After Ding Yun said so directly, the people who knew about it twitched out of their eyes, and those who didn't know it finally figured out the situation.

Then they looked at each other, overwhelmed.

At the same time, some have even begun to ponder.

Do you want to hurry up and find a way to lose money, and you have to sell the shares in your hand, so as not to become waste paper.

And people who don't have shares in their hands.

Now I have started to think about whether to change jobs.

This is like the end of the ancient dynasty, the court is about to perish, for most ministers, they are also a worker, isn't it the same to change the boss, and those who die with the former boss are fools.

But in any case, the financial manager in charge of finance still stood up as a monk who rang the bell for a day:

"Why don't I start with the overdue ones!"

"If there are still overdue ones, it's okay, let's talk about it......"

Many companies are afraid of the soft and afraid of the hard, the money owed to the bank can be repaid, the money owed to the small package foreman, and the money of small enterprises and small suppliers can be delayed, or the kind of delay that does not pay interest, and it is thankful that it can be given.

I don't know how many small suppliers, small package foremen.

Even small businesses were directly dragged to death.

The money owed to the bank is not overdue for the time being, but the money owed to some raw material suppliers and small construction companies has already been delayed for a long time with some real estate projects.

If you have money, you will first move it out and pay it back to the bank.

And not to them.

Therefore, these can be regarded as overdue debts.

"At present, we owe a total of 170 million yuan to six material suppliers, and another 280 million yuan to 13 construction companies.

This is the portion of the arrears that we directly manage.

There are still more than 300 million arrears on the outsourcing side.

These add up to about 800 million. ”

"What I just said is that it is overdue, and in addition to the 30 billion loan owed to a certain bank, there are 12 billion commercial bonds that are about to mature, which is the main part.

The secondary word is the issue of employee wages.

It's time to pay your salary today.

It takes about 100 million yuan to get together all the employee salaries and bonuses, as well as five insurances and one housing fund. ”

In addition, in the next three months, there will be three bank loans of 12 billion, 53 billion and 9.7 billion respectively.

In the following year, there were $160 billion in loans.

$4.6 billion in commercial bonds maturing.

In addition, I said that these are not interest-bearing.

If you count the interest, it's much more than that. ”

Speaking of this, the financial manager stopped, because there is no point in continuing to talk, if you can't pass the level in front of you, you don't need to mention the rest of it, and what's the point of talking about it, it's nothing more than adding to your troubles.

Most of the senior executives of the group present heard so bluntly for the first time that there were so many arrears, so many arrears, no matter how they thought about it, they felt that the group would definitely not be able to pay it back, if they were not very willing to tear their faces directly.

Some of them wanted to leave on the spot.

After all, they didn't have a problem in this case.

"This is the case, as long as you are not deaf, you should be able to hear clearly, I have never been in charge of the company's affairs before, and now I have to come and clean up this mess, so I can only reluctantly try it.

You don't have to have any scruples.

Don't worry about how much you're going to lose.

If there is any way for a strong man to break his wrist, let's talk about it.

As long as you can get back the funds, everything is easy to say! ”

Ding Yun only spent a total of three hours to understand the situation of the group, even if she checked it carefully, it was impossible to think through all aspects.

Not to mention that she doesn't know anything about things.

So I can only listen to everyone's suggestions first.

"Mr. Xiaoshi, it's really not that I said frustrating words.

Our group is in this situation, it is useless for Tianwang Lao Tzu to come, the cash flow on the company's accounts can last for a while, but two days ago, your father, that is, Lao Shi, took all the cash flow away, and now it is estimated that he has gone abroad with the money.

Nowadays, it cannot be said that there is not a penny in the accounts, but it is true that there is not much money, and the salary cannot be paid.

It's hard for a good woman to cook without rice! ”

"Actually, as long as we can sell the house and land in our hands, the loan will definitely be repaid, but the key now is that our house can't be sold, or the speed of sale is far from keeping up with the speed of the expiration of various batches of bank loans, and even the interest.

The money from the sale of the house yesterday.

It's not enough for the interest that our group has to pay every day.

So there is really no way, unless there is suddenly good news about the housing market, and housing prices are rising sharply again, it is impossible to turn over.

So, Xiao Shi, you better give up. ”

"Actually, if the above allows us to sell the house at a discount of four or five percent, then we may be able to hold on for a while, but unfortunately the above does not allow it, saying that if we do that, it will completely destroy the market.

The most important thing is that once the price is really reduced, the previous purchase will definitely make trouble, so we can't move forward.

The house can't be sold, and the price can't be lowered.

Completely stuck. ”

"In the past, when it was difficult to buy land, we still had the opportunity to take it in our hands, and the land that had not been developed was sold directly, making a little less money, so that we could pay off the loan when we took the land first, so as to reduce the pressure.

But Lao Shi always missed that opportunity, and now I don't know how much land has been auctioned, and no one dares to buy it, and our land is also smashed in our hands and cannot be sold.

Millions of houses are better to sell.

Tens of billions of land is really hard to sell......

Not to mention that there are mortgages on the land, ordinary people are easy to deceive, but peers really can't deceive. ”

"Mr. Xiaoshi, let's not do anything but mess up now.

There is hardly any other way......"

Good guy, there are a lot of high-level executives of the group present, almost none of them have hope for the future, and they are even persuading Ding Yun to give up, don't toss around, it is better to directly look forward to whether the above is willing to help around, if you are willing.

Then everything will be easy to do, and I can live for a few more years.

If you don't want to, you can go bankrupt directly.

At this time, according to the description of the previous financial manager and the suggestions of everyone present, Ding Yun came to the conclusion that she could temporarily renew the life of the group for another month by relying on her wealth and hundreds of millions of gold fingers, but if there was no way to quickly withdraw the funds after a month, it would be really useless.

Now if you want to quickly withdraw your funds, there is only one way, and that is to sell assets to the takeaway house as much as possible.

It's just that it seems simple to say.

But it's even harder to do.

Their group's house is now in two situations.

One is a house in a first-tier city, which is not worried about selling, or even has almost no inventory, and the other is a house in the second, three, four, five, six, seven, and eighth lines.

A good location is not so easy to sell.

The location is not good, and it is basically not sold.

Not to mention unfinished and unfinished houses.

The good ones are basically sold.

It's not good to sell, it's really hard to sell.

While Ding Yun was pondering, the mouths of those present did not stop, but it was a pity that they had no suggestions for resurrection at all, and the atmosphere of the whole meeting even became more and more depressed as they talked.

Everyone basically felt that there was no hope.

Wait for death.

After an hour and a half like this, Ding Yun finally came up with some solutions that were not the way, and planned to try them first:

"Enough is enough, you guys are quiet.

On the financial side, let's do it, I will allocate one billion yuan to you later, and you will pay off all our overdue accounts, and the wages will be paid first, so as to stabilize people's hearts.

Don't ask where this money came from, anyway, it's not the group's money, it's not the money my parents gave me, it's the money I transferred from overseas.

This is the money that the group owes me.

My money can last for a while.

But it didn't last long.

Therefore, we still have to hurry up and withdraw the funds. ”

"I don't know if I'll be able to turn it back if I do this, but I'll have to try first.

Dead horses as live horse doctors!

It's okay to go bankrupt, but you can't lose your conscience! ”

"First of all, send some employees to negotiate with buyers in places that have already been sold, but have not been completed, or have not yet started construction.

Ask them if they would like to choose to change houses.

We have real estate all over the country, and the places that have not been sold can be exchanged, and the price is about the same, and the cheap ones can be given more area, and the higher prices are high, and the excess part is given a seven-fold discount.

Mind you, we're not selling a house.

We are trying to make up for those buyers as much as possible in the absence of a way, because the price is reasonable because of our company's loss. ”

"This should be able to clear a batch of inventory without cost, as for those who are really unwilling, if the number of people is too small, then directly buy them a suite in the local nearby community, supplement them, if there are a lot of people, then build a little less, and complete the delivery as soon as possible."

In short, these troubles are solved as soon as possible! ”

"Wait, Mr. Shi, it's useless to do this.

In addition to losing some inventory and spending some energy, we can hardly get back any funds? ”

Du Hui originally thought that Ding Yun could put forward any good suggestions, but the more he listened, the more he felt that Ding Yun's suggestions were useless at all, and these people who bought a house but failed to get a house were threatened by the bank.

Waste energy and money on them.

That's a waste of self-help time.

"I know, you don't talk nonsense.

I'm not stupid, and what I just said isn't a math problem, and I can't see the advice I just made, not only can't I get the money back, but I even have to waste a lot of money, but it has to be done.

I've heard all of your suggestions and taken them into account, so I've decided to solve the remaining problems, regardless of whether the company will go bankrupt or not.

The money owed to the bank is put aside for the time being, and the bank has collateral anyway, and if they can sell the collateral at the market price, they won't lose money at all.

People who bought our house, some have repaid the mortgage for a few years, and now they can't get the house, isn't this our fault, my idea is that even if we can't survive bankruptcy later, then we can't be scolded by 10,000 people after bankruptcy, and now I still have a little money, and the group can continue to run for a period of time for the time being, so let's solve the remaining problems first, and it is best to do it after bankruptcy No one will scold us except the bank! ”

"10 billion may not be able to repay the first phase of a bank's loan, but it is enough to fill the hole of 10,000 families who have been cheated by us, and this must be done.

Anyway, there are still many houses that we can't sell, so we have to try to make those families satisfied by not spending money first, and there is really no way to spend any more money. ”

"This matter will be solved by setting up a special department, and if I need money, I will try my best to allocate funds to meet it.

That's the first thing I'm going to say. ”

"The second thing is to sell land, and those lands that have not yet been developed have been sold in a way, as long as they don't lose money, so that whoever can sell a piece of land without losing money, our company will not give cash because of tight cash flow.

Directly to the house, the company did not sell those houses.

Pick up within 10 million.

3% of the profit can be paid.

Let's try to keep the mess as small as possible.

In this way, it is more convenient to go back to bankruptcy and liquidation! ”

"The third point is to sell the house.

The original commission remains unchanged, and a new commission is added, and the original commission is that you can get 3 to 5 thousandths of the income from selling a house, right?

In some places it may be even lower.

Change it now, add a one percent commission, but this one percent will not be issued in cash, and the same will be directly given to the house, our group does not have much else now, that is, there are many houses that cannot be sold.

In other words, if a salesperson sells 100 houses in the same community, his sales contribution is to directly reward him with a house in the community.

If you want a house in another neighborhood, you can do it.

It will be exchanged in equal proportion to the market price.

Let's say a salesperson sells a thousand houses for a million, and he doesn't want a house for a million.

That can reward tens of millions of houses.

As long as it's our group's house, it's fine!

This can not only improve enthusiasm, but also indirectly destock, the most important thing is that no one should be able to say that we are selling a house at a low price, we are not selling a house, we are directly rewarding employees. ”

"Reward employees for selling air conditioners, reward employees for selling mobile phones, do we have any problems with rewarding employee houses for selling houses? Makes sense! ”

"Of course, if you don't want to, we don't force it, and you can also give a cash commission directly according to the original commission."

"For the time being, let's do this, if you have any good plans to sell the house, as long as you can quickly return the funds, you can email me directly."

"By the way, there's another thing I almost forgot.

Payments owed by the material suppliers and construction companies, if they are willing to accept the house as a debt.

We can also give some discounts appropriately.

Since then, the core of our group's economy is to use the money that can be paid for by the house, and never use cash.

That's it for now.

A billion dollars in cash will arrive later......"

After saying all his thoughts, Ding Yun took out his multi-wealth and multi-billion card and started to transfer money, and went straight to the company's finances.

Prepare to check the accounts and do an asset breakdown.

and debt breakdown.