Most private banks can make money in the financial market with tens of billions of capital, and two trillion dollars in cash are ready for banks, which is definitely the largest in the history of private banks.

The preparatory report of Bluestar Group was directly handed to GY by the CBRC, and the next thing was to wait.

In the report, Chen Nuo did not shy away from the contradiction between the traditional banking industry and the genetic payment system, and directly indicated that Bluestar Group has a large amount of cash to support the normal operation of the genetic payment system.

In the report, Chen Nuo did not mention the shortcomings of China's state-owned banking industry, nor did he mention the reality that China's monetary policy is now subject to rice knives in world trade competition.

Because Chen Nuo believes that people at the top have enough awareness of this status quo.

Sure enough, after Chen Nuo's report was reported, the light was green all the way. The above world bypassed the CBRC and issued a banking license.

There is only one condition, the state will invest 500 billion yuan to jointly prepare the blue bank with the Blue Star Group, and establish a virtual banking regulator with the Blue Credit Group to jointly manage the virtual banks that will appear in the future world.

The state wants to take a stake!

This is enough to show the attitude of the state - they are quite optimistic about the future development of the Teal Bank, and there is a vague intention to let the Teal Bank replace some of the functions of the state-owned bank in the future.

This should also be the bottom line of the country, after all, on the land of China, a private bank with a large amount of capital will not be allowed to exist, and if there is, then the state must invest in it.

What's more, the country knows about Bluestar's huge cash flow, and runs a bank with Bluestar Group to make sure that it doesn't lose money.

The reply letter from the top management to the Bluestar Group reads:

Huaguo invested 500 billion yuan from the reserve fund to hand over to the Blue Bank, only holding shares, and not interfering in the future operation and personnel appointments of the Blue Bank. But the 500 billion has the right to supervise, and the state has a veto power on the big decisions made by the Blue Bank.

Chen Nuo quite understands Huaguo's mentality, and in the past, he invested money in the four major state-owned banks through the central bank, but in fact, he also did business with the banks.

What kind of business are you doing? Most of them are infrastructure, real estate, credit, and so on.

Invest your money in Teal Bank now, in other words, do business with Bluestar Group, and do the technology business of the future.

This calculation is quite shrewd.

Chen Nuo readily agreed that with the state's shares, things will be much easier, and as for the dividend of 500 billion, it is just a bite of cake.

Bluestar Group announced the relevant news in real time, Azure Bank will be established in the first Azure World, and users with genetic payment can deposit the money aggregated in their accounts into Azure Bank.

At the same time, Bluestar Group announced several guidelines for Azure Bank:

1. Only for customers with genetic financial accounts;

2. Azure Bank is a virtual bank, and users can log in to Azure World through Aisin devices to conduct physical business in the bank. Users who do not yet have Aisin devices can connect with their genetic devices and mobile phones, tablets, computers and other devices to make deposits and transfers through the online banking of Azure Bank, and the current annual interest rate of current deposits of Azure Bank is 4.5%;

3. Customers with blue bank accounts have the right to purchase Bluestar technology products first, and all products are discounted by 9.8%;

4. The first business opened by Blue Bank is the loan business of science and technology products, and all users who purchase the products of Blue Star Group will enjoy the preferential policy of 30% down payment, interest-free and fee-free for three years;

5. Azure Bank will provide technology entrepreneurship loans, eligible users can apply for interest-free technology entrepreneurship loans of 200,000 to 50 million in Azure Bank, as long as you have good entrepreneurship and technology, even if you do not have any guarantee, you can apply, Azure Bank will evaluate the loan project, and those who pass will be given financial support and technical guidance.

6. Azure Bank will be listed on the A-share market in the future.

The last bit of news is quite exciting, Lanxin Group has always adhered to the concept of not going public and not playing finance, and this time it actually took the initiative to let Azure Bank be listed on the A-share market, what is the situation?

If Bluestar Group wants to change the entire financial industry, it must get involved in the economic field!

"Interest rates are so high! Definitely put it all in the Teal Bank! ”

"And tech start-up loans! Blue Bank is to encourage scientific and technological innovation and contribute to the common development of Huaguo science and technology enterprises! ”

"In the past, those bank loan projects were all real estate, construction, and real estate, and only Azure Bank dared to boldly give scientific and technological innovation support."

"Bank of conscience, does this indicate that the technology industry will be the most promising industry in the next few decades?"

"Hasn't the tech industry always been the most promising industry? The real estate economy has long been outdated! ”

"What I value is that I can give priority to the purchase of Bluestar Group's technology products,"

As soon as the announcement came out, the stocks of major state-owned banks in the A-share market fell in response.

Among them, the stocks of the four major banks fell by more than 5% directly!

Bank stocks are inherently large-cap stocks, and whether you go up or down, you need to leverage a lot of money, and the big four banks fell by more than 5%, which fully shows that investors have lost confidence in the future of state-owned banks.

Teal banks are a huge black swan for the traditional banking industry.

Yanjing.

By the time the state-owned banks realized the seriousness of the matter, it was too late.

In just a few days, hundreds of billions of funds flowed out of physical banks and into Azure Bank. These funds are the liquidity of gene chip users in banks.

Users who are willing to transplant gene chips in advance are generally high-quality users with excellent assets, and these users are also the main targets of the majority of banks.

Now, all the people have gone to Teal Bank.

Several large state-owned banks immediately adjusted their policies, such as launching high-interest money market funds, lowering lending rates, and so on.

However, these people can't control the outflow of users at all, coupled with the fact that more and more supermarkets, convenience stores, stores, etc. now support gene payment, bank cards have lost their meaning to these high-end users, some people only leave one or two empty cards in case of emergency, and some people directly cancel their bank cards and become the first batch of users to join the virtual banking family.

A local tyrant, Mr. Wang, was about to transfer more than 10 million of his funds in CCB to Azure Bank, but was stopped by Xiao Li, a customer commissioner of CCB.

Xiao Li: "Mr. Wang, I hope you will think about it again, it is not safe to deposit such a large amount of money in a virtual bank, and the Azure Bank has just obtained a license, after your money is deposited, there is still a problem whether the Azure Bank can be redeemed as scheduled." Or state-owned bank insurance, the reality is that you think about it. ”

Xiao Li's flesh hurts, he has a storage task every quarter, these 30 million are gone, who will fill such a big hole?

Mr. Wang said impatiently: "Can't I make my own decisions about my money?" ”

Xiao Li said: "Mr. Wang, we are thinking about the safety of your property. ”

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