I don't know when white-collar workers, represented by the post-80s, have developed a strong interest in collecting information such as preferential promotions and free business from various channels such as major e-commerce malls, banks, and physical stores. Pen "Fun" Pavilion www.biquge.info

They engage selectively in activities that result in material benefits at relatively low or even zero cost. This act is called "wool picking", and the group that pays attention to and is keen on "wool picking" is called the "wool party".

Zhen Xiaochun, who was born in the 90s, is also a member of the Wool Party, and is a senior member, wandering around the 020 platform or e-commerce platform, attracting investors through online loan platforms to often launch lucrative activities, such as registration and certification rewards, recharge rebates, and bidding rebates to earn various returns.

Zhen Xiaochun has rich experience and sharp operation. During my time at school, I helped a netizen register a platform account, and after accidentally earning a few hundred yuan, I started to enter the industry, and it has been three years now.

2013-2014 is a period of rapid development of online loan platforms, register an account with less 50, more get 200, Zhen Xiaochun has accumulated nearly 500 ID cards and mobile phone numbers (classmates + fellow countrymen), show his skills, a platform to earn tens of thousands, let him make a lot of money.

Unexpectedly, in 2015, the online loan platform entered the cold winter, either the borrower company ran away, or the platform ran away, Zhen Xiaochun didn't shear the wool, and even the scissors went in.

Since 2016, the market has become even bleaker, and Zhen Xiaochun, who is nervous at hand, can only live with his classmates.

"E rent treasure,There is no follow-up after the information is registered。。。 My 50,000 yuan! ”

"Big Group, all the money invested has been fed to the dogs, and there is no hope."

“。。。”

"Yijie Capital, the 200 yuan you just entered, what about withdrawing at any time?"

"I knew this earlier, how cool it would be to use all this money. Should buy a car... I paid a down payment to buy a house at that time, and now I may have doubled my earnings... In the future, if you have money, you must buy daily necessities first, and let money make money to hell. ”

At nine o'clock in the morning, the first thing Zhen Xiaochun does when he gets up every day is to pay attention to these investment platforms, hoping that the money he invested can be recovered, but unfortunately every time he sees despair.

"The heroes of the world are out of my generation, and they are urged to enter the online loan years. In the emperor's hegemony and laughter, it is better than a thunder in life. ”

After three years of hard work, I stepped on a thunderbolt once and returned to before liberation.

Zhen Xiaochun looked at his wallet, all his belongings were 408 yuan, and the matter of redeeming on the platform had come to naught, and he had to go out to find a job, because the rent would be shared from next month, and the problem of eating would have to be solved.

"Didi, Didi, you have new software to update."

"Three Realms Crowdfunding Platform, what the hell?"

In the past, in order to find a new platform in a timely manner, Zhen Xiaochun set up a prompt on the mobile phone software that automatically popped up when the "crowdfunding, investment, wealth" platform was launched.

Zhen Xiaochun habitually clicked on the software download, and only after the download was completed did he remember that he had planned to end the life of the Wool Party.

The internet speed was good in the morning, and the page was downloaded in a few minutes. The pop-up page is introduced:

"Three Realms Crowdfunding Platform - Honorably produced by the Zhenyuan Daxian team, the Jade Emperor of the Heavenly Court of the Heavenly Realm, the Nine Shadows Emperor of the Demon Realm and Hell, and the Star Emperor of the Human World Alliance hold shares to follow up, raise customers, raise gold coins, raise magic crystals, raise spirit stones, and everything can be raised."

"What product, so domineering? Gaming software? Zhen Xiaochun shook his hand and clicked to install.

“1%，2%。。。 98%，99%。。 Soon the installation was complete, the page opened, and a surprise subtitle popped up.

"Sign up and get 58 trading coins!"

"Click to register"

In the spirit that mosquitoes are small and meat, and as long as they don't charge money, they are not afraid of losses, Zhen Xiaochun clicked to register.

A flash of white light suddenly burst out from the mobile phone screen, and a subtle electric current flowed from his fingers into Zhen Xiaochun's body.

The phone automatically shuts down, and the virus is in! It's over, Zhen Xiaochun feels numb all over his body, like an electric shock.

In a second, the phone returns to normal and the registration information appears:

"Account: Zhen Xiaochun

Race: Terran

Repair: None

Trading Coins: 58 Gold

Fingerprint recognition technology? Automatically sign up for an account?

Such a bullish system, is it the legendary black technology? After Zhen Xiaochun clicked, he entered the transaction page.

The trading page is extremely simple, with three selection pages: Items, Money Lenders, and Shares.

"Pure Heart Buddha Bead Bracelet Price 50 Gold Coin Publisher: Pure Heart Zen Temple Share: 80/100.

Item Description: A primary low-level magic weapon, carved from pure heart wood, with the effects of warding off evil spirits and calming the mind. ”

"The price of the primary evil talisman is 30 gold coinsPublisher: Maoshan Daoyuan share: 20/50

Item Description: A beginner low-level magic weapon, created by a high-level talisman maker. After wearing, it has the effect of warding off evil spirits and driving away ghosts. ”

It turned out to be a specialty in selling Taoist monk feng shui supplies, and it was really a talent to make such a domineering name. However, the transaction currency sent seems to be usable.

Looking at money lending, equity participation, clicking not in and out, obviously no projects have been added.

If you don't do a good job on the APP platform, you dare to send it! Sure enough, there is style.

There are volumes that are not used, and they are obsolete and invalid. Zhen Xiaochun didn't think much about it, and directly chose the Qingxin Buddha bead bracelet and clicked to participate in crowdfunding.

The crowdfunding share becomes 81/100, and the trading coin becomes 8 gold coins.

The Three Realms crowdfunding platform is really atmospheric! Really sent 58 yuan directly? Although other platforms also engage in preferential activities, they can't withdraw cash, can't shop, can only deposit interest, for an annualized interest of about 10%, only a few dollars a year.

However, is it really worth $58 for what is sold? As a senior wool party, Zhen Xiaochun knows that it is not so easy to make money, and eighty percent of the Buddha beads are stall industrial products, and the cost is only a few cents.

Anyway, it's all for nothing, don't be in vain! Zhen Xiaochun turned off his mobile phone, turned on the computer, and began to search for applicants, preparing to find a job, but soon he was too busy to forget about the crowdfunding platform.

Changsha, the capital of Hunan Province, is one of the first batch of historical and cultural cities in the country, one of the national comprehensive supporting reform pilot zones, one of the national pilot zones for the integration of industrialization and industrialization, and a key development area determined by the national 12th Five-Year Plan, and is the political, economic, cultural, scientific, educational and commercial center of Hunan Province.

The largest city in Hunan Province, with a population of 7.3 million, is famous for its entertainment and tourist cities. Changsha is prosperous, but it does not belong to Zhen Xiaochun. With high consumption and low income, it's not easy to live here.

As a foreigner or a liberal arts graduate, it is difficult to find a suitable job here.

Zhen Xiaochun graduated two years ago, and as a wool party, he stayed at home every day to engage in online investment, largely because he did not find a suitable job.

How not to go out of town? The first person in the field is not familiar with the place, and the second girlfriend is in Changsha.

Now, the sheep shearing has failed, and his girlfriend is ready to get married, but unfortunately the groom is not Zhen Xiaochun.

Going to the field? What about the fare and accommodation fee?

In Changsha, you can also eat with your classmates and live!

Therefore, Zhen Xiaochun focuses on looking for a place of work in the Changsha area, and it is best to work in a company close to the city where he lives (too far away to have a fare).

There are many online recruitment companies, and there are too few suitable for Zhen Xiaochun.

Zhen Xiaochun is majoring in economics, a jack-of-all-trades discipline, knows everything, doesn't specialize in anything, and didn't take any accounting certificates or securities qualification certificates during school, so it's not right to find a good job.

As soon as he graduated, he was unemployed and completed the first gorgeous turn in his life.

Factory, polytechnic major.

Pharmacy, nurse, doctor specialty.

Assistant secretary, only girls are recruited.

Sales, industry experience is required.

Financial sales, good health, able to bear hardships and stand hard work, obey the work arrangement.

In the end, it was found that the best place to enter was actually a private financial sales position, which recruited people all year round.

The private financial industry, because there is no national supervision and no industry standards, is zero threshold, and anyone can enter.

"It seems, it seems, I've been dealing with this piece for the past two years."

He is a three-year veteran of the Wool Party and is still familiar with the private financial P2P industry. You can consider doing business in such companies.

It's just that private financial companies are too risky, and they may get themselves in and out of the pit! Don't you see that many executives have been arrested and put in jail?

"Brother, you're thinking too much, let's solve the problem of eating, executive, it's still a long way from you."

"Not all investment companies have problems, what if you find a good investment company? Investment companies deal with money, deal with rich people, and get rid of two nobles. ”

"Dreams are always there, what if hell happens?"