Zhao Yuanqing spat out a puff of smoke rings, "There is something I don't understand, you say, does the bank know that we operate like this?" ”

"Of course you know."

"And what's it trying to do?"

Guan Huang smiled and said nothing,

Seeing this, Zhao Yuanqing didn't ask, and asked: "That brother, is there anything worth noting in this silver ticket arbitrage?" ”

Guan Huang thought for a while and told some of the things he had seen and heard in later generations: "There are three aspects. ”

"Oh?"

"The bank issues a bank invoice to the enterprise based on the real trade background of the enterprise, because the enterprise has to pay the supplier. Generally, enterprises are required to operate normally for more than one year and provide real trade contracts, VAT invoices and other materials. ”

Zhao Yuanqing smiled, this is not a difficult thing for him, a strong trade background, haha, that is not to open his mouth to come.

Guan Huang explained: "Because only the turnover is very large and there is an excess invoice quota, the bills can also be ...... even."

Zhao Yuanqing said "um", and Guan Huang suddenly found that he was thinking too much.

For Zhao Yuanqing, this article is nothing.

Zhao Yuanqing saw Guan Huang shut up, and couldn't help but ask, "Brother, what about the others?" ”

Guan Huang replied: "The second point is not a big deal, and it is necessary to maintain good relations with banks in various places. ”

"Oh?"

"Because to do bank bill arbitrage, you need to deal with the bank often, know which branch of which bank can do it, when you need to do how much, how long, whether the requirements are strict, and whether the interest rate spread is large......"

When Zhao Yuanqing heard this, he frowned in his heart.

His relationship is okay in the province, but he can't do it in the field, but it's not a big deal, it's a big deal to pull others to do it together.

His face was impassive, as if he was confident.

Sometimes, bluffing is also a kind of strength, especially in the case of a big backer retiring, and it is even more necessary to show strength to the outside world.

Since the other party thinks that this is a small matter for themselves, it can only be a small matter.

He didn't care what Guan Huang said

“…… Although banks have the need to pull deposits, they can't shout everywhere, and they usually don't do it well, otherwise things will make a big deal and the consequences will be more serious......"

If the outside world perceives his weakness, it will not be able to be settled in a few words.

What does it mean that a tiger will not fall?

Zhao Yuanqing refreshed himself, "What about the third?" ”

Guan Huang: "Generally, banks all require 100 million yuan, and a small number of banks can also do tens of millions, no matter what, it is a lot of money." ”

Zhao Yuanqing agreed that borrowing funds in the market is not a trivial matter.

Local tyrant enterprises can use their own funds to arbitrage with bank tickets.

State-owned enterprises and central enterprises can use bank loans to arbitrage bank bills, empty gloves white wolf? Haha, just kidding......

For enterprises with weak relationships, the interest rate on the call is generally about 8/10,000 to 1.2/1000.

Enterprises with strong relationships can be controlled within the range of 5/10,000 per day.

Don't think it's expensive, there's nothing easy about raising money.

It's okay business, sorry, the money was lent out......

Guan Huang changed the topic, "However, this will definitely not be a problem for Brother Qing." ”

Zhao Yuanqing laughed, and had the intention to show off his muscles, so that the little brother could see, Lian Po is old, can he still eat!

"Although it is difficult to raise money, it is not impossible, brother, do you know where most of the money in the market comes from?"

Guan Huang naturally has no experience in this, "I haven't consulted Brother Qing yet." ”

Zhao Yuanqing said quietly, "In addition to state-owned enterprises, which company is not short of money?" Aren't you short of money? ”

"Lack of money."

"Yes, you are short of money, you can't find money, and you don't meet the conditions for a bank loan, what do you say? Sitting? ”

Guan Huang shook his head, "That can't be, you have to find a way." ”

Zhao Yuanqing echoed: "Yes, there is a market where there is demand, the loan procedures for state-owned enterprises are simple, the money is loaned, and they can't use it, and the market situation does not allow the expansion of reproduction, what do you say can be done?" ”

Guan Huang has completely understood what the other party meant, the money is in the account, and he pays huge interest every day, and no one will do it.

It is necessary to find a place for capital, and real estate is restricted, so it can only be used for financial investment.

Sure enough, Zhao Yuanqing said: "The money flows to us, which can be regarded as making full use, but now the business is not doing well, a few years ago, trillions of water were released, and that time was the golden age." ”

Guan Huang was completely stunned.

He didn't know about it before, and thought that the money in the market was all private, but he didn't expect that there were formal channels.

It's also an eye-opener

Zhao Yuanqing continued: "The bitterness of less money, everyone has experienced it, and the bitterness of having more money, I'm afraid few people feel it, and watching it depreciate day by day on the account, I can't sleep with anxiety." ”

"You can make some investments."

Zhao Yuanqing smiled dumbly, sure enough, it was a newborn calf who was not afraid of tigers, and he was very reckless, "Investment? What do you say to vote for? Stocks, futures? Or is it an internet start-up? Real estate? ”

Guan Huang realized that he had made the mistake of empiricism, and in his eyes, this era was a golden age.

There are opportunities everywhere, and if he has 10 billion, he can become the richest man in the world.

However, for those who live in the times, the road ahead is a fog, flowers and traps are mixed, and it is very risky to drive in any direction.

Zhao Yuanqing looked at the lush greenery in the distance and said: "Some time ago, I also invested in a lot of entrepreneurial projects, Made, all of them went bankrupt, that kind of mood, I felt like I was deceived, so from then on, I decided not to join in the fun, and honestly do the things in front of me." ”

Guan Huang didn't expect that Lao Zhao would have this kind of past.

Entrepreneurial projects are naturally ten votes and ten deaths, don't look at the media all day long, which startup company is listed again?

There are countless failures.

I don't even have time to wait for being noticed, and I can't live anymore.

"Some time ago, Xiao Su came to me and asked if the company wanted to transform, and someone asked him to do an online loan, but I directly refused.

Guan Huang did not speak.

Thinking about it, it was Su Pengfei, and said, "Boss Zhao doesn't look down on him as a bottom, so he won't meet and say goodbye." ”

I didn't expect to not only meet, but also want to make a big wave, is this unwilling? Or do you have an idea?

"Brother, do you think this thing has a future?"

When Guan Huang heard this, he opened his mouth to persuade: "You can make money in any industry, the key is how to do it, the online loan industry is not suitable for you." ”

Zhao Yuanqing is not a second Li, he has a lot of resources in his hands, if he devotes himself to online loans, he may be able to toss a little something.

It's better to create less evil, it's originally a loan shark, and then go to online loans, isn't that harmful?