"Hmm!" Su Yu nodded, "If their company accepts personal investment." ”

He Qian was stunned for a long time before she came back to her senses and said in surprise: "How can you conclude that this investment project can't be passed by our institution?" And also...... Where did you get the 1.5 million yuan to invest in the primary market, as far as I know, isn't your family financially difficult? ”

Su Yu said with a smile: "As you just said, the Federal Reserve is about to raise interest rates, domestic financial institutions are tightening, and the financing demand of enterprises in the primary market has skyrocketed, but the confidence of market investors is not enough, and investment institutions do not have too much funds and can squander them at will." ”

"This has created a serious mismatch between the financing needs of enterprises and the demand for funds in the primary market."

"And I believe that there are definitely a lot of projects that are currently in the research stage of your institution and are interested in investing, so ...... In the case of limited funds and a lot of projects, from the perspective of company-level interests and investment risks, it is natural to choose relatively promising and stable risk enterprise investment. ”

"So ......"

"I dare to conclude that this 'mobile game production company', with this financing scale and slim development prospects, will definitely not be included in your institution's priority investment list."

In fact, in Su Yu's memory.

Guangya Investment, where He Qian works, did not agree to the financing request of this 'mobile game production company' and missed this investment opportunity.

After that, this 'mobile game production company' was forced to do so.

Only through some personal connections found a non-professional investment company in Yuhang, and raised about 2 million funds, solving the urgent financial problem.

And, judging from the development of later generations......

Su Yu has the impression that this 'mobile game production company' with huge potential, in the pre-IPO stage, there is only this financing at the beginning of the development in history, that is to say, if he misses this time, he will forever miss the investment opportunity to intervene in this company in the development stage.

"As for where I get the funds, they can be used for primary market investment."

Su Yu smiled and continued: "It can only be said that it just so happens that in the past month or so, the stock market has been okay, and I have seized several waves of opportunities and made some money appropriately. ”

"According to what you just said, you have to earn at least 1.5 million, right?" He Qian said in surprise, "Didn't you say that it's a big bear market now?" When will the big bear market be able to make money casually? And...... If you want to earn more than 1.5 million in just over a month, even if you can have a 100% investment record, you have to have hundreds of thousands or millions of principal! ”

"Well...... this" Su Yu paused, not thinking about how to explain.

Li Meng had already replied on his behalf: "He is not wrong, in the past month or so, he has earned far more than 1.5 million in stocks." ”

The business department of China Commercial Securities Fortune Road, where she works, has just been on the list not long ago.

According to the list data at that time, the funds in Yang Hao's stock account of Su Yu's valet wealth management have exceeded 10 million, so Li Meng can easily launch the amount of profit commission that Su Yu should get.

"Oh my God, that's amazing, isn't it?" He Qian was very surprised in her heart, but she was extremely curious, and said, "It's really three days, and you should be impressed." ”

In her impression......

She originally thought that Su Yu was still in college, the poor boy who relied on work-study until he graduated from college, and then stayed in Yuhang and struggled.

Unexpectedly, after a year and a half, the other party has been reborn and become a millionaire.

Of course, she didn't think that the other party's money was easy to earn, and guessed that Su Yu must have taken some shortcut, but this specific way to make money, she was not easy to ask, and it was impossible to ask in front of Su Yu.

"However, Su Yu, as you just said, the fundamentals of this 'mobile game production company' are not outstanding, as a start-up, there is not enough technology accumulation and corporate moat, the future prospects are unknown, and the investment risk is quite high." He Qian paused and asked, "I also know that no one's money will be blown by the wind, in this society, it is not easy to make money, since you know the risks, why do you want to bet on this 1.5 million investment project?" ”

"If I Were You......"

"With 1.5 million funds in hand, I will not hesitate to buy a house in Yuhang, rather than taking it to do any venture capital."

While He Qian was talking, Li Meng's eyes were also staring at Su Yu tightly, and she didn't understand the same.

Su Yu looked at the puzzled looks of the two girls, and said with a smile: "To be honest, for me now, 1.5 million is not a big amount, even if I lose all of them in venture capital, I will not feel distressed, and it will not affect my current life." ”

"As for buying a house......

"The house doesn't mean much to me right now."

"Of course, I'm not a so-called whim, and I suddenly want to get involved in venture capital projects in the primary market."

"I'm thinking about the 'mobile game production company' that He Da Meinu just said, although the risk is very high, but in the 'mobile game' market, with the prospect of the rapid opening of the 'mobile Internet', its potential is still huge, at this time of investment, I have the hope of getting huge returns in the future to exit."

"It's not a big hope, but it's hopeful."

"Moreover, I am an individual investor, unlike institutions, which use investors' money and are timid."

"Invest...... Whether it is the primary market or the secondary market, its risk and return are always proportional, and the primary market investment projects I can participate in are very limited, and it just so happens that the 'mobile game production company' project you mentioned, the risk control within the institution is likely to be passable, but it is suitable for me, so I want to give it a try. ”

"It's as simple as that?" He Qianhu said suspiciously.

Su Yu nodded and smiled, "It's as simple as that!" ”

"That'll do!" He Qian pondered for a moment and agreed, "If the financing plan of the 'Mihayou' project is really rejected by the company, I will try to help you contact it to see if they accept individual investors." ”

"Thank you!" Su Yu said with a smile, "If the matter is done, this project, you should get the commission, I will make it up to you for your company." ”

He Qian chuckled: "That's not necessary, it's okay for everyone, I'll just help." ”

"And ......"

He Qian's eyes rolled, and her gaze fell on Li Meng again, and she said with a smile: "You two live together now, and if I help you, it will be equivalent to helping Li Meng." ”

"I'm me, he's him." Li Meng replied, "Don't confuse the two of us. ”

"Not really." He Qian said, "Anyway, I haven't seen you treat any boy like him before, and you two actually share a house together......"

Li Meng saw her going around in circles, and then turned the topic back, hurriedly sandwiched a lot of hot dishes in her bowl, opened the topic, and asked, "Are you going back to the hotel tonight?" ”

"No, I'll sleep with you!" He Qian grinned and said, "It's been a long time since the two of us slept together, and it's been a long time since we've whispered together all night, oh, right...... What do you think of that boyfriend I made in the magic capital? Is it handsome enough? If you don't think so, then I'll dump him when I go back. ”

"Who's going to sleep with you?"

Li Meng muttered, but looking at He Qian's clingy appearance, he was full of smiles, and said: "Listening to what you say, this person should be okay, you can grasp it yourself, don't care about my opinion, after all, you are looking for a boyfriend, not me, your feelings are the most important." ”

"Hey...... I'm just not sure if I really like him. He Qian sighed lightly.

Su Yu watched the topic of the two of them get farther and farther away, he basically couldn't interject anything, so he completely shut up, lowered his head and ate the food, until it was close to 9 o'clock, and the three of them dispersed together.

When he got home, Su Yu simply washed and went to sleep directly.

As a result, when he woke up from sleep, got up in the middle of the night to go to the toilet, and vaguely heard the two people next door whispering in a squirming manner, and he was speechless for a while.

When he woke up again, it was 9 o'clock the next morning.

There was no movement next door, so Su Yu went downstairs to have breakfast by himself, and then went home and watched TV for a while, until about 11 o'clock in the morning, the two girls woke up leisurely.

At noon, Li Meng took the remaining ingredients in the refrigerator and fried a few home-cooked side dishes.

Then the three of them ate it like that.

Then, in the afternoon, the three of them took a taxi to the West Lake Scenic Area, walked for a long time, and returned when it was dark.

The next day, the three of them went to Happy Valley again, and it was not until 5 o'clock in the afternoon that He Qian said goodbye to Li Meng and Su Yu, took the train, and returned to the magic capital.

"Su Yu, thank you for hanging out with us for the past two days."

On the taxi back to the residence, Li Meng turned his head to look at Su Yu and said gratefully.

"What is there to thank for?" Su Yu said, "I still have to pray for Miss He to do things for me, so that she can have fun in Yuhang, which is naturally right." ”

Li Meng chuckled, but he didn't explain too much, paused, and asked, "Are you really going to take 1.5 million to invest in the 'Mihayou' mobile game production company that Qianqian said?" ”

"I'd like to invest more money if I could." Su Yu said, "But there is a high probability that the management of the company 'Mihayou' just wants to seek funds to tide over the current difficulties, and does not want to give up the company's shares and interests on a large scale, so even if I want to invest more, I am afraid there is no chance." ”

"You haven't personally approached the company's management, and you haven't done any field research on the company's fundamentals." Li Meng said, "Are you so confident that you can profit from this venture capital? ”

"Although I haven't done field research, the product can't deceive people." Su Yu said,"The game they operate is called'Honkai Academy',I took the time to download and play it today.,It's really good.,I can see from the product that they're making games with their hearts.,Besides, ...... The investment of 1.5 million does not have to be taken so seriously, and it is enough for me to see the profits from the risks. ”

"Okay!" Li Meng persuaded him, but when he saw that he couldn't persuade him, he gave up.

In her impression, Su Yu is a person with a very strong sense of autonomy, and once an idea is decided, it is often difficult to change.

While talking, the taxi had already arrived at the community where the two were sharing.

Su Yu got out of the car, and then bought some rations with Li Meng at a nearby supermarket before returning to his residence.

Immediately afterwards, Li Meng began to cook dinner, while Su Yu helped with chores such as washing vegetables and digging vegetables, and at the same time, the two also chatted about the domestic macroeconomic and financial situation, as well as the future trend of the stock market.

"You say there's a big bull market brewing?" During the meal, Li Meng asked Su Yu, "But the current market sentiment is still pessimistic, the Federal Reserve has withdrawn from monetary easing, but the European economy is still in a quagmire, inflation and deflation appear at the same time, although the external environment has basically gotten rid of the shadow of the 'subprime mortgage crisis' in 08, but it is too early to talk about recovery, right?" ”

"Let's talk about domestic ......"

"The problem of inflation exists, and the central bank's monetary policy will gradually tighten monetary policy in order to stabilize the exchange rate and eliminate the domestic inflation problem while tightening the Fed's monetary policy."

"You know, the rise of stock prices always needs a lot of money to promote."

"At present, and even for a long time to come, there should be no loose monetary conditions, and there will not be so much incremental capital pouring into the stock market."

"The central bank's interest rate hikes and interest rate cuts have never been the fundamental reason for determining the bulls and bears of the stock market." Su Yu replied, "In 06 and 07, in the central bank's interest rate hikes, the Shanghai Composite Index still soared several times, from 1,000 points to 6,000 points, and individual stocks rose ten times or dozens of times. ”

"Could it be that the macro capital at that time was very abundant?"

"Then what do you say is the fundamental basis for determining the bull and bear of the stock market?" Li Meng asked.

Su Yu said with a smile: "Naturally, it is the expectation of the future and the money-making effect of the market itself, as you said, the current global economy does not look very good, but after all, it has begun to get rid of the shadow of the last round of financial crisis, and there is a gradual improvement, and the future is expected to be better." ”

"Coupled with the current explosion of demand for smartphones, as well as the broad prospects of mobile Internet."

"Under the development of these two major points, the economy can have new growth poles, which will benefit various industrial chain companies related to these two major industries and release strong performance growth capabilities."

"There's a change in fundamentals, and a bright future."

"We only need to add a few fires to the current stock market and drive the money-making effect of the stock market, and more and more people will naturally follow the trend and enter the market."

"Moreover, the current stock market has been on the basis of six years of bearishness, and the valuation and trading volume have been compressed to the extreme."

"In this case, it is not too simple to create a money-making effect."

"And...... Even if the central bank wants to stabilize the exchange rate and follow the Federal Reserve to raise interest rates, there will be no shortage of active investment funds in the market. ”

"Is this a sign of a lack of money in the market?"

"It's just that this part of the investment funds, seeing that the stock market has no money-making effect, is unwilling to come in."

"The growth of the P2P market is indeed exaggerated." Li Mengmeng thought about it, felt that Su Yu's derivation logic also had a certain amount of truth, and replied, "If there is a magnificent bull market in the near future, as you said, then I ...... I'll have to plan for myself. ”

"What, you want to change jobs?" Su Yu said with some surprise.

Li Meng nodded lightly and said: "I submitted my resume to 'Ori Asset Management' a few days ago, and I passed the primary election, and I am going to go to the interview next week. ”

"Ori Asset Management? Let's go public! Su Yu remembered the background of this company, paused, and said, "You are in Huashang Securities, are you doing a bad job?" ”

Li Meng replied: "It's not that it's unpleasant, it's just that it's too difficult to be promoted, it's too big, I want to enter the asset management department, but if I don't stay in the front-line customer position for three or five years, I don't have a chance at all, on the contrary, on the contrary...... If you go directly to the asset management institution, you will not have to worry about this. ”

"The internal promotion mechanism of public offering institutions is also very difficult."

Su Yu responded and said with a smile: "Actually, they also sent me a job invitation through headhunting, but I didn't like them." ”

"You're deliberately showing off, me off, right?" Li Meng said angrily.

Su Yu shook his head and said: "No, I think your ability is not bad, whether it is macro analysis, or understanding of various investment industries, as well as investment cycle and market sentiment insights, it is very good, if you become a small staff of a public offering institution, continue to work on unrelated work for a few years, it is a pity." ”

"So what can I do and continue to be an agent?" Li Meng sighed softly, a little confused.

Su Yu noticed her demeanor and asked guessingly: "You saw He Qian getting along in a venture capital institution, and felt that she was being compared, and you felt a little anxious, right?" After all, the two of you are the best sisters in college, and He Qian is inferior to you in any aspect of her ability on the surface. ”

He has known Li Meng for so many years, and he has long been clear about his character.

Although the other party is a master who rarely complains about life and is extremely serious, he also has his own pride and strong self-esteem in his bones.

"Nothing." Li Meng replied, "Qianqian's work is going well, and I am naturally happy for her, but I think I can't just go on like this." ”

"Understood!" Su Yu said, "We both came from the countryside, and the mood of wanting to get ahead with our own ability is the same, there is nothing wrong with this, I also blatantly left my job and went it alone because I couldn't see any future in the business department of CEFC Securities, and it turned out that this road was not wrong." ”

"But you don't have any previous experience in asset management."

"If you choose to enter 'Ori Asset Management', I'm afraid you will have to work through it step by step, which is no different from your business department in China Commercial Securities."

"My suggestion is that you might as well stay where you are."

"After all, the accumulation of customers in your hands is not bad now, and you can get a lot of money by relying on commission commissions and performance commissions."

"There is no point in jumping back and forth in the low-level staff positions, it is better to calm down first, accumulate more customers, and wait for the real opportunity to come."

"What do you mean by real chance?" Li Meng asked incomprehensibly.

Su Yu pondered for a moment and said with a smile: "Didn't I promise you a position as a fund manager?" Truth be told, I'm not kidding! ”

"July at the latest......

"I want to set up a private equity firm, and you will be the manager of the first fund."

Li Meng was taken aback and asked anxiously, "Isn't your money going to be used to invest in 'Mihayou'?" ”

"Didn't you also say that the money I made during this period was probably far more than 1.5 million?" Su Yu said with a smile, "Actually, 1.5 million is just equivalent to my profit in one day." ”

"In the past, the time was not ripe, but now after the bombardment of the seats on the Dragon and Tiger List, as well as the trust of customers accumulated in the past in your and me's hands, I want to raise tens of millions, which is not a problem."

Hearing Su Yu's self-revelations and plans, Li Meng's whole person instantly showed an unbelievable look.

Su Yu glanced at her, chuckled, and continued: "Of course, if you think that my business plan is not worth mentioning and the risk is too high, then if I haven't said it, if you love to change jobs, you will change jobs, and if you love to stay in the sales department, you will stay in the sales department, and we will still have well water and no river water." ”

"Then I...... Think about it! ”

Li Meng stayed for a long time before he came back to his senses and replied softly.

It's not that she doesn't believe Su Yu, but she suddenly feels that Su Yu seems to be a different person, and there is a big difference from the person she remembered who would only follow the rules of reality and work hard.

Of course, compared to the previous Su Yu......

She admires Su Yu even more for daring to break the rules and shackles of reality and desperately walk out of her own entrepreneurial path.