In line with the principle of "eggs cannot be put in the same basket", Li Chuan decided to put Hengyuanhui Supermarket under his personal name.

However, he still faces a problem, that is, he does not have enough money personally.

Before the establishment of Miki Media, he earned nearly 600,000 yuan by shooting videos of store visits...... This money is a lot, but almost all of it was invested in the initial construction of Miki Media, such as the rent of Yongrui Building, the renovation and renovation of the office space, and the purchase of various office supplies, etc., which added up to more than 500,000 yuan, and he finally left less than 50,000 yuan in his hands.

At the beginning of the establishment of Miki Media, he gave himself a 32% personal share, and the main income points were store visit videos and star map advertisements...... This state lasted until the end of September, and his personal share income, plus the basic salary, was exactly 800,000.

At the end of September, he started to do live broadcasts.

In due course, he canceled his personal share and changed his salary to a fixed 4,999 yuan per month...... This state continues to this day.

The above personal income adds up to about 1.4 million, and after filing taxes in full, there is still 950,000 left.

950,000 is Li Chuan's entire personal income.

However, it was not the money on his personal bank card.

On his personal bank card, there is only 556,000.

What does this mean?

represents that in the past period of time, Li Chuan spent nearly 400,000.

How is it spent?

Li Chuan usually uses the company's reserve fund for most of his consumption, but there are exceptions, such as ordering takeout and buying chewing gum, which he pays for with his personal bank card.

Some people may say that ordering takeout and buying chewing gum can cost nearly 400,000?

It is true that it does not cost nearly 400,000 yuan to order takeout and buy chewing gum, but Li Chuan has also used his personal bank card to make some large purchases.

Among them, the largest amount is the LV limited edition bag, priced at 366,000.

He bought this bag as a gift for Zhu Fang, but he didn't think about it, Zhu Fang already had it.

In the end, Zhu Fang didn't hand over the bag, and the LV counter couldn't return it, which led to the 366,000 bag being kept in the black Alpha cabinet.

In addition to this bag, the New Year's goods that Li Chuan bought during the New Year were also paid for with his own personal bank card...... A box of Moutai wine, two Chinese cigarettes, and some miscellaneous things add up to nearly 20,000 yuan.

That's why he only has 556,000 left in his personal bank card.

Now, his personal funds are only 556,000, while the packaging price of Hengyuanhui Supermarket is 24 million, and the difference between the two is not half a star.

Therefore, if he wants to put Hengyuanhui Supermarket under his personal name, he must think of other ways.

What's the other way?

Li Chuan thought about it, and felt that the foothold of this matter should still be on Miki Media, after all, he now has no other particularly valuable assets except Miki Media.

With the help of Miki Media, how should it be operated?

In this regard, Li Chuan thought of two methods:

The first method is to use Miki Media's shares to make a mortgage loan in a bank.

This kind of thing is very common in the business field...... Many companies or individuals, when there is a problem in the capital chain, will think of doing "equity pledge loans" to solve their urgent needs.

Under normal circumstances, the proportion of loans is 70%, that is: equity worth 100 yuan can be borrowed from the bank to 70 yuan...... This proportion is still quite impressive.

However, for Li Chuan, this matter is more difficult to operate.

Because Miki Media is not listed and there is no clear value of equity, if you want to seek an "equity pledge loan", you must first make a detailed assessment of the overall value of Miki Media...... This is what many people often call "valuation".

Calculating valuation, which is simple to say, is actually very complicated, especially for emerging industries such as Company M, there is no fixed evaluation system at all, and it takes a lot of work to calculate the valuation...... Some banks simply don't do it because they are troublesome, while some banks will try to keep their valuations as low as possible to reduce their own risks.

Therefore, this kind of thing is not something that can be completed overnight...... It is not easy to make achievements, and there is no accurate number in time, and it may drag on for a year and a half, and the money cannot be approved.

The second method is to take the money directly from the company's account.

It's easy to say, but it's actually more complicated.

24 million is not a small amount, and it is impossible for Li Chuan to withdraw the money directly in the name of the company's reserve fund as before...... The reserve fund of private enterprises is that everyone knows what is going on, and the state tax department is not a fool, and the reserve fund spends tens of thousands, hundreds of thousands, and they may not take it seriously, and turn a blind eye to it, but 24 million...... With such a large amount, they can't pretend to be stupid if they want to.

If Li Chuan dared to do this, someone would definitely invite him to come to the door for tea.

Therefore, there is no way to withdraw money directly, and if he wants to withdraw the money, he can only take the formal way.

But the question arises again, what is the formal way to go?

Payroll?

It is possible to pay salaries, but you have to pay 45% personal income tax...... That's a bit high.

Moreover, it is difficult to justify the procedure.

Li Chuan had been getting a salary of 4999 per month before, and suddenly mentioned tens of millions, which was a bit too outrageous, and the appearance was too ugly.

The formal way is not only the way of "payroll".

From Li Chuan's point of view, he can actually pay his salary in disguise in the form of "dividends".

"Dividends" is the earliest phenomenon of business cooperation, and its history has lasted for thousands of years...... Before the formation of the stock exchange market, "dividends" was the main way for shareholders to obtain benefits, and now the times have changed, and the ways for shareholders to obtain benefits have become diverse, but the form of "dividends" has always existed and has always occupied the mainstream.

Nowadays, many mature companies will pay dividends to shareholders every year, and the intensity is not small.

Company dividends, normally speaking, need to hold a shareholders' meeting and the board of directors, and the two sessions can only be implemented after the two associations confirm.

However, Li Chuan occupies 100% of the shares of Miki Media and enjoys absolute control over Miki Media...... Moreover, 100% of the shares also mean that the money from Miki Media's dividends will all belong to his personal name.

Some people may ask, is there any tax on dividends?

Absolutely!

According to the law, when the funds received from dividends are collected by individuals, they need to pay 20% personal income tax.

One is 45% and the other is 20%, a difference of more than double the difference...... Everyone knows which one to choose.

Of course, some people may say, I don't choose any of them, I directly choose the first method, go to the bank to do an "equity pledge loan", this money comes out, no tax has to be paid.

This idea is correct, but as mentioned above, it is not so easy for unlisted companies to make equity pledge loans, and they may be busy for several months and end up not getting a penny.

Moreover, after a while, the Internet celebrity industry will be rectified...... At that time, all Internet celebrities will have to face a wave of "tax compensation".

Mr. Sen, as one of the top names in the live streaming industry, must be the first to attract attention.

However, Li Chuan's previous taxes were mostly in the name of the company, and they belonged to him personally, and he didn't pay much tax at all, and now it is only a few hundred thousand...... Hundreds of thousands of personal income tax, which is too little for a top-brand anchor with goods, it is impossible not to be noticed.

Therefore, Li Chuan should pay a little more tax before the wave of tax compensation just to avoid being overly concerned...... This move can allow him to strive for a good attitude at the official level and save himself in the future.

45%, a bit much, but 20%, really acceptable.

Li Chuan thought about it for a long time, and finally made up his mind...... He wants to take the money out of the company's account in the form of "dividends".

However, "dividends" do not mean that they are divided, he needs to go through the processes that should be taken one by one in accordance with the law, so that everything becomes compliant.

One of the more important points is that he needs to make up the company's registered capital first.

The law stipulates that when the company pays dividends, it shall be distributed according to the amount of paid-in funds of each shareholder.

When Miki Media registered, it chose the subscription system and the registered capital of 1 million.

In the initial construction of Miki Media, Li Chuan used his own personal funds, and successively invested about 550,000 yuan in it...... This is regarded as about 550,000 paid, but the relevant procedures have not been completed.

Li Chuan needs to complete these procedures first, and then invest about 450,000 yuan in it, so that Miki Media can change from a "subscription system" to a "paid-in system", so as to comply with the company's legal provisions on dividends.

After Miki Media becomes a "paid-in system", it can distribute dividends in accordance with the normal procedure.

These operations are not complicated, but they also take a certain amount of time...... If you can do it in a week, it's good.

However, Li Chuan signed the "Hengyuan Hui Copyist Purchase Contract", which was to transfer the full amount of 24 million to Mr. Zhou's company account within seven days.

It was seven days, and now only half of it is left.

Half the time, the dividend process will definitely not be completed, so before that, he has to think of a different way.

The other way is simple, that is, to borrow money from Miki Media in his own name...... Lend the money first, solve the matter of Hengyuanhui Supermarket, and then go through the dividend process; Wait for the dividends to come down, and then repay the loan.

This practice is also compliant and legal.

Moreover, he doesn't have to be in a hurry to return it.

According to the law, the owner of the company only needs to repay the loan from the company before December 31 of this year.

It's only February now, and there are still more than 300 days until December 31, and Li Chuan can even use the money to do something else, such as stock speculation or something.

After straightening out his thoughts, Li Chuan took out his mobile phone, opened WeChat, and found Zheng Lingfang's chat box.

Supplemental procedures, dividend procedures, borrowing, etc., are all financial matters...... In terms of finance, he naturally had to communicate with Zheng Lingfang, who was the person in charge of the company's finances.

Click on the chat box and start typing.

In fact, there is no need for Li Chuan to send WeChat, because the financial office is next to his office, and he and Zheng Lingfang are separated by a wall, so you can just walk over it.

However, he didn't want to go to the finance room, but wanted to call Zheng Lingfang to his office.

Why?

One is because he is lazy and doesn't want to move; The second is because he wants to do something bad with Zheng Lingfang.

In the past two days, he has been accompanying Zhu Fang.

Zhu Fang is pregnant, and it is inconvenient to do bad things, although the other party uses other places to serve him very well, but he always feels that there is something less and not enough fun, so he hit Zheng Lingfang with the idea.

Zheng Lingfang and Zhu Fang are almost the same type, they are both beautiful mature women, with differences in appearance and temperament, but they are not much different from each other, and their emotions are also highly compatible.

At the same time, Li Chuan also remembered one thing.

Zheng Lingfang was not only the first woman after he was reborn, but also the first woman to offer to give him a child...... For this reason, they "struggled" for a while, but never succeeded.

Later, he had more women and less time to accompany Zheng Lingfang, and the matter was a bit "over".

However, what he didn't expect was that he couldn't get along with Zheng Lingfang, but he continued with Zhu Fang.

Zheng Lingfang was the first woman to propose to give birth to him, but now it is not her who is pregnant, but Zhu Fang.

When Li Chuan thought of this, he couldn't help but feel a little guilty about Zheng Lingfang in his heart.

At that moment, he decided to work hard again, striving to let Zheng Lingfang also conceive his child!

He had already figured out the child's affairs before...... Anyway, he has money, and the child is born and raised...... One is also raised, and two are also raised, there is no difference.

[Come to my office.] 】

Li Chuan sent Zheng Lingfang a WeChat message, no nonsense, and went straight to the point.

Five seconds later, there was a knock on the office door.

"Come in!"

Zheng Lingfang pushed open the door and walked in.

"Close the door."

Zheng Lingfang turned around and closed the door.

"Come here."

Zheng Lingfang walked slowly to the desk.

"Don't stand there, come here."

Zheng Lingfang's face hesitated, but she still bypassed the desk and stood next to Li Chuan.

Li Chuan glanced up at Zheng Lingfang and pulled her into his arms.

"Ahh

Zheng Lingfang sat on Li Chuan's lap and couldn't help but let out an exclamation.

"Don't scream! Let it be heard. ”

Li Chuan reprimanded, and after speaking, he kissed Zheng Lingfang on the cheek.

Zheng Lingfang's face was red, and she couldn't help but be ashamed and said, "What are you doing, you ...... Calling me over just to eat tofu? ”

"No, I'm on business."

Li Chuan shook his head.

"If you have something serious, just say it, you let me go first."

Zheng Lingfang pushed Li Chuan hard, trying to struggle to get up.

"That's it."

Li Chuan sternly refused, and the intensity increased a few points.

"You're such a stinky rascal."

Zheng Lingfang couldn't struggle, and after sighing helplessly, she had to obey Li Chuan's wishes.

“……”

In the next ten minutes, Li Chuan told Zheng Lingfang in detail about his plan.

"That's pretty much it...... For other things, you can put it off for a while, it's okay, but the borrowing thing is more urgent, you have to do it immediately, and I must get the money by tomorrow afternoon at the latest, understand? ”

"Understood, I'll go to the bank in a while, and if it goes well, I'll be able to get it this afternoon."

"Well, that's for the best."

“……”

After the work exchange, Li Chuan began to grope on Zheng Lingfang's body with both hands.

"Ah, don't make a fuss, I'll go to the bank later."

Zheng Lingfang blushed and resisted in a low voice.

"It's okay, it's only three o'clock in the afternoon, it's too late, let's do the activity first."

After Li Chuan finished speaking, he was going to pick up Zheng Lingfang's clothes.

However, just then, there was a knock on the office door.

Winter, winter, winter.

When the two of them heard the voice, they were both startled, and then they bounced away in an instant, and each tidied up his clothes and appearance.

After a moment of scramble, they sat down face to face, pretending to be talking about work.

"Come in!"

Li Chuan shouted outside.

The door opened, and Zhu Chenwei walked in.

"Mr. Mori ......"

Zhu Chenwei came in and saw Zheng Lingfang, his face was slightly stunned, and he paused what he had just said.

Li Chuan glanced at Zhu Chenwei expressionlessly, then turned his head to Zheng Lingfang and ordered, "You go back first...... Hurry up to the bank, get things done, and come back with a message for me. ”

"Okay, Mr. Sen."

Zheng Lingfang nodded, then got up and walked out of the office.

Zhu Chenwei watched Zheng Lingfang leave, his face did not show a strange look, obviously he did not find a flaw.

"What's the matter?"

After Zheng Lingfang left, Li Chuan looked up at Zhu Chenwei and asked.

"Mr. Sen, there is a ...... who has come to apply"

"Oh?"

When Li Chuan heard this, he raised his eyebrows and said, "So fast? Has the "Post-Year Recruitment Plan" been arranged? ”

"Uh...... It's almost arranged, and the job postings are all hung up. ”

"Well, well done."

Li Chuan nodded approvingly, and then said: "In the future, you can recruit according to the plan, and if you interview for any position, you will notify the department to which the post belongs, I am not responsible for recruitment, and you don't have to report to me." ”

"I understand, but ......" Zhu Chenwei's face became tangled.

"But what?"

"That...... I just received a candidate and his situation is ...... It's a bit special. ”

"Special? How special? ”

He said...... He wants to apply for a job as general manager. ”

"Apply...... What?! ”