May Yin began.

Lin Zuhui and Liang Zhenxun walked out of the HSBC Building satisfied, just now, their New Era Real Estate received the support of HSBC Bank and obtained a loan of 200 million.

Looking back at the HSBC Building, which was put into use this year, Lin Zuhui said: "The building built with 5.5 billion yuan, not including the land price, this HSBC Bank is really rich!" ”

The 48-storey HSBC Tower is a small part of its height, but instead of concrete, it is made entirely of huge steel pipes and exterior aluminium and glass. The construction cost of 5.5 billion yuan is the highest construction cost in Hong Kong, and in the previous life, it was ranked first among the five representative buildings of Hong Kong at the end of the 80s, and also ranked among the top ten modern buildings in the world in this century.

"The Point Guard Is Here"

Liang Zhenxun turned out to be a senior employee of HSBC, and if he hadn't changed jobs, he would have worked here at this time.

However, he didn't have any nostalgia at the moment, just said: "We can also build skyscrapers in the new era real estate in the future!" ”

Lin Zuhui said without hesitation: "That's for sure, we will build the tallest skyscraper in Xiangjiang in the future, a new landmark in Xiangjiang!" ”

At this time, he thought of the Central Plaza, which had been built in 1989, and when the time came, he would have to join forces with New World and Gaosheng Real Estate to defeat Xinhe Real Estate and Sun Hung Kai.

However, when he remembered that so many large projects would be completed in the future, and the resources required were also huge, Lin Zuhui instantly remembered a development strategy for real estate in the new era.

"By the way, after we expand this wave, I plan to let New Era Real Estate start to develop from within! Construction companies, mechanical engineering, air-conditioning engineering, property management and agency, decoration engineering, all of which we have to dabble in, learn from Sun Hung Kai to become a building factory with a whole industry chain. ”

Liang Zhenxun immediately said: "Will it be too big a step?" ”

"It's just a long-term strategy, and we don't need to be as big as Sun Hung Kai and strive for more. As for the issue of funds, I know in my heart that the company is not short of money! ”

Liang Zhenxun nodded at this time, and said ashamedly: "The boss thinks long-term, we always think about the current difficulties!" ”

Lin Zuhui patted him on the shoulder and said, "Remind me from time to time, it's necessary!" ”

Although he said so, it seems that Lin Zuhui can't influence his opinion on what he decides.

The two sides look at things from different angles, in Lin Zuhui's view, there is countless money in the stock market; In the eyes of his subordinates, the company's debt ratio remains high, the development speed is too fast, and the ability to resist risks is too low.

In fact, the real estate development in the new era is not very exaggerated, and it is only a little bit more powerful than that of Da Liu's previous life.

In his previous life, Da Liu was really a talent, he only entered the real estate industry in 1985, and in 1987 he was able to go to the capital to cooperate in the development of commercial housing for sale, and the number was still NO.1; not only that, but the property purchased by Da Liu in 1987 was worth at least 3 billion (also a large amount of borrowing). He is not a traverser, and he can do it so powerfully, which obviously makes Lin Zuhui have to admire. It is said that he went to the United States in the early eighties to invest in junk bonds and made a lot of money.

However, in this life, he does not have the old enterprise of ACN, and his strength is about to break a bone. Even if he buys a replacement real estate company, his strength and credibility are far from enough, and the rights issue will not be so smooth.

Lin Zuhui and Liang Zhenxun ran to five banks non-stop to get together the loan funds of 600 million, but it was indeed unusually smooth; Basically, the banks did not review too much, and after taking out the mortgaged property, it was quickly approved.

After getting the loan, Lin Zuhui said to Liang Zhenxun: "The company took out 100 million yuan to find a securities company that can provide us with five times leverage, and buy blue chips such as Wharf and Hutchison Whampoa when the market fell back to 1,750 to 1,800 points." ”

The total market value of Xiangjiang's stock market is currently more than 260 billion, and even if Lin Zuhui personally buys 2.5 billion shares (it is also five times leverage), it will have little impact on the overall market (accounting for 1% of the shares).

Then, Lin Zuhui plans to allocate an investment quota of 1.5 billion yuan (five times leverage, principal of 300 million) to New Era Real Estate and Chinese Real Estate for investment; In this way, it only accounts for 1.5% of the market, and it will not change anything in the market, but will push the market up.

He knows that the first half of the year will end at less than 1,800 points, and the second half of the year will rise to more than 2,500 points, and the market will rise by 4%; If you use leverage, it is 2 times the profit.

In blue chips alone, Lin Zuhui personally invested 4 billion (800 million principal) in the new era and Huazhi.

As for the futures contract, it is necessary to test the capacity of the market first.

Liang Zhenxun nodded, regarding investment in foreign exchange and securities, he had already seen Lin Zuhui's superb methods, and cited him as his idol.

"Well, I'll go and prepare right away!"

After Liang Zhenxun left, Lin Zuhui held his head.

"I'm pulling out the seedlings to help me grow! However, he made a lot of money for the company in foreign exchange and securities, and Da Liu in his previous life used the company to rob ten listed companies and made a profit of seven or eight billion, which is the same thing. ”

"The foundation is shallow, and it is impossible to develop honestly!"

The real estate debt of the new era is nearly 1.5 billion, and according to the interest rate of 11%, they need to pay 165 million yuan of interest a year; if they sell the house honestly, I am afraid that fifty or sixty percent of the profit from the development of the land in a year will be used to pay interest.

In this way, what are the other dazzling financial reports, and shareholders may also be resentful, and the stock price will naturally suffer a great setback.

Therefore, land reserve is really not something that ordinary real estate companies can play!

Even the powerful Hang Lung Real Estate's land bank has lagged behind New Era Real Estate.

At present, although we can't see its advantages, in a few years, when the new era of real estate developers 'cheap' land will make a lot of money, and those real estate developers who do not have much land reserve will know how bitter they are with the land that is high in the market.

Of course, land banks are not only risky (and severely affected by the crash), but also take up a lot of the company's profits to pay interest on loans.

In the long run, it's certainly worth it!

.......

Lin Zuhui also ran a loan for Chinese Real Estate, and finally won a loan of 200 million, and Chinese Real Estate instantly took on a heavy debt of nearly 500 million. The original asset value of Chinese Real Estate is only 900 million, and even if the assets purchased with a loan of 200 million yuan are added, the debt ratio is nearly 50%.

Calling Gao Yi, the general manager of Chinese Real Estate, Lin Zuhui said: "You go to contact a securities company that can provide us with five times leverage, expand the money you just borrowed to 1 billion, and buy blue chips such as Hong Kong Electric Lighting, China Gas, China Power, and Hutchison Whampoa." The best buy point is 1750 to 1800 points. ”

Gao Yi happily went!

There are many securities companies in Hong Kong that can provide five times leverage, not to mention the excellent reputation of Chinese Estates, they are not afraid that they will not have time to increase their margin, or they will not have time to close their positions.

After dealing with the affairs of the two companies, Lin Zuhui called his personal 'securities broker' Liang Botao.

Lin Zuhui planned to personally take out 500 million yuan of funds to seek 5 times leverage to invest in stocks and sell it, and the surprise on Liang Botao's face flashed.

Very simply, Lin Zuhui is a self-made figure, according to reason, his company is developing so fast, and individuals can only put money into it - rights issue to raise funds.

Now, Lin Zuhui can come up with a deposit of 500 million, which is obviously a strong financial strength. Where did the money come from?

Liang Botao thought of stock pledges, or Lin Zuhui was good at investing in foreign exchange and made money on shorting USD/JPY.

"How? You're my 'stockbroker', it's good to take office! ”

The jokes of the two at the beginning are now time to come true.

Du Huilian was known as Li Chaoren's stockbroker by the outside world, and now Liang Botao, who is as famous as him, is willing to be Lin Zuhui's personal broker?

"Of course there is no problem! You're a stock high-level staff, I'm really decided! Don't worry, I have time and energy! Liang Botao said with a cheerful smile.

In fact, this kind of stockbroker has no salary to get, and Liang Botao is equivalent to helping Lin Zuhui run away for free, that is, he does not pay a salary; But Liang Botao understands that Lin Zuhui's connections are the most important, and today's young man is already a candidate for the top ten chaebols in Xiangjiang, with great potential.

And Lin Zuhui also understands that he will not treat Liang Botao badly, not to mention that he will start a business in the future, and he is willing to join; After the deed was done, his benefits were indispensable.

Lin Zuhui launched his own investment party, which is nothing more than buying real estate blue chips such as Sun Hung Kai, Henderson, New World, Cheung Kong, New Era, and Hutchison!

To put it simply, before October 1987, the Hang Seng Index reached 3,900 points; After that, the Heung Kong stock market became the worst securities market in the world, plummeting by more than 40%, and it was not until four years later that it recovered!

There is also a memory of data, in 1989, the market value of Sun Hung Kai was 20 billion, and now Sun Hung Kai is only 10.5 billion; According to estimates, the market value of Sun Hung Kai in 1987 could be as high as about 25 billion, an increase of 1.5 times in more than a year, which is enough for Lin Zuhui to add five times the leveraged investment.

Liang Botao listened to Lin Zuhui's investment and said: "These investments don't affect your career, right?" ”

Only friends will persuade each other with good words, the meaning is very simple, let Lin Zuhui consider the issue of risk.

"No, this money is earned by me from foreign exchange, and it has nothing to do with my company!"

"Well, I'm relieved! The investment side you mentioned is actually very sound, but I just remind you of the risk. Okay, I'll solve the leverage matter for you, and we'll communicate later! ”

Lin Zuhui nodded, Liang Botao is backed by the American consortium of International Baotong, so naturally there is no need to consider the problem of large leveraged funds. What's more, Lin Zuhui's own strength and reputation are excellent, and there is no problem that no one will not give.

In fact, Lin Zuhui has pledged a lot of shares and obtained a loan of 200 million!

Now that he has taken out 500 million funds, he still has 150 million funds on him, and he is ready to find someone alone to do futures contracts.

After all, eggs can't be put in one basket.

And the speed at which he makes money will be more scary, so it's better not to show it all.

.......

When New Era Real Estate and Chinese Real Estate received a total of 800 million yuan in loans for development, Hong Kong and Kowloon were shaken.

After Wang Qilin saw the newspaper in the office, he nodded helplessly, New Era Real Estate has left Gaosheng Real Estate far behind; Even if he adds the unlisted part, its scale is not as large as the entire real estate system of the new era.

The only thing that makes him happy is that his personal assets have grown rapidly, which is also thanks to Lin Zuhui's original advice. The 300 million land and properties he bought a year ago have now earned a full fifty percent; Coupled with other big moves in real estate, his net worth almost doubled within two years.

"The market value of Gaosheng Real Estate is only more than 1.2 billion, and the value of my personal real estate company is already 1.5 billion, so I have to go to Zu Hui to help me consult, choose the right opportunity, and raise funds for Gaosheng Real Estate rights issue in exchange for my personal property."

.....

Zheng Yutong also saw the news of real estate loans in the new era, and his face was also a little stunned. Although he has the title of shark guts, in fact, the debt ratio of New World Real Estate has always been only two or three percent.

"Did he get the confidence from there, or was he just gambling?"

Although Zheng Jiachun on the side agreed a little in his heart, he didn't dare to show it. He can't be the master of the new world, if he does, he must learn from Lin Zuhui, Liu Luanxiong, Luo Xurui, he is optimistic about expanding the company through acquisitions.