Mr. Wang thinks it's funny, aren't banks all thinking about equipment to trap users' money?

There is an annual management fee for depositing money, and a handling fee is charged for withdrawing money from other places and across banks, and the money transferred to the gene account or transferred the money from the gene account to the bank card will be charged to the bank. If you take a loan from a bank, the bank charges you 5%-7% interest and a handling fee of varying amounts, and you deposit the money in the bank, and the bank gives you a 0.35% interest rate on demand deposits.

This is the bank, an institution that has the idea of trying to get your money, and now it is said that it is for the safety of your property.

Mr. Wang said: "Azure Bank also has national shares, and it can be regarded as half a state-owned bank." Besides, behind the Blue Bank is not a small company or small enterprise that will run away at any time, but the Blue Star Group! Bluestar Group is richer than you, right? Directly take out two trillion yuan of liquidity to establish a bank, do you have the courage to sing this song? ”

Mr. Wang was a little impatient and said: "How the customer's own money is used is the customer's business. ”

On behalf of the bank, Xiao Li also had a tough attitude and said: "Mr. Wang, I know that you may have taken a fancy to the 4.5% deposit interest rate of Azure Bank. But we also have financial products with higher returns! Compared with our Jianxin Flying, as long as you don't take it out for a year, the annualized interest rate reaches 5.5%! ”

Mr. Wang looked at the time and said: "Sister, I'm really in a hurry, can you hurry up and help me transfer money (the bank mandates that the transfer of more than 1 million to the gene account needs to be accepted by the bank in person)!" ”

Xiao Li: "To transfer to the gene account, we will charge a handling fee of 1/1000, and Mr. Wang, you will have to pay a handling fee of more than 10,000 yuan." ”

Mr. Wang is also angry! "You can't turn around! If you don't transfer me, I'll complain to you, don't say it's more than 10,000 handling fees, even if it's 100,000 handling fees, I'll also transfer! What a service attitude! By the way, my CCB card was also cancelled, uncle, I won't use a bank card! ”

Yes, the money is gone, and the customers are gone.

This is happening in major banks across the country.

In order to avoid the loss of users, state-owned banks have formulated a series of overlord clauses, increasing the handling fee for withdrawing to the gene account by five thousandths!

This trick is definitely a stupid trick, in addition to attracting users to scold, it will not retain customers at all.

"I finally know why China has opened up foreign banks to a limited extent, and opened up private banks to a limited extent, because according to the management system of state-owned banks, there is no way to compete with other banks."

"I really hope that Teal Bank is the end of traditional banking."

"It's disgusting! 1,000 yuan will charge me a transfer fee of 5 yuan, and yesterday I transferred 100,000 yuan, and I was cheated with a handling fee of 500! ”

The public complained, but the banking sector remained unmoved.

The banking tycoon looked at these users very coldly, and said in his heart: Since there is no way to keep you, let's pit you again in the end.

Netizens didn't agree.

They have left messages under the Weibo of Bluestar Group and Azure Bank.

"Azure! We are so miserable, the bank has made us miserable! 5/1000 fee! ”

"Kneel down and beg Boss Chen to negotiate with the banking industry to reduce the transfer fee!"

"I just graduated from college, with a monthly salary of 5,000 yuan, I am also a fan of the Blue Star Group, I transplanted the gene chip half a year ago, and now I know that the Blue Bank is going to be established, and I have transferred all my continuations to the Blue Bank, a total of 50,000 yuan, NND, and the bank charged me a handling fee of 250! No more, no less, damn! ”

"Hahaha! On the top floor, why didn't you turn a hundred more at the beginning. ”

The messages under the Weibo of the Blue Star Group exploded, with more than a million messages, and the people called on Chen Nuo to see it and think of a way.

Five thousandths is not much for ordinary small capital users, just tens of hundreds and eight yuan, but it is a lot of money for those companies who are willing to start a business in the blue world, or follow the pace of the Bluestar Group to use genetic payment.

The news and speech department of Bluestar Group is maintaining Weibo and forums, and they tell Dai Yanfei about the messages left by netizens.

Dai Yanfei immediately reported the situation to Chen Nuo.

"Netizens want us to negotiate with the banking industry to get them to reduce the fee standard."

Let the Bluestar Group negotiate with the banking sector?

Joke!

The banking industry is all uncles, don't look at the major banks are facing an unprecedented crisis, but if Chen Nuo really goes to negotiate, the stinky faces of these uncles will still be there, and they will not give Chen Nuo a good look.

That's the gesture, that's the smelly shelf.

Chen Nuo read the comments of netizens and said: "When I was busy preparing for Azure Bank in the blue world these days, I really didn't pay attention to the news, did the banking industry really make this stupid move?" ”

"Yes!" Dai Yanfei said: "During this time, their blood loss was too serious, and hundreds of billions of funds went from the bank to the genetic account. ”

Gene accounts are different from Alipay and > money funds of Alipay and WeChat accounts in the past will still rely on the bank, even if the user withdraws money from the bank and deposits it into Alipay or WeChat's money fund, these money funds are still purchased from the bank, so it means that the money is still back to the bank.

But Teal banks are different, and once the money is deposited in a genetic account, it will never go into the pockets of state-owned banks again.

"The banking industry is in a hurry." Dai Yanfei said it.

Chen Nuo said: "We can still see the appeals of netizens. In this way, let Teal Bank make up for the handling fees paid by users, isn't it 5/1000 of the handling fees? What is this money? We make up. ”

Dai Yanfei laughed and said, "Our Boss Chen is really arrogant!" ”

Chen Nuo shook his head and said, "What's arrogant, it's just a little trick to win over users." Now we have 50 million gene chip users, which is far from enough, and there will be hundreds of millions, or even billions, in the future. When these users deposit their money in Teal Bank, we have enough say to change the financial industry, and the income generated by this voice is not the 5/1000 fee. ”

Dai Yanfei asked: "Will the bank use this to increase the bargaining chips of the asking price, such as raising the handling fee to one percent?" ”

Chen Nuo shook his head and said: "They don't dare, if they really dare to do this, don't say that the CBRC can't pass the pass, even the users will smash the bank." Our Azure Bank also has a stake in the state, and we are on an equal footing with them, so we don't have to worry about this at that time. ”

On the same day, Teal announced that after calculating the user's handling fee according to the amount of transferred funds, the user's handling fee would be insufficient.

For a while, the whole network was jubilant! The number of users who registered to use Azure Bank exceeded 30 million, and the amount of deposits transferred to Azure Bank reached 500 billion!

The banking sector really can't sit still.