Chapter 86: Usury

"Yo, who is this?" Darnell looked at Nalan Xingtian, then at Vic, and asked, "Your new little follower, adults talk, children don't interject, don't you understand this rule?"

Hearing Nalan Xingtian interject, Vic knew that he wanted to help him, and he felt it, but he still said: "Nalan Xingtian, this is our matter with Darnell, and it is a debt dispute, you can't help." ”

Nalan Xingtian did not answer Vic's words, but looked at Darnell and asked again: "May I ask Mr. Darnell, I am a friend of Vic, I want to ask Vic and Yang Shen how much they owe you." ”

Darnell didn't speak, just looked at Nalan Xingtian so coldly.

One of Darnell's companions came over and shouted, "What are you, what qualifications do you have to ask questions here with a child who is not fully furious?" ”

"I want to state that, first, my name is Nalan Xingtian, and I have a name. Nalan Xingtian looked at the man, "Second, go home and ask your parents and ask them what upbringing is." ”

"Haha, little crumbs, still talking back. The man stretched out the fingers of his right hand, pointed at Nalan Xingtian's forehead, and said, "You're talking about trying it once." ”

"Again, my name is Nalan Xingtian, not a little miscellaneous piece. Nalan Xingtian's eyes were serious, and his tone was cold, "Moreover, I don't like it when others point at my head." ”

Nalan Xingtian stretched out his right hand, and suddenly grabbed the person's fingers, he raised it and applied force downward, the man's finger joints hurt, and he couldn't help but bend down and squat.

The height of that person was half a head taller than Nalan Xingtian, but this time he bent over and squatted down in pain, forming the appearance of Nalan Xingtian looking down on him.

"Be polite when you speak to others. Nalan Xingtian looked down at the man, and with a slight force again, the man fell to his knees on the floor in pain.

"Let him go. Darnell shouted.

"Okay, I'll let him go. Nalan Xingtian looked at that person with a somewhat condescending meaning, "Remember, a clean mouth, this is not the price of this time." ”

The man's face was a little distorted in pain, Nalan Xingtian felt that it was almost there, let go of his right hand, and pushed forward, the man staggered and just stood up, and staggered back several steps before standing still.

He felt that his fingers were numb and painful, and he couldn't stand up, and he looked at Nalan Xingtian with some resentment and some jealousy.

"Are you looking for death?" shouted another of Darnell's companions, the Great God, and was about to make a move, but was stopped by Darnell.

Darnell looked at Nalan Xingtian again at this time, and examined it from top to bottom, he had just seen the young man's movements clearly, quickly and accurately, holding down an adult man who was much taller than him, and those few understated questions represented the young man's fearlessness.

"Looks like I'm really looking away, little brother, where is he from, and what does it have to do with this Vic. Darnell asked with a smile on his face.

"My name is Nalan Xingtian, I am a demon hunter from Loulan City, and Vic is a very good friend of mine" Nalan Xingtian strengthened his tone in the words friend.

"Loulan, Demon Hunter?" Darnell narrowed his eyes slightly, he looked like a thirteen or fourteen-year-old Demon Hunter, it didn't seem that simple.

Janet was in front of the girl sitting at first, and he looked at Darnell's group, although he was fierce on the surface, but he was extremely scared inside.

Knowing that the moment her father and Yang Shen came back, she felt that she had another backbone, but as Darnell's arrogance rose again, and he was still a creditor, she didn't know what to do.

And at this time, the young man who followed behind him and was about the same size as him stood up, and when he confronted Darnell's group in a calm and questioning tone, she felt that the matter seemed to have taken a turn for the better, and the calm of the young man who came back with his father when facing Darnell was not like a calm calm, but a calm that depended on.

Darnell snorted: "Haha, it turned out to be a witcher, no wonder he has good skills, I don't know which witcher guild it is, maybe I know it too." ”

"No comment. For Darnelltau's almost language, Nalan Xingtian chose to ignore it.

"Okay, then let's talk about what Vic owes money. Darnell's tone replied indifferently, "Debt repayment, Vic borrowed me a total of 30 gold coins, agreed on the interest of 180 silver coins per month, borrowed for a total of one year, recalculated the interest according to the superposition of silver coins each month and calculated the principal, and after a year, a total of 60 gold coins and 36 silver coins need to be repaid." ”

Nalan Xingtian frowned when he heard this, naked usury, the monthly interest was calculated into the principal and continued to calculate the interest, and the interest rolled over to a year later than twice the principal.

"There is also Yang Shen, 3 gold coins, according to the same calculation method, in a year, Ying Ai repays 6 gold coins and 3 silver coins, and there are three copper fractions. Darnell continued.

"Darnell, why are there so many?" Vic asked.

"I also asked why there were so many, according to the contract and statement signed at the time, but you agreed, the monthly income was calculated into the principal and then continued to calculate the interest. Darnell looked at Vic with a smirk, "Besides, if I were you, I would have paid it back as soon as I heard this number, otherwise, after a few months, there would be more money owed than that." ”

"But I don't have that much money now, and I remember that I said that the interest on 60 silver coins per month was 60 silver coins, and I didn't say that I would continue to calculate the interest if I counted the principal, and 60 silver coins would be 720 silver coins for 12 months, and after adding the principal of 30 coins, it would be 37 gold coins and 20 silver coins. Vic frowned.

"No, no, no, Vic, but the money borrowed by our Wolf Witcher Guild is calculated at a high rate, if you don't believe it, you can go to the people around you and ask. Darnell said lightly.

"This seems to be frighteningly high, is there a contract? Nalan Xingtian asked.

"I've got it here. Vic replied.

"I have that too. Yang Shen replied.

The two of them took out the contract and handed it to Nalan Xingtian, and Nalan Xingtian came to carefully examine the results one by one.

Very common contract, the previous written loan amount is 30 gold coins, the monthly interest is 60 silver coins, the borrowing time is one year, the borrowing time is the same month last year, and there are still three days before the repayment time is agreed, but this contract does not say that the monthly interest is included in the principal and the cumulative interest is calculated.

"It doesn't seem to be written on it that the monthly interest is calculated as the principal and the interest is calculated cumulatively?" Nalan Xingtian raised the contract in Yang's hand.