031// Silversea is the bank going to sea

Although Gao Yunxuan is not tall, he is very official. At this moment, his angry eyes are like bull's eyes, his two evil eyebrows are erected like bird's wings, and fire is spewing between his eyebrows and eyes, and ordinary people can't stand his big sprinkler.

Seeing Gao Yunxuan talking to himself with this attitude, Li Fei was very angry. He tried his best to control his resistance, and said in a soft and hard tone, I am just helping this little thing. Didn't want to make any money from it at all!

I want to be a, and I want to set up a torii! Gao Yunxuan snorted angrily.

Li Fei could understand it, but it was inconvenient for him to attack, so he could only swallow his anger. Two people are holding a red pig's head face, you don't look at me across the table, I don't look at you; You won't let me, I won't let you stand.

How much? Gao Yunxuan picked up the budget book on the table and asked in disgust.

Thirty thousand. Li Fei replied.

Li Fei wanted to say that it was written in the budget book, but you don't know what to read? But on second thought, forget it, there's no need to worry about him.

Gao Yunxuan was ready to cut the budget with Li Fei. For what Guan Jinshan wants to do, he can't stop it, and he can't stop it. But it is his power to cut the budget. And Li Fei said 50,000 in front of Guan Jinshan, but what he reported was 30,000. This is something Gao Yunxuan didn't expect.

Has the design been changed? Gao Yunxuan asked.

No. Li Fei replied.

Who will do the construction?

I.

Gao Yunxuan glanced at Li Fei: Are you doing engineering?

Swindler! I don't think you're an engineer. Gao Yunxuan cursed in his heart.

I do hotels. Li Fei said.

Hotel – Which hotel?

Perfume Star River Hotel.

The one that the Commerce Bureau did it?

Hearing that it was from the Perfume Star River Hotel, Gao Yunxuan's voice changed suddenly.

For enterprises in Xiangzhou City, Gao Yunxuan secretly did an investigation. There is a general idea of which ones are good and which ones are promising. Among them, the Perfume Galaxy Hotel under construction is very optimistic about him. He asked:

Isn't Perfume Star River Hotel doing it by Li Fei?

I am Li Fei.

Gao Yunxuan looked at it in surprise:

Are you Li Fei?

Gao Yunxuan took out a cup from the cabinet and scalded it with boiling water over and over again, preparing to make tea for Li Fei.

What tea are you used to drinking? There are several kinds of tea in Gao Yunxuan's cabinet.

Li Fei said, I'm not used to drinking tea. Plain water will do.

Gao Yunxuan put a cup of boiled water in the middle of the coffee table and said to Li Fei to sit down. Li Fei sat on the sofa in the middle according to the positioning of the water glass. At this time, he saw that Gao Yunxuan did not sit on the large chair behind his desk, but took his own special teacup and sat down on the sofa next to him. Li Fei hurriedly got up and gave up his seat, and said Governor Gao, come here. Gao Yunxuan raised his hand and pressed it, saying the same. Li Fei saw that Gao Yunxuan was reluctant to change seats, so he only moved to Gao Yunxuan's side with the cup.

Xiangzhou shopping mall is also in charge of you? Gao Yunxuan said.

Yes. Li Fei replied.

When does the hotel open?

Want to fight at the end of the year.

The hotel and restaurant industry in Xiangzhou is too backward, and it is long overdue to build a decent one.

Talking about the hotel, Li Fei, who was upset by Gao Yunxuan, suddenly came to his senses. He described the central air conditioning, all-day hot water, double elevator, international telephone, closed-circuit television, security monitoring and other equipment and facilities of Perfume Star Hotel. and put the full contract system; Out-of-home training programs; Four-level vertical management and so on have been blown through.

Two people chatted happily, one boastful; One listened to with relish. Speaking of the end, Li Fei sighed inadvertently. Although this voice was as light as nothing, it was still captured by the attentive Gao Yunxuan.

Sigh what?

Gao Yunxuan smiled hard when he saw Li Fei, and wanted to say that he couldn't say that he couldn't, and said I know.

Li Fei saw Gao Yunxuan's face sneering, and said What do you know about President Gao?

Gao Yunxuan said, one word: money; Two words: poor money.

Li Fei smiled bitterly.

What is the opinion of the president? Gao Yunxuan asked.

Li Fei felt that Gao Yunxuan's question was inappropriate. You are the vice president, you should know better than me what the attitude of the president is. He said:

I've been looking for him for a few months, and I always say that there is no money in the bank.

What is your relationship with President Guan?

It doesn't matter. Mr. Guan used to be the director of our commercial bureau.

There are many places where the governor has worked, and this is nothing.

Yes, otherwise I would have done such a thing as a roof garden. It's not to get closer to the president, where do I have time to do this kind of thing. I'm too busy with my own business.

Gao Yunxuan stared at Li Fei's thin face, and couldn't help but feel compassion. He asked:

How much did China Commercial Bank give you?

Million.

How much money is missing?

Li Fei thought about it and said, six million.

Gao Yunxuan smiled: Tell me the truth.

I'm telling the truth. Li Fei said.

Gao Yunxuan shook his head: If the Perfume Galaxy Hotel opens, it will not cost 10 million, but at least 8 million.

Li Fei smiled, didn't say yes or no. How much money is needed to open the hotel, Li Fei is not unclear in his heart. He didn't dare to tell the truth, he was afraid of scaring the bank. Li Fei looked at Gao Yunxuan again, and felt that this person was shrewd, and he seemed to be different from ordinary people who were born in administration.

Is there really no money in the industry? Li Fei asked Gao Yunxuan.

Gao Yunxuan said that the deposit was 60 million or 70 million yuan, and the loan was more than 200 million. Do you say rich or not?

Li Fei didn't understand, and looked at Gao Yunxuan stupidly: Rich?

Seeing Gao Yunxuan shaking his head. And he said, "No money?"

Seeing that Gao Yunxuan still shook his head.

Li Fei was confused: You said you have no money, right? Deposits of 60 or 70 million can lend out more than 200 million; You say you're rich, right? The governor said every time that there was no money.

Gao Yunxuan really didn't want to say more about these things that made him worry.

Eighty percent of the more than 200 million yuan lent out has become non-performing assets. The upper beam is not correct and the lower beam is crooked, Guan Jinshan is engaged in relationship loans and favor loans in the Xiangzhou branch, and the people below are also fishing in troubled waters. Lend money to your relatives and friends without collateral, security, or even approval.

The minimum is 120,000 yuan, and the more is more than 1 million yuan. Just lend out, don't get it back. In the eyes of many people, the Xiangzhou branch is an ATM. Don't mention it, don't mention it.

The following township enterprise has an overdue loan of 5 million in the bank. The loan officer repeatedly collected to no avail. The director of the enterprise came to the door and gave Guan Jinshan a piece of smuggled imported watch. As soon as he was happy, not only did he not want to repay the loan, but he also gave the company an additional loan of 200,000 yuan.

Thinking of these heartwarming things, Gao Yunxuan was so angry that he almost vomited blood.

After Gao Yunxuan was transferred to the Xiangzhou branch, the provincial bank made it clear that he was the second-in-command. Guan Jinshan put him in charge of the organs and deposits. Not long ago, a new company was established in the industry, named Yinhai.

The person carrying the sedan chair said that the boss is called Jinshan, the company is called Yinhai, and Yinhai is Jinshan's son.

Guan Jinshan corrected and said, what kind of son, grandson, Yinhai is the bank going to the sea, what to make money.

Guan Jinshan raised Gao Yunxuan: You have been the director of the bureau, you have managed the enterprise, and you will be the general manager of Yinhai Company.

Gao Yunxuan knew in his heart that Guan Jinshan was doing this in order to exclude himself from the bank's main business. Although Gao Yunxuan was reluctant in his heart, he still had to pretend to be willing.

He has his own plans in his heart, no matter how evil you do, after all, you are almost sixty years old, how many days can you do in this son? And I am young, and youth is the capital. I don't have to worry about you.

Guan Jinshan has read countless people, and Gao Yunxuan already knows the little ninety-nine in his heart.

The leaders of the provincial bank came to Xiangzhou branch to inspect the work and fully affirmed the work of Guan Jinshan. This made Gao Yunxuan very puzzled: How could this be!

Someone told him that the relationship between the governor and the top leader of the provincial bank was particularly good.

After the leaders of the provincial bank left, Guan Jinshan solemnly announced at the bank-wide cadre meeting: I still have 1,000 days left in my term of office.

A thousand days! Three years? Gao Yunxuan thought that he either heard it wrong, or Guan Jinshan said it wrong. Hearing that someone congratulated Guan Jinshan and sang praises for Guan Jinshan, and then looked at Guan Jinshanzhi's satisfied appearance, he knew that it was right.

Guan Jinshan said: I originally wanted to retire early so that young comrades could take over. But the provincial leaders disagreed. Speaking of this, he glanced at Gao Yunxuan with his eyes. caused everyone to look at Gao Yunxuan. Gao Yunxuan was not very embarrassed, and he had to pretend to be a bunch of fake smiles on his face. What a sin.

Hello no ambition! Why should you be afraid of him? Isn't that just for that seat?

This incident hit Gao Yunxuan very hard and made him languish for a while. Of course, Gao Yunxuan did not give up, he believed that opportunities would always be left to those who were prepared.

Zhang Zhilong, head of the credit department, graduated from technical secondary school and is more capable of doing things. Gao Yunxuan chatted with Xiao Zhang a few times in private, and felt that the young man was not bad, so he deliberately wooed him.

Xiao Zhang was smart, he didn't say anything in his mouth, and he understood what Gao Yunxuan meant. Gao Yunxuan asked him to investigate the situation of the real economy in Xiangzhou City, and find out the promising industries and well-run enterprises. It only took him two weeks, and he did it quietly.

He classifies the hotel industry as a sunrise industry. The Perfume Galaxy Hotel was investigated as a promising corporate focus. This made Gao Yunxuan very satisfied. Gao Yunxuan thought that if that day came, Zhang Zhilong must be a good helper.

However, one day, someone from the city procuratorate came and took Zhang Zhilong away. For a while, rumors spread, and the people of the Xiangzhou branch were panicked.

There is a strong new trading company in Xiangzhou. The general manager's name is Huang Qiangxin. He was investigated by the Municipal Procuratorate on suspicion of a fraud case. According to Huang Qiangxin's confession, he got a loan of 2 million yuan from his friend Guan Zhigang of the Xiangzhou branch of the Urban Development Bank through his friend Guan Zhigang in the Xiangzhou branch, and originally planned to use the money to pay for the goods, but as soon as the money arrived, he changed his mind and did not want to take it out.

The procuratorate went to the Xiangzhou branch to investigate, and it was indeed true. It's just that Guan Zhigang is not a staff member of the Xiangzhou branch, but Guan Jinshan's son.

The procuratorate approached Guan Jinshan to investigate, and Guan Jinshan insisted that he had no knowledge of the matter. Check the approval materials, and there is indeed no signature of Guan Jinshan on them. Not only did he not care about Jinshan's signature, but he didn't even have the signature of the vice president in charge of credit. There is only a signature from Zhang Zhilong, the head of the credit section.

And Zhang Zhilong did not have the right to sign the loan at all. Obviously, this money cannot be released without the instruction of anyone. As a result, the procuratorate conducted an isolated review of Zhang Zhilong.

Because the case involves Guan Jinshan's son, Guan Jinshan must recuse himself. Guan Jinshan sent Gao Yunxuan to come forward and cooperate with the procuratorate on behalf of the Xiangzhou sub-branch to organize and cooperate with the procuratorate.

Guan Jinshan entrusted this kind of semi-public and semi-private matter to Gao Yunxuan, making Gao Yunxuan feel trusted and reused for the first time in the industry.

Guan Jinshan talked about his son Guan Zhigang, a "mixer". He said, I don't know how much I have been educated, he is the wind in his ears. I really can't do anything about him. Governor Gao, you treat Zhigang as an unsuccessful brother of yours, no matter what, pull him up.

Gao Yunxuan said to Guan Jinshan that he would do his best. It seems that all the unhappiness between Guan Jinshan and Guan Jinshan disappeared for a while. Although this feeling is very fake, Gao Yunxuan is still in a good mood. On the way to the procuratorate, he actually hummed a song.

Elder Zhou, the chief procurator, was also transferred from the post of secretary of the township party committee. I am very familiar with Gao Yunxuan.

Lao Zhou called the relevant case-handling personnel and let Gao Yunxuan have a general understanding of the progress of the case.

Gao Yunxuan offered to meet Zhang Zhilong. The investigators felt that it was not suitable. Gao Yunxuan begged Lao Zhou and asked the prosecutor general to send a message.

When Gao Yunxuan saw Zhang Zhilong, Zhang Zhilong frowned. The whole person has lost weight, his face is loose, his eyes are deeply sunken, and his teeth and bones are protruding. Gao Yunxuan felt uncomfortable for a while: a good seedling......

Gao Yunxuan asked a few questions, but Zhang Zhilong didn't say anything.

If you tell me the truth, I can help you.

Seeing that Zhang Zhilong was still silent, Gao Yunxuan said in a voice that almost only he could hear, I know that you are carrying the black pot for others.

Gao Yunxuan saw Zhang Zhilong's eyelids raised and lifted, as if he wanted to say something, but before the words came out, his eyes turned red. Hurriedly lowered his head, went up and down his throat, and swallowed vigorously.

That day, Guan Zhigang came to Zhang Zhilong and said that his friend's company wanted a loan of 2 million and asked Zhang Zhilong for help. Zhang Zhilong said that such a large amount must be agreed by the vice president in charge and the president. What's your dad's opinion?

Guan Zhigang said, the old man asked me to come to you. Zhang Zhilong asked about the situation of his friend's company, and Guan Zhigang didn't know. Zhang Zhilong guessed that the relationship here was a bit complicated, and said that you let your friend come to me by himself.

In the conversation with Zhang Zhilong, Huang Qiangxin mistook Guan Zhigang's name several times. made Guan Zhigang very embarrassed. Regarding the purpose of the loan, Huang Qiangxin said that it was working capital for doing business.

Zhang Zhilong asked him to take the purchase contract and look at it. Huang Qiangxin is troublesome. Zhang Zhilong said, you don't even have a purchase contract, what do you tell me to do?

Huang Qiangxin said with a puffed eyebrow, who said there is no contract? Did I say no?

Zhang Zhilong saw that this person was arrogant, so he stopped messing with him. took a pen and wrote a list of information that needed to be provided and handed it to Guan Zhigang. Later, he asked Guan Zhigang: How did you know this person?

Guan Zhigang shook his legs and said, introduced by a friend.

Zhang Zhilong said, Zhigang, I am a few years older than you, I can be regarded as your brother, right?

Of course!

Since you don't dislike it, as an elder brother, I want to say a few words to you: be cautious when making friends with people in society.

Know.

From Guan Zhigang's tone, Zhang Zhilong could hear that he was thinking he was being verbose. He said:

Can you not help this person just now?

Why? Guan Zhigang asked rhetorically.

This man is unreliable. Zhang Zhilong persuaded.

Don't give him a loan?

Yes.

How's that going to work? I've said yes. Guan Zhigang said undoubtedly.

The bank is not opened by your family, so you can regret it if you agree. Zhang Zhilong said.

No, talking doesn't count, how will I mix in society in the future?

Guan Zhigang's words made Zhang Zhilong cry and laugh. An unreasonable person, he actually talks about any credit. Zhang Zhilong said:

If you have to do it, I can only help him sort out the information, and you can take it to President Wu to sign.

Can you not ask him to sign it? Guan Zhigang knew that there was a difficulty in this matter, and he had to ask Zhang Zhilong for flexibility.

He is the vice president in charge of credit, how can he not sign it? Zhang Zhilong said.

He is a poplar leaf who is afraid of breaking his brain, and he is not responsible at all, you told me to go to him? Didn't you find him and push him to my old man?

Do you think such a large loan will not go to your father?

Of course you can't go to my dad, I want to get a loan, you ask him to sign it?

Don't say that I'm confused, I still understand this truth.

What is the loan you made, isn't it a loan from a strong new company? Zhang Zhilong felt that the more he talked about things, the more complicated they became.

Brother Long, you are not an outsider, let me tell you the truth, this loan was taken by me and Huang Qiangxin to do business. Anyway, the deadline is not long, you must help me do it.

I see. Zhang Zhilong nodded.

Guan Zhigang thought that Zhang Zhilong had agreed, and said thank you, Brother Long.

Zhang Zhilong was embarrassed: Do it? The responsibility is too great; Don't do it, right? Guan Guan's side can't afford to offend.

In the evening, he went to Guan Jinshan's house and reported to Guan Jinshan that Guan Zhigang wanted a loan of 2 million. Guan Jinshan gave Zhang Zhilong tea and fruit, knowing that Zhang Zhilong did not smoke, and handed him a cigarette. Zhang Zhilong was flattered. was busy for a while, and a sentence came out coldly:

You don't have to report to me about Zhigang, Xiao Zhang, and I don't want to know.

Zhang Zhilong was dumbfounded. I thought to myself: If I don't report to you, who will I report to?

Then Guan Jinshan chatted with Zhang Zhilong about some miscellaneous things. Since Zhang Zhilong joined the work, it was the first time he was so close to the president, and his heart was both warm and touched. The only thing missing is that the answer to the question has not yet been obtained.

When saying goodbye, Zhang Zhilong suddenly said: I am worried about Zhigang's matter, and President Wu will not sign.

He heard Guan Jinshan snort and chirp something, it should be that he didn't want President Wu to sign. He wanted to confirm again, but Guan Jinshan didn't give him a chance. Guan Jinshan, who was wearing a pair of cotton slippers, stood up with his hands on his knees, swayed his old body and walked to the door, opening the door for him. He said, "Your brother Zhigang is not on the road, you have to help him more."

Back at home, Zhang Zhilong pondered and struggled all night.