Slowly, Xu Xiaoai also realized her own shortcomings, although she has been immersed in the trust industry for so long, she also knows that she must continue to innovate, she has the courage, but the strategic direction is not enough, and Xu Hai is different from her, after all, the strategic vision is relatively long-term, and on the basis of what she has already built, she has quickly enlarged the leverage.

Pratt & Whitney is not only the original city commercial bank, but also other city commercial banks, through the design of their trust structure, to provide more small and micro business owners with a source of funds, to help them expand and strengthen the original industry.

Although there are some bad debt rates, the overall risk is controllable, and the scale of this piece alone increased to 5 billion in that year.

On the day when the performance of 50 billion yuan was announced, Xu Hai issued an order, starting from today, we will transfer this kind of product from the bank's funds to individual customers, and our family trust customers should also allocate such assets.

This is Daewoo Trust's once again sounding the clarion call for inclusive business, and they want to fully enter the inclusive business of active management.

The whole company was excited, especially Lu Liang.

Since the beginning of the sale of standard products, the overall scale has decreased a lot compared with before, after all, the trust company has not been doing standard business, the time is not too long, and a stable customer base has not yet been formed, and the original customers are stable customers, they are used to fixed income products.

When Daewoo Trust changed into a standardized market product, some of them still waited and watched, and those who still resolutely believed in Daewoo Trust to buy products were completely driven by Ye Pei's personal charm and believed in his professional ability.

Now that a new product line has suddenly been launched, and it is a fixed income product, customers who have already gone to other progress companies to buy products have all turned back to Daewoo Trust.

When the business logic is introduced to the customer, the customer still has some worries: "What if the bad debt rate is high, can I get my money back?" ”

However, after the preliminary operation of the first 50 billion project, and all the bad debts after 90 days, all the bad debts were taken away, which gave customers great confidence.

The sales scale of the month rushed to 2 billion.

Lu Liang seems to have come back to life, and his entire wealth has come to life, and they have this product in their family trust to lay the foundation, so that customers also have greater confidence.

Part of the original family trust relied on external products to allocate assets to customers, but now it has its own products, which gives Lu Liang the confidence to explain to customers.

In the second and third months, with the continuous launch of the product, the scale of the business is growing steadily, which is a business that receives trust remuneration on a monthly basis, and the company's cash flow is also increasing.

Xu Xiaoai became more and more energetic in it, and the originally ethereal heart finally settled down slightly, and under the leadership of Xu Hai, the whole company began to burst out with infinite vitality again.

Trust is all about infinite possibilities and creating greater surprises when you don't think of them.

In terms of service trust, under the strategic layout of Xu Hai, they have entered the capital supervision of second-hand housing transactions, and Xu Xiaoai originally opened up a single real estate capital supervision, and on this basis, Xu Hai will rapidly expand it.

He also used his contacts to open up this part of the resources, plus this is consistent with the overall policy of the country, the trust industry has a lot to do in it, and it can also improve the ability of social governance, so several aspects hit it off, and the capital supervision of second-hand housing fired the first shot.

It should be said that Xu Xiaoai explored the road, and Xu Hai turned the sheep intestine trail into a broad avenue.

After several years of operation, the company has found a mature direction of transformation.

At present, the whole company has formed several stable business lines, one is the investment of standardized products, the bond market, and the TOF capital market, the other is the inclusive business line, and the asset securitization condition service trust, and the family trust is nested in these businesses.

The original financing projects have all withdrawn from the historical stage except for the inclusive project, and the transformation of the entire Daewoo Trust has been completely successful.

Time is like an obedient child, running forward in a decent manner, Chu Yuxuan of Xu Xiaoai's family is already 7 years old.

"Mom, I'm going to elementary school soon, do you have one?

Ever thought about getting me started? ”

Xu Xiaoai's hand that was helping him peel eggs paused, and he couldn't help laughing: "Where did you get the money to manage your finances?" You're an elementary school student, okay? ”

Chu Yuxuan took the peeled egg from his mother's hand and took a bite hard: "I said a long time ago that I would peel eggs, why do you have to help me peel them every time?" ”

"Okay." Xu Xiaoai had clearly felt Chu Yuxuan's rebellion when he grew up.

People say that seven or eight years old dogs are suspicious, and she is really made big by this Chu Yuxuan now, and the little guy's ideas are one after another, and the most important thing is to add a Zhou Mingxuan.

As long as two people are together, they simply have to go to the house to uncover the tiles.

When I was a child, for the sake of a slide, I beat another child with a blue nose and swollen face, causing Chu Yu to go to someone else's house to apologize in person, and the two little guys refused to admit their mistakes afterwards, and it was the same when they grew up, Xu Xiaoai found out where she gave birth to a good baby, but gave birth to a little ancestor.

"My New Year's money last year was almost 10,000, my father gave 5,000, and Uncle Zhou also gave 5,000." Chu Yuxuan stuffed the egg in his mouth, his cheeks bulging, and he said proudly.

Xu Xiaoai took a sip of milk and looked at him with a smile: "Then how do you want to manage your finances?" ”

Chu Yuxuan almost raised his head to the sky: "I think about it, 50% of your family's trust products will be bought, 50% will be bought by Uncle Zhou's financial management, and then you two PK will see whose rate of return will be higher." ”

Xu Xiaoai snorted and laughed: "Do you know how much our company's product subscription is?" ”

"Of course I know, your average product is 1 million to buy. But there are some TOF products that can be bought for 300,000 yuan. ”

Xu Xiaoai smiled: "You know a lot, then let me ask you, you only have 10,000, how do you buy our products?" ”

"It's not simple, you can help me hold it, Dad said that there is so much money in your company, and I can add 10,000 yuan to it, and when you calculate the income, you will share it with me."

Xu Xiaoai looked at him in surprise: "Your logic is quite clear, who taught you?" ”

"This is all taught to me by Uncle Zhou, Uncle Zhou is amazing, his financial knowledge is much stronger than yours, and they can buy it for 10,000 yuan in the bank, or a net worth management product, I can see the changes in my funds every day, originally I wanted to invest all 10,000 yuan in him, but after all, you are my mother, if I buy his products and don't buy yours, wouldn't you be very faceless."

This little guy was stunned when she heard Xu Xiaoai, she glanced at Chu Yu next to her, and saw him eating breakfast calmly.

"You don't have any pressure, your son is about to run away for Zhou Ye."

Chu Yu raised his eyebrows: "It's okay, Zhou Mingxuan of their family is very obsessed with our family's traditional Chinese medicine, last time because of indiscriminate consumption of traditional Chinese medicine, he took two days and three nights, and after he recovered from his illness, he continued to eat indiscriminately, and he is completely a material for learning Chinese medicine from now on." ”

At this moment, the doorbell rang, and Zhou Mingxuan jumped in, carrying a basket of grass in his hand, and gave it to Chu Yu like a treasure: "Uncle Chu, do you see the Chinese medicine I picked back this time?" ”

Chu Yuxuan looked at him with disgust, covered in mud, like a small sweet potato dug out of the mud.

"I said that today is the day of school, if you don't go to school, what are you going to dig early in the morning?"

"Brother Chu, I found out that your stool was not smooth enough two days ago, so I went to pick some forage and came back to boil soup for you to drink."

Chu Yuxuan's face was a little better: "Okay, okay, don't do these things, how much money do you have to take out together and buy the products of my mother's company." ”

Zhou Mingxuan tilted his head and thought about it: "I don't know how much money I have, but I heard that I have a card that has been deposited for me in the education fund and future shares, and they have great expectations for me, so they want me to take over the family class, which annoys me, I still think these herbs are cute." ”

Chu Yuxuan waved his fist at Zhou Mingxuan: "You are a loser, you are obviously a rich second generation but you live like a sweeping monk, okay, you take out all your money, and you will leave the financial management to me in the future." ”

Xu Xiaoai was stunned by the conversation between the two children.

This 7-year-old child is too precocious, she picked up her bag and windbreaker, and kissed Chu Yu on the face: "Husband, I'll leave first, and the two children will be handed over to you." ”

She is going on a business trip to the country's largest financial center today, and today is the important annual trust industry summit, and she is going to give a keynote speech on behalf of Daewoo Trust, who has jumped to the top of the trust industry as the most successful company in the industry.

Originally, Xu Hai was supposed to make a speech, but temporarily he flew abroad and handed over this important task to Xu Xiaoai.

Xu Xiaoai looked at the thick PPT material she made, and this time she was full of confidence,

In recent years, Daewoo Trust has done a very good job in the industry, and she has done this kind of experience sharing many times, whether it is in asset securitization, family trust, service trust and inclusive business, they are among the best in the industry.

Their ROE has also ranked in the top 10 in the industry, and their main business income has also entered the industry's 5 billion yuan club.

All this is something Xu Xiaoai couldn't think of before, originally she was a small and beautiful company, but she didn't expect that after so many years of hard work, as well as countless difficulties and pressures, they became a phoenix nirvana and became a large and stylish existence in the industry.

As soon as she entered the venue, everyone came to greet her and discuss their successful experience with her, and Xu Xiaoai answered them one by one with a smile.

At the summit, after the regulators finished speaking, it was Xu Xiaoai's turn.

She enthusiastically drew a beautiful landscape picture of their company's strategy for the past year, which slowly unfolded in front of all the participants.

She described the pillar of the trust industry in the entire financial system and the significance of its existence: "We are a useful supplement to the financial industry, and we are also an indispensable part of the financial industry. In the next few decades, with the efforts of our whole industry, I believe that we will definitely move towards a greater glory. ”

Xu Xiaoai's speech was recorded and sent to Xu Hai, who was far away.

Xu Hai was very pleased, he made up a long WeChat message to Xu Xiaoai: "Xiaoai, I will hand over the company to you, only you can always stick to the original intention and assist me to do the company's performance so well."

It's just a pity that I can't fight with you anymore, I have more important things to deal with abroad.

In the past 7 years, my affection for Daewoo Trust has also deepened, and I hope that it will develop better and better.

And you are my most important successor, you did not win me seven years ago, in fact, the most important reason is that you are still young, and now the time and place are favorable, I have helped you apply for the position to replace me, the group's approval has been sent to my mailbox, and it is up to you to rely on yourself, dear Mr. Xu, I hope you will not live up to my expectations, forge ahead, and lead all the employees of Daewoo Trust to go further. ”

Xu Xiaoai walked out of the summit venue, looking down from the more than 40-storey high-rise buildings, the country's largest financial center, surrounded by high-rise buildings, rows of high-rise buildings can be seen everywhere, each building confirms the name of each bank or securities company.

Xu Xiaoai sighed that China's financial industry is so thriving, and as a member of the financial industry, she is proud and proud.

The phone beeped, and two messages followed.

Chu Yu: Congratulations to my wife and president.

Zhou Ye: Mr. Xu, welcome to the President's Club.

(ENDS)