The storm in the banking industry has spread from Jiangcheng to all parts of the country, after all, Jiangcheng is not the only user who chooses gene chips.

The blood loss from the banks continues, with Jiangcheng being the most severe. The liquid cash of the headquarters of Jiangcheng CCB has touched the red line warning range, and such a crisis situation has forced Jiangcheng CCB to seek cash support from the head office.

What is the Red Line Alert Range? That is, the bank reserves cash to a very dangerous point, and then there is no way for users to withdraw money from the bank, and the bank will have a liquidity crisis, resulting in a run crisis.

After all, banks don't look as glamorous as they seem, for example:

A million people have deposited a billion in total. After a series of data experience algorithm analysis, the bank concluded that reserving 300 million is enough to meet the cash withdrawal needs of this million people (this is why you need to make an appointment a few days in advance when you withdraw a large amount of cash, because the bank does not have so much money for a while), and the remaining 700 million will enter the bank's investment channels - loans to individual users, enterprises, investment in real estate, etc., which has an investment cycle, and cannot be withdrawn for a while.

When a million people suddenly want to withdraw all their money, a liquidity crisis and a run crisis appear.

Each bank does not aggregate all the money and hand it over to the head office, which invests it. Instead, they go their own way.

For example, the money of Jiangcheng CCB will be invested in Jiangcheng and its surroundings, and the money of Shanghai will be invested in Shanghai and its surroundings, and each branch has its own small account.

Therefore, when Jiangcheng CCB's own small account is short of cash, it has no choice but to seek urgent help from the head office.

The head office was angry, because this situation was not only reflected in Jiangcheng, but also in many first-tier cities. The reason for this is that the Blue Bank established by the Bluestar Group has attracted a large number of depositors, which has had an impact on the real banking industry.

Several head offices have formed lengthy reports against Teal banks and submitted them to the CBRC, urging strict scrutiny of Teal banks and preferably canceling Teal banking licenses.

In the report, the banks wrote: "We are not against the establishment of virtual banks, but are not virtual banks set up by state-owned banks more secure? Why should the country sacrifice its roots! ”

"We can also set up a virtual bank! We would like to set up a virtual bank in the Teal world! ”

A few bank masters forgot that a month ago, Jiangcheng had bitterly hoped that several banks would be able to enter the blue world, but they were all rejected by words.

The rhetoric of the past is still echoing in my ears, "We monopolize our pride, we don't do anything, customers will take the initiative to come to the door." ”

The China Banking Regulatory Commission is also anxious, and several large state-owned banks have experienced serious cash flow losses, which is a major blow to the banks.

The CBRC reported the report to the top management, hoping that the upper authorities could mediate from it.

It's a pity that it's late.

On the left is the physical bank, on the right is the virtual bank, both are the banks of the state, where is there a right hand cut off to the left hand, or the left hand to the right hand.

The senior management replied: "I hope that everyone will make progress in a fair and just environment and healthy competition." ”

Privately, the top management asked the CBRC to relay it to the major banks.

"This crisis is not a bad thing but a good thing, take care of your bad debts and accounting problems, a blue bank will make you so frightened, if the financial market is opened, the means of foreign financial oligarchs can be a hundred times stronger than the blue bank, a thousand times! You have lived too nourishingly in the arms of Huaguo, and you should reflect on it. ”

The top management rejected the requests of several major banks, and only time will be able to test whether these banks can reflect on themselves. However, as far as the current situation is concerned, at the end of this year, the assets of the four major banks in the list of the world's top 500 companies compiled by authoritative institutions will collectively shrink. And Teal Bank, as a subsidiary of the Bluestar Group, will be on the list separately.

Headquarters of Bluestar Group.

Bluestar Group and TM Mall have also reached an agreement, TM Mall's top 1,000 malls will officially settle in Hujiang City, and after the number of Aisin devices is sufficient in the future, there will be more high-quality products on the shelves in Hujiang City.

Ali is responsible for the management of the mall merchants, and Blue World will be responsible for the collection of commodity transaction fees, and finally the two companies will be divided according to the transaction amount.

Comrade Ma Yun is ambitious, this cooperation will definitely allow TM company to firmly occupy the position of e-commerce NO1, what Jingdong Mall, what Shuning Tesco, even if they come to their senses in the future and are willing to cooperate with Bluestar Group, they will be left far behind by TM.

Excited, Ma Yun and Chen Nuo talk on the Aisin device.

Ma Yun and Chen Nuo spoke on Aisin devices, reaffirming their friendship and reinforcing their prospects for future cooperation.

Chen Nuo invited Ma Yun and said: "Tonight, I will visit the Azure World with Mayor Zhao of Jiangcheng City, if you have time here, you can also participate." ”

"Azure World!" Ma Yun said: "Look, I forgot about this, when I got the Aisin device, I said that I wanted to create an account in the blue world, and I forgot it when I was busy, you look at my memory." ”

Ma Yun said: "I will definitely participate in the evening!" ”

At eight o'clock in the evening, Dai Yanfei, Jiang Li and Yang Maixi had dinner at Chen Nuo's house and sat on the sofa chatting.

Three women in one play, chatting happily.

Chen Nuo said: "Jiang Li went to wash the dishes. ”

Miss Jiang Li is quite depressed, I don't know when she started to change from a security consultant to a security consultant and a life consultant?

Jiang Li's children, who didn't know much about cooking and housework, were forced to be transferred by Chen Nuo. Teach you to be a little master of cooking and cleaning.

"Don't go!" Miss Jiang also lost her temper.

Outside, Chen Nuo was the head of the high-ranking Blue Star, and as soon as he spoke, no one in the group dared to disobey.

But Jiang Li and Chen Nuo have been inseparable for so long, and they have also figured out Chen Nuo's temper, and it is normal to be lazy and joking.

"I'm a security consultant, not a life consultant." Miss Jiang Li was a little frizzy and said, "Boss, can't you hire a nanny?" I have to do the housework. ”

There is a specialization in the art industry, you let Jiang Li kill her, and it is really difficult for her to do housework.

Jiang Li said: "It's okay if you don't invite a nanny, hurry up and marry Mai Xi home." ”

Yang Maixi's face turned red, and he said embarrassedly: "Sister Jiang Li! Why do you say me. ”

Saying this, Yang Maixi consciously got up from the sofa and said, "I'll wash the dishes." ”

Dai Yanfei couldn't help laughing and said, "Jiang Li, in fact, you don't need to say it, some people are quite conscious. ”

Chen Nuo was in a good mood today and said: "Jiang Li has worked hard, Maixi and Fei Fei have also worked hard these days, you chat, I will wash the dishes today." In a moment we'll go to Teal World. ”