Guan Huang was naturally not the first day to mix the rivers and lakes, and he was unmoved when he heard the words, and casually echoed a few words.

No matter how miserable it is, Zhao Yuanqing is also a figure at the top of the pyramid, even if he goes bankrupt, he is better off than most people.

Life is affected, but also compared to oneself.

Maybe one million a month before, now only half a million.

Half down, sounds miserable, in fact, the eggs are useless.

Seeing this, Zhao Yuanqing could only continue, "That's it, brother, I'll pay some more consulting fees, do you think it's okay?" ”

When Guan Huang heard this, he immediately said: "How can this work, it's too outward." ”

Although the other party introduced him to the club, the favor is not small.

But the two are just friends of interest, and Guan Huang never thought of really treating each other as friends and backers.

Business is business.

Don't think about gaining friendship or anything else in the business field, besides, he made the other party grab more than 10 million profits with a piece of news, and he was at ease with the membership of the Haicheng Chamber of Commerce.

Zhao Yuanqing was helpless, and he also met the little fox, he performed just now, and he was moved, but the other party didn't react at all, he was really hard-hearted, a natural businessman.

"Brother Guan, you can't say that, you help me come up with ideas to make money and get consulting fees, that's a matter of course, so let's do it, last time it was 200,000, this time it will be doubled, how about 500,000?"

Guan Huang is not very satisfied with this price, but this kind of news has few audiences, and it would be good to sell it.

Of course, he also has a choice, to give it away for free, to further draw the relationship closer, and I believe that after a few closeness, the other party will be able to treat him as his own.

However, keep in mind Tang Guo's reminder, Guan Huang is still vigilant about Zhao Yuanqing.

Moral flaws are trivial, but half-gray industries are the key.

Although the anti-crime and anti-evil in later generations has not fallen, it does not mean that this person is really pure and flawless, just look at his connivance with Su Pengfei to lend money on campus, you know that he is not a pure and good person.

Collecting some money is good for maintaining the relationship.

Remind each other that business is business.

"Brother Qing, you are really ashamed of your brother."

Zhao Yuanqing pretended to be displeased: "Don't say it, listen to me." ”

"Then, it's up to you."

Zhao Yuanqing said with a smile when he heard this, "Business, let's get rich together." ”

After speaking, he took out his mobile phone, made a call to his subordinates, and transferred 500,000 yuan to Guan Huang's account.

After receiving the text message prompt, Guan Huang opened his mouth and asked, "Brother Qing, I don't know how much you know about bank bills?" ”

Zhao Yuanqing: "You know, my main business is investment guarantees, and I am naturally very familiar with this area." ”

Guan Huang: "I'm talking about bill discounting. ”

"Huh?"

Guan Huang: "For example, a 100 yuan bank makes a one-year certificate of deposit, assuming that the interest rate is 3%, and then uses the certificate of deposit to pledge to open a bank acceptance bill (you can open 103), and then go out to discount, the discount cost is less than the discount fee and the handling fee for issuing the acceptance bill, so that the bank earns the handling fee and deposit, and you also have a profit." ”

Zhao Yuanqing seemed to understand whether he understood or not, vaguely felt that it was feasible, endured his excitement, and asked, "Can you tell me in detail." ”

Guan Huang came casually: "If you do bank ticket arbitrage and buy a one-year wealth management or deposit of 100 million yuan, the yield is assumed to be 3.5%, the interest is 3.5 million, and the principal plus interest is 100 million and 3.5 million." Pledged to the bank together, which is equivalent to a deposit, the bank issued a silver bill of 100 million and 3.5 million. Then take this silver bill to the bank for discounting, the discount interest rate is assumed to be 3%, the discount interest is 3% of 1003.5 million, that is, 3.105 million, and the funds given by the bank to the enterprise after the discount are 100.35 million minus 3.105 million, that is, 100.395 million. ”

Zhao Yuanqing was dizzy by a large number of numbers, probably the logic was clear, and hurriedly said: "Say slow, say slow." ”

Guan Huang smiled: "The money put into the bank is 100 million, and the money taken out is 100 million and 390,005, and the handling fee of 100 million for issuing an acceptance bill is 5/10,000, that is, 5,000, and the money taken out is 100 million and 390,000 minus the money deposited in 100 million and then minus the billing fee of 5,000, which is equal to the arbitrage income of 345,000." ”

Zhao Yuanqing suddenly grasped the core of the problem, "How long does this process take?" ”

If it takes a long time, it is not cost-effective.

Not to mention a year, a month is also a loss-making business.

Besides, it's such a big thing to make a little money.

Pay for one's whistle.

No matter how anxious he is, hundreds of thousands of dollars are still not in his eyes.

Guan Huang looked at him: "The whole process can generally be completed in one working day, saving money on the same day, issuing silver tickets on the same day, discounting on the same day or discounting the next day." ”

Zhao Yuanqing was surprised: "One day? ”

"A working day, to be exact."

Zhao Yuanqing hissed in his mouth, 345,000 a day, a year is not a small number.

Guan Huang: "Every working day repeats itself, circulating arbitrage, and the spread of each arbitrage is about three thousandths. ”

Zhao Yuanqing relaxed and smiled: "There is also the cost of borrowing, and I can't earn that much." ”

Guan Huang sighed secretly, this is strength.

Although Zhao Yuanqing can't take out the funds of 100 million yuan, he can easily raise them with his deep connections.

There are not many people with this kind of strength.

Although Guan Huang felt that the consultation fee of 500,000 yuan was not much, he did not say anything more.

This is also Zhao Yuanqing took the initiative to mention, otherwise, he can't think of silver ticket arbitrage, the funds involved are too large, and he can't do it himself.

This thing is not the same as "free replacement", which can be done with or without money, and the scale is different.

The former basically can't find an audience.

The big guy who can raise hundreds of millions of funds, how can he listen to his blind force.

"Brother Qing, how much is the handling fee for borrowing now?"

Zhao Yuanqing lit a cigarette and replied: "The cost of short-term borrowing is generally about 8/10,000 to 1.2/1000. ”

If you want to make silver ticket arbitrage, you will naturally borrow funds outside, not to mention him, the province can come up with 100 million at any time, and there will be no more than a few.

Guan Huang calculated in his heart and said: "After a year of uninterrupted operation, it can reach more than 20% of the income. ”

Zhao Yuanqing smiled all over his face, "How can it be so high." ”

At this moment, he was extremely happy, and he didn't have much hope for the good karma he borrowed before.

I asked casually, but I didn't expect to be full of harvest.

The little brother is really a good money boy, it seems that the fortune teller is right, he will come and go for the rest of his life, and his business will be good and brave.

Bill discount arbitrage, for a businessman like him who has little business talent and a little connection, what project can be more enjoyable than this.

It's a sure win.

Apple's "free replacement" is naturally very cool, but it's just a one-shot deal, and this thing is a trickle.

Zhao Yuanqing knew after a little pondering that the things that benefited the three families were rarely banned, and they were definitely promising.