Chapter 181: Capital (6)

Huang Xuan first smiled at Muhammad, who was very young and had a "special color", and then said to Blanshaw in a fairly standard London accent: "I do need a large loan, and you should be representing the Bank of Paris, right?" ”

Blanshaw was also surprised that Huang Xuan was well-informed, but in the banker's circle, a well-informed person is equivalent to a powerful person, and he said solemnly: "I forgot to introduce myself just now, I am Maurice, the vice president of the Bank of Paribas. Bronshaw. ”

"Hello Mr. Blanshaw." Huang Xuan shook hands with him, he didn't know French, he could only answer in English, saying that as long as a person knows three languages, he can travel alone in the world: English, French, Russian or Spanish, in the current state, Huang Xuan's language barrier is not passed.

Blanshaw didn't have too much hesitation and politeness, in fact, he and Huang Xuan didn't have any politeness, the age difference between the two was too much, and the Bank of Paris and the Huang family had almost no intersection.

However, the shark swam to the gore and the fly to the toilet had nothing to do with politeness, and Blanshaw straightened his glasses and said, "Mr. Huang, if you can accept the 8.6% interest and submit a sufficient mortgage, BNP Paribas can lend you $350 million." ”

8.6 percentage points is much higher than the world average lending rate, the fixed mortgage rate in the United States is usually around 6%, the yield on 2-year Treasury bonds in the United States often fluctuates around 4.5%, and the LIBOR rate often remains below 5.5%.

However, $350 million and a mortgage loan is something Huang Xuan can't afford, because his total assets are not as much as $10 billion, and if all banks ask for mortgages, he can only borrow up to $2 billion.

Therefore, Huang Xuan kept smiling, took the two cups, put them together in front of Blanshaw, and said: "A loan of $400 million, an interest rate of 7.5%, if you only pay $100 million in collateral, it will be 8.6%. ”

For $400 million, one percentage point is $4 million a year, and Huang Xuan is equivalent to nearly $10 million more every year to lend him $400 million. This is not to be unattractive to Brownshaw, but 25% of the collateral is obviously too risky for a commercial bank.

Huang Xuan took another cup, put it next to the two cups just now, and said: "I can put this money in the Bank of Paris, and even have the Bank of Paris send a representative to my factory, except that you have no right to operate, you can have almost complete supervision rights." ”

Blanshaw groaned, but a familiar voice said, "Mr. Huang." ”

It was Aubrey's voice, and it was clear that Rubin wanted an acquaintance to talk about the deal.

This made Huang Xuan laugh even more heartily.

Chatted lightly with Aubrey, Standard Chartered Bank Mike. Dinoma couldn't hold back and walked over.

Six hours was enough for the financial capitalists present to figure out the value of the patent in Huang Xuan's hand. Just the information in the U.S. Patent Office can even kick Sony out of the game, and thinking that it is possible to enjoy a $100 billion cake alone, and what bank can endure it.

Any expert with sufficient business experience can conclusively point out that as soon as a $2 Blu-ray disc makes it on the market — if the manufacturer is willing to afford such low margins — DVDs will be removed from the market within a year.

Come to think of it, the trough of the DVD Alliance is about to be "exposed", and who doesn't want to arch it.

With the help of Lorraine's information, Huang Xuan talked with everyone with ease, and in the eyes of others, he was indeed smiling and laughing.

Rubin's face was gloomy and dripping. In fact, he wants to invest more than take out loans, and if this idea can be established, then $10 billion is enough to become the power of the future BD world, and as for Sony, which has already spent billions of dollars on this, who cares about it.

However, Huang Xuan obviously doesn't look like a foolish child.

A little mistake made it difficult for Rubin to talk directly to Huang Xuan anymore.

At this moment, around Huang Xuan, there are Bunker of Bank of America, Dinoma of Standard Chartered Bank, Aubrey of Citibank, Blanshaw of Bank of Paris, four banks, two American-funded, one British-funded and one French-funded, if you count the Union Bank of Switzerland that has already negotiated, Huang Xuan can get loans from five banks, and this kind of financial capital pooling ability is enough for him to reach the top in China.

Naturally, Huang Xuan's goal is not just in China.

The main contradiction now is that Huang Xuan only has $3 billion in assets, half of which has been mortgaged or cannot be used for collateral, so borrowing $10 billion with $1.5 billion is too risky for banks.

As a result, bankers assumed that Huang Xuan should find new sources of financing, that is, accept venture capital from one or more of the banks in order to increase the assets of the new company and use it as collateral for loans.

And every bank naturally wants to be the bank that invests this venture capital.

Just think about Google's 1,000x return and it makes people's blood boil.

Of course, Huang Xuan would not throw the "milk" oil on the cake to the bank, he smiled and watched the four people arguing, watched the presidents wave their arms with Aubrey like small clerks, and looked at the gentlemen on the dance floor looking at this side in surprise, he just smiled and said nothing.

About half an hour, the four banks still failed to reach the most basic agreement, Citi considered itself the world's first, but Aubrey had too few chips, he needed to consult Rubin from time to time, the remaining three banks are also world-class, to let one of them eat meat, the other three drink soup, 1 month, is not enough for them to quarrel.

Huang Xuan saw Ellison from a distance, so he smiled and said, "I'm sorry, I'll go over first, let's talk first." ”

The four gentlemen continued to discuss, and Huang Xuan walked through the crowd, walked next to Ellison, and said with a smile: "Lawrence, isn't it boring to be alone?" ”

"I'm tasting wine, very good two years Bordeaux." Ellison raised his glass, pulled over a person next to him, and said, "I would like to introduce you to a friend, a young man I met at Stanford University, who is now the technical director of Oracle, Tao Youlin. ”

The other party was a Chinese engineer, which surprised Huang Xuan, there are many Chinese researchers in the United States, but there are very few people who can achieve such a position as a technical director.

Tao Youlin has a very energetic short hair, which looks like it should be carefully groomed, with slightly higher cheekbones, but his eyes are very focused, about 40 years old, wearing a Dunhill summer dress, like a successful person.

Huang Xuan shook hands with him, introduced himself, and said, "Huang Xuan, it's a pleasure to be able to meet Chinese in a foreign country, uh, are you Chinese?" ”

"Of course." Tao Youlin glanced at Ellison and said with a smile: "I am a self-taught database, and I joined the oracle bone later. ”

In this way, most of the company was acquired by Oracle, which is also something that behemoths like Oracle and Microsoft often do, otherwise with his age and nationality, it is no less difficult to win a place at Oracle than to run for president.

Huang Xuan took the glass of red wine that Ellison poured for himself, shook his head and said, "I've already drunk two glasses of wine today, and I can't drink any more." ”

Ellison didn't force him, but glanced at the bankers in the distance and said with a smile: "Mr. Huang's popularity makes people jealous." ”

"Of course Mr. Ellison can do that." Huang Xuan used his surname again and said with a smile.

The two men looked at each other and laughed.

In fact, both sides knew what the other party wanted, but neither of them wanted to speak first, at this time Tao Youlin 'interjected' and said: "Mr. Huang, we have carefully evaluated your database system, if you are willing to sell us the complete content, the price is still negotiable." ”

"Cipher programs included?"

Huang Xuan's soft words made Ellison almost throw the cup on the ground,

Cipher 1 and Cipher 2 did not sell well in the hands of the Xinye Company, for the simple reason that the main service objects of the Xinye Company were small and medium-sized enterprises, and the cryptographic programs obtained from Lorraine were a little ahead of their time, so the cryptographic programs were obviously much ahead of their time when considering the "sexual" performance of computers.

Fortunately, both password number one and password number 2 are kept secret by the cryptographic program itself, so as long as the level of secrecy is reduced, it can be used in ordinary server systems.

It is easy to imagine that the result of this is that a cryptographic program that was originally intended for the next 50 years will have the same confidentiality ability, especially the ability to resist brute force decryption, as a commonly used cryptographic program.

This makes the company itself very distressed, but the password program they have at hand is not well-known, its own strength is limited, and in China, there is no strong demand for high-level password programs, and there are even fewer high-level servers. Such a result will naturally make Yu Liye very helpless, and occasionally when he talks about it, he can only say sorry to Huang Xuan.

However, when Oracle tried so hard that even renting an IBM supercomputer could not disassemble the shell of the database system, Oracle suddenly found that both things were of equal value.

What they have is the capital to demonstrate such a powerful and necessary cryptographic program to customers such as Fortune 500, provided that they buy it.

However, before they could start talking, Huang Xuan spoke their thoughts first.

Do you remember them, Your Excellency, the Warden?