"How much?" When Li Shimin heard the number given to him by Wang Qingluan of the United Household Department after Cheng Zhijie came back, he almost thought that he had heard it wrong.

"Among the four temples in Chang'an, a total of 80 million in cash was confiscated, and the conversion of land and shops was about 460 million."

"Then about 310 million of them were claimed, and the cumulative tax amount was 42 million."

"In other words, if I copy these four temples, I will be able to get more than 270 million Tang coins?" Li Shimin felt that his teeth were itching.

"That's right!" Wang Qingluan nodded: "Then there are still more than 60 million debts of several temples in the private sector that have not been recovered, but according to Your Majesty's intentions, these are illegal usury and will not be recovered." ”

"It's careless, I didn't ......" Li Shimin took a deep breath: "It's my fault that I didn't copy all the temples across the country!" ”

Now that the news has spread, in a big city like Luoyang outside Chang'an, those temples must be prepared.

Those family officials will no longer hang their property in the name of these temples.

There will definitely be a big increase in taxes this year, but it's a pity that those temples have not gotten back the money they have pit from the people for so many years.

It seems that the four temples in Chang'an have copied out so much money, and it is also accumulated by these temples over the years.

"What about the voices of the people?" Li Shimin asked: "What do the people think about this matter now?" ”

Fang Xuanling replied: "We continue to lead public opinion through Datang Daily, and some eminent monks such as Master Xuanzang speak for us, so that the people know that we are not targeting Buddhism itself this time, but some illegal acts in these temples." ”

And because the current bank loan interest rate of Pingguo Gong is much lower than that of these temples in the past, the people basically recognize it. At first, some Buddhists were a little dissatisfied with this, but now it has basically subsided. ”

Du Ruhui continued: "Your Majesty, now I think it is a good time to implement the insurance plan of the Ping Guo Gong Shangshu, which can quickly increase our prestige among the people. ”

What Li Shimin cares about most is the people's will, and now that the people's heart has not been shaken because of this, it is a good thing.

I was about to speak

Agreeing with Du Ruhui's proposal, Wang Qingluan said: "With such a large injection of funds, I suggest that we also set up a China Development Bank to give some supportive loans to small, medium and micro commercial banks in Datang." ”

"And then slowly expand the business to all the people and officials, even the family."

As soon as she finished speaking, all the ministers in the Xiande Hall laughed, and Cheng Zhijie said directly: "Wang Shangshu, are you digging into the corner of your own house?" You won't fight with the Duke of Peace when you go back, right? ”

Wang Qingluan smiled and said: "This is originally the opinion of our family Tang Ping, he said that healthy competition can make the enterprise develop more healthily." The National Development Bank and its Tang Bank, which had the imperial court, competed with each other, and in order to attract deposits and loans from the people, they were bound to tilt their interests in favor of the people, so that the people could get benefits. ”

Then she changed her style: "So Tang Ping also suggested that when the imperial court began to implement the insurance business, it was agreed that the private sector should also set up one or two insurance companies, so as not to become the master business of the imperial court after a long time." It's just that the insurance business and banking business can't be too much, and it needs to be licensed by the imperial court to start it. ”

Li Shimin thought for a while and said: "Tang Ping is right, if only the imperial court has insurance business, I am afraid that it will really become a master's business after a long time." So does the Tang family also plan to continue to do insurance business? ”

Surprisingly, Wang Qingluan shook his head: "Our family does not plan to enter this industry, Your Majesty had better issue licenses to major families, and limit their business scope, so that there will be competition between the insurance business of the family and the imperial court in every state capital, but in the whole country, it is still the largest business of the imperial court." ”

"And then the banking business can also be like this, so that some powerful families can set up local banks."

The family suffered a big loss at the hands of Li Shimin this time, but Datang can't do without the family now, and it is impossible to beat all the family to death with a stick.

In other words, in the thousands of years of Chinese history, the family has never disappeared.

Li Shimin gave them a stick, and he was going to give them a sweet date at this time.

No matter how much the banking business and insurance business tilt the interests to the people, they are very profitable businesses, so these two sweet dates are thrown to various families to compete for.

already

While making them grateful to Li Shimin, it can also cause friction between the families and divide their power.

Wang Qingluan didn't say these words, but everyone here knew the Tao in them.

"Ping Guogong is thinking about the problem more and more comprehensively now." Fang Xuanling said with a smile: "We are all old, doesn't Ping Guogong really plan to take over the position of our prime minister?" ”

He said this from the perspective of his elders to his juniors.

Tang Ping was grown up by them watching him step by step, and now Fang Xuanling felt that if he practiced again, Tang Ping could already take on the role of prime minister of the Tang Dynasty.

"He's ......" Wang Qingluan looked at his watch with a smile: "It is estimated that he has not gotten up yet, and you want him to come to the meeting so early every morning, which is more serious than asking for his life." ”

"Stinky boy!" Li Shimin scolded: "Everything is good, it's just this lazy problem, and it can't be changed after so many years." Back then, I thought the name Tang Ping was good, representing the meaning of Tang Ping'an. ”

"Now I know that he is really lying flat!"

"Okay, let's not talk about him, let's end today's discussion, first of all, to announce the news of our establishment of the National Development Bank and the development of insurance business."

"Then inform the major families that some licenses will be released to set up local banks and insurance companies, and let them bid."

"In the end, I quickly repaid Ping Guogong's money, saving him from hanging around with me like a creditor all day, and asking him to do a good job of the 20th anniversary celebration of Datang with his heart!"

"Yes!" Wang Qingluan pursed his lips and smiled, and responded.

Soon after, the news of the establishment of the National Development Bank and Datang Insurance by the imperial court spread through various means such as Datang Weekly.

And the various families who got the news first, either the head of the family or a high-ranking elder in the family, began to ask to see Li Shimin.

Needless to say, these two businesses, the bank began to pay attention to them since Tang Ping started to open them.

As for insurance, you can understand the key to the benefits with a little thought.

In the future, usury has been banned by the Tang Law, so opening a bank legally is the best way out for them.

These families will not defy the law against the law of Datang when Datang is the most powerful.

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