The spring breeze rises all year round!

In the capital, a shop began to open quietly.

This shop sells everything, rouge gouache, oil, salt, rice noodles, ......

It's not a big deal, but what has aroused the curiosity of the surrounding neighbors is that the store can take away the goods without money.

It's not that you don't need money, the store said that you can use it first, and then give money at the end of the month, of course, you have to give a few more money.

At first, these neighbors didn't believe it, but when a family really bought ten buckets of rice and didn't pay, it caused a sensation, and the neighbors rushed to buy those necessities.

In just a few days, Su Le's store has robbed the business of other shops around.

No way, whether ancient or modern, people's consumption hearts are the same, don't pay on the spot, just be willing to buy things.

What's more, these necessities of life are meant to be bought, and because they don't have to pay for them, there are more things than planned.

That's the power of spending advances.

The other shops on the street saw that this was not good, and they had no business of their own, so they began to follow suit, allowing buyers to pay on credit first.

"Su Le, those shops are the same as us, and our business has lost half of it in the past few days."

Backyard!

Yang Ming looked at Su Le, who was sitting in the courtyard, and walked in with a frown to inform him of the current situation.

"Leave them alone."

After half a ring, Su Le replied, and he didn't even open his eyes.

Yang Ming saw that Su Le was too lazy to this extent, and wanted to persuade a few words, but finally gave up.

It's not that I haven't persuaded him in the past, but it has no effect, and Su Le is getting lazier and lazier.

……

A month later, the owners of the surrounding shops couldn't sit still, because they found that the goods that had been taken out on credit could not be collected back now.

Those who buy things are directly in debt.

Only then did these shop owners find out that the people who came to their store to pay on credit were some ruffians, and even if they reported to the officials, these people were not afraid.

This is the advantage of Su Le's credit investigation in the early stage, and the buyers who can pay on credit in Su Le's store have a certain ability to repay their debts.

"Su Le, those shopkeepers are miserable now, and most of the money can't be recovered."

Faced with Yang Ming's schadenfreude, Su Le's expression was flat, this was what he expected, if he didn't do a credit investigation, anyone could take credit, and no matter how much money he had, he couldn't afford it.

"You go to those merchants and tell them that if they want to continue to buy for zero yuan, they can cooperate with us, bring the buyer to sign the agreement, and if the buyer doesn't pay back, he can find us to be responsible."

If you want to expand your zero-yuan purchase, you can't naturally rely on your own family, and if you want to make a big model, you have to keep throwing money, which is the experience that Su Le has gained from those modern Internet companies.

He doesn't have that much money, but he can use these merchants, and all they have to do is take a fee.

"Three out of a hundred for every transaction."

3%, this figure is well thought out by Su Le, and it is also acceptable to sellers.

"Okay, I'll go talk to those merchants."

Yang Ming was not verbose, turned around and went to do errands, Su Le turned over and continued to lie down.

Well, the amount of exercise today has reached.

……

As Su Le expected, those merchants agreed after a short hesitation, because they really didn't lose, and 3% was equivalent to losing interest, but they didn't have to earn this interest money in the first place, 3% for a guarantee, and shrewd businessmen knew how to choose.

One month, two months......

In just three months, the trend of zero-yuan shopping swept the entire capital's shops, and many people in the capital also tried zero-yuan shopping.

During this period, it was not that no one wanted to seize the business of zero yuan purchase, and many of them in the capital city took action, but with little success.

Because they have not investigated the people of the capital, they either can't collect a lot of bad debts, or there are not many businesses to cooperate with them.

The reason is very simple, Su Le signed an exclusive agreement with these merchants, and no merchants are allowed to cooperate with others, and once discovered, they will ban the cooperation of zero yuan purchase.

The people don't know the inside story, but these merchants do, Su Le has a list in his hand, which records the credit records of the people in the capital, divided into a white list and a black list.

Those on the white list can enjoy zero yuan purchases, while those on the black list are scoundrels or have no money.

Now that the people of the capital are accustomed to buying for zero yuan, if it is eliminated, it means that there is a lot of business missing.

"How unreasonable, with the prestige of Lord Shilang, these merchants dare to be disobedient!"

The housekeeper of Zuo Shilang's Mansion was extremely angry at the moment, and Lord Shilang learned of the huge value of the zero-yuan purchase and ordered him to get one too, but he looked for those merchants, but they were all refused.

"A group of untouchables have made adults angry, so that they can't open their shops in the capital."

Listening to the housekeeper's anger, several of his subordinates were slanderous in their hearts, although these shops were all businessmen on the surface, but the owners standing behind them were all warrior families.

Not to mention Lord Shilang, even if it is the third prince, he doesn't dare to offend all these merchants.

The housekeeper vented for a while, and knew that what he said was angry, and after taking a deep breath, he asked his subordinates, "What did the People's Bank say over there?" ”

People's Bank, this is the name Su Le gave to his shop.

"They refused, and their attitude was very arrogant."

"Refuse, there is only one person behind him, who dares not to give face to Lord Shilang?"

The housekeeper slapped the table suddenly, and the hard solid wood tea table was shattered like this, he was the housekeeper of the Shilang Mansion, and he was also a five-grade powerhouse.

"Don't be angry, you have a plan." The subordinate standing below hurriedly spoke.

"Is there any way to hurry up."

"My lord, although our adults are older than Yushi, it's not easy to find trouble openly, isn't his zero-yuan purchase only for some rich and solid families on credit, then we will find such a person to take credit and deliberately repay him on account."

"Idiot, behind him is Wang Yushi, do you think there are those families in the capital who will offend Wang Yushi?"

"My lord, what if it's thirteen horses?"

The butler's eyes suddenly lit up, and the next moment he burst out laughing.

"Yes, the Thirteen Ponies are a good character."

There are no princesses in the saint today, but there were more than a dozen princesses during the emperor's lifetime, of which the thirteen concubines were the husbands of the thirteen princesses.

The horses of the Taisho Dynasty are not allowed to enter the court as officials, this is the ancestral training.

However, the royal family has been weakened over the years, so one of the important reasons why the Holy Lord intends to abolish this ancestral precept is for the sake of the thirteen horses.

The thirteen horses are now three-grade martial artists, and if they enter the court as an official, it will be a big help for the royal family, but the saint who didn't expect it just revealed that a little bit of rumor came out, and Wang Yushi immediately admonished, saying that the ancestral training could not be violated, preventing the thirteen horses from entering the court.

"Hand the post to the Horse Mansion for me."