Although Liu Changfei rarely participates in various banquets, it is difficult to avoid some times!

Chen Qiang was thinking about how to adjust Zhou Yuan's depression, and Liu Changfei received a task that he had to perform!

A leader in Luancheng personally called Liu Changfei, saying that an investor was going to Luanan to open a small loan company, and wanted to invite Liu Changfei to have a meal alone!

This is a work assigned by the superiors, although it is an informal request, but basically there is not much room for negotiation!

The leader asked Liu Changfei to do what he wanted, but Liu Changfei knew that the businessman who could ask him to call was definitely not an ordinary person!

The normal loan business of a small loan company can be three times the interest rate of the bank loan, which is clearly stipulated in the document!

In fact, many small loan companies are engaged in "usury" business, and it is normal to have a monthly interest rate of two or three cents!

Especially during the financial crisis in 08, Luan Tingrui also borrowed money from a microfinance company for a period of time in order to tide over the difficulties!

Usually, many people see advertisements and phone calls for loans and debt collection on the road, and nine times out of ten they are related to microfinance companies!

The interest rate of a normal bank loan may be between 4-7, but the bank loan is collateralized by a lot of things, and the asset amount of the collateral is about twice the loan amount!

In many cases, the review of loans by small loan companies is not particularly strict, and the requirements for collateral are relatively low!

This leads to the risk of microfinance companies that cannot be resolved!

Why is the microfinance company not afraid that you will not repay the money? Because he has a lot of special means!

For Liu Changfei, he is in charge of these tasks, but he doesn't want to deal too much with financial institutions!

The phenomenon of financial institutions, especially banks, pulling deposits and loans between banks is too common!

Before the end of the year, in order to strive for the data of deposit and loan balances, many banks will try their best to win the support of government agencies!

Social security, overhaul funds, and even the choice of opening bank of government agencies will be included in the scope of fighting!

Except for appointments with a few large banks in the district, Liu Changfei rarely meets with other financial institutions in private!

Not to mention microfinance companies!

Today's appointment with Liu Changfei is Xu Mingjian, a legal person named Mingjian Microfinance Company!

That's what it says on the business card, but the company hasn't actually been established yet!

Xu Mingjian found Liu Changfei in the name of establishing a company!

This matter has been put on the Luannan District Financial Office for a year!

Luancheng delegated the authority to approve the establishment of microfinance companies to various districts and counties, but did not give specific operating rules and timetables!

The Luannan District Financial Office has never carried out this business, so although the authority is below, there is no opportunity to open for execution!

The reason why Xu Mingjian looked for Liu Changfei was to get Liu Changfei's consent and ask Liu Changfei to ask the Luannan District Financial Office to approve it as soon as possible!

In fact, the information of Mingjian Small Loan Company has long been transferred to the Luannan District Financial Office, and the reason why the Luannan District Financial Office did not approve it is not because the procedures and procedures are incomplete, but because of the many financial frauds and pyramid schemes that have appeared recently!

Financial fraud in China is so common that there are basically no people who may not have received harassing phone calls!

Liu Changfei originally only wanted to receive Xu Mingjian in the office, but someone said hello and asked to have dinner in Yiluanjiang!

Liu Changfei sometimes feels a little involuntarily!

Liu Changfei didn't want to participate alone, he was going to call the director of the financial office to go with him!

Before that. Liu Changfei called Hu Jiexi, director of the financial office, over to discuss it!

"Jessie, come with me to Yiluanjiang for dinner in the evening!" Liu Changfei said!

"Is it Xu Mingjian?" Hu Jiexi asked!

"He informed you?" Liu Changfei asked!

"Well, you just called me and said you want to participate, so I must participate too!" Hu Jiexi said!

"No way, let's go socialize!" Liu Changfei said!

"District Chief Liu, this meal is not delicious!" Hu Jiexi said!

"I know, so I'm calling you along!" Liu Changfei said!

"I've always said that the district has suspended the approval of microfinance companies, don't let go!" Hu Jiexi said!

"You're relaxed, everything is back to me!" Liu Changfei said!

"Isn't there too many cases of illegal fundraising and financial fraud in this district recently?" Hu Jiexi said!

"Financial innovation is not about doing crooked ways, Xu Mingjian's background is complicated, and I'm worried that he will not end well if he does something in Luanan!" Liu Changfei said!

"I also have this worry, during the financial crisis the year before last, Xu Mingjian borrowed a lot of money to developers and contractors, and basically ate both! Recently, housing prices have risen, and the debt-bonded house in his hand has made a lot of money! Hu Jiexi said!

"Then what kind of small loan company does he have?" Liu Changfei asked!

"These people are not looking for a legal cloak outside!" Hu Jiexi said!

"I can't control other places, not in Luannan!" Liu Changfei said!

"It is said that a leader nodded!" Hu Jiexi said!

"Whoever nods and looks for whom!" Liu Changfei was a little angry!

……

……

Dinner in the Yiluanjiang Yixing private room!

"District Mayor Liu, Director Hu, I'm Xu Mingjian, please take care of me!" Xu Mingjian said!

Xu Mingjian is more gentle, and his conversation is more exquisite, like a person with taste!

Xu Mingjian didn't come alone, he also brought an assistant, who was actually his daughter, Xu Xueru!

"Hello two leaders, I'm Xu Xueru!" Xu Xueru took the initiative to introduce herself!

After greeting each other, the four of them sat down in turn!

"District Mayor Liu, Director Hu, the main reason for inviting the two of you here today is to meet and get to know each other! In the future, I hope that the two of you will take care of you in Luannan District! Xu Mingjian said!

"Luannan District is very large, and all kinds of powerful companies are very welcome to settle in!" Liu Changfei said!

Xu Mingjian was a little surprised, Liu Changfei took the initiative to invite himself to settle in Luanan, but he didn't expect that he would have to go through a lot of trouble to make an appointment with Liu Changfei!

"I mean welcome businesses that are already companies to settle in!" Liu Changfei added!

Xu Mingjian only realized at this time that Liu Changfei was indirectly rejecting himself!

The wine glass Xu Mingjian picked up stopped again!

"Mingjian Microfinance will definitely become a powerful and law-abiding enterprise!" Xu Mingjian said!

"Director Hu has the final say on work, he is the main leader, and I am the leader in charge!" Liu Changfei said!

Hu Jiexi didn't expect Liu Changfei to push the ball directly to himself, and he was completely unprepared for how to deal with it!

Hu Jiexi has always thought that he is a chaperone tonight!

And Liu Changfei really didn't think about how to refuse, so he asked Hu Jiexi to come out and block it for a while!