Chapter 262: Circulation and Storage
With his finger knocked on the dragon case, Zhu Youzhen immediately pointed to the map of Daming and said: "The loan project I found for Daming Royal Bank is Daming Infrastructure!" ”
Bi Ziyan was stunned for a moment and said, "Your Majesty.. Can this infrastructure make money? ”
"What are these words. Who told you that infrastructure can't make money... Infrastructure can not only make money, but also make a lot of money, in the future, Daming will not only be from the bank loan to infrastructure projects, resource projects, industrial projects, even taxes should also have a certain amount of care. ”
"Infrastructure is related to the national economy and people's livelihood, and it is very important!"
Although it is not yet known how this so-called infrastructure project should be profitable, Bi Ziyan still nodded and did not speak again.
For him, as long as the emperor has made up his mind, he can support it.
Immediately afterwards, Zhu Youzhen began to say again: "After this... It is this second point that the Daming Royal Bureau of Commerce will be separated from the Daming Royal Taxation Bureau and the Daming Royal Bank from now on. Incorporated as a whole.."
After a pause, Zhu Youzhen thought of another person.
"Merge into the Daming Royal Supply and Marketing Bureau! Find something to do for Xie Zihua, I think it's good! ”
Bi Ziyan has no opinion on this, and now he has completely become the big housekeeper of Daming's money bag, making money and spending!
For himself there is also a Royal Bureau of Commerce under his hands.
Bi Ziyan also felt that it was a good thing to hand it over now.
"But I have other arrangements for the next matter of the Royal Bureau of Commerce, and when I get to the Supply and Marketing Bureau, I will hand it over to Xie Zihua for a few days."
It's almost all over.
The rest is just a few trivial things.
"Bi Aiqing, pay attention to it recently... Collecting savings is not a trivial matter, try to make use of propaganda means as much as possible, and don't study to make money at the beginning... It doesn't matter if you lose money for a while, the purpose is to make good use of the three magic weapons of savings, paper money, and dragon yuan. ”
Bi Ziyan nodded without hesitation.
"Yes!"
"The bank is essentially a money bag, money is the root of trade, and the bank is the foundation of the rise and fall of the country. I can do other things with peace of mind. ”
Zhu Youzhen's words were very heavy.
But Bi Ziyan knew how important what he was doing was to Daming.
I didn't think much about it, just nodded heavily.
Next.
On the streets of Beijing, a large number of people began to discuss the matter published in the "Jingshi Daily" today about the Daming Royal Bank collecting savings from the people.
For a moment, there was a lot of discussion.
"I've heard that... In the future, if we save money, we can go to Daming Royal Bank! "A man with a good complexion, holding a folding fan, dressed cleanly... The man spoke to the others on the side.
But who knows, others also turned their faces and said: "Now that the capital has spread all over the city, who can not know this news!" I just don't know if it's reliable! ”
Another man who was drinking tea saw everyone chatting.
But he also put down the teacup slowly.
He said, "Behold! The imperial court is a policy for the benefit of the people, didn't you pay attention to what the newspaper said? This converts silver into dragon dollars, which can also be exchanged for paper money, and now it can be transferred to the world through the bank! ”
"The most important thing is to deposit the silver in the Daming Royal Bank, and the court will pay back the interest!"
Both of them were shocked.
Hurriedly flipped through the "Jingshi Daily" in his hand.
Sure enough.
In the corner of the Daming Royal Bank's external deposits, it was found that the demand deposit silver of each depositor would be given interest according to the annual cent.
If you save for a year's fixed deposit, the interest rate will instantly rise to 2 cents and 5% per annum.
The more years to come, the higher the interest.
Immediately, the hearts of the two people who originally spoke were alive, if they saved a hundred taels of dragon yuan on a regular basis, they didn't have to do anything all year round, and they could take two and a half of the silver for nothing.
I had never heard of such a good thing at that time.
"Does anyone know when this deposit of money into the Daming Royal Bank began?" The man who couldn't hold it back hurriedly spoke.
"Listen to the newspapers. Just three days later! ”
...
Three days later, on the streets of Kyoshi.
Voices.
The location of Daming Royal Bank's outlets is extremely particular, usually in more densely populated areas or in the more famous Fang Shi area of Beijing.
There are not a few people who come and go on weekdays, and now they have just started the first day of savings.
Under the propaganda effect of "Jingshi Daily".
The people of Jingshi only added up a little in their hearts, and chose to deposit the money that they could not use at home for the time being in the Daming Royal Bank.
Early morning.
The entrance of a Daming Royal Bank on the street side of the eastern city of Jingshi.
The security staff inside the bank opened the doors as usual to welcome the working hours of the day.
But as soon as he opened the door, he was startled.
The door was now crowded with people who had come to deposit money, only to hear someone shouting in the crowd: "Open the door!" ”
The tide of the people of Beijing began to pour into the bank.
Such a scene is not only in this outlet, but in the entire capital of all Daming Royal Bank outlets.
At the same time, the perfect publicity effect achieved by the "Jingshi Daily" continued to be replicated and publicized through the "Daming Monthly" throughout the Ming Dynasty.
"Hello, I want to save money!"
"Okay. How much do you want to deposit.. You are seated first, have you figured out what kind of password to set up? In the future, if you forget your password, you will have to withdraw money with your account card! ”
"Yes! I've thought about it at home, save it first.. Thirteen dragon yuan! ”
....
Although he saw a considerable number of people in line, the salesman did not show any sense of panic, but handled the business of the people who came to deposit one after another in an orderly manner.
And standing in the crowd on the side of the street.
Bi Ziyan looked at all this with a smile, turned around and said, "Emperor Shengming! If there was no foreshadowing, how could Daming Royal Bank be so easy to collect savings now. ”
After that, he returned to the Daming Royal Taxation Bureau and continued to be busy.
The trend of saving money quickly swept the Ming Dynasty, and many people who originally exchanged the dragon yuan in their hands for the banknotes of the Ming Empire.
Once again, he deposited the banknotes in his hand into the Daming Royal Bank.
Even the shopkeepers of many famous shops in the city have set up accounts in the Daming Royal Bank.
The balance of your income after opening every day on weekdays.
Deposit in the bank on a daily basis, as for the reason:
I am afraid that since its establishment, Daming Royal Bank has never delayed any of the people and endangered the interests of any people.