Chapter 82 Payment Instruments
Li Hao saw Zhou Yunsheng talking with a sense of success in his chest.
He asked curiously, "Yunsheng, what is the field you have in mind?" It's not going to be developing merchandise, or we're going to make animated films. ”
"Li Hao, we have to consider the overall strategy of the company, these are the things that the managers below are responsible for. The direction of development that I have in mind is much more important than that. Zhou Yunsheng sat next to him and said confidently.
"Don't tell you the result, I guess. Since it can affect the strategic development direction of the company, with our conditions, there are very few projects that can achieve this situation. Whether you want to develop a foreign market or do you want to master a payment instrument yourself. Li Hao guessed.
"How do you guess it." Zhou Yunsheng looked at Li Hao with admiration, "What I want is that our company will establish a payment tool by itself." ”
Li Hao said in a relaxed tone: "This is very simple, and there are only a few projects that can achieve the company's strategic purpose." Starting from the conditions of technology, talents, markets, funds, data, etc., it is easy to analyze.
What we lack now is the opening of foreign markets and payment instruments that are closely linked to cash flow. Payment tools in particular, this is something we need to address urgently. ”
Zhou Yunsheng sighed and said, "There was no way before, we could only use other companies' payment tools. Nowadays, slightly larger Internet companies are creating their own payment instruments. It is to protect the core interests of their company from loss. ”
Li Hao also nodded in agreement and said: "Data can generate very great value, take the field of e-commerce as an example." In the past, e-commerce was based on quality and value, and the development direction of the next ten years will be closely related to big data.
From the New Year's bill turmoil, a treasure bill defaulted to check and agree to collect users' data, and was later interviewed by the Cyberspace Administration of China to apologize. It can be seen that today's Internet companies have begun to use unscrupulous means to obtain valuable data. ”
"yes. This is what happened recently. There is also a certain one, which directly steals the user's voice information and then pushes the advertisement. can illustrate the importance of data. Zhou Yunsheng also agreed.
She said while reminiscing: "It's like the battle for online car-hailing, the battle for food ordering platforms, and the battle for shared bicycles. Behind them are the two major online payment giants in China. ”
Then he added: "From the strength of the competition between these payment entrances, they can see that after the payment instrument becomes large, it can bring huge benefits."
Let's talk about the slightly well-known network companies now, such as those that make mobile phones and engage in foreign trade. They all develop their own payment tools. Isn't this about protecting your core data and not wanting to be pinned down by others.
The identity information of the local tyrants of our Xianyuan game, and the consumption of players in each region. The availability of each cosmetic item and skin.
Where else is there a high mortality rate and where it is easy to pass. The core data of this kind of game can be analyzed from the data formed by the payment instrument. He has a game that converts money very much. ”
Of course, Li Hao knew that what Zhou Yunsheng said was very correct, and this was only part of it. In fact, there is no own payment tool, which has a great impact on an Internet company.
He had already intended to build a payment instrument at his disposal. The first skill to teach a parrot is the offensive and defensive field of the network.
The Parrot now has limited attack capabilities and can only play the skills of ordinary hackers, but its protection is very strong. Enough to protect the data security of your own payment tools.
Li Hao feels that now the company is now mature in the field of technology, and there is only one opportunity missing.
He looked at Zhou Yunsheng with a smile and said with satisfaction: "Your idea is very correct, we should establish our own payment tools." It's just that the current payment channels are monopolized by other companies, and we have formed a breakthrough in which field. ”
Zhou Yunsheng picked up the plan on the coffee table, this is the plan she wrote last night.
"It's very difficult for us to build a payment tool that covers all sectors across the country. These have been gradually occupied by Alipay and WeChat.
But we also have our own advantages in our hands, and now the fairy game is our biggest advantage. Yesterday I saw a rapid increase in the number of people online in the game.
Then I thought about the imminent launch of the game editor, which would allow players to build their own quests and turn them from veteran players to game developers.
The payment tools I envision are aimed at these developers. Our company can stipulate that the money they receive is transferred directly to the payment instrument, after which it can be withdrawn to a bank card. ”
After Li Hao listened to Zhou Yunsheng's thoughts, he also agreed and said: "This method is very good, we don't have the strength to compete with big companies now." But in the areas where we have advantages, we can also monopolize a part of it, so that it can grow smoothly in the early stage. ”
"Well, that's what I thought." Zhou Yunsheng opened the plan, "The players of Xianyuan Games are also potential users of our payment tools. A discount can be given to users who use our top-up tool. ”
Li Hao saw Zhongzhong's eager expression, and discussed with him: "Yunsheng, we don't need to worry. Now the foundation has been laid, and as the company expands, we have more and more projects. Sooner or later, you will be able to promote your own payment tools. ”
Li Hao very much agreed with Zhou Yunsheng's plan, but he still thought that it should not be too hasty. Your company is not an Internet company that has gone through several rounds of financing. We can only put technology first, and we can't use burning money for the market.
They pack their things and go to work at the company. Today, we will also give incentives to employees who have construction sites.
After getting on the bus, Zhou Yunsheng said: "I think the payment tool project should be established early, and the game editor will be launched soon. We'd better have our payment tools developed while he's going live. ”
Li Hao replied calmly: "There is no technical difficulty, there are still many standby server units in Fangshan Data Center, and it is enough for our company's talents to develop a payment tool."
Both the software and hardware aspects are simple for our company, with the help of the parrot to write the code, it only takes a few days to develop a simple payment tool.
However, the license review of payment instruments is very strict, especially since all payment instruments are managed by Netlink. It is up to them to carry out the unified settlement. Their review is very long. ”
Zhou Yunsheng smiled faintly and said: "Technically, you are responsible, I am going to set up a subsidiary, Qingci Financial Co., Ltd., and the license approval of payment instruments will be handed over to me." ”
Li Hao's main focus was on driving a car, and he said distractedly: "We have to use serious means, don't look for those agency companies." If something happens, it's a hassle to implicate our company. ”
"I can't do this, don't worry, I will go through the normal process. Employees in the government really have to work very quickly, and we have plenty of time. Zhou Yunsheng replied confidently.
She had already asked her best friend yesterday, and her best friend was working online, and it was not difficult to apply for a license with the help of her best friend.