Chapter 1: Despair

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On a hot summer afternoon, Kong Ling, who was physically and mentally exhausted, walked out of the air-conditioned room of the microfinance company, and it was difficult to adapt to the high temperature of nearly 40 degrees. Pen, fun, pavilion www. biquge。 info really can't remember how many times this is the first time she has come out of a small loan company, and her husband Li Sheng, who is following her, is carrying a black briefcase full of credit information of the husband and wife in his right hand, with a sad face.

The 100,000 credit loan applied for in XX company this time was not passed, if it wasn't for a credit overdue this month, it would not have been a failure to apply this time, who knew that Li Sheng could fail to repay it in time because of an Agricultural Bank credit card of 12.04 yuan, and Kong Ling's credit report would be overdue one more time. In fact, the overdue situation will appear sooner or later, Kong Ling's 9 credit cards, plus Li Sheng's 5 credit cards, as well as Li Sheng's colleagues, relatives, friends' credit cards, add up, he alone has to manage more than 30 credit cards to withdraw, use, and repay, overdue things will appear sooner or later, if you can't get the money out of the loan, there will be a few credit cards to repay tomorrow, adding up to more than 70,000 yuan, if you can't pay it back, the couple may become a credit black account from now on. Since the state cracked down on illegal fund-raising in 2013, Mr. Ji, the object of Li Sheng's investment of more than 2 million, was imprisoned, in order to pay off all the debts, the couple went to all the banks that could take out loans, ran all the credit cards that could be done, loaned all the small loan companies that could be loaned, and even once used the credit loan of the underworld.

Looking at the entire S city, all the companies that can run have been run, and the people who can borrow money have also been borrowed, facing tomorrow's repayment of more than 70,000 yuan, where should the couple go?

Kong Ling's salary is more than 6,000 a month, and Li Sheng's salary plus bonus is also 6,000 or 7,000 a month. Daughter Li Yue is in the second year of junior high school, and son Li Hao is in the fifth grade. Because they have no money, they haven't enrolled them in any extracurricular classes, and they, because their parents have no time or care about them, and they lack self-management ability, they can't study well at home, and their daily life is to watch TV and make noise. The debt weighed on the couple's shoulders like a mountain, and it also silently affected the children.

On the way home, Kong Ling started talking first, "Is there really no way to think about the repayment of more than 70,000 yuan tomorrow?" Li Sheng drove cautiously and shook his head slightly, "There's no way, there's no way at all." "They have been driving a car for more than 5 years now, and when they bought it, it was more than 150,000 yuan, and now they are mortgaged to 50,000 yuan. The car has been equipped with a GPS positioning system by the car mortgage company. The property is a mortgage house, and because I was in a hurry to use the money, I mortgaged it at a price of 300,000.

The car drove into the gas station, Li Sheng put the car off the fire and added 200 yuan of gas, Kong Ling sat in the car motionless, his body was so tired that he didn't even want to blink his eyes, his eyes were empty, and he stared unconsciously at the exit of the gas station supermarket for a long time, his face was expressionless.

A man in his thirties with a clean face and a slender figure walked out of the door of the supermarket, holding a bottle of water in his left hand, and twisting the bottle cap with the fingers of his slender right hand.

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