Chapter 380: Dehumanization

When Chen Erdong's house was purchased in 2011, the unit price was 8,500 yuan per square meter, with a total price of more than 700,000 yuan.

By the end of 2016, the price per square meter had risen to 13,000 yuan, and when he took out a loan from Zhixinda, under the operation of Zhu Da, the bank approved him with the highest total price of 700,000 yuan according to the appraised value at that time.

After consulting with Li Wen, Chen Erdong remembered the bank account manager when he used to do car loans, and he paid off the car loan, and the two had no contact.

Chen Erdong knew that once Li Wen was done, the handling fee would not be able to run away, and he regretted a little why he didn't think that the people who consulted the bank could save a few at the beginning.

However, the account manager told Chen Erdong that the second mortgage is not easy to handle, because the collateral has no residual value, at least the approval rate at the bank where he works is not high.

Chen Erdong had no choice but to stop thinking after hearing this, it seems that this time he wants a loan, and the handling fee is inevitable.

He went to make a credit report the next day and handed it to Li Wen, and before getting off work, Li Wen replied that he could borrow about 300,000 yuan more.

In those years, China's housing prices were still on the rise, and according to Lee, in another year, the value of his house will become even higher.

Chen Erdong also has a concern, when he first applied for a mortgage, the loan cycle was two years, and there were only a few months left before maturity, and he would definitely not pay the principal.

However, this concern was quickly dispelled by Li Wen, who asked him to do things with peace of mind, and when the loan expired, he came forward to arrange bridge funds to help Chen Erdong renew the loan.

Not only that, Li Wen also revealed an even more exciting news to Chen Erdong, saying that if 300,000 yuan is not enough, with Chen Erdong's credit, he can also match a pure credit loan, up to 500,000 yuan.

With Li Wen's words, although Chen Erdong has not yet made up his mind to take out a loan, he at least has enough confidence to discuss the opening of the store with Du Yu.

That night, he invited Du Yu and Kang Cien to have dinner at a Thai restaurant.

Thailand is a very down-to-earth country, and Thai food has gradually moved from the people's kitchen to the market.

But Thai food has become a symbol of mid-to-high-end dining in China, and it is difficult to see street shops such as those in Thailand.

Under this premise, the investment in the restaurant will not be less, whether it is the business area or the cost of decoration.

The Thai restaurant that Chen Erdong is looking for is a new restaurant that has just opened, specializing in Thai hot pot and some Thai food.

The three of them ordered a hot pot set and a few Thai signature dishes, and the taste was extremely average, not to mention compared to the sunset bar, and even the other restaurants they ate in Samui were far inferior.

"It's full of people, you see." Chen Erdong said.

The eyes of the three of them were cast outside the door, not to mention that there were forty or fifty guests waiting for the seats, and the calling machine issued radio announcements from time to time.

"I booked it online, otherwise we'd have to queue up." Chen Erdong continued.

"Are you really going to do it?" Du Yu asked.

"Really, no kidding, I've checked a lot of information in the past few days, and I don't dare to say how the delicious restaurant is in other places, but in Jincheng, as long as the taste is good, I believe it will be able to do it."

Chen Erdong was confident, he decided to finalize the matter with Du Yu tonight, whether to do it or not, there must be results.

"Xiaodong, what about the money to open the store? I have prepared some money for the moving company, but it is definitely not enough, so I will find investors, and the level of Thai food is not low, if you want to do it, the investment will not be much less than that of Griffin."

Du Yu cut straight to the point, and he didn't want Chen Erdong to be as Kang Cien said.

"I don't know how much money I need to invest to open a store, but I have prepared a sum of money, five or six hundred thousand should be fine." Chen Erdong's words surprised Du Yu.

"So many? Where did you get the money?" Du Yu asked.

"Loans, my credit is good, before the car loan and housing loan, always repaid on time, not overdue, so the bank can give me a high price

limit." Chen Erdong told Du Yu all the information he learned from Li Wen.

"It's too risky, in case of a slight mistake, how can you pay back the money in the bank?" Du Yu's concern is human nature, where can there be success in business.

Chen Erdong knew that he would ask this, which he had expected before the meeting, he paused, took a sip of Thai milk tea, and then said:

"I'm fighting to the death, and if you think I'm on a whim or nervous when Su Mei tells you about it, then now is the time for me to prove my determination."

Du Yu was about to open his mouth to respond, but Kang Cien touched his arm and motioned to her to say that when it comes to investment and entrepreneurship, Kang Cien has always been more calm and calm.

"Xiaodong, since you have made such a big decision, then let's repeat the matter of finding lazy cat investors, Du Yu and I are one of your potential investors, you make a plan for me, we read it, if you think it's okay, we will invest, how about it?"

Kang Cien is very professional and serious, she doesn't want to listen to Du Yu and Chen Erdong's gossip.

When she was in Sumei, she thought that Chen Erdong's idea was good, and since Chen Erdong had solved the financial problem she was most worried about, they could start a conversation about starting a business on an equal footing.

"Okay, this is responsible for both of us, and I don't have to always play the favor card because of my relationship with Lao Du, and whether I do it or not depends on the plan." Chen Erdong immediately agreed.

"Okay, I'll give you a week." Kang Cien replied.

Back at home, Chen Erdong thought that Kang Cien's proposal was very right, and his and Du Yu's previous entrepreneurial failures were related to lack of objectivity.

The two brothers are one blowing the wind and the other is refreshing, and there is always a lack of rigorous thinking, which Han Qingyu specifically pointed out at the time.

In Du Yu's house, Du Yu felt awkward in his heart, he felt that he and Chen Erdong were very angry in this matter, and Chen Erdong's suspicion turned out to be superfluous.

Kang Cien knew that he was a person who valued love and righteousness, but in business, she especially hoped to change Du Yu's concept.

"Husband, it's because they're brothers, so you can't be ambiguous when you do things together, if I'm not here today, I dare to say that the moment Xiaodong tells you that he will do the mortgage again, you will jump up and do it with him."

These words hit Du Yu's heart, and when Chen Erdong showed a desperate momentum, he did have the urge to immediately hug him and charge into battle.

Du Yu nodded, acquiescing to Kang Cien's statement, Kang Cien laughed: "People always have to have a career to make money, and I also point to you to earn milk powder money for our children, so don't worry, I am watching this matter, whether you participate or not, it will definitely satisfy you, and it will not make you two unhappy, believe me?"

Du Yu hugged Kang Ci's neck violently and kissed her on the face: "My wife is still the best!"