Chapter 240: The Gold and Silver Silk Shop

Jieshen Lane itself is an inconspicuous alley, with all kinds of small shops on both sides, and the road is not very wide, only allowing two ox carts to drive side by side.

However, behind Jieshen Alley is the Cao River, and the real transportation of goods is carried out by waterway.

Although Jieshen Lane looks inconspicuous, but its fame in the capital is extraordinary, to a certain extent, it is a symbol of wealth, the people of the capital mention Jieshen Lane, think of all they think of are white flowers, yellow gold, piles of copper coins, is a kind of breathless wealth.

Fan Ning soon saw that the legend of the capital was not a lie, the carriage sped up, and after a while, they first saw a tall multicolored building card, which was as high as three zhang, with a line of big characters written on it, gold and silver wealth and silk transactions, and the Cao River next to it was full of large and small boats, which was the legendary wealth concentration of the capital.

After the building card, the road suddenly became extremely wide, the width was about to catch up with the widest royal street, twenty ox carts in parallel were no problem, only to see the houses on both sides of the road majestic, the faΓ§ade was wide, and the view was clear.

The most amazing thing is that in front of each shop there is a wooden platform of a height of a few feet, and the wooden platform is piled up with gold and silver ingots, piled up like a mountain, shining in the sun.

Fan Ning secretly estimated that on average, there were at least thousands of taels of gold and tens of thousands of taels of silver on each wooden platform, and more than 100 shops were like this, and the wealth accumulated was simply jaw-dropping.

Fan Ning actually had the illusion that the gold and silver of the Great Song Dynasty were piled up here, and even the treasury and palace might not have so much gold and silver.

Zhu Yuanfeng sighed softly, "Behind these more than 100 shops, how many powerful and wealthy families are hidden, this is the most profitable business in the Great Song Dynasty, and it is also the most bloodthirsty transaction, in comparison, the restaurant teahouse is really nothing?" ”

Zhu Pei asked curiously, "Then do we have a store in the Zhu family?" ”

Zhu Yuanfeng glanced at Fan Ning and said with a slight smile: "Our Zhu family started with this business, do you say it?" ”

Juppe's eyes widened, "But I've never heard of it!" ”

"There are some things you don't need to know."

Zhu Pei snorted, pursed her lips unhappily, twisted her head to the side, and ignored the third grandfather.

At this time, Fanning asked on the side, "Will there be so many transactions here?" ”

Zhu Yuanfeng nodded, "That's a good question, in fact, in addition to getting a quote for grain transportation at the border like me, there are also salt and tea merchants, they occasionally buy discounted cross-quote from the goods service, and if they find that the price of cross-quote in the market is high, they will trade with it, and when the price of cross-quote falls, they will buy it again."

Then there are ordinary people, they do things for the government, most of them are not settled with cash, the government generally gives a few quotes, and the people themselves will not pick up the goods, so they sell them to the shop, and the shop is collected at a low price, and then sold at a high price, gathering sand into a tower, making huge profits from it, and the military, which involves too deep interests, I won't say more. ”

"Are they all sold to the shop?" Fanning asked again.

"Not necessarily!"

Zhu Yuanfeng smiled and said: "Generally speaking, the exchange shop not only collects the exchange by itself, but also provides a trading place, just like the tooth person, matching the upper and lower transactions and collecting the tooth money."

If you buy a loss, but no one is willing to take over, at this time you are in urgent need of money, you can mortgage it at a low price, and then redeem it after you have money, of course, at the appointed time, you can not redeem it, and your introduction will be directly returned to the shop. ”

At this time, the carriage came to a stop in front of a majestic shop, and Fanning saw that the plaque on the gate read, 'Jiangchuan Gold and Silver Silk Shop', Zhu Pei was suddenly surprised: "Isn't Jiangchuan the name of my great-great-grandfather?" ”

Zhu Yuanfeng smiled and nodded, "This is the Zhu family's intercession shop, let's go in and sit!" ”

Everyone got out of the carriage, and a gorgeously dressed shopkeeper rushed out, bowed down and said with a smile: "Looking forward to the stars and the moon, I finally hope that the third master is here." ”

"Nonsense!"

Zhu Yuanfeng scolded with a smile: "Where are you looking forward to me, you are obviously looking forward to my introduction!" ”

"If the third master doesn't come, he won't come, so I also look forward to the third master."

The big shopkeeper saluted Zhu Pei again, and when he saw Fan Ning, he was stunned for a moment, "Isn't this little official the first place in the boy department.......

"Fan Xiaoguan is my fellow countryman, and he also has a batch of tea in his hand, come with me to trade."

The big shopkeeper immediately smiled and said, "Fan Guanren is welcome to come to the small shop to trade." ”

Zhu Yuanfeng introduced Fan Ning again, "This is the shopkeeper of Chen Da, who has been in charge of the Zhu family's Jiaoyin shop for 20 years, and is my eldest brother's henchman. ”

Fan Ning suddenly realized, it seemed that the Zhu family's Jiaoyin shop was controlled by the old man Zhu Yuanfu, and he hurriedly gave the big shopkeeper a salute.

Everyone walked into the cross-introduction shop, the cross-introduction shop covers an area of at least five acres, the main hall is very wide, there are more than thirty wide tables in it, this is the trading table, there are more than a dozen tables sitting on the merchants are trading, and there is a guy next to him who is responsible for recording.

The transaction price is only in the hands of both parties to the transaction and the exchange shop, and it will never be announced to the public, nor is it allowed to reduce the price to rob other people's business, which is the industry rule, once it is violated, it will be unanimously resisted by other exchange shops.

At this time, Fanning found that there were ten piles of copper coins neatly stacked on the side of the wall, all of which were strung with ropes and stacked neatly, each pile was taller than a person, which was almost the same thing as the gold and silver mountains outside.

The shopkeeper Chen smiled and introduced to Fan Ning, "This is called stacks of money, a stack of 10,000 yuan, that is, 10 million yuan, a total of ten stacks, almost every store has them, because it is not easy to handle them, so they are placed in the lobby, not outside." ”

At this time, Zhu Pei pulled the third grandfather aside and said in a low voice: "Don't let A-Ning get involved too deeply, it will affect his career, you just give him a batch of cross-references and let him sell them to the shop." ”

Zhu Zhaofeng smiled slightly: "I know in my heart, let him try it, it will only increase his knowledge, don't underestimate him, I think he understands this kind of transaction very well." ”

Zhu Pei saw that the third grandfather didn't listen to his persuasion, so he said angrily: "Then I don't care, whatever happens to you, what happened to him, I just have to settle accounts with you." ”

"Don't worry! This is a legal transaction encouraged by the imperial court, and with me helping him, nothing will happen. ”

In a quiet room, Fan Ning put a deposit ticket from Zhu's money shop and half a jade pendant on the table and pushed it to Zhu Yuanfeng, "This is 12,000 taels of silver!" It can be extracted with half a jade pendant. ”

Zhu Yuanfeng nodded with a smile, and took a small wooden box from the side, "The market price of high-grade tea is 30 yuan a load, 12,000 silver can buy 400 loads of tea, I will give you 1,000 loads of tea according to the price, what are you going to do?" ”

Fan Ning immediately understood what Zhu Yuanfeng meant by sitting and making money, and he bought goods worth 30,000 yuan with 12,000 taels of silver, even if he sold them at a 20% discount, his capital doubled, he was really a little embarrassed, this was actually the Zhu family giving him a lot of money in disguise.

"I don't need a thousand quintals, just give me six hundred quintals of tea."

Zhu Yuanfeng waved his hand, "This is what my eldest brother meant, it's useless for you to bargain with me, I just ask you how you plan to trade?" ”

Fanning was helpless and had to ask, "How many trading methods are there?" ”

"Generally, there are three trading methods, one is to sell directly to the transfer shop, this is the simplest and most convenient, but it is a loss, it is generally four to six folds between the acquisition, five folds the acquisition is the most, if it is a mortgage, it is four folds of the face value, you just protect the principal, just now I helped you ask, for my sake, the transfer shop can give you a six-fold price, you can probably earn six thousand taels of silver, now the transfer has belonged to you, you decide for yourself."

"What about the second trading method?"

"The second way to trade is to find the next home to take over, the transfer shop to help you find, you talk about it yourself, if you talk about eight percent off, that is a good price, but maybe the other party is only willing to give you a five percent discount price, and the exchange of the shop is about the same, and every time you talk, whether it is successful or not, the transfer of the shop has to receive a penny of tooth money, if the negotiation is completed, add two cents of tooth money, you can consider it yourself."

"Old man, let's introduce the third way of trading."

"The third way to trade is to find a real tea merchant, generally can be sold at a price of 80% off, don't count on the original price, he would rather buy the official price of the crossing, this kind of tea merchant is difficult to find now, generally speaking, if the tea merchant wants to spend 80% off the price of your tea introduction, then he can bargain in the market, buy a lower price of tea quotation, why does he want to buy your tea quotation at a high price?"

"Then there is no third way!" Juppe said on the side.

"There are generally small merchants, as well as small tea shops in the capital, they want a very small amount, such as ten or 100 quintals, like I will not pay attention to this kind of small merchants, Fanning can deal with them, anyway, there are only a thousand quintals, and they can be sold sporadically for a few months, and they can basically be sold, although they can be sold at a high price, but it takes too much time and energy."

Fanning thought about it and smiled: "Then let's try the second method first!" If it really doesn't work, please ask the old man for face and sell it to the Jiaoyin shop at a 6% discount. ”

Zhu Yuanfeng pointed at Fan Ning and smiled: "I knew that you kid would choose the second way, anyway, with me to give you the backing, you just want to make a little more." ”

Zhu Yuanfeng still gave Fan Ning a chance, his exchange quotation was not taken out for the time being, as soon as his exchange quotation worth 500,000 yuan was taken out, and before he could make a transaction, the price of the entire market would fall.

The price of cross-quotation is like this, there is more cross-quotation in the market, the value naturally falls, if the volume is very small, then someone is willing to buy at a high price, and the price fluctuates between the amount of more and the amount of less.

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