming a unique closed loop of Souche.

In addition, the Dangeche community store is based on the authorization of the second-hand car dealer to open, and the cost of opening the store is paid by the second-hand car dealer, and the Dangeche platform has no pressure on the cost of opening a store. Therefore, more than 5,000 community stores across the country were opened quickly at once, and the transaction volume increased several times.

Our company does not act as an agent for the bullet car business, which is our loss. Although I regret not being a bullet car dealer now, I don't blame anyone for the failure of the business, only myself; Blame yourself for being greedy, blame yourself for overestimating your own abilities, and for underestimating the risk of the market.

【Realistic Scene】

Lin Bin and the others listened to my story, their expressions became solemn, Lin Bin looked at me and said, "Brother Ming, you are still young!" There is a chance to start over! I'm sure you'll make a comeback! ”

"I don't want to toss anymore! I've tossed enough of myself along the way! Tired too! Don't talk about that! Come! Let's have a drink together! I raised my glass to the crowd.

"Come on! Cheers! ”

I finished drinking and filled a glass of beer, and said to Kaizi, "Brother! It's your birthday! Let's have a good drink of this wine! ”

"Come on! Brother Ming, please! Kaiko raised her glass and touched it with mine.

Xiao Yang saw that the overall atmosphere was relatively depressing, so he proposed: "Let's all play a game together!" Whoever loses drinks it! ”

Ye Yun asked, "Yes!" What kind of game? ”

Kaizi: "How about the stick stick tiger?" ”

Xiaoyang: "Yes!"

Cai'er: "Then who is the banker?" ”

Lin Bin: "How about I recommend Brother Ming to come to the village first?" ”

Star: "Why did you let him come first?" Can't you just be a banker first? ”

Lin Bin: "Because Brother Ming has a good amount of wine!" ”

I said to the group, "Good, good! How about starting with me, how about each person doing a villager? However, boys drink one cup and girls drink half a cup. Do you have any comments? ”

"Okay! So be it! ”

After a lap, it was my turn to be the banker again, and I lost more and won less and drank a few glasses in succession.

Xu Li suddenly looked at me seriously and asked, "Can you still drink?" ”

"I'm fine!"

Xu Li suddenly raised her wine glass and said to everyone: "This glass of wine ...... I...... Drink for him! ”

Everyone suddenly looked at Xu Li in shock, and Xing Xing asked very curiously, "Why did you mention him to drink?" ”

Everyone also asked curiously, "Yes! Why are you drinking for him? He's so good at drinking! ”

Xu Li drunkenly pointed to her head and said, "He has a problem here!" Don't be stimulated! Otherwise, you'll get sick! ”

I knew that Xu Li had drunk too much, and I was afraid that she would accidentally poke my situation out, so I hurriedly beckoned: "Don't be surprised, everyone! She's drunk! Don't listen to her nonsense! I took a sip of the wine. Come! Let's move on! ”

"I'm not talking nonsense! He's sick! He can't drink too much! ”

Xingxing looked at Xu Li with some unhappiness: "What kind of illness!" ”

I smiled and said, "Okay! Don't ask her again! She's already drunk too much! ”

Xu Li still accidentally said it: "It's that kind of mental illness!" ”

Lin Bin looked at me with a puzzled expression: "What the hell is going on!" Brother Ming! ”

"It's just that if you drink too much, you will get drunk, which is also a kind of mental illness, commonly known as neurosis!" I deliberately used humor to confuse the public.

"Hahahaha! What is the point of being drunk and crazy! I've also seen someone drink too much and tap the street lamp pole and call his wife to open the door! After Kaizi finished speaking, a group of people burst into laughter.

Alcohol is a wonderful thing, but if you drink too much, it can become terrible. Eight or nine people drank it in a few circles, and more than half of it fell down, including Xu Li and Xingxing.

At the end of the show, Lin Bin, Kaizi, and Xiaoyang all took their own girls and left, leaving me, Xingxing and Xu Li.

Seeing that Xu Li and Xingxing were so drunk that they couldn't take care of themselves on the table, they secretly complained in their hearts: "How is this good?" Whatever he does, let's take a taxi to the hotel first! ”

Early in the morning, I was woken up by the alarm clock on my mobile phone, and the familiar music "Remember" was still playing on my phone.

After washing, I made myself a loving breakfast, turned on the computer, and wrote for the novel.

In the conference room of the Cyber Security Corps (Cyber Security Corps) of the Public Security Bureau, more than a dozen members wearing police uniforms stood in two rows; A man in his thirties, medium build, and handsome appearance stood beside the captain, and the captain introduced to the team members: "This is Yang Zijun who has returned from studying abroad, and he will be a comrade who will fight with us in the future!" Welcome our new comrade Yang Zijun to introduce himself! ”

The crackling applause of the team members rang out, and Yang Zijun faced more than a dozen team members: "Comrades of the Cyber Security Corps, good morning!" I'm Yang Zijun! He studied computer science at the University of Public Security and then at the University of Illinois (UIUC). Specializing in cyber security and criminal psychology! After returning to China, I am very honored to be a member of the Cyber Security Corps, and work with all comrades to protect the people's network security and care for the people's spiritual health! Thank you! ”

After Yang Zijun finished speaking, the team members clapped again!

The captain said to everyone, "Please sit down, everyone! You may also be seated! The captain gestured to Yang Zijun for the vacant seat next to him and asked Yang Zijun to sit down.

The captain said solemnly: "With the development of science and technology, the Internet has gradually become an important tool for people to communicate and obtain information, but at the same time, cybercrime has also followed. Due to the particularity of cybercrime, our cyber police must not only have computer-related professional skills, but also have a certain ability to handle and solve cyber cases. In the sea of Internet information, all kinds of network security risks emerge one after another. Therefore, we must always tighten the vigilant string of network security, and contribute to the safety of people's personal and property and network information security. To maintain the increasingly prominent contradiction of network security, we need more talents with high political, professional, professional, cultural, and physical qualities. The arrival of Comrade Yang Zijun, who has a high degree of education and high quality, will surely open a new breakthrough for our severe network security problems! Make outstanding contributions to the people! Here, on behalf of all the members of the Cyber Security Corps, I would like to welcome you! Welcome to the Cyber Security Corps! Comrade Yang Zijun! ”

All the team members burst into applause, and Yang Zijun said very gratefully: "Thank you, captain!" Thank you, all the comrades of the Cyber Security Corps! In the future work, we will learn from each other and cooperate with each other to contribute to network security! Thank you! With that, applause rang out again.

I was writing carefully in front of the computer, when suddenly the mobile phone rang, and I saw that it was Liu Changyun calling. Answered: "Boss Liu, hello! ”

"Hello! Brothers! Brother doesn't have to be Boss Liu, Boss Liu! If you can afford me, just call me Brother Liu! ”

"Oops! Where is Brother Liu! Brother, I've always admired Brother Liu! ”

"It's so comforting for my brother to speak! I prepared some food and drinks at Grandma's Bay, and I want to invite my brother to come and talk! I don't know if my brother is planning to let me sit alone? Or do we sit down and have a few drinks? "Liu Changyun's method of asking people to eat is indeed domineering, and there is no reason for people to refuse.

"Brother Liu's hospitality, brother, I thank you very much! Yes! I'll be right here! ”

When I came to Grandma's Bay, I saw Liu Changyun sitting alone at an empty table, and a bottle of good wine was placed on the table, which he brought over by himself.

When Liu Changyun saw me coming, he got up and greeted me warmly: "Come on, come on!" Brothers! Have a seat! Have a seat! ”

"Brother Xie Liu!"

"Waiter! Order! Liu Changyun shouted.

The waiter handed over the menu, and Liu Changyun took it and handed it to me: "Brother, order what you like to eat!" ”

Smiling: "Let's have a roast pig's head!" That's my favorite! ”

Liu Changyun ordered a few dishes he liked, and the waiter turned to leave.

I looked at Liu Changyun and said, "Brother Liu asked me to eat together, not just to taste the familiar taste of Grandma Bay!" Let's get straight to the point! ”

Liu Changyun pursed his lips: "Brother, refresh!" I don't beat around the bush either! Do you know what I have in common with Guan Gong? ”

"Righteousness! One word cloud is long, and the other is called Changyun! ”

"Hahahaha! What a humorous brother! In fact, the similarity between me and Guan Gong is that I sell alcohol! Guan Gong sold wine and met Liu Bei and Zhang Fei, achieving the heroic feat of loyalty and righteousness in his life! I know you by selling wine, and I hope we can work together to achieve a career in wine! ”

"Brother Liu has exalted me! I'm a drunkard who has been defeated repeatedly, and I still owe a lot of debt! It's good to drink some alcohol on weekdays! I don't know where Brother Liu likes me and wants to cooperate with me? ”

[End of Chapter]