032// It's better to eat better than not to eat at all
Whether to take the responsibility by himself, or to use Guan Jinshan as a shield, Zhang Zhilong can't make up his mind.
If Guan Jinshan is confessed, there may be two outcomes: one is that Guan Jinshan will fall as a result; The other is that Guan Jinshan can turn danger into disaster.
If it is the former outcome, there is no doubt that he can mitigate the responsibility. If it is the latter result, he confesses to Guan Jinshan, and Guan Jinshan does not fall, what should he do? Not to mention that the future is hopeless, even in the Xiangzhou branch, he is afraid that he will not be able to stay.
If you insist that you are the only one, there may be two possible outcomes. One is to ignore Jinshan and ignore him, and he will be punished by his back, and he will be wronged and hated; One is to rescue Guan Jinshan and find a way to get him out.
If it is the latter, he will become Guan Jinshan's sworn friend and hero. In the future, his future and status in the Xiangzhou branch will not be comparable to others.
So, will Guan Jinshan save himself? He didn't know. It stands to reason that Guan Jinshan should rescue him. If he is detained in the procuratorate for one day, Guan Jinshan will be worried for one day. I'm afraid that he Zhang Zhilong will say something. If you don't do it for him, Zhang Zhilong, Guan Jinshan is for himself, and he won't let it go.
Zhang Zhilong felt like he was facing a big gamble. A big gamble on one's future and fate. After some analysis and weighing, he pressed the treasure on Guan Jinshan's side.
When he heard Gao Yunxuan say that he was sent by the bank, Zhang Zhilong's heart was a little relieved. His inference is not wrong, Guan Jinshan is fishing for him.
When he heard Gao Yunxuan say that he knew that he was carrying the black pot for others, his heart was sour, and he almost burst into tears.
He can't admit it, and he can't deny it. He knew that Gao Yunxuan and Guan Jinshan did not agree with each other, and the secrets about Guan Jinshan could not be told to Gao Yunxuan. Talking to Gao Yunxuan is equivalent to telling the procuratorate.
What will they do with me? Zhang Zhilong asked.
Gao Yunxuan said that it is difficult to say now. It is imperative to recover the loan. When the loan comes back, your responsibility will be much less.
Could you please bring a message to Guan Zhigang, Zhang Zhilong said with a pun, asking his friend to return the money as soon as possible.
Back in the bank, Gao Yunxuan reported the situation of the procuratorate to Guan Jinshan. Special emphasis was placed on Zhang Zhilong's depressed mood and heavy ideological baggage. The implication is that Zhang Zhilong must be brought out as soon as possible. After a long time, I'm afraid he won't be able to bear it.
Guan Jinshan took one puff after another, and smoked the cigarette in his mouth like a bellows. He said, "Governor Gao, what should you do about this?"
Gao Yunxuan said: I think the top priority is to recover the loans involved in the case. The loan was recovered, and the case was not big. Then go to the procuratorate to do a job, and let them hand over the people to the bank to deal with it, so that it can be done.
Gao Yunxuan knew that if Zhang Zhilong died, not only would Jinshan be fine, but the loans in the bank would also be wasted.
Guan Jinshan said, President Gao, I agree with you. How to chase? Tell us what you think.
Gao Yunxuan said, you have to tie the bell to the bell, you tell Zhigang, ask him to come forward to find Qiangxin Company, and repay the loan as soon as possible.
Guan Jinshan gritted his teeth with hatred: I can't even see that bandit!
Guan Zhigang works in the Municipal Food Bureau, feels bored at work, and has been doing business outside. As the saying goes, relying on the mountains to eat the mountains and relying on the water to draft the water, Guan Zhigang's business will inevitably revolve around the city and the Xiangzhou branch.
After being introduced, Huang Qiangxin found Guan Zhigang and proposed to partner with Guan Zhigang to do business. Huang Qiangxin made the goods, and Guan Zhigang made the money. Fifty-fifty percent of the money earned.
Although Guan Zhigang wants to do business, he doesn't understand business. Listening to Huang Qiangxin say that he can make 100% money, he is very energetic. After talking to Zhang Zhilong, I felt that it was not easy. came up with a plan and lied to Huang Qiangxin that Zhang Zhilong wanted a 10% benefit fee.
Huang Qiangxin wanted to get the loan quickly, knowing that it was Guan Zhigang who robbed him halfway, so he had no choice but to rely on it.
After the matter was completed, dragging a lot of silver, Huang Qiangxin didn't want to let go. Neither paid for the goods nor intended to repay the loan. Who knew that the supplier had a background and found Xiangzhou City through the relationship. After the prosecution intervened, Huang Qiangxin chose to return the goods instead of paying.
Gao Yunxuan asked Guan Zhigang to come and told him about Zhang Zhilong. He was asked to help recover the loan of 2 million as soon as possible.
Guan Zhigang scolded: The procuratorate also ate a cock - there is nothing to do! People are lending money from the bank, what does it matter to you?
Gao Yunxuan heard him say this, and thought to himself, no wonder your father said that you were a bastard!
Gao Yunxuan said: The procuratorate will not take care of the normal bank loan business. If it is an illegal operation, the procuratorate will inevitably intervene. That's what they do. This incident not only involves Zhang Zhilong, but even your father has been implicated.
My dad didn't sign it!
No responsibility without signing? Whose son are you? Why can you borrow 2 million in the Xiangzhou branch? Fools understand something, can you fool the prosecutor's office? Your father discussed with me and asked me to come to you and quickly ask Huang Qiangxin to repay the loan.
What if he doesn't have the money to pay off the loan?
There's no money, you have to figure it out. Now Zhang Zhilong is locked up alone, and if you get your father in at that time, it will be difficult to do it.
Guan Zhigang said that he had no money to repay the loan, and the 200,000 yuan he took himself had already lost almost in gambling. I heard that his father might be locked up, so I became anxious.
Guan Zhigang found Huang Qiangxin, and Huang Qiangxin made an excuse and didn't want to pay back. Guan Zhigang spent some money and found a person on the road to negotiate before he got this done. Knowing that 200,000 of them were spent by Guan Zhigang, Guan Jinshan was half angry. scolded a lot, and only took the money to make up for it.
After Zhang Zhilong was released, because Guan Jinshan and Gao Yunxuan were both protecting him, he only received one demerit punishment in the Xiangzhou branch. is still his credit chief.
Li Fei didn't know about these things that happened in the Xiangzhou branch. By the time the roof garden was completed, Zhang's case had already been closed. The Xiangzhou branch commented on the project up and down, and said that it was good and bad. Gazebo, falling water, flower pond, Li Fei feels good about himself. In particular, the flower pond, where an iron tree grows out of a sloping sphere, is ingenious.
What made Li Fei happiest was that he was recognized by President Guan. Guan Jinshan was happy and asked him to come up with another plan to transform the backyard of the Xiangzhou branch building into a garden.
Although Gao Yunxuan didn't approve of any garden on the roof, he admired Li Fei's attitude and ability to do things.
I didn't know you still had this lottery! He said, when did you learn it?
Li Fei said, now learn and sell. Li Fei saw that Gao Yunxuan also recognized, and he was naturally proud in his heart.
Does your manager have anything to say? Li Fei knew that he was asking about the hotel loan, and replied that he didn't.
Gao Yunxuan said, you write a loan application report and submit it to Section Chief Zhang of the Credit Section. Let him bring it up at the executive meeting.
Li Fei was so happy that he almost fainted when he heard this, and asked Gao Yunxuan with an almost salivating closeness smile: How much is the amount to write? Six million or eight million?
Gao Yunxuan glared at him with a smile and said sarcastically, your heart is not big, you don't want 10 million! Let's take a look at two million first.
Has the industry recently had money? Li Fei asked.
Where is the money. Gao Yunxuan said that as long as he expressed his support, he would think about the way.
The governor is quite supportive of our matter.
Hearing Li Fei say this, Gao Yunxuan sneered. However, he can still notice that Guan Jinshan's attitude towards the Perfume Galaxy Hotel project has changed recently.
If the money you get is higher than the bank interest rate, do you want it? Gao Yunxuan asked Li Fei.
How tall?
The interest rate is 1.5% per month and 18% per annum.
It's too high. Li Fei was a little disappointed.
You're too tall for others to get. Gao Yunxuan said.
How long can I borrow?
year.
A year? With such a short term, how can I pay it back when it expires.
I want to think of a way to expire again. Okay?
Li Fei nodded reluctantly and said, okay. Thank you!
The eight characters haven't been skimmed yet, so don't say thank you yet. Gao Yunxuan said.
Where do I get this money and what do I need to prepare?
Not for now. Gao Yunxuan said, you go to Wuhan with me in a few days, and I will inform you when the specific time comes.
Since he came into contact with Li Fei and learned about the project of Perfume Star River, Gao Yunxuan had the idea of supporting it. It's just that I can't intervene for a while. But a few days ago, after he received a phone call, he had a premonition that an opportunity had come.
A year ago, Gao Yunxuan was transferred to the city to participate in a short-term training course organized by the People's Bank of China. I met a person in the class, and this person's surname is Cao Minghui. At that time, he was a deputy section chief of the Provincial People's Bank Office. The two hit it off at first sight and were very speculative. became very good friends.
Not long ago, the Provincial People's Bank established a new institution: the Yangtze River Trust and Investment Company. Even Cao Hui himself didn't expect that he would be the CEO of this new company.
Several months of preparation, site selection, decoration, team-building, and establishment of regulations were all handled by Cao Hui. After opening, I remembered that there was a friend in Xiangzhou, so I called Gao Yunxuan. A piece of news; The second is also considered contact business.
Gao Yunxuan is a caring person, in addition to being happy and congratulating, he raised several questions about funds. Cao Hui replied one by one.
On this day, Gao Yunxuan took Li Fei and came to Wuhan Cao Hui together.
The driver often drives a Mercedes-Benz. Li Fei sat in the passenger seat; Gao Yunxuan sat in the back row. Li Fei said with a smile that the city still has money and drives such a good car.
Would you like to sell it to your hotel? Xiao Chang said. While speaking, he looked at Gao Yunxuan from the rearview mirror.
Li Fei said, Master Chang, you are laughing at us.
Xiao often said, I see that some high-end hotels in big cities have a luxury car at the door, don't you want your hotel?
Li Fei said, yes. Don't ask for money.
Gao Yunxuan said that you don't need cash.
Li Fei saw that Gao Yunxuan also joined in, and knew that this was not a joke. Li Fei said that this car should not be cheap.
Xiao Chang said that the new car is six or seven hundred thousand.
Li Fei looked at the interior of the car and said how many years has this car been driven?
Xiao Chang said that it was less than two years. Want to do it or not? Cheap. After speaking, he looked at Gao Yunxuan from the rearview mirror. Li Fei looked back at Gao Yunxuan and saw Gao Yunxuan's serious face. I guess there must be a reason for this.
Yangtze River Trust & Investment Company is located in Wusheng Road, Hankou. Although the transportation is convenient, parking is very troublesome. Gao Yunxuan and Li Fei got out of the car first and asked the driver Xiao Chang to find a place to park.
Cao Hui's company has three storefronts, the first floor is open and the second floor is office. The décor is not luxurious, but it is very modern. After entering the door to report her name, a beautiful lady got up to greet her after the reception desk, saying that Mr. Cao was waiting upstairs, so she led the two upstairs.
Seeing Cao Hui for the first time, Li Fei felt that his impression was subverted. He originally thought that since Gao Yunxuan and Cao Hui were friends, they should have similar interests and similar styles; It should be flat and stable, and the cadres should look like cadres.
But this person is completely different from Gao Yunxuan. A head of black hair is clean and fluffy, neatly combed; a navy blue slim-fit suit, light blue shirt, blue and white diagonal tie; The body is thin, the top is open, and there is no belly; The complexion is fair, and the eyes are shining under a pair of gold-rimmed glasses; What impressed Li Fei even more was that Cao Hui actually had a pair of dimples when he laughed.
When Gao Yunxuan and Cao Hui met, they inevitably joked and praised each other, and they were lively. Gao Yunxuan introduced Li Fei to Cao Hui, but Cao Hui did not answer Gao Yunxuan's words. glanced at Li Fei and didn't say a kind word. Turning around and walking to the back of his desk, he leaned back in his chair and sat down on his own.
Cao Hui's arrogance made Li Fei a little embarrassed for him, this kind of shallowness of villain's ambition should not be owned by such a glamorous general manager like him.
Gao Yunxuan glanced at Li Fei, and whispered the word "sit" to Li Fei on behalf of the host, which can be regarded as resolving the embarrassment of the scene.
It was the beautiful young lady just now, who brought two cups of tea.
When a cup of tea was placed in front of Li Fei, Li Fei gently buckled twice next to the teacup with two fingers to express his gratitude. This is the etiquette he learned in Guangdong. He saw a light smile on the face of the tea delivery lady, even though she didn't look at him with her eyes. Li Fei felt that her handling was just right, not rude, but also frivolous.
When Miss Tea was sent out, Gao Yunxuan joked that Mr. Cao was handsome, and the young lady he was looking for was also beautiful.
Pretty, do you want to find one? Cao Hui replied.
We old guys can't compare to you young people. Gao Yunxuan said, touching the thinning hair on the top with his hand from front to back.
The old guy is even better! Cao Hui said, when did you become an old guy, why didn't I see it? After speaking, he leaned back in his chair and smiled.
Gao Yunxuan is not good at bickering, he is making jokes about others, and his face is red first. He said, be careful that Wanxia settles accounts with you.
Wan Xia is Cao Hui's wife. Speaking of Wanxia, Cao Hui looked interested.
This time I agreed to give two million, I saw your old face. Cao Hui returned to his position, his arms were spread apart, his shoulders were shrugged, and his hands were propped up on the table.
Gao Yunxuan said, thank you. Thank you, Mr. Cao!
Cao Hui said, "The term of my loan here can only be one year, and it must be repaid at the end of one year." As he spoke, his gaze shifted from Gao Yunxuan to Li Fei.
Li Fei looked at Gao Yunxuan. Gao Yunxuan said, of course.
Cao Hui said, what if it can't be repaid when it expires?
Gao Yunxuan patted his chest and said, I promise, you still don't believe it?
Cao Hui shook his head: You can't guarantee it. When the time comes, I can dig your ass and burn it in a kiln?
Gao Yunxuan said, then what do you say?
Cao Hui said, ask you to make a guarantee in the bank.
Gao Yunxuan was a little embarrassed. Although Guan Jinshan agreed with him to find a way for Perfume Star River Hotel, he did not agree to guarantee Perfume Star River Hotel. He pleaded, "Can you tell me to run less blind?"
Cao Hui said, Lao Gao, you are also the president, and you don't know the rules of credit yet? One is not mortgaged, and the other is not guaranteed, what do you tell me to do?
Gao Yunxuan thought about it again and again, and said okay, I will implement the guarantee.
Cao Hui said, I talked about the interest rate on the phone, and the annual interest rate is eighteen points.
Gao Yunxuan said, I discussed this with Mr. Li and agreed.
Cao Hui also said that in addition, one year's interest should be paid in advance.
This is a new issue that has not been mentioned before. Gao Yunxuan hesitated for a while, and wanted to talk about the price, saying that he could prepay it on a monthly basis?
No way.
The answer was crisp.
Prepaid quarterly?
No, it doesn't.
Do you have to pay upfront on an annual basis?
It's a rule, do you understand? Cao Hui picked up a plastic ruler in front of him and tapped it on the table like a teacher holding a whip to concentrate his attention.
Gao Yunxuan pointed at Cao Hui and said half-jokingly and half-seriously, you guy, you're too powerful! Okay, no problem. Mr. Li, no problem, right?
Li Fei didn't have time to think about Gao Yunxuan's question, so he could only respond and say okay. Since Cao Hui has no room for negotiation, can you still want this money? It's better to eat than not to eat at all. It's too hard to live without money.
Gao Yunxuan saw Li Fei's empty eyes and knew that he was settling accounts in his heart. Do you still need to settle this account? The loan was 2 million, but only 1.64 million was actually received. The notional interest is eighteen points. The real interest rate is close to 22 points.
When will you be able to disburse the loan? Gao Yunxuan asked.
I'm simple here, as soon as the guarantee in your bank arrives, you can release the loan. Cao Hui raised his wrist and looked at his watch, saying that it was not too early today, I was hungry, and we went to eat.
This place is familiar to you, and the place is up to you. Bought by Mr. Li alone. Gao Yunxuan exchanged glances with Li Fei.
No problem. Li Fei said, Mr. Cao, where do you think it's good to go?
Cao Hui still didn't look at Li Fei, and said the name of a restaurant to Gao Yunxuan. Gao Yunxuan said, this place is good, I have heard of it. When he went downstairs, Li Fei quietly asked Gao Yunxuan, is this place very high-end? He was worried that he wouldn't have enough money with him. Gao Yunxuan said, you will know when the meeting arrives.