Agreed to give Cai Junqiang a personal comprehensive consumer loan of 300,000 yuan, with a credit term of 2 years and a loan term of 1 year, which will be issued in a self-service manner, with an interest rate not lower than 50% above the benchmark, and the repayment method is quarterly interest settlement and one-time repayment of the principal for the purchase of durable consumer goods, etc., and the guarantee method is credit.

The loan was eventually approved. Chu Xi made two calls to Cai Junqiang but no one answered, and called Yang Meihua again to tell her that the loan had been completed. When necessary, you can withdraw directly through online banking or mobile banking.

After saying this, she felt that she was stupid, Aunt Yang had been working in the bank for more than 20 years, and she was getting an axe in front of her.

The loan turmoil was only a minor episode.

The next day, the 300,000 yuan was collected; Within a month, Yang Meihua took the initiative to contact several times, all for her daughter's study abroad; There are always 10,000 or 20,000 in the account, and there is no need to worry about interest collection; Chu Xi will send some blessing messages to Cai Junqiang and Yang Meihua during the New Year's holidays, Cai Junqiang never replies, of course, this little thing can't affect Chu Xi's mood, but Yang Meihua will always thank her and say a few words of greetings.

The last time I contacted her was two days ago. The content sent was a blessing text message for the Dragon Boat Festival, and this time, Yang Meihua did not reply.

It's already June, and there are still two months left to expire this business credit. Under normal circumstances, Chu Xi also contacted customers about whether they still needed to renew their loans. Xu Yanlu called her back so nervously... Her heart was lifted up.

"Cai Junqiang, he passed away." Xu Yanlu said.

"What?!" Chu Xi suspected that she had misheard, and repeated what Xu Yanlu said, this time it was her turn not to be calm, "Where did you hear it, and when did it happen?" ”

"Just now my uncle called and asked some questions about our bank loan, and I originally thought that if other colleagues in their unit also had needs, we could go directly to the door and conduct mass marketing. I vaguely remember that you told me about Cai Junqiang's work unit before, so I casually asked him if he had such a colleague.

"He said yes, he told me before that he wanted a loan, and I told him that my niece works in the bank and gave him your number. Later, I didn't see you mention it to me, so I didn't ask. He must have been dead for about two or three weeks. ”

Xu Yanlu added, "I heard that he died of illness." ”

Chu Xi had never encountered such a situation, and her brain suddenly froze. What the hell is going on, it turns out that Cai Junqiang is a colleague of Uncle Xu Yanlu, but when he first came, he said that he was introduced by the leader surnamed Zhou, and he was also looking for Manager Xu.

What is this, are Cai Junqiang and Zhou always friends? What about Xu Yanlu and Mr. Zhou, she said that she had no business intersection with him. No matter how you look at it, this loan should not fall into her hands, but it is a fait accompli, and she can only consider herself unlucky.

She doesn't know the law, but from the first day she works in the bank, she knows the truth of due diligence and exemption.

With two months to go, she couldn't predict what the final outcome of this would be, but what she could do now... She didn't care that she was wearing high heels on her feet, so she ran to the archives to apply for access to all the information on the business, and wrote a detailed report and sent it to Reed.

I also used my mobile phone Baidu to "how to solve the debtor's death debt", the answer is basically the same, one of the husband and wife dies, and the surviving party needs to bear the task of joint and several repayment of the joint debts during the existence of the marital relationship; Also, the heirs bear the debtor's debts to the extent of the inherited property.

Chu Xi smiled bitterly, in the past TV novels, it was said that it was natural for the father to repay the debt of the son, but how could it be so hasty and simple in real life.

She was hesitating to call Yang Meihua, but she was worried that her husband's death would make her fall into a more sad mood, so she turned out the number but couldn't press it for a long time.

The word Jin Ge suddenly popped up on the screen, and she picked it up. "Xiaoxi, can you help me pick up Xiaoxiao later? I'll pick her up at your house later. In a very anxious tone, Chu Xi responded directly and didn't ask any more.