As a supplement to the previous steelmaking technology, the "Crash Course for Steelmakers" was immediately obtained by Wang Yisi, and he immediately found a lot of craftsmen from some small steelmaking plants under the supervision of the Royal Directorate General of Industry to learn.

Just because the content covered within it can be described as extremely complex, although it is a quick textbook, it is not easy for the current Ming craftsmen.

A lot of it was knowledge they had never heard of.

And it has quickly become a necessary textbook for students of Daming Industrial Graduate School.

In order to support the landing of the steelmaking industry in Daming.

With a wave of his hand, Zhu Youzhen specially withdrew one million taels of silver from the Daming Royal Bank as the first batch of money.

It is used to build a blast furnace steelmaking plant.

At the same time, the Daming Iron and Steel Bureau also became a subordinate department of the Daming Royal Industrial Bureau, and everyone knew that this was only a temporary subordination.

When the new blast furnace steelmaking plant is put into operation on a large scale, the status of this steel bureau will continue to rise.

The Iron and Steel Bureau, which has been decided, will be handed over to Song Yingxing by Wang Yisi, but it will take some time for now.

Jingshi Institute of Technology, Shanxi Institute of Technology.. Naoli Institute of Technology... Shandong Institute of Technology, four graduate schools have also begun to take shape.

It will begin to accept students who have passed the new imperial examination this year, and metallurgical majors have been set up in four schools at the same time, but at present, the main study direction is mainly steel smelting.

Provide talents for the future Daming Iron and Steel Bureau.

In addition, in order to better build the Daming Beijing-Tianjin Railway, Zhu Youzhen also ordered the Royal General Administration of Industry to deploy many craftsmen in the construction team.

Among them, one of them is the most skilled.

Of course..

The construction of the Beijing-Tianjin railway is not something that ordinary laborers can do.

Therefore, officials from the General Directorate of Industry to study this matter were specially convened to train all the craftsmen involved in the construction.

Capital..

The Kyoshi Railway Station was renovated from a former test site, and today it is home to a large number of craftsmen, and building materials are transported from all over the world every day.

Construction is in full swing.

Zhu Youzhen, who was in the palace, knocked on his own abacus...

"Commercialization of railways..."

"Highway commercialization.."

"Bridges, wharves, and ports can all be commercialized, and even water transportation can be beneficial, and repairing water conservancy may not necessarily lose a lot of money..."

Zhu Youzhen is promoting the infrastructure construction of the Ming Dynasty on a large scale, and the main purpose is, of course, because infrastructure construction can stimulate economic development in a short period of time.

As long as infrastructure projects can make money.

Then you can take a loan in the name of the Daming Royal Bank.

The income from the infrastructure project can be used to repay the loan to the Royal Bank of Daming.

And this large-scale construction will continue to stimulate the employment and domestic demand of the Ming people, which is different from the traditional farmland to solve employment.

Under the conditions of a small-scale peasant economy, the common people mainly refer to the peasants.

The willingness to consume is very low, and the consumption power is also very low, which inevitably leads to the fact that most people only need enough land to eat enough to achieve food and clothing, and there is no other idea.

But in Zhu Youzhen's imagination, the people of the Ming Dynasty will continue to develop and become prosperous with the Ming Dynasty, and will live a life that does not just stay at the level of food and clothing.

At least.. Compulsory education needs to be made compulsory in the true sense of the word.

Instead of being like now, those who can send their children to government schools are actually in good condition at home... Many families cannot lack such a child as a labor force.

Banks absorb people's deposits and convert them into loans to invest in Daming infrastructure.

The outflow of loans will flow back into the purses of the Ming people through this construction process.

After that, when the people have money, infrastructure projects can be profitable through the people.

Used to repay loans.

That's it.. A perfect commercial construction investment model has been constantly formed in Zhu Youzhen's heart, and it can also continue to promote the prosperity of the Ming economy.

Thinking of this, Zhu Youzhen couldn't help frowning.

Turning his head to look at Wang Chengen: "Wang Companion.. Is there a Daming Royal Bureau of Commerce under the Daming Royal Taxation Bureau? ”

Wang Chengen nodded yes.

Nodding, Zhu Youzhen said: "Then on behalf of me, say goodbye to Bi Ziyan.."

....

After a while, Bi Ziyan rushed to meet him.

"Minister. Bi Ziyan see Your Majesty.."

"Get up and take your seats. . . I have called you today because I have a lot of things to discuss with you. Zhu Youzhen wrote and drew on the paper, and listed all the things that came to mind.

"Your Majesty's command." Bi Ziyan said.

With the list in hand, it is also very organized.

"First of all, the first point I want to say is that the Royal Bank of Daming can start organizing a pilot project to collect savings from the people in Daming from now on."

Bi Ziyan was stunned for a moment, and then said with joy in his heart: "The ministers should obey the order, and the matter of collecting the reserve will benefit the country and the people!" ”

Subsequently, Zhu Youzhen shook his head and said: "But what I want to say is that the savings cannot collect any fees from the people for account management, loss, circulation, etc., and the Daming Royal Bank still has to pay interest to the people on schedule. ”

Immediately, Bi Ziyan, who was a little stunned, still did not break out of the traditional concept of the current Ming Dynasty, after all, in the previous era of Qianzhuang, if you want to connect with it.

That's a lot of money to transport, store, escort, and so on.

Therefore, in Bi Ziyan's view, collecting savings from the people is to provide convenience to the people, how can they still put silver in it.

"Your Majesty.. But isn't this just upside down? No money bank has ever done such a thing since ancient times..."

Zhu Youzhen, who shook his head, said: "Banks are not money banks, and the main source of income for banks should be to lend money from abroad, rather than collecting money from depositors. ”

Bi Ziyan seemed to be stunned, but he still said as if he had thought of something: "The minister is stupid, the people of the Ming Dynasty are 20,000,000, but which banks should lend and which can't lend money.. If the loan is not collected back, then it will not be a loss for the imperial court."

Zhu Youzhen smiled and said: "How can Bi Aiqing be called dull, this is not the key point, the bank is to control the risk in the process of lending, to ensure that no matter when, the people's deposits can not be damaged, and they can also get the interest on time." ”

"Chen is worried that there may not be so many people who come to the bank for loans, and the interest that has to be paid at the beginning is too much, and the bank will lose money."

"Don't worry, the loan program... I've already helped Aiqing think about it! ”