Chapter 6: I was knocked out before I could be happy

Walking out of the reed office, Chu Xi breathed a sigh of relief. When Liang Jingcheng picked her up for dinner after work, the two discussed this matter.

"Don't you all pay attention to passing on the help, didn't you discuss this matter with the master first?" Liang Jingcheng jokingly knocked her on the head, "Is it appropriate to go directly to President Lu?" ”

He was referring to Xu Yanlu. said that it was a master, but in fact, he was a year younger than himself, he went to work in the bank as soon as he graduated, Chu Xi also worked for two years before returning to China, and in terms of banking experience, it is not an exaggeration to call her a master.

"She went to the training, and I discussed it with her last night, and her point of view is that the customer base of consumer loans is relatively high-quality, and the cost of risk is relatively large. With their workplace achievements and social status, could it be that the 300,000 loans have ruined their jobs? ”

"If you want me to say, you bankers are like vampires, just icing on the cake, how can you get charcoal in the snow. If you look at the low-end social groups, even if you have a real need for money, you are not necessarily willing to lend.

"It's the same routine for large companies, when the benefits are good, send them to the eye to let the family snowball, and when you hear some bad rumors, they will all be cut and boiled, and no matter how good the company is, it will be ruined by you. It's really ruthless to abuse people! ”

Chu Xihu made a face: "Who do you say is a vampire, no matter how bad I am, I'm also a little goblin." ”

"Yes, yes, you pretty little goblin, otherwise how would I be so obsessed with you." At that time, the two had only been together for half a year, and it was the period of love and sweetness, and they couldn't wait to eat and sleep together every day except for work.

Sleep this... It's just an analogy, although Chu Xi doesn't think she will mess around at will, of course she is not the kind of person who is very chaste and conservative. If Liang Jingcheng made that request, he would probably follow. But this kind of thing must be done by a man, she thought shamelessly.

At the moment, I am very happy with Liang Jingcheng, the two of them have a lot of common topics, and they are very happy when they are together. As for getting married or something, she hadn't thought that far ahead.

Chu Xi didn't remember the details of this business very clearly, although he tossed it slightly, of course, it was only a drop in the bucket compared to the problems encountered in the next two years of work.

Governor Lu replied to her: Yes.

Since the master and the leader mean this, even if there is a trace of reluctance and unconvincing in her heart, she can't find more reasons to refuse. Just do it, and you have to help customers pack it.

Since entering the bank, Chu Xi found that her self-justifying skills still needed to be improved, she smiled bitterly, completed the credit report and credit system in one go, and submitted it for approval.

Soon, the approval sent her feedback in Tencent Pass.

Sure enough, a novice is a novice, although it is checked and checked before submission, there are still so many questions? Chu Xi hugged his head and sighed, his eyes were densely packed, although the market value of the borrower's real estate was high, it was the only housing under his name, and the total amount of liabilities (including our bank) had exceeded the original investment amount...

Suddenly, I caught a glimpse of the last line that read: To sum up, the transaction will not be approved.

Her eyes lit up. Although the two departments complement each other, the loan review is always opposite, and I have heard a lot of seniors talk about it before, and sometimes I beg my grandfather to sue my grandmother for the sake of business. What is Li Gang, the risk control department is the father, this is a joke they often hang on their lips.

Chu Xi was stupidly happy, it was the first time that he hoped that his business would be directly clicked, and after thinking for a while, he should hurry up and report the situation to President Lu.

Suddenly, the landline phone in the office rang, Chu Xi picked it up, and before he could speak, the other party preemptively said: Are you Chu Xi?

"I am." Still wondering who it was, the other party said, "I'm Zhou Zhijie." Cai Junqiang's loan is what you are doing? ”

Chu Xi chuckled in his heart, how could it be him. "Mr. Zhou, hello, I have already handed in the loan, and there are some problems with the feedback from the approval side..."

"What's the problem, I'll communicate." The other party's tone seemed to be dissatisfied, and he simply hung up the phone. Leaving Chu Xi unaware of what was going on. After an interval of a few minutes, the phone rang again, and it was him: "I've done it over for approval, you can revise the problems she fed back, and she will approve it." ”

I was KO before I had time to be happy, it seems that the risk control father is also afraid, Chu Xi Nunuzui, the little soldier is the life of work!