Throughout 2006, Yahan was unintentional about Meilu, thinking about where else to get money every day, how could he have the heart to drive the team? In April 2004, when Yahan bought a villa, he borrowed 700,000 yuan for the down payment, most of which had an interest of 5%~10% per year, and the bank borrowed another 1.59 million yuan, repaying 16,000 yuan per month. At the critical moment, Yahan's brother sold a house of his own in exchange for 600,000 yuan, and helped Yahan pay off the bank loan and some of the most important interest and foreign debts, which escaped the catastrophe. Because of the bankruptcy of credit, the fact that the manager of the bank's credit department was ready to join Meilu was naturally yellow.

In late 2006 and early 2007, the heavy debt pressure finally brought Yahan to the brink of collapse again, and she hoped that I could help her get some more money. But my relatives in Tianjin have no contact with me since my mother's death, and all my friends who can borrow money have borrowed all the money in the early days of my American Road. Without hundreds of thousands of yuan, it would not be possible to water Yahan's land that had long dried up to the point of cracking. The only way I can figure out is my sister, she has 60,000 yuan in savings, but she doesn't borrow it even if she is killed, and her father can't come forward to guarantee it himself. When it comes to borrowing money, I'm really 108,000 miles behind Yahan, and she's a diamond in this regard, and I'm 3% at most. In the early years, when Yahan opened a beauty salon, she borrowed 100,000 yuan, and almost lost all of it, and later she borrowed a lot when she was doing Meilu, and it was only paid off until the jade was paid.

Yahan set her sights on my father's house again, but the house was the joint property of my father and my aunt, and my aunt did not agree, and my father was helpless, so the only feasible solution left was to remortgage Yahan's mother's house. It was a three-bedroom, two-bedroom apartment, and it was where we lived at that time. I started running to the loan company, trip after trip. Remortgage is a faster way to get money when you are in urgent need of funds and have real estate, but remortgage will incur tens of thousands of yuan in handling fees, plus another bank loan to be repaid every month, it is better to go to the hospital in a hurry, but it is better than borrowing usury, right? More than a month later, the loan was approved, and the 430,000 yuan in cash was used to plug the hole. When I bought a villa, I took out a loan for 30 years, and it was only three years. It will take time to restore the diamond, and even if the diamond is found, the monthly income of less than 20,000 yuan is not enough to repay the loan, and Yahan finally decided to sell the house. In fact, before I returned to Tianjin, Yahan had already hung the villa in the intermediary company for almost a year, but in Tianjin, which is not a place where rich people gather, there are really not many people who can afford a villa of 3 million yuan. Yahan sells it without a match, in fact, she is reluctant to do it in her heart, and the villa is her heart. But now the situation is completely different, if you receive a court summons again, there is no house to remortgage, the situation has reached the last moment.

Yahan had a solemn talk with me, and she hoped that I could put down all the work at hand and go all out to get the villa out in a few months, we had to race against time! I ran a lot of intermediary companies, but there are very few people who come to see the house, even if there are customers who come to see the house, the agent of the real estate company can not make much effort, they sell two-bedroom one-hall, three-bedroom two-hall such low-end housing habits, can afford to buy luxury high-end people can not grasp at all, not to mention the selling point of the villa is also unfamiliar to them. Later, I had to put the agent aside and go into battle shirtless, and the agent only needed to bring me the client, and it was better to believe in myself than to believe in it!

In order to have more customers come to see the property, we had to spend our own money to advertise in the local circulation of the "Tonight News" and "Daily News", thousands of dollars of advertising money were spent, and the rest was to sit and wait for customers to call me. From the beginning of 2007 to May 2007, except for the normal business of Meilu, I devoted the rest of my time to the process of showing customers the property. Selling second-hand houses is not as simple as first-hand houses, you don't have so many types and locations for customers to choose from, and customers will have a more demanding eye on second-hand houses, and even a small crack in the wall will be picky for most of the day, after all, it is worth millions of things, not as casual as buying vegetables. Fortunately, I have already practiced my sales skills for many years, and I have used the allusion of a cherry tree with ease.

At the most difficult time, Yahan was even willing to sell the house at a price of 2.75 million yuan, she really couldn't stand it, and every month was like purgatory. By the end of May, the house was finally out of hand, and more than 70 customers followed up over and over again, over and over again, and finally let me get one. After fierce bargaining, the transaction price was finally set at 3.15 million yuan. The customer is a Chinese-American, who does the overall medical equipment of the hospital, and there are more than 10 million yuan in cash on a golden sunflower card of China Merchants Bank, which is paid by one-time transfer, and I finally met the real rich man. After going to the housing authority to complete the transfer procedures, the client turned his head slyly and said to me with a smile: "How did you think of selling the house?" If you persist until the end of the year, your suite will be worth at least 4 million! In the conversation, there was a pride in getting cheap and selling well, overflowing with words. In fact, how can I not know about the real estate market in Tianjin? But what can I say but smile bitterly? We wouldn't be able to survive even a month. After the house was sold, Yahan held my hand and said excitedly, "Xiaofei, you are really my savior." "Yes, Yahan has to be grateful to me for earning nearly 1 million yuan less, how creative the great Meilu cause is!

Most of the 3.15 million yuan flowed out of the account in a steady stream, and the major bank loans were paid off first, and the remaining foreign debts were repaid at one time with principal and interest. All the creditors and Yahan and I visited the family, especially the leaders of the side departments who were still working as Meilu, and they were so moved that they almost cried when they got the money, and they almost ran out of oil in the past few years.

In the end, there were more than 1.4 million yuan left in the account, including 430,000 yuan for Yahan's mother's house to be remortgaged, and 600,000 yuan for Yahan's brother to sell the house. In addition to all expenses, we made a total net profit of 400,000 yuan through the sale of the house. This is really a great irony, from September 1999 when Yahan started Meilu to May 2007 to sell the house, nearly 8 years of hard work, Yahan earned a total of about 400,000 yuan through Meilu (100,000 yuan of investment in the beauty salon and 300,000 yuan of cars were paid by Yahan with Meilu money), and the house has increased in value by 400,000 yuan in three years, it seems that it is not as easy as speculating in the house. We had a heated discussion about what to do with this last funding. I insisted on paying off the 430,000 yuan loan of the remortgage first, using 600,000 yuan to buy a house to pay off her brother, and the remaining 400,000 yuan to buy a house I like or simply buy an office building or shop for rent, Yahan disagreed. Her brother's house was worth 600,000 yuan when he sold the house in an emergency, and by May 2007, the house had appreciated to 1 million yuan, and she insisted on paying back her brother 1 million yuan, which became Yahan's biggest worry later.

Yahan and I started to look around again, and whenever we had time, we would drive around the world in the car. All the high-end real estate in Tianjin, the surrounding areas and the Tanggu Development Zone have been passed by us like a sieve, listening to the rhetoric of the real estate consultants every day, observing their words and deeds, and slowly selling everything by heart. At the end of the viewing, I even gave a vivid sales lesson to the real estate consultants in the case, which laid a solid foundation for my current female circle of friends to enter the developer's sales.

Yahan also took a fancy to an island townhouse in Dongli Lake, and she always had an inseparable affection for the villa. Ever since I was a child, I have always loved collecting all kinds of things: bullet casings, cigarette labels, candy wrappers, stamps, good movies and TV series...... But I've never met someone like Yahan who likes to collect villas so much. Because she has no money to decorate, she has never really lived in a villa, but the feeling she once had was inexplicably happy. She once said to me, if you can't live in a villa, what's the point of being a beautiful road? She said something similar to that to me after the Diamond London tour. During a trip to London in 2005, she would spend all 20,000 yuan on shopping at once, and a pair of shoes cost 3,000 yuan, which was staggeringly expensive, completely ignoring the huge foreign debt and bank loans that the country still owed. In the eyes of die-hard Meilu people, there is no need to worry about the future, direct selling is the future development trend, the fifth wave of wealth is gradually sweeping China's 1.3 billion people, the market will always be thriving, and the company will take care of us for five generations. As long as you can take out a loan, Meilu people dare to buy even the earth!

The villa was eventually bought by Yahan, and with the villa, she regained her confidence in diamonds. The department that was taken to visit will find that Yan Zuan has added another set of properties, and this one is more foreign than the original one, everyone is happy and more confident in the future of Meilu, but no one knows that the original one has already been hastily disposed of by me. The area of the island townhouse is less than the original city villa with a basement of 100 square meters, because it is 30 kilometers away from the city, so the price of more than 7,000 yuan per square meter and the total price of more than 1.5 million yuan was not high at that time, we used the 400,000 yuan earned after selling the house to pay the down payment, and lived the life of a house slave again. There is no need to worry about it in the moment, because there is still 1 million yuan in the account, which can fully support the repayment of the loan in the two banks in the future, but Yahan forgot that the 1 million yuan also has to be repaid.

The day before buying a house, Yahan also did a China Merchants Bank Golden Sunflower Card that requires at least 500,000 yuan in deposits, in order to get the identity certificate of the successful person as soon as possible, we did not have time to wait for the three-day large transfer period between the banks, and directly withdrew 500,000 yuan in cash from the Bank of Tianjin and sent it to the China Merchants Bank. Looking at the pile of brand-new banknotes counting on the money detector, the mood is actually not easy, if it is all Meilu's money, how good it would be! 50 stacks of such bills were put into a black garbage bag, and I was worried when I walked out of the bank, but 500,000 yuan was still a heavy bag in my hand. It wasn't too far from the bank gate to the parking lot, and I trotted into the car and calmed down a little. With the China Merchants Bank Golden Sunflower Card, Yahan also has the first credit card in his life, an overdraft of 50,000 yuan, which is an honor that the vast majority of American people cannot have in their lifetime, and their bank credit has long been bankrupt due to excessive overdraft, anyway, I don't expect to have a credit card in my life.

Yahan always admires my wisdom and mind, but whenever there is a big decision, especially investment, Yahan always insists on going his own way. She wanted a large estate covering an area of several thousand square meters, a nobleman with dozens of servants to serve, a plane and a yacht like the early diamonds overseas, and she even hoped that she could eventually own an island...... Otherwise, there is no point in living. And I just want to have a loved one, holding her hand and walking through thousands of rivers and mountains together...... Materially, I am pure-hearted, and I hope to have a free heart in the future.

In January 2008, when I broke up with Yahan and left Tianjin, I had a hunch that this villa Yahan would not be able to keep after all, and in the 16 months of living together, I was helping to take care of all her finances, and no one knew better than me how bad her financial income and expenditure were. A few days ago, Yahan texted me, she wanted me to lend her tens of thousands of yuan, because she had a lot of money to pay years ago, and I knew that she was going through the same life in 2006 and 2007 again. Housing prices have been rising almost all the way in the past few years, and if the villa can be sold, Yahan can still make another profit, but I am no longer here, who will help her sell the house with all her heart? Yahan's later and future real profits have never had anything to do with Meilu.

Meilu people are all living in the future, as long as they are still attending classes, they can still survive! They also never eat, they all live on their dreams!