Li Shimin and the major families reached a series of agreements through various interest exchanges.

It can only be said that a few are happy and a few are sad, and those who get the license are naturally very happy, and those who don't get it are unwilling.

Fortunately, Li Shimin also said that this license is not permanent, and it will be audited once in a few years, and if it is unqualified, then it will be cancelled.

Therefore, those who get the license have to do it well, and those who don't get it will stare at this piece, and once the other party makes a mistake, they can replace it.

Of course, in addition to the family, the most influential are the people.

"Lin San, hasn't your candy shop always been short of money? Now the National Development Bank of the imperial court has a lot of support for street vendors like you who have been for a long time to open shops, why don't you go and see it? ”

Lin San has always wanted to spread his candy into a candy shop, but the money he has saved over the years is still a little worse.

I thought that there was no hope before marrying the lady of the Zhao family, but I didn't expect that the imperial court would open a development bank now, and when he heard the news, he handed over the stall to the vendor next to him and looked at it, and went directly to the newly opened development bank.

The location of this bank is also interesting, as all three banks are located directly opposite the Down's Bank.

Then, according to Tang Ping and Wang Qingluan's instructions, the two banks also wrote their respective conditions on the outside of the banks.

It can be said that the people who come and go can understand at a glance what the interest rate is for depositing money and loans in the two banks.

Lin San ran into the Datang National Development Bank and asked breathlessly, "I want to borrow 10,000 Datang coins to open a candy shop, what proof do I need?" ”

He also went to the Tang Bank opposite, and he could also take out a loan there, but he couldn't borrow 10,000 yuan, and if he took out a loan in the Tang Bank, his candy shop could only be opened in a more remote place and not in the place he liked at the beginning.

The teller inside gave him a watch and said patiently, "You see that this is the proof that is needed." ”

"So much?" Lin Sanyi frowned, it was densely packed on it, I'm afraid there are not dozens of proofs, who told him that the National Development Bank had a better loan?

Lin San, who felt teased, hadn't finished reading it yet, so he planned to stand up

Left.

"It's not like you have them all, guest." The teller inside already knew that such a situation might happen, and pointed to the bottom of the form and said: "You see that it is written here, which of these certificates you can provide, you just tick the box, the more proof you can provide, then the more you can borrow, and the easier it will be." ”

Hearing what the teller said, Lin San relieved himself, looked over one by one, and found that he could actually provide a lot of proof.

For example, receipts for payment of management fees to urban management, vouchers for admission and sales qualifications at large-scale events, and tax payment records for each month, etc.

Even the number of times his candy stall has received a red flag for market hygiene can be used as proof.

He didn't expect that these things could actually become proof of loans, but he didn't know that these things were actually these things, which could reflect his business status, his character and many other materials.

This table, but Tang Ping found the dog Da Shao, and then used the big data algorithm to list it.

Each certificate has a score, and the final score will give you an idea of what the lender is worthy.

He ticked while watching, and a third of them were actually ticked by him.

After he finished checking it, the teller said: "Guest, this form is in duplicate, one is kept with me, and one can be taken away, if the information you provide is true, you can apply for a low-interest loan of 10,000 Tang yuan." ”

"It's true, it's all true!" Lin San didn't expect that he could really borrow the funds he wanted here, and said a little excitedly: "Isn't it just that I just need to bring my watch back, and then bring all kinds of certificates as mentioned above?" So how low is this low interest rate? ”

"That's right." The teller said with a smile: "The qualifications of the guests are very good, the loan we provide depends on how long you need to use, if it is a one-year term, we only charge you eight points of annual interest, and three interest-free periods, if you can repay it in advance, then the interest that is not generated later can also be waived." ”

Lin San was stunned, there is such a good thing, that is, if he pays back the money in three months, he doesn't even have to pay a penny of interest?

After confirming this, he ran back home as quickly as he could, and when he entered the door, he found himself

My mother is worshipping Buddha at home.

"Third child, why are you back? Isn't something wrong? ”

"Mother, my loan has been completed." Lin San took his mother's hand and said excitedly.

"Done? So you can open your own candy shop? Then you can marry the lady of the Zhao family? Won't I be able to be a grandmother soon? The old lady thought very far: "It's best to be the first one to be a son, then our family's incense can be passed on." ”

After speaking, she pulled Lin San and was about to kneel down for the Buddha statue: "Come on, San, come and thank the Bodhisattva." Thank you, Bodhisattva, for bless you with a successful loan to open your shop. ”

"What!" Lin San broke free of the old lady who was pulling his sleeve, and carefully helped his mother to the side and sat down:

"Mother, these have a fart relationship with the Bodhisattva? Did you forget? It turned out that I went to Daxingshan Temple to borrow money to open a candy shop, but they wanted to charge me more than 30% of the monthly profit, and I also wanted my house as a mortgage. ”

"So even if our days are good in the future, it has nothing to do with this Bodhisattva, it is because of Pingguo Gong and His Majesty that we have a good life in the future."

After reassuring his wife for a few more words, he went into the room and turned out his tax payment certificate, and after matching it with the form he had brought home, he ran towards the bank again.

"The third child of my family is going to open a shop as a shopkeeper, and the third child of my family is going to marry a daughter-in-law and have children." The old lady wiped her tears: "That's right, this matter really has nothing to do with the Bodhisattva, I have to thank Your Majesty and the Duke of Heping!" ”

Lin San is just one of the countless small businessmen, and on the first day of the establishment of the Datang National Development Bank in Chang'an City, more than 40 people successfully took out loans and could start expanding their own businesses.

Or is it that the gears of fate are starting to turn?

On the other side, the dining table in Xiahe Village also began to turn.

Cheng Zhijie was already black-faced, but now he is sitting at the table with a black face.

Originally, I asked Tang Ping to invite myself to a meal, but I didn't expect this meal to be invited, but I didn't invite myself.

In addition to himself, there are also two Oiran and Li Tai in the city, and there is good wine and good food that I have thought of, but this meal has become an official meal, and it is not so comfortable to eat.

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