Tonight's topic broke up unhappily, Xu Xiaoai and Chu Yu went back to their rooms separately, allowing time to precipitate everything that had happened.

Xu Xiaoai's heart was much happier, she had already said the pain that had been buried in her heart for many years, and she felt relaxed.

Chu Yu is like a big tree hole, encompassing all her past in the past.

She can also look at Zhou Ye more objectively, in the past, Zhou Ye was like a halo all over her body, and there was no flaw in her eyes, but now after objective analysis, she understands the inherent estrangement between Zhou Ye and her who are not in the same circle.

Originally, Xu Xiaoai put herself in a turtle shell, unwilling to think or think, but now after Chu Yu helped her sort it out, she could logically analyze the emotional problems between her and Zhou Ye, which should be regarded as the success of Chu Yu's treatment of her.

The next day, Xu Xiaoai started the business trip mode, she wanted to give herself a little more space, and she also wanted to contribute to the 100 billion target at the end of the year.

"Xiao Ai, the rural commercial bank we went to this time also heard that it also has assets of one billion."

Ding Liang had a small calculation in his heart, and he was already calculating how much bonus he could get at the end of the year.

"Come back to these three, and our mission is almost complete." Xu Xiaoai felt that victory was in sight, although she worked hard this year, but she did grow a lot, through the docking with various banks, one is to expand the network, the other is to make the asset securitization business very transparent.

"We can also extend the revolving purchase model of that Internet bank to other banks, so that our prices can be negotiated higher." Ding Liang's little abacus crackled.

"This is not necessarily, the model of circular purchase needs to have a strong system support, the biggest advantage of the Internet bank is its system underlying assets, it can be very clear in different accounts for you classified management, and ordinary small banks absolutely do not have this strength, they are not even difficult to say whether the system has it, so can only do ordinary asset securitization business, and this business does not say that the supervision will not support it in the future? Let's first complete the task indicators at the end of the year, the simpler the better. ”

Ding Liang thinks about it, but the business of circular purchase is more leveraged than the usual business, so the natural income will be more. Ding Liang has some ideas for the company to follow suit.

"It's all someone else's asset, and this kind of good thing is almost the same as a cent between several banks. And the real money is the inferior, and the inferior are the initiators of other people's assets, how can you think about this dividend? ”..

Ding Liang thinks about it, he still honestly completes the task at the end of the year first, and then thinks about other things.

"The most important thing for us to do business is a mature transaction structure, which can be rolled out quickly and can be quickly expanded, and the most important thing for this kind of project is to see the efficiency and professionalism, you can't eat with the bank a few times."

This is also Xu Xiaoai's favorite, eating and drinking with the bank, although it is also a necessary means to do business, but the asset securitization business is much less.

Except for the need to eat two meals at the beginning and the success of the business, the rest of the time is to the point, the most important thing is professional communication, the bank also has more professional people for this business, they do not talk about business by eating. Error-free updates @

Today, Xu Xiaoai met an expert, this expert asked them a lot of questions, and Xu Xiaoai answered the first word, which made him very satisfied, and this expert has been in this industry for many years, and he discussed with Xu Xiaoai how to make his assets into public offerings. ”

"This depends on the underlying assets, in the interbank or exchange to do public asset securitization on the underlying assets requirements are very strict, must be the credit subject is 2A+ or more, or even 3A to be possible, and the assets of city commercial banks are generally low-level platforms or real estate, currently not within the conditions for access."

"We have similar assets, can you help me find a master to do?"

"As long as you meet the conditions of the exchange, we can help you find the main undertaker, Chase Bank is a very good undertaker, they have successful experience, we and they are also strategic partners, if you have the intention to help you introduce."

"Okay, then you go back and help me pull a string first.

Bureau, let's sort out the assets, after all, private asset securitization can't really be off the balance sheet, we still want to make a public offering, and adjust our asset-liability structure, but what I want to ask is, which level are you more familiar with Chase Bank, and does this kind of business still need to queue up? ”

Xu Xiaoai thought for a moment: "The queue may need to be queued, but we can ask Chase Bank to help you deal with it first." ”

"Then I'll trouble you, if this single public offering can be done, then our bottom private placement will also be done for you."

Although Xu Xiaoai agreed, she didn't know the bottom in her heart, and her relationship with Zhou Ye was now at a more delicate stage.

She called Lu Shanshan and asked him to talk to Li Chenbin from the investment banking department about the possibility of this operation, but she didn't expect Li Chenbin to reply and ask Xu Xiaoai to talk to Zhou Xing directly.

Xu Xiaoai sighed, what should come is still coming, these things at work can't be avoided, and she also wants to make it clear to Zhou Ye.

"Okay, I'll go look for him when I get back."

Xu Xiaoai sent a message to Chu Yu on the high-speed train back.

Wormwood: I'll go to dinner with Zhou Ye in a while, and I'll talk to him about some work matters, do you think I can get through it?

Chu Yu: I don't think you have a knot now, you have a good talk with him, today is a very important moment, if you can talk to him calmly, no longer have an emergency response, your illness is almost fine, send me the location when you get to the place, I will wait for you outside.

Xu Xiaoai took a deep breath and cheered herself in her heart, she needed to look at Zhou Ye and the work interactions between them from the perspective of a normal person.

Zhou Ye was really ecstatic when he received Xu Xiaoai's message, he made an appointment with her many times without success.

He hurriedly changed out of his clothes and put them on, the brand new suit he had just changed into today, and a light blue tie.

He looked at himself in the mirror, he was imposing, tall and straight, he used hairspray to set his hairstyle, cleared his throat, and smiled warmly at the mirror.

Today's hotel is Xu Xiaoaiding, and she settled in a more elegant tea restaurant.

By the time Zhou Ye arrived, Xu Xiaoai had already ordered a table full of dishes. @

"Zhou Xing, I invited you to dinner today to talk about work matters, and by the way, I will talk about the private affairs of the two of us."

"Xiao Ai, you have finally figured it out, and you are willing to face me head-on." Zhou Ye's eyes revealed surprise, he wanted to step forward and hold Xu Xiaoai's hand, Xu Xiaoai shrank the hand on the table back and avoided it.

"Zhou Xing, please sit down, I'm here to talk to you about business today, and I hope you don't get excited."

Zhou Ye looked at Xu Xiaoai, who was so serious, and was a little uncomfortable: "Okay Xiaoai, you can say it, I am willing to listen to anything you say." “

Xu Xiaoai clenched her fists and cheered herself up: "Zhou Xing, since you appeared, I have actually experienced a long time of panic and anxiety, and I have hesitated to get back together with you, but our past has made me scared. I covet the good you have given me, but I also hate the cruelty you have given me. “

"Xiao Ai, I was wrong before, can you forgive me?"

Xu Xiaoai shook her head: "You let me finish, I have analyzed the past of the two of us, before you made me worship and liked it so much." Originally, I thought I would be the bride who put on your wedding dress, but I didn't expect that the dream was shattered, broken and bloody, and my wound has not healed yet.

You may think that you can heal my wounds when you come back, but I found that marriage is actually different from falling in love, the beauty of the love we once had cannot be extended to marriage, marriage is the union of two families, and your circle is forever different from mine, I can't fit into your circle, and you can't enter my circle. ”

Xu Xiaoai's refusal was interrupted by Zhou Ye before he could say anything: "Xiao Ai, it doesn't exist, didn't you get along well with the people in my circle before?" ”

Xu Xiaoai shook her head: "No, that's what you think, there is always a deep gap between them and me." We are people of two classes, and although everyone is trying to cross the other class, the feeling of crossing and being born is different.

I can't fit into your circle.

And I'm now past the age of falling in love, and if the relationship between me and you can continue, then we will definitely enter the palace of marriage. ”

"Xiao Ai, this is what I expected, I want to customize your wedding dress for you."

"Zhou Ye, I thank you for being kind to me in the past, you are the male god who gave me countless happiness and fantasies during my college years, and I am also grateful to you now. But when ideals and reality collide, there will always be a very fierce spark, and the spark between us will burn the two of us, make you reborn, and let me fall into the abyss of hell.

You belong to that circle, although your family is stable now, but what they want is for you to marry a girl who is the same family as you, you can play outside, but I am not your ideal object, I think you know this better than I do. ”

"Xiao Ai," Zhou Ye was a little weak, Xu Xiao Ai said to the point of the matter, since his ex-wife died, the family really hoped that he would find someone who could help the family to marry, and he had always disagreed, he said that he already had a heart. @

And he still remembers his mother's resentful eyes and his father's anger, and he wants to continue to love each other, but there are actually many obstacles.

"We can overcome all difficulties, Xiao Ai, don't you love me, don't you want to build a beautiful family with me?"

"I used to love you so much, I loved you so much that I lost myself, I could make any sacrifices for you, I even had stress syndrome, but today I'm going to say that the two of us are suitable for love, not for marriage."

"Xiao Ai, you can't be so arbitrary." Zhou Ye grabbed her hair anxiously: Xu Xiaoai's state today is definitely not right, her eyes are clear, as if she has seen everything through, and even the most fundamental contradiction between the two has been seen through.