With Wu Jun joining, Chen Yang's business is getting easier and easier.

Wu Jun is a qualified fellow.

Even if Chen Yang doesn't go out, he will do every job conscientiously.

After dealing with the goods at hand, Chen Yang gave Wu Jun a day off and asked him to go back to prepare and prepare, and he would go out in two days.

When he goes out to eat and live, and he can learn things, Wu Tian is naturally happy to yearn for it.

Calculating the time, it has been almost two months since Chen Yang was reborn.

In these two months, he earned nearly 200,000 yuan, an average of 100,000 yuan per month.

In 2,000 years, 200,000 yuan is not a small amount, enough to buy two sets of 100-square-meter commercial houses in the county center street.

According to the law of skyrocketing real estate in later generations, these two suites are enough for Chen Yang to eat for a lifetime.

However, Chen Yang had no such plans.

Except for leaving a little living expenses for his mother and sister, the rest of Chen Yang is ready to use it for business.

However, there is still a bit of a gap in funding.

Chen Yang came to the bank where he had handled the mortgage before, and he was still looking for Manager Zhao.

"Boss Chen, long time no see!"

Manager Zhao was full of spring breeze.

As a banker, Chen Yang's every move in his account is under their control.

Manager Zhao also knew that Chen Yang had turned over, and his future was bright, and his attitude was naturally much kinder than before.

"Manager Zhao, I want to borrow some money."

Chen Yang is also straight to the point.

This time, I want to go to the production area to buy goods, and the capital required is very large, and 200,000 yuan is still a little less.

Oh!

Manager Zhao nodded and said, "Then how much do you need to borrow?" ”

Chen Yang has now become a high-quality customer of the bank, and there is naturally no problem with loans.

Two hundred thousand!

Chen Yang reported a number.

Gui Province is nearly 2,000 kilometers here.

Shipping costs are expensive.

It's only fitting to come with a fully loaded car.

Take a semi-trailer as an example, one truck can pull 367 tons of goods.

If you have 35 tons of anise, you will get 3560,000.

Therefore, he must prepare at least 400,000 yuan for the goods.

Two hundred thousand!

Manager Zhao is a little difficult.

According to Chen Yang's recent flow feedback, he has a capital of more than 200,000 at most.

Besides, he still has a loan of 100,000 yuan that has not been paid off.

"Boss Chen, according to your credit and bank statements, I will give you a loan of up to 100,000 yuan."

Manager Zhao said in a low voice.

Banks also need to consider risk.

Their house has been mortgaged.

Excluding the loan of 100,000 yuan, Chen Yang's assets in his hands are also 100,000 yuan.

It is a little difficult for 100,000 people to borrow 200,000 yuan.

"At least 200,000, 100,000 is not enough."

Chen Yang frowned and said.

"In this way, you can find a few business owners to guarantee, and with the guarantee, you can borrow 200,000 yuan."

Manager Zhao gave Chen Yang an idea.

That's impossible!

Chen Yang smiled and said: "Our family borrowed a circle, but we couldn't borrow 100,000 yuan, do you think someone will guarantee me?" ”

Now all the bosses are targeting him, let alone vouching for him.

Even if there is, he doesn't want to pull down this face to beg someone.

That's it!

Manager Zhao had a headache.

In general, bank loans are not only collateral, but also secure.

There is no collateral or guarantee, how can you borrow so much?

"If Manager Zhao is embarrassed, forget it, I'll go to the bank next door to have a look."

Chen Yang pretended to stand up.

There are several banks here, and it doesn't matter if they don't give loans, some are options.

Boss Chen, wait a minute!

Manager Zhao hurriedly stopped Chen Yang.

Seriously, he was reluctant to let go of Chen Yang, a high-quality customer.

After all, he also saw this young man's recent performance, which was amazing.

Once Chen Yang goes to another house, his deposit and withdrawal business will definitely be transferred to other banks.

Chen Yang's monthly turnover is not a small amount, and once it is transferred to other banks, it will also be a loss for Manager Zhao.

"With your current conditions, it's no problem to borrow 100,000 yuan. But if it is 200,000 yuan, it is difficult to approve and it will take time. I'll give you an application first, and as for whether it can be done, I don't dare to pack a ticket. ”

Manager Zhao said euphemistically.

Then trouble Manager Zhao!

Chen Yang smiled.

In fact, the bank's account manager still has a lot of power, and Manager Zhao must have a way.

"However, you'd better get a public official to vouch for you, so that the passage is very high, and the loan can be released quickly."

Manager Zhao reminded Chen Yang.

Public officials?

Chen Yang frowned.

In the three generations of their family, there have been no public officials.

If there is really a public official, he will not come out to run business.

Soon his eyes fell on Manager Zhao.

Isn't this a ready-made public official?

"No, no, it's not appropriate."

Manager Zhao's head shook like a wave drum.

As a banker, you cannot guarantee a customer.

Even if he could, he wasn't happy.

"You guarantee me an extra 100,000 yuan loan, and I will give you 20,000 yuan in interest."

Chen Yang stretched out two fingers.

It's a one-room office, and it's not afraid of being heard.

If you want people to help, it has to be beneficial.

No good, who will help?

Twenty thousand interest?

Manager Zhao was very surprised.

The interest on a business loan is generally one cent.

The interest of 100,000 yuan a year is 12,000.

If it is 20,000 yuan, it is one and a half points of interest.

In other words, Manager Zhao only needs to make a guarantee to earn 8,000.

Eight thousand!

Manager Zhao's monthly salary is only more than 1,000 points.

To say that you are not impressed is false.

But who can guarantee that nothing will go wrong in business?

Chen Chuan used to be a high-quality customer of the bank, didn't an accident also bankrupt his family?

If Chen Yang doesn't come back yet, won't he sit on a candle?

Just when Manager Zhao was hesitating, Chen Yang spoke.

"Manager Zhao, you are also very clear about the situation of my business. In two months, I made 200,000 yuan. In terms of repayment ability, you don't have to worry at all, and you are guaranteed to make a sure profit. I came to you because you helped me before. Otherwise, there are people outside who are willing to lend me money. ”

If the bank refuses to lend, Chen Yang will go to find a private loan.

The interest rate of one and a half is still very attractive.

"Brother Chen, don't worry, don't worry, let's discuss again!"

Manager Zhao stopped Chen Yang again, with a smile on his face, and his title became Brother Chen.

Chen Yang's words really touched him.

He also believed that Chen Yang would be able to borrow money.

Manager Zhao personally made a cup of tea for Chen Yang.

"Well, I can help you get a loan of 100,000 yuan, but you have to sign a loan agreement, and keep it confidential?"

He's already figured it out.

As a business manager, Manager Zhao has the ability to help Chen Yang get an extra 100,000 yuan loan.

But why go through the banking process?

Manager Zhao can lend it to Chen Yang through private channels.

Earn more this way.

That's fine, too!

Chen Yang nodded.

"Then it's decided!"

Manager Zhao stretched out his right hand.

Chen Yang also smiled and stretched out his right hand.

The reason why he came to Manager Zhao was to have a good relationship with him and facilitate future loans.

However, it is obvious that Manager Zhao is also a capable person.

Chen Yang doesn't care where his money comes from, as long as he is willing to lend it to himself.

The two of them clasped their hands together, and both smiled knowingly.