After determining the general development plan for the future, the entire CFC Dongying branch moved to Dongjin Ginza.

In the next few days, the team of Dongying branch began to buy a large number of shops in the major business districts of Dongjin, and the construction of new factories also began in the suburbs of Dongjin.

Hu Xueli and Xin Xiaoling, who came to Dongjin by plane to deal with the affairs of the provincial branch in Wanwan, went to Sumitomo Bank again, and the two mortgaged the newly bought store and then continued to take out loans.

Because of the experience of the last loan, this mortgage is a simple and repetitive operation, very easy, Sumitomo Bank is also very optimistic about the future of CFC Restaurant, since then CFC Restaurant in Dongjin and even the whole Dongying embarked on the road of rapid expansion.

After Zhang Zhonghua stayed in Dongying for a while, after everything was on the right track in Dongjin Branch, he felt that there was no need to keep an eye on it, so he took several senior executives of the company to return to Hong Kong Island on a plane, leaving only Hu Xueli and Xin Xiaoling and a few backbones in Dongying to preside over the expansion of Dongjin Branch.

"Hong Kong Island, I'm finally back."

Zhang Zhonghua walked out of Kai Tak Airport and said with some emotion.

"Boss, you go home and rest first, I will call you in time if there is anything."

Zheng Juan, who was standing next to Zhang Zhonghua, interrupted Zhang Zhonghua, who was about to sigh.

"Okay then, I'll go back first, and call me in time if I have something!"

After speaking, Zhang Zhonghua took his suitcase and got into a taxi on the side of the road, and then waved goodbye to Zheng Juan and a few others.

Looking at the long-lost villa, Zhang Zhonghua sighed very emotionally, the villa in Deep Water Bay on Hong Kong Island is really good, and the price of the villa here will increase more than 100 times in a few decades.

"Ah Hua, you're back. Xiaobao has been talking about you every day for the past few days!"

Lou Xiao'e, who was sitting in the living room reading a book, said.

"Really? Where's Xiaobao?"

Zhang Zhonghua looked left and right and didn't find Lou Xiaobao, so he asked.

"It's so boring and noisy at home, so my sister-in-law took me out to play! How are you doing in Dongying during this time?"

Hearing Lou Xiao'e's question, Zhang Zhonghua briefly talked about the development of CFC in Dongying during this time, which can be said to have gained a lot and everything went smoothly.

"In this case, I'm afraid it won't take two years for your CFC to reach the original 500 in Dongying!

！」

Lou Xiao'e said to Zhang Zhonghua with some excitement.

"Well, it's almost, according to the scope of each store's radiation, continue to expand and open stores, and then mortgage, buy stores, decorate, and open, and then mortgage, buy stores, decorate, and open, and the rest is to look at the map and repeat the operation.

The only trouble is that the company's current supply system will not be able to keep up, but Dongying has a high urbanization ratio and relatively developed transportation, which can barely support it."

After CFC Restaurant opened up in Dongjin, everything went a lot smoother, and the development from Dongjin to other cities was also a replication process, and it was a brutal expansion of staking without competitors.

"You are doing this as a serial loan, and the risk is very high, once the capital chain is broken, the entire CFC catering company will be affected."

Lou Xiao'e said with some worry.

"There must be risks, and they are not low, and the real estate industry on Hong Kong Island in the past few years has also played like this, and once it encounters a big risk, the bank will also be unlucky.

But the profitability of our CFC restaurant is still no problem, not to mention that there is Uncle Lou as a guarantee, and I take the mortgage of real estate and copyright, as long as I survive this year or two, everything will be solved, so the repayment rate agreed with the bank in the first few years is very low."

Zhang Zhonghua explained to Lou Xiao'e.

Zhang Zhonghua's operation is not an exaggeration at all, and in the future, domestic enterprises, especially the real estate industry, will play like this, and even play more sophisticated and more sophisticated

It is not uncommon to mortgage a property to multiple banks for loans, and once a company goes bankrupt, the bank's bad debts are directly a lot.

"If you take out a loan like this, when the CFC covers all of Toying, won't you owe Sumitomo at least $50 million?"

Lou Xiao'e thought about it in her heart for a while, and then exclaimed directly.

50 million US dollars, which is more than 200 million Hong Kong dollars, and HSBC still owes 50 million Hong Kong dollars, plus the Taiwan dollars owed by Citibank in Wanwan Province, the mess adds up to more than 300 million Hong Kong dollars.

HK$300 million can buy one-tenth of Yuen Long.

"It's only 300 million Hong Kong dollars, if you owe it, you owe it, and the minimum repayment amount is used to repay it to the bank, and the profits of the restaurant can be used to develop other industries, and the more we owe, the more we will be.

Moreover, once the CFC covers the whole of Dongying, Dongying alone can generate at least US$100,000 in profits every day, plus the profits of the three places in Hong Kong Olympic Bend Province, the profit of at least US$150,000 per day is US$4.5 million a month, US$50 million a year, and 300 million Hong Kong dollars is sprinkled with water."

Zhang Zhonghua said with a smile.

"You're right, it's the uncle who owes the debt." Lou Xiao'e also said with a smile, but she also knew that with the profitability of CFC, it was indeed amazing, and Zhang Zhonghua could afford not to pay back 300 million Hong Kong dollars, even 1.3 billion Hong Kong dollars.

"Wait, do you want to develop other industries?"

Lou Xiao'e suddenly grabbed the information revealed in Zhang Zhonghua's words just now, so she asked.

She felt that Zhang Zhonghua's business had already done a lot, and he would develop in Europe and the United States in the future, and he would even have time to develop other industries.

"I'm going to enter the small electrical appliance industry, to electric fans, lights, radios, etc., the cost is low and the profit is high, although the CFC restaurant is not slow to make money, but the ceiling is so high, I have to consider other industries as soon as possible."

Zhang Zhonghua said with emotion.

Lou Xiao'e was shocked by Zhang Zhonghua's words, and said that the earning ability to reach a profit of nearly five million US dollars per month in more than a year is too slow, so how can you make other industries embarrassed.

"No one in the electrical industry understands, how to make it?"

Lou Xiao'e thought for a moment and asked Zhang Zhonghua.

"I don't know if anyone understands, recruit more talents for them to study, I am only responsible for making suggestions, and the production of small electrical appliances is very simple, there is not much technical content, as long as you invest money to make it."

Zhang Zhonghua said indifferently

Small electrical appliances are not airplanes, missiles, spaceships, they are very simple to manufacture, and many small electrical appliances first appeared in small workshops.

"Whatever I want to eat at night, I'll eat here, I'm too lazy to do it."

Zhang Zhonghua looked at the time and then said, he was really hungry.

"It seems to be Sichuan food, by the way, Ah Hua, when will my parents come back?"

Lou Xiao'e asked.

"It should be soon, Uncle Lou's business is already on the right track, and no one needs to keep an eye on it."

"That's good, it's still comfortable on Hong Kong Island, although it's a little hot in summer, but the other three seasons are very comfortable."

Zhang Zhonghua, who was smiling and fine, entered the kitchen and began to cook, whether he gave some advice to the chef of the Lou family, and the chef was not impatient, he knew how perverted this Young Master Hua's cooking skills were, since Young Master Hua often came to eat, his cooking skills have improved greatly, and he has surpassed his own master.

"By the way, Ah Hua, do you think I should go abroad to study?"

Lou Xiao'e asked Zhang Zhonghua, who came out of the kitchen after instructing the chef.

"Studying abroad? Where are you going?"

Zhang Zhonghua looked at Lou Xiao'e with some surprise, I don't know why she suddenly thought of studying abroad.

"Where else can I go?" The UK, of course! I've heard them say it's a lot of chaos in the ugly country!"

"Indeed, the gun ownership rate in the ugly country is too high, and it is known as Free America, and there are gun battles every day. And the racial discrimination there is more serious, relatively speaking, it is better than the United Kingdom. But what do you think

Studying abroad?"

Zhang Zhonghua asked curiously.

"I feel that the universities in Hong Kong are too shallow, and I want to go to further my studies, so as not to let my confidence be a little lacking."

"It's okay, let's wait until you graduate, if you really go to the UK to study, study hard, get a master's degree and come back, and then recruit dozens of high-achieving students for my younger brother to come back."

Zhang Zhonghua said jokingly.

"No problem, I'll fool you at least a hundred back, tell me, what type of talent you want."

Lou Xiao'e quipped.

"As long as it's a talent, even if it's a missile researcher, by the way, Sister Xiao'e, you don't have another ??? at HKU."

Zhang Zhonghua asked.

"What?"

Lou Xiao'e didn't know, so she had to look at Zhang Zhonghua.

"Hey, that's it, it's just another object!"

"No, no! Let's come back!"

Lou Xiao'e said a little overwhelmed.

"Sister Xiao'e, I didn't say you, you are still young, it is more suitable to find another one."

Zhang Zhonghua squeezed his eyebrows and said to Lou Xiao'e.

"This, let's talk about this matter, if there is a suitable one, find one, if not, forget it!"

Lou Xiao'e said.

Soon the cook cooked the meal, and after Zhang Zhonghua had a beating at Lou's house, he returned to his villa to rest.

Following.

Zhang Zhonghua got up refreshed, and after washing, he went out to run in the morning in Deep Water Bay, which is also a habit developed for many years, and he is very happy to breathe fresh air.

After a simple breakfast, Zhang Zhonghua drove away from Deep Water Bay and rushed towards the central kitchen factory.

Zhang Zhonghua looked at this factory covering an area of nearly 100 acres and was very excited, this is Hong Kong Island, the future land price is scary, which is even more firm in the future in Hong Kong Island large-scale land enclosure, in two years first Yuen Long area of better land to take and then say.

"President, welcome to this visit."

Zhang Zhonghua was recruited from Dongying, and Nakai Zhuoda, general manager of Jade Emperor Food, said respectfully.

"Nakai-kun, how is the central kitchen now?" Zhang Zhonghua looked at the orderly management of the entire factory, and he could rest assured that the food hygiene was very satisfied.

"Everything is very good in the factory, our team of engineers has studied the process of assembly line processing is similar, such technology is not difficult, and many companies have some patents.

Within a year, you can build the assembly line you want, the president." Takudai Nakai replied.

"Very good, I have been vigorously recruiting all kinds of talents in Dongying, and I hope to see the assembly line move as soon as possible."

Zhang Zhonghua praised.

Zhang Zhonghua and Nakai Zhuoda then wore dustproof clothes and began to inspect the workshop, although the staff were relatively relaxed, but they looked more serious from their expressions.

However, the production line will soon be a little insufficient, and when the number of stores reaches 500, I am afraid that we will have to purchase new production lines.

After a few words of encouragement, Mr. Cheung left the factory and drove through the storefronts in Central, Taikoo Shing and Causeway Bay before leaving.

After many transfers, I finally came to the Jade Emperor Animal Husbandry.

After this period of construction, Tin Shui Wai can be said to have changed a lot, and it is no longer the tattered appearance of half a year ago.

The roads built by the Hong Kong government are still good, and the local villagers have expropriated a lot of land, and they have also received a lot of money, and many families have built new houses.

Many villagers have successfully entered the two breeding factories to work, which can be regarded as having formal jobs, and their income has increased greatly.

Taiguo's Zhengda Group has a lot of money, and it has built a farm on all the 3,000 acres it bought at one time, and recruited a large number of 1 villagers nearby.

Zhang Zhonghua's Jade Emperor Animal Husbandry has only developed less than 2,000 acres of land, but it is enough to meet the supply of ingredients for the next year or two.

At the same time, Yuhuang Animal Husbandry has also recruited dozens of relevant experts and technicians from Dongying.

With its own professional technical team, there is no need to rely on the technical support of CP Group.

Yuhuang Animal Husbandry gets along well with the farms of CP Group, after all, the main output of Jade Emperor Dairy is used to supply its own restaurant, so there is no conflict of interest between the two families, and the chicken seedlings of Jade Emperor Dairy are still provided by CP Group.

"President, welcome to Oriental Animal Husbandry." The manager of Jade Emperor Animal Husbandry said respectfully to Zhang Zhonghua.

He liked this place very much, although it was a little remote, but the mountains and rivers were beautiful, and the scenery was beautiful, which made people like it very much.

"How's the farm doing now?" Zhang Zhonghua asked with a smile.

"Now there are 1 million white-feathered chickens in the chicken farm, and there are 600,000 chickens that can be slaughtered, and there are 200,000 chickens in about a month and a half...... Now the number of employees at the farm has reached 3,500, all of whom are villagers in the vicinity."

"However, it's enough for breakfast at our CFC restaurant.

In the next one or two years, the number of CFC restaurants in Dongying will reach four or five hundred, and the farm has a heavy task."

Zhang Zhonghua said earnestly.

Forget about selling eggs and chicken, and the primary products of agriculture and animal husbandry are not as profitable as those sold in processed restaurants.

"President, there are still a lot of vacant land on the farm, do you think you can find a way to use it?"

"Well, you can grow vegetables first, especially tomatoes, the demand for vegetables in restaurants, especially tomatoes, is very high, and vegetables on Hong Kong Island are very expensive, so it's a good thing to be able to provide some of them yourself."

Zhang Zhonghua said with a smile.