Chapter 379: Another Way

It is not difficult to open a restaurant, just go to the street office to run a self-employed business.

However, if you want to hire a foreign chef, you must register a catering company, apply for a work visa in the name of the company, and apply to the immigration department.

Although Chen Erdong has rich social experience, he is not familiar with the process of industrial and commercial registration, and he used to find an agency company, and he is even more confused when he encounters special requirements.

This is the preparation he did before he and Du Yu formally discussed making Thai food, in addition to the recruitment of foreign-related personnel, he also checked a lot of raw material import channels on the Internet.

In the last few days of Su Mei, although Chen Erdong did not mention the opening of Thai food, he took pictures of the menu and dishes for each meal, and marked the names of the dishes accordingly.

The day before leaving, he took everyone to a sunset bar, which was called where to start and where to end.

His real purpose is the boss, because there are so many meals on the island, and the best taste is the sunset.

In order to prevent Du Yu from translating, he downloaded the translation software in advance, and finally confirmed the boss's idea with hypotheticals, and the boss was unwilling to work overseas, Chen Erdong was full of regrets.

Kang Cien's concerns undoubtedly have an impact on Du Yu, although he and Chen Erdong are like brothers, but in the past, Chen Erdong had money, whether it was the one million given by Griffin and Deng Xiangxiang or the loan to do Zhixinda.

But this time, Chen Erdong is a pure bare foot, but he is more active than anyone else.

If Du Yu still ignores the investment of real money as before, it will not be the original bachelor who will lose, but his and Kang Cien's small family.

Du Yu's economic situation can only be said to be better than Chen Erdong, and he is only free of debt, and his family's old bottom is like a riverbed in the dry season, barely above his ankles.

After returning to Jincheng, Du Yu did not take the initiative to contact Chen Erdong, because once he took the initiative, he was afraid that Chen Erdong would climb up the pole.

No matter how good a friend is, when the economic level of the two parties is unbalanced, the stakes of money and interests will always become an inevitable factor that shakes the friendship between them.

Rao Zhengzhi was also flustered, on the one hand, he had to deal with Wu Jiao's accusations and Wang Yang's cold metaphor, and on the other hand, he didn't dare to ask Chen Erdong's plans.

He and Zou Xueyao were idle at home, with only the last five hundred yuan left in their hands, and another quarter's rent in more than two months.

If there is no income, it is inconvenient for him to know what to do after two months, but he does not dare to look for a job, after all, he has the cake painted by Chen Erdong in his heart, and he is reluctant to eat it, and he is anxious if he can't eat it.

In the past few days, Du Yu and Rao Zhengzhi have not contacted Chen Erdong, and Chen Erdong is naturally aware of it.

Thinking of the reaction of the two to his proposal to open a restaurant, especially the words that Du Yu reprimanded him outside the restaurant that day, Chen Erdong knew that he was indeed hasty, and now he not only wanted to come up with a convincing business plan, but he had to figure out his own way of funding.

Different from Wang Yang and Wu Jiao, Rao Zhengzhi is the person he must be responsible for to the end, this young man was pulled onto his boat by his own hands, and he also participated in a lot of work, others can ignore it, Rao Zhengzhi must settle down.

Chen Erdong sat on the sofa and pondered about the issue of funds, he and Ye Xu didn't talk much in the past two days, but there was no cold war, just not so intimate, so seeing that Chen Erdong was alone, Ye Xu didn't bother him.

For Chen Erdong, if he really wants to open a restaurant, it will be his last fight, and he can't ask his parents or Du Yu about money, and he also understands how unreliable it is to tell investors how unreliable it is, so he himself denied these financing routes.

In fact, he has always known a way, but not to the point of last resort, he doesn't dare to think deeply.

At this time, this idea suddenly came to mind, this method was the financing method he learned when he and Zhu Da were running the loan in Minjiang Town together, the second mortgage of the property.

The so-called second mortgage is to take out the residual value of the property to the bank for a loan on the premise that the property has already been mortgaged.

A second mortgage can solve the problem of funding, but compared to a single mortgage, the interest rate is higher

The repayment method has changed from interest only to equal principal and interest, that is, if the loan is made, in addition to the interest, a part of the principal will be repaid every month, which will be very stressful for the lender.

During the cooperation with Zhu Da, Chen Erdong had personally seen Zhu Da handle this business for other customers.

At that time, he was still scolding the bank for taking out endless tricks, and he looked ugly and would not give up if he did not squeeze out the customer's collateral, but now, he actually started this idea.

Chen Erdong clicked on the address book and found a person named Li Wen, this person is Zhu Da's colleague and friend, and he has had several acquaintances.

After talking on the phone, Li Wen asked him to meet after dinner, and at eight o'clock, Chen Erdong appeared in a teahouse, Jincheng must be the world's favorite city to go to the teahouse to talk about business.

"Mr. Chen, I haven't seen you for a long time, looking at your oily and slippery appearance, you must be doing a good job, haha!" Jincheng people describe prosperity and like to use the word "hi".

Li Wenhe has not changed much from more than a year ago, with a square face with an oily head and a tights, looking both good and evil.

"What kind of business are you doing, just messing around." Chen Erdong prevaricated.

Li Wen knew about the loan in Minjiang Town and Zhu Da's imprisonment, and he had always regarded Chen Erdong as a part of the construction of the Zhongmeng, so with a loan of hundreds of millions, Chen Erdong must have made a lot of money, but he just likes to pretend to be poor outside like many old oilers.

"You're all messing around, brother, I'll have to go and ask for food, haha." Li Wen exchanged a bunch of useless nonsense with Chen Erdong.

"Lao Zhu was sentenced to seven years, do you know?" Li Wen asked.

"I don't know, I haven't heard from them since they had an accident." Chen Erdong really didn't know, and he wasn't interested in knowing.

Chen Erdong didn't want to have a meaningless conversation, so he cut to the chase and consulted Li Wen about the second mortgage.

Li Wen saw that he was asking cautiously, and thought to himself that this Chen Erdong estimated that he really had no money, otherwise how could a normal person make a second mortgage.

Listening to Chen Erdong's general description of his property and the current loan situation, Li Wen replied without thinking: "You can do it, and you can also lend more than the value of your property, how much money do you need?"

When asked about the loan needs, Chen Erdong didn't know how to answer for a while, he hadn't calculated how much it would cost to open a restaurant, and he didn't know how much the gap would be if he wanted to open it, so he said with some difficulty: "I don't know yet, just to ask if this method works?"

"You go and make a credit report tomorrow, and I'll give you an assessment first." Li Wen is very skilled in business, and he has never been slow to answer Chen Erdong's questions.

The two chatted for more than an hour, and Chen Erdong roughly figured out the second mortgage, and he promised Li Wenming to go to the credit investigation day and wait for the assessment.