Chapter 87: The Nature of Usury
"I didn't write it, but who of us in the wolf mercenary group didn't have such a profitable algorithm when they borrowed money? Darnell said, looking into Vic's eyes.
"I know about your mercenary group, but when I borrowed money, I asked, but you didn't say it didn't count, and then this contract didn't say it, so I asked you to borrow money. Vic argued.
"I'm the same as my boss, but it's not written in your contract. Yang Shen also said.
"If you don't write like that, don't say that, you dare to borrow money. Darnell slowed his tone.
"This money, it is calculated according to the algorithm I said, today, either pay back the money, or don't blame me for being unkind, none of you can leave. Darnell's tone was grim.
Nalan Xingtian returned the contract to Vic and Yang Shen, he turned to face Darnell again, and said, "Mr. Darnell, there is a contract as evidence, and the calculation method you said is not stated, and this money is not calculated as you say. ”
"Oh, is it?" Darnell sneered disapprovingly, tearing the corners of his mouth open, "Then I'll hear it, what do you say?" ”
"No matter how your Wolf Hunter Guild calculates interest with others on weekdays, but on this contract, you don't specify that the interest is calculated as cumulative interest, but it is written that there are 60 silver coins per month and every month, a total of 720 silver coins for 12 months, which is equivalent to seven gold coins and 20 silver coins. Nalan Xingtian said affirmatively.
"Our contract is written in the same way for all borrowers, and not stating this does not mean that there is no such rule, and all those who owe money are like you, so what do our brothers of the Wolf Witcher Guild eat and drink?" Darnell shook his head and denied Nalan Xingtian's words.
"Darnell, it's obviously not written in the contract, you're a scoundrel, and I don't have that much money to pay back to you right now. Vic bowed his head.
"The account is still calculated like that, the amount you owe is also 60 gold coins and 36 silver coins, Yang Shen owes 6 gold coins and 3 silver coins, and a fraction of three coppers, just now you said that Yang Shen will repay them together, then it is 66 gold coins and 39 silver coins, plus a fraction of three coppers. Darnell smiled.
He walked slowly up to Vic and continued, "It doesn't matter if you don't have cash, you can pay for your goods, you still have a house, if it's not enough......"
Darnell said this, tilting his head slightly to look at Jenteny not far away: "You still have a daughter......
"Don't have Janet's idea. Vic looked angry.
"Okay, then you can use yourself to pay the debt. Darnell said.
"Am I going to pay my own debts?" Vic wondered.
"The long-term worker who has signed a contract with us for ten years, there is no penny of remuneration during the work, and if you take care of food and housing, you should pay off your debts, and that Yang Shen is the same. Darnell slowly said the method.
Vic was stunned, he didn't expect Darnell's idea to be like this, to leave him completely nothing, he hurriedly said: "But I have a batch of goods, high-grade wind reindeer skins, and a third-level mid-level Warcraft crystal nucleus." ”
Under the persecution of Darnell, Will's inner defense was still flustered, and he told his bottom in a panic.
"Father, you can't promise him, the contract is obviously not written, all of it is given to him, and you also sign a ten-year free long-term job, we really have nothing. Janet exclaimed.
"The goods are no better than cash, the amount of debt can be reduced by half, the intact reindeer skin is mortgaged according to 20 silver coins, the broken ones are mortgaged by 10 silver coins, and the Warcraft crystal core of the wind system is mortgaged at the price of 5 gold coins. Vic said casually.
When Nalan Xingtian heard this, he frowned, this price has been reduced by more than half.
"Impossible, how can it be sold so cheaply. Vic argued.
"Then pay it back, a shining gold coin or a shining silver coin. Darnell took a step forward.
"But I don't have any money right now. Vic lowered his voice, his tone pleading, "Can you give me some time, I'll find a good buyer, and I won't pay you back all the money I made after disposing of this batch of goods." ”
"No, Vic. Darnell continued to take a step forward, he was only two steps away from Vic, he looked at Vic, and slowly shook his head: "Think about yourself, think about your daughter, I give you two choices." ”、
"What choice?" asked Vic.
"One, either pay back the money immediately, I don't care what method you use. Second, the goods and your real estate are repaid, make a note to sign and press your fingerprint, and sign with us, well, ten years is too long, then eight years, eight years of long-term contract, and then the amount you owe will be forgiven. Darnell laughed.
Vic looked solemn and hesitant.
"Hey, old man, pay back the money, today is Brother Darnell who is still talking to you, you pay back the money immediately, or you can pay off the debt and sign a long-term work contract, you are also our people, and we promise not to move your daughter." One of Darnell's companions said in a loud voice: "If it were past today, it would not be so polite, and when the time comes, you will not be able to bear the means of us to pay the account." ”
"Vic, pay it back, for your good, and for your daughter's good. Darnell reiterated.
"Father, don't promise them. Janet shook her head and said with tears in her eyes.
Vic looked at his daughter, then at Darnell not far away, and then at Nalan Xingtian, although this young man is powerful, but this kind of trouble is not something he can deal with at his age, Nalan Xingtian's kindness he understands, but he doesn't want to affect him with such trouble.
He thought about it and had no other way, sighed slightly, nodded and was ready to agree.
"Darnell, you never thought he could afford to pay you back. Nalan's untimely voice sounded again.
Darnell frowned slightly, this Vic was about to succumb under his constant attack, and this boring boy who didn't know what was going on was ruining the atmosphere he was brewing here.
"Or rather, you know he can't afford to change your money right now. Nalan Xingtian said to himself, "You didn't think about asking him to pay back the money at all, what you wanted was his goods, his real estate, and the use value of his whole person, which far exceeded the value of your usury." ”
Darnell's face was slightly cold, not because Nalan Xingtian was wrong, but because he was right about all the thoughts in his heart.
He sneered: "Don't think that you are from the large Demon Hunter Guild in Loulan, and you have something behind it, so I won't dare to touch you." Boy, this is Oak Town, this is my Darnell's place to talk, if you are interested, get out of here, and be nosy, so that you can live a long time, understand?"
"Darnell, you think you have a point, you feel like you have something to rely on. Nalan Xingtian shook his head and chuckled: "It's a pity, I won't cut these in my eyes." ”