A city must be unsound if it lacks financial institutions.

If people do not have financial institutions, life is absolutely inconvenient.

All institutions and enterprises cooperate with the work of Jiangcheng City, only the banking system does not cooperate, and Jiangcheng ZF is quite distressed.

Mayor Zhao and Chen Nuo made an appointment to visit Hujiang City in the blue world a month later, according to the current situation, weren't they slapped in the face?

Jiangcheng ZF interviewed the local heads of several banks, and how did they know that the other party did not give Jiangcheng face at all. Directly rejected the invitation of Jiangcheng ZF on the grounds that the gene chip was not safe, and the virtual bank did not meet the bank's security guidelines.

The bank replied like this, in addition to being uninterested in the system of the Blue Star Group, but also because there were emotions in it.

Among the major cities in the country, Jiangcheng ZF is the only ZF that has no debt. The weakness of real estate in Jiangcheng has also led to the fact that these banks are not profitable in Jiangcheng at all.

In general, the culprit is the Blue Star Group. Therefore, it is absolutely impossible for banks to cooperate with Bluestar Group.

After arduous negotiations and persuasion, the negotiations were hopeless.

Several major banks also reported the matter to the headquarters and made it clear that they would not be involved.

"The headquarters didn't let us participate, why should we listen to Jiangcheng?" At the Jiangcheng Bank Friendship Party, the president of a branch said.

"Chen Nuo hasn't come to talk to us yet,"

Jiangcheng ZF reported the situation to the high-level, hoping that the high-level could adjust from it.

But I don't know if it was a power struggle in the process of reform, or for some other reason, the high-level did not express their position and let Jiangcheng deal with it in its own way.

In the end, the negotiations broke down.

Jiangcheng ZF has no choice but to report the situation to the Blue Star Group, hoping that the gene payment company under the Blue Star Group will discuss with Ma Yun, or negotiate with a few private banks before the Blue World.

Dai Yanfei handed the report on the situation in Jiangcheng City to Chen Nuo and said: "Several banks are uncles, and oil and salt do not enter. ”

In Chen Nuo's expectation, banks are a monopoly industry, and the state is behind them.

Even if the state knows that there are many shortcomings in the banking industry, it can only turn a blind eye, and it can only have a headache.

After all, it moves the whole body.

There have been many attempts at the top to restructure the banking sector, but they have not been able to do so.

The emergence of Alipay and WeChat Pay once gave everyone such a little hope, but in the end it succumbed to the strong banking system.

The reason for this is that Alipay and WeChat Pay rely on banks for their operation, and they cannot give users the same guarantees as banks in terms of capital operation, profitability, and anti-risk ability after leaving the bank.

There were many people who suspected that the high-level was suppressing Alipay and WeChat Pay, but in fact, from another point of view, if the high-level really suppressed the third-party payment system, everyone would have had the opportunity to use Alipay and > a few years agoAs far as third-party payment technology is concerned, any state-owned bank can do it, and the top management can completely disable Alipay and WeChat, so that everyone can use the state-owned bank's own fast payment APP. In terms of the rate of return of wealth management products, the rate of return on wealth management of money market funds launched by banks should be on par with or even surpass the two.

In the case of Alipay and WeChat Pay, the state acquiesced, but for some internal reasons, the rights of both were curtailed.

Several large state-owned banks in Jiangcheng City rejected the invitation of the Blue Star Group and gave Chen Nuo a chance.

Why turn to others?

If there is no bank, why not create a bank.

Some large enterprises can set up private banks (Huaxia, China Merchants, Minsheng, etc.), not to mention Bluestar Group.

The Bluestar Group has a huge cash flow, and Chen Nuo's cash at his disposal has reached a frightening level.

This part of the cash comes from the global earnings of the Blue Star Group, with RMB and a large amount of gold.

For the average company, it is not a good thing that the proportion of cash in the total output is too high, which indicates that the company cannot find the direction of profitability and cannot create highly profitable projects.

However, ordinary financial rules are useless for the Bluestar Group, which has a large surplus of cash in addition to the purchase of major raw material bases around the world to supply the company's scientific research and construction.

The reason for this status quo is very simple, for a simple example, the annual profit of Bluestar Technology's chips is at the trillion RMB level.

If you have more money, you will be waste paper, and this sentence is especially applicable to Chen Nuo, and it is also the reason why Chen Nuo wants to create his own financial system.

"Take out 2 trillion RMB and build a bank." Chen Nuo said.

"Huh!?" Dai Yanfei hasn't reacted yet.

Chen Nuo suddenly asked: "Our cash reserves should be 2 trillion, right?" ”

"Yes! Yes! How not! It's less than a fraction. I mean, wouldn't it be too much. After all, private banks such as Minsheng and Huaxia have played with the financial market by tens of billions and at most hundreds of billions. ”

"In the future, our bank will replace the position of state-owned banks, and even if it cannot be replaced, it will become one of the large banks recognized by the state, and based on banks, we will change the financial order of China and the world," Chen said. ”

Dai Yanfei's heart moved, and asked, "Rice knife?" ”

Chen Nuo smiled, "That's right! Rice knives. ”

Chen Nuo's goal is the foundation of the world's monetary and financial system - rice knife.

Chen Nuo said: "I have already formulated a plan for the establishment of a bank, you can see if there is anything to add, if not, I will report it." ”

Dai Yanfei simply flipped through it, Bluestar Group wants to establish a blue bank, and the most basic business of the blue bank is not loans, let alone investment profits, but savings.

It provides the function of saving for tens of millions of gene chip users, and provides deposit interest not lower than the interest rate of the money market fund.

Attention, here is the deposit interest! It's not a financial gain!

"Will the above agree?" Dai Yanfei was a little worried.

After all, Teal Bank is different from Alipay or WeChat, and it is a bank in the true sense.

And relying on the profitability and cash reserves of the Blue Star Group, Blue Bank does not have to rely on the central bank like other banks.

To take a simple example, in terms of GDP, Bluestar Group's annual GDP can rank among the top 20 in the world. If the headquarters of the Blue Star Group moves to the Blue Island and the country is established, the Blue Star Group is a developed country.

The Azure Bank is the central bank of this developed country, which does not need to rely on the Central Bank of China or the Federal Reserve, and is a central bank with the ability to act independently.

This reality is quite scary!

Teal banks will compete with state-owned banks, rather than rely on each other.

"Will agree!" Chen Nuo said firmly: "Unless Huaguo doesn't want RMB to surpass the rice knife and become the world's currency." ”

Please remember that the first domain name of this book is:. Nine Heavenly God Emperor mobile version reading website: